Last 44 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
FVCBankcorp, Inc.'s quarterly P/E stands at 11.2x, down 3.6% year-over-year. EV/EBITDA has expanded 9.0% YoY to 9.2x, reflecting rising market expectations or slowing EBITDA growth.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 13.88 | 11.22 | 10.46 | 9.52 | 9.44 | 11.64 | 13.05 | 11.87 | 41.60 | — | 14.56 | 11.71 | 78.54 |
| — | -3.6% | -19.8% | -19.8% | -77.3% | — | -10.4% | +1.4% | -47.0% | — | +44.2% | +8.8% | +581.3% | |
| P/S Ratio | 2.47 | 2.00 | 1.94 | 1.79 | 1.74 | 2.02 | 2.09 | 1.82 | 2.10 | 3.51 | 2.10 | 1.78 | 2.36 |
| — | -1.1% | -6.9% | -1.6% | -17.1% | -42.4% | -0.8% | +2.4% | -10.7% | +20.2% | -37.2% | -51.0% | -45.2% | |
| P/B Ratio | 1.21 | 0.99 | 0.94 | 0.89 | 0.81 | 0.99 | 1.04 | 0.88 | 1.01 | 1.20 | 1.11 | 0.92 | 0.95 |
| — | +0.7% | -9.4% | +0.2% | -20.3% | -17.5% | -6.0% | -4.0% | +5.9% | -14.2% | -23.9% | -34.9% | -37.2% | |
| P/FCF | 12.65 | 8.33 | 7.79 | 16.44 | 9.04 | 12.03 | 13.01 | 33.40 | 7.81 | 14.60 | 9.43 | 16.77 | 19.50 |
| — | -30.8% | -40.1% | -50.8% | +15.6% | -17.6% | +38.0% | +99.2% | -59.9% | +75.1% | -1.7% | -31.8% | -9.7% | |
| EV / EBITDA | 11.38 | 9.18 | 1.11 | 3.63 | 3.75 | 8.42 | 3.68 | 2.93 | 9.13 | — | 7.71 | 6.64 | 67.73 |
| — | +9.0% | -69.8% | +24.1% | -58.9% | — | -52.3% | -56.0% | -86.5% | — | -9.4% | -9.9% | +885.7% | |
| EV / EBIT | 11.38 | 9.18 | 1.12 | 3.67 | 3.80 | 8.56 | 3.74 | 2.99 | 9.37 | — | 7.93 | 6.83 | 148.00 |
| — | +7.2% | -70.0% | +22.9% | -59.4% | — | -52.8% | -56.3% | -93.7% | — | -9.4% | -9.3% | +2005.6% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
FVCBankcorp, Inc.'s operating margin was 23.5% in Q4 2025, down 0.3 pp QoQ and up 1.3 pp YoY. This marks the 3rd consecutive quarter of margin compression, signaling a persistent pressure on profitability that investors should monitor. Gross margin expanded 7.6% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 53.9% | 53.8% | 53.3% | 54.2% | 51.0% | 50.0% | 48.6% | 47.3% | 47.1% | 24.3% | 52.0% | 50.9% | 44.1% |
| — | +7.6% | +9.7% | +14.6% | +8.4% | +105.6% | -6.5% | -7.1% | +6.8% | -63.2% | -36.2% | -38.1% | -48.6% | |
| Operating Margin | 23.1% | 23.5% | 23.8% | 24.0% | 22.8% | 22.2% | 20.9% | 19.4% | 17.2% | -35.7% | 18.8% | 19.9% | 0.7% |
| — | +6.0% | +13.6% | +24.0% | +32.7% | +162.1% | +11.1% | -2.8% | +2535.8% | -245.0% | -56.4% | -52.1% | -98.5% | |
| Net Margin | 18.1% | 17.9% | 18.4% | 18.8% | 18.5% | 17.1% | 16.2% | 15.1% | 5.1% | -27.4% | 14.5% | 15.5% | 3.0% |
