WM Technology, Inc. (MAPS) Financial Ratios
8 years of historical data (2018–2025) · Technology · Software - Application
EV/EBITDA
↓
1.15
↓-58% vs avg
5yr avg: 2.73
30Y Low1.9·High27.0
P/FCF
↓
5.00
↓-55% vs avg
5yr avg: 11.10
30Y Low5.4·High26.4
P/B Ratio
↓
0.32
↓-74% vs avg
5yr avg: 1.24
30Y Low0.7·High28.7
ROE
↓
1.6%
↓+139% vs avg
5yr avg: -4.0%
30Y Low-94%·High75%
Debt/EBITDA
↑
0.96
+1% vs avg
5yr avg: 0.95
30Y Low0.0·High1.0
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
MAPS Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
WM Technology, Inc. trades at 21.5x earnings, 32% below its