FVCBankcorp, Inc. (FVCB) P/E Ratio History
UndervaluedTrading at 13.9x vs 5Y avg 20.5x · 60th percentile · Below historical baseline · Data 2013–2025
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P/E Ratio Analysis
As of June 13, 2026, FVCBankcorp, Inc. (FVCB) trades at a price-to-earnings ratio of 13.9x, with a stock price of $16.79 and trailing twelve-month earnings per share of $1.22.
The current P/E is 32% below its 5-year average of 20.5x. Over the past five years, FVCB's P/E has ranged from a low of 10.3x to a high of 69.6x, placing the current valuation at the 60th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.9x, FVCB is roughly in line with its sector peers. The sector includes 784 companies with P/E ratios ranging from 0.0x to 197.4x.
The PEG ratio of 2.11 (P/E divided by 48% EPS growth) suggests the stock may be expensive relative to its earnings growth. Peter Lynch popularized the rule that a PEG below 1.0 indicates an attractive entry point.
Relative to the broader market, FVCB trades at a notable discount to the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our FVCB DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
FVCB Cross-Benchmark Valuation
How does the current P/E compare to sector peers and the broader market?
FVCB P/E vs Peers
Commercial and middle-market focused banks peers sorted by market cap
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $207M | 14.7 | 2.90 | +9% | |
| $184M | 14.2 | - | +210%Best | |
| $349M | 23.2 | - | -37% | |
| $3B | 14.5 | 2.06 | +13% | |
| $273M | 15.4 | 10.32 | +96% | |
| $446M | 10.3 | 0.61 | -7% | |
| $359M | 8.0Lowest | 0.24Best | -8% | |
| $423M | 22.2 | 0.76 | +25% | |
| $20B | 52.3 | 2.14 | -47% | |
| $9B | 20.5 | 2.04 | +19% |
Lower P/E can signal a discount or weaker growth expectations; PEG adds growth context.
FVCB Historical P/E Data (2013–2025)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Period End | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2025 Q4 | Dec 31 2025 | $13.91 | $1.21 | 11.5x | -44% |
| FY2025 Q3 | - | $12.97 | $1.17 | 11.1x | -46% |
| FY2025 Q2 | Jun 30 2025 | $11.80 | $1.11 | 10.6x | -49% |
| FY2025 Q1 | Mar 31 2025 | $10.57 | $1.03 | 10.3x | -50% |
| FY2024 Q4 | - | $12.57 | $0.82 | 15.3x | -26% |
| FY2024 Q3 | Sep 30 2024 | $13.05 | $0.27 | 47.8x | +131% |
| FY2024 Q2 | Jun 30 2024 | $10.92 | $0.24 | 44.9x | +117% |
| FY2024 Q1 | Mar 31 2024 | $12.18 | $0.24 | 50.1x | +142% |
| FY2023 Q4 | Dec 31 2023 | $14.20 | $0.20 | 69.6x | +237% |
| FY2023 Q3 | Sep 30 2023 | $12.81 | $0.75 | 17.0x | -18% |
| FY2023 Q2 | Jun 30 2023 | $10.77 | $0.91 | 11.8x | -43% |
| FY2023 Q1 | Mar 31 2023 | $10.65 | $1.03 | 10.3x | -50% |
| FY2022 Q4 | Dec 31 2022 | $15.26 | $1.36 | 11.2x | -46% |
| FY2022 Q3 | Sep 30 2022 | $15.34 | $1.45 | 10.6x | -49% |
| FY2022 Q2 | - | $15.06 | $1.33 | 11.3x | -45% |
| FY2022 Q1 | - | $16.60 | $1.27 | 13.1x | -37% |
| FY2021 Q4 | Dec 31 2021 | $15.74 | $1.21 | 13.0x | -37% |
| FY2021 Q3 | - | $16.00 | $1.13 | 14.2x | -32% |
| FY2021 Q2 | Jun 30 2021 | $13.81 | $1.09 | 12.7x | -39% |
| FY2021 Q1 | Mar 31 2021 | $13.86 | $0.97 | 14.3x | -31% |
| FY2020 Q4 | - | $11.76 | $0.87 | 13.5x | -35% |
| FY2020 Q3 | Sep 30 2020 | $8.00 | $0.79 | 10.1x | -51% |
| FY2020 Q2 | - | $8.61 | $0.79 | 10.9x | -47% |
| FY2020 Q1 | - | $10.66 | $0.84 | 12.7x | -39% |
| FY2019 Q4 | - | $13.98 | $0.85 | 16.4x | -20% |
| FY2019 Q3 | Sep 30 2019 | $14.05 | $0.73 | 19.3x | -6% |