| — | +5.0% | +13.5% | +24.8% | +265.1% | +162.2% | +11.6% | -2.4% | +68.3% | -234.9% | -56.4% | -53.5% | -91.9% |
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 9.0% | 2.2% | 2.3% | 2.3% | 2.2% | 2.1% | 2.0% | 1.9% | 0.6% | -2.4% | 1.9% | 2.0% | 0.3% |
| — | +6.7% | +10.8% | +25.6% | +253.2% | +188.8% | +6.7% | -8.9% | +100.4% | -195.8% | -46.7% | -36.8% | -90.5% | |
| ROA | 1.0% | 0.2% | 0.2% | 0.3% | 0.2% | 0.2% | 0.2% | 0.2% | 0.1% | -0.2% | 0.2% | 0.2% | 0.0% |
| — | +12.2% | +20.5% | +36.5% | +279.6% | +196.8% | +17.0% | +2.8% | +131.3% | -204.6% | -44.4% | -38.3% | -91.4% | |
| ROIC | 7.2% | 2.0% | 2.0% | 2.0% | 1.7% | 1.7% | 1.8% | 1.6% | 1.2% | -1.7% | 1.6% | 1.7% | 0.0% |
| — | +19.7% | +12.7% | +27.0% | +40.1% | +196.7% | +8.0% | -7.8% | +4158.5% | -255.1% | -20.4% | -10.7% | -98.8% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
FVCBankcorp, Inc.'s Debt/EBITDA ratio is 3.4x — at a moderate level that warrants monitoring. The current ratio has improved 6.1% YoY to 0.14x, strengthening the short-term liquidity position. Debt/Equity has declined for 3 consecutive quarters, reflecting a deleveraging trend.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.10 | 0.10 | 0.10 | 0.11 | 0.11 | 0.32 | 0.12 | 0.12 | 0.13 | 0.52 | 0.14 | 0.14 | 0.15 |
| — | -69.3% | -13.6% | -13.8% | -16.9% | -38.2% | -14.3% | -11.6% | -12.2% | -64.0% | -74.4% | -83.7% | -46.6% | |
| Debt / EBITDA | 0.89 | 3.41 | 3.51 | 3.55 | 4.01 | 11.81 | 4.46 | 5.15 | 6.08 | — | 5.42 | 5.28 | 101.73 |
| — | -71.1% | -21.4% | -31.1% | -34.1% | — | -17.7% | -2.4% | -94.0% | — | -51.6% | -74.5% | +1383.2% | |
| Current Ratio | 0.14 | 0.14 | 0.12 | 0.08 | 0.16 | 0.14 | 0.18 | 0.17 | 0.14 | 0.13 | 0.16 | 0.15 | 0.21 |
| — | +6.1% | -32.6% | -54.2% | +11.5% | +7.3% | +11.9% | +12.4% | -32.7% | -28.2% | -11.1% | -39.7% | -19.8% | |
| Quick Ratio | 0.14 | 0.14 | 0.12 | 0.08 | 0.16 | 0.14 | 0.18 | 0.17 | 0.14 | 0.13 | 0.16 | 0.15 | 0.21 |
| — | +6.1% | -32.6% | -54.2% | +11.5% | +7.3% | +11.9% | +12.4% | -32.7% | -28.2% | -11.1% | -39.7% | -19.8% | |
| Interest Coverage | 0.52 | 0.54 | 0.52 | 0.53 | 0.47 | 0.44 | 0.40 | 0.37 | 0.33 | -0.47 | 0.37 | 0.43 | 0.01 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 44 years · Updated daily
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FVCBankcorp, Inc.'s current P/E is 13.9x. The average P/E over the last 4 quarters is 10.2x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
FVCBankcorp, Inc.'s current operating margin is 23.1%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking FVCBankcorp, Inc.'s business trajectory between earnings reports.