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GENGen Digital Inc.
$26.23$15.7B
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  4. Financial Ratios

Gen Digital Inc. (GEN) Financial Ratios

Latest Ratios: P/E Ratio 16.7x · EV/EBITDA 8.9x · ROE 39.9%. (1997–2026 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

GEN Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2026FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Market Cap$15.7B$11.7B$16.5B$14.4B$10.7B$15.9B$12.9B$11.8B$14.5B$17.3B$19.0B
Enterprise Value$23.6B$19.6B$23.8B$22.2B$19.8B$17.9B$15.6B$13.9B$17.2B$20.5B$22.9B
P/E Ratio →16.7112.0325.6623.587.9419.1123.2820.32468.2314.86—
P/S Ratio3.142.344.193.783.235.695.044.723.073.564.72
P/B Ratio6.224.487.276.724.87——1176.052.533.445.44
P/FCF10.317.6813.687.0414.2616.4518.36—11.2821.37—
P/OCF10.167.5713.516.9714.1516.3518.20—9.7218.18—

P/E links to full P/E history page with 30-year chart

GEN EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2026FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
EV / Revenue—3.916.055.845.966.396.125.583.634.235.70
EV / EBITDA8.907.3811.7313.9112.8815.3314.6219.4227.3329.7853.25
EV / EBIT10.9320.7514.8119.8816.7015.2915.3713.70170.2041.04—
EV / FCF—12.8419.7410.8626.3318.4522.30—13.3525.40—

GEN Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2026FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Gross Margin74.1%74.1%80.3%80.8%82.2%85.4%85.8%84.2%77.8%78.7%78.8%
Operating Margin43.1%43.1%40.9%29.2%36.4%35.9%35.1%14.3%8.0%1.0%-2.5%
Net Profit Margin19.5%19.5%16.3%16.0%40.2%29.9%21.7%156.1%0.7%24.0%-2.6%

Return on Capital

MetricTTMFY 2026FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
ROE39.9%39.9%29.2%28.0%126.6%——135.2%0.6%27.3%-3.0%
ROA6.3%6.3%4.1%3.8%11.7%12.6%7.9%32.8%0.2%6.8%-0.7%
ROIC16.1%16.1%12.4%7.8%13.8%36.7%30.4%5.0%3.4%0.5%-2.0%
ROCE16.9%16.9%12.5%8.5%14.2%24.8%19.2%4.1%3.1%0.4%-0.9%

GEN Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2026FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Debt / Equity3.163.163.664.044.46——432.200.781.002.35
Debt / EBITDA3.123.124.105.436.403.293.466.047.087.2919.04
Net Debt / Equity—3.013.223.654.12——214.500.460.651.13
Net Debt / EBITDA2.972.973.604.905.911.672.583.004.234.729.16
Debt / FCF—5.166.063.8212.082.013.94—2.074.02—
Interest Coverage1.661.662.781.672.959.277.065.180.491.95-0.26

GEN Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2026FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Current Ratio0.400.400.510.500.430.740.721.170.851.071.14
Quick Ratio0.400.400.510.500.430.740.721.170.851.071.14
Cash Ratio0.150.150.350.310.260.620.450.860.540.680.92
Asset Turnover—0.320.250.240.210.400.400.320.300.310.22
Inventory Turnover———————————
Days Sales Outstanding—30.8824.3015.7520.2519.1921.1829.1759.9560.9358.94

GEN Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2026FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Dividend Yield1.9%2.7%1.9%2.2%2.9%1.9%2.9%63.6%1.5%1.2%1.2%
Payout Ratio32.1%32.1%48.7%53.2%23.5%36.2%67.3%192.5%700.0%18.2%—

Total Shareholder Return Metrics

MetricTTMFY 2026FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Earnings Yield6.0%8.3%3.9%4.2%12.6%5.2%4.3%4.9%0.2%6.7%—
FCF Yield9.7%13.0%7.3%14.2%7.0%6.1%5.4%—8.9%4.7%—
Buyback Yield4.0%5.4%1.6%3.1%8.4%0.0%2.4%13.4%1.6%0.6%2.6%
Total Shareholder Yield6.0%8.1%3.5%5.3%11.4%1.9%5.3%77.1%3.1%1.8%3.8%
Shares Outstanding—$619M$624M$642M$624M$591M$600M$643M$632M$668M$618M

Key Metrics

Growth RegimeAccelerating
ProfitabilityStrong
Balance SheetStrained
Cash FlowStable
Top Statement Risk

High leverage and integration risk

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2027Q1)

Margin Compression from Service Mix

Gross margin declined from 80.4% in 2024Q4 to 77.0% in 2027Q1, reflecting higher variable costs from identity restoration services. Operating margin normalized around 35%, excluding one-time gains, per reported quarterly data.