| FY2019 Q2 | Jun 30 2019 | $15.54 | $0.73 | 21.4x | +3% |
| FY2019 Q1 | Mar 31 2019 | $13.53 | $0.72 | 18.9x | -9% |
| FY2018 Q4 | Dec 31 2018 | $14.09 | $0.71 | 19.9x | -4% |
| FY2018 Q3 | Sep 30 2018 | $15.84 | $0.69 | 22.8x | +10% |
| FY2018 Q2 | Jun 30 2018 | $13.76 | $0.62 | 22.1x | +7% |
| FY2018 Q1 | Mar 31 2018 | $13.92 | $0.56 | 24.7x | +19% |
| FY2017 Q4 | Dec 31 2017 | $14.02 | $0.54 | 25.8x | +25% |
| FY2017 Q3 | Sep 30 2017 | $13.56 | $0.61 | 22.2x | +8% |
| FY2017 Q2 | Jun 30 2017 | $12.61 | $0.59 | 21.4x | +3% |
| FY2017 Q1 | Mar 31 2017 | $8.02 | $0.52 | 15.5x | -25% |
| FY2016 Q4 | Dec 31 2016 | $10.75 | $0.46 | 23.5x | +14% |
| FY2016 Q1 | - | $5.87 | $0.44 | 13.4x | -35% |
| FY2015 Q4 | - | $5.89 | $0.43 | 13.8x | -33% |
| FY2015 Q2 | - | $5.12 | $0.44 | 11.7x | -43% |
| FY2015 Q1 | - | $8.35 | $0.41 | 20.2x | -2% |
| FY2014 Q4 | Dec 31 2014 | $7.94 | $0.37 | 21.6x | +4% |
| FY2014 Q3 | - | $7.68 | $0.32 | 24.1x | +17% |
| FY2014 Q2 | Jun 30 2014 | $7.68 | $0.27 | 28.1x | +36% |
| FY2014 Q1 | Mar 31 2014 | $8.70 | $0.21 | 41.6x | +101% |
| FY2013 Q4 | - | $8.70 | $0.19 | 44.8x | +116% |
Average P/E for displayed period: 20.7x
What if you invested $1,000 in FVCB back in 2013?
Total return with dividends reinvested · 13+ years of data
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Run the NumbersIs FVCB Undervalued Right Now?
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Compare NowFVCB — Frequently Asked Questions
Quick answers to the most common questions about buying FVCB stock.
What is FVCB's P/E ratio?
FVCBankcorp, Inc. (FVCB) trailing twelve-month P/E ratio is 13.9x, based on TTM diluted EPS of $1.22. The 5-year average P/E is 20.5x and the historical range spans 10.3x to 69.6x.
Is FVCB stock overvalued or undervalued?
FVCB trades at 13.9x P/E, below its 5-year average of 20.5x. At the 60th percentile of its historical range (10.3x–69.6x), the stock is priced at a discount to its own history.
Is FVCB stock expensive?
No, FVCB is not expensive on a historical basis. The current P/E of 13.9x is below the 5-year average of 20.5x and sits at the 60th percentile of its valuation range.
What is FVCB's historical P/E range?
Over the past 5 years, FVCB's P/E ratio has ranged from 10.3x to 69.6x, with a median of 13.0x and an average of 20.5x. The current P/E of 13.9x places the stock at the 60th percentile of this range. Full historical data spans 2013–2025.
How does FVCB's P/E compare to the S&P 500?
FVCB trades at 13.9x P/E versus the S&P 500 median of 25.1x. The 45% discount to the market suggests lower growth expectations or perceived higher risk.
How does FVCB's valuation compare to Financial Services peers?
FVCBankcorp, Inc. P/E of 13.9x compares to the Financial Services sector median of 13.9x. The discount suggests lower growth expectations, weaker margins, or higher perceived risk relative to peers. See the peer comparison table on this page for ticker-by-ticker P/E and PEG.
What is FVCB's PEG ratio?
FVCB PEG ratio is 2.11, based on a P/E of 13.9x and EPS growth of 47.6%. A PEG above 2.0 indicates a premium valuation relative to earnings growth — typically considered expensive.
What is FVCB's earnings yield?
FVCB earnings yield is 7.21%, the inverse of its 13.9x P/E ratio. Earnings yield represents the percentage of each dollar invested that the company earns. It can be compared directly to bond yields to assess relative attractiveness of stocks versus fixed income.