The gross margin erosion is consistent with the strategic shift toward bundled identity and financial wellness services, which carry higher direct costs than traditional antivirus software. Operating margin spiked to 63.4% in 2026Q4, but this was driven by a one-time SG&A benefit; the underlying operating margin appears stable in the mid-30s, indicating that the core software business retains pricing power. Net margin volatility, swinging from 10.7% to 39.9%, underscores the impact of non-recurring items, so investors should focus on normalized operating margin as the truest measure of earning power.

Leveraged Returns Mask Modest ROIC

ROE averaged 8.2% in 2027Q1, but ROIC remained low at 3.2%, indicating that high leverage inflates equity returns. According to financial statements, ROIC has been range-bound between 2.8% and 5.9% over the past ten quarters.

The wide gap between ROE and ROIC highlights the significant financial leverage employed, with D/E around 3.1. While ROE appears attractive, it is a function of debt rather than operational efficiency; ROIC suggests that the underlying business generates modest returns on invested capital, likely due to the heavy goodwill and intangible asset base from acquisitions. The stability of ROIC around 3% indicates that the company is not compounding capital at an exceptional rate, and any improvement would need to come from margin expansion or more efficient use of the asset base.

Working Capital Efficiency Improves

DSO increased from 15 days in 2025Q1 to 27 days in 2027Q1, while DPO declined from 36 to 28 days, per reported quarterly data. This suggests a slight deterioration in working capital management, though the cash conversion cycle remains negative.

The lengthening DSO may reflect the growing mix of consumer subscriptions billed through partners or carriers, which often have longer payment terms. The reduction in DPO indicates that GEN is paying suppliers faster, possibly to secure favorable terms or due to the integration of Avast's vendor relationships. Despite these shifts, the negative cash conversion cycle (since DPO exceeds DSO) remains a source of free financing, though the trend warrants monitoring as it could pressure cash flow if it reverses.

Elevated Leverage Persists

Debt-to-equity stands at 3.08, with debt at $8.2B against equity of $2.7B, per the latest balance sheet. Interest coverage improved to 3.6x in 2027Q1 from 2.3x in 2024Q4, but remains thin relative to peers.

The leverage profile is a direct consequence of the Avast acquisition, and while D/E has declined from a peak of 4.35, it remains significantly higher than software peers like CHKP (0.68) and IDXX (0.67). Interest coverage of 3.6x provides some cushion, but it is sensitive to rate movements; a 100bp increase in rates could reduce coverage by roughly 0.3x, based on the current debt load. The company's ability to service debt is supported by strong cash flow, but the high leverage limits financial flexibility and could constrain future M&A or capital returns.

Thin Liquidity Buffer

Current ratio is 0.47, with cash of $564M covering only 6.9% of total debt, as reported in the latest quarter. This indicates a tight liquidity position that could be vulnerable under stress.

The current ratio has been consistently below 1.0, reflecting a business model that relies on recurring revenue and minimal working capital needs. However, the low cash balance relative to debt suggests limited buffer for unexpected cash outflows, such as a spike in identity restoration claims or a downturn in collections. The company's ability to generate strong free cash flow (FCF margin of 32% in 2027Q1) mitigates this risk, but investors should monitor the liquidity position if cash flow deteriorates.

Misapplied ROE Metric

ROE is often cited as a sign of strong returns, but with D/E at 3.08, it overstates underlying profitability. According to reported figures, ROIC of 3.2% is a more accurate measure of economic returns.

The market may be misled by GEN's high ROE (39.9% in 2026Q4), which is artificially inflated by leverage. In reality, the company's ROIC is in the low single digits, indicating that the business does not generate exceptional returns on its invested capital. This is typical for a mature, acquisition-driven software company with a large goodwill base. Investors should use ROIC or return on tangible capital to assess the true value creation, as ROE can be dangerously misleading in highly leveraged firms.

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GEN — Frequently Asked Questions

Quick answers to the most common questions about buying GEN stock.

What is Gen Digital Inc.'s P/E ratio?

Gen Digital Inc.'s current P/E ratio is 16.7x. The historical average is 26.6x. This places it at the 23th percentile of its historical range.

What is Gen Digital Inc.'s EV/EBITDA?

Gen Digital Inc.'s current EV/EBITDA is 8.9x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 15.1x.

What is Gen Digital Inc.'s ROE?

Gen Digital Inc.'s return on equity (ROE) is 39.9%. This is above the typical threshold of 15-20% considered good for most companies. The historical average is 21.6%.

Is GEN stock overvalued?

Based on historical data, Gen Digital Inc. is trading at a P/E of 16.7x. This is at the 23th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is Gen Digital Inc.'s dividend yield?

Gen Digital Inc.'s current dividend yield is 1.92% with a payout ratio of 32.1%.

What are Gen Digital Inc.'s profit margins?

Gen Digital Inc. has 74.1% gross margin and 43.1% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.

How much debt does Gen Digital Inc. have?

Gen Digital Inc.'s Debt/EBITDA ratio is 3.1x, indicating high leverage. A ratio between 2-4x is manageable but warrants monitoring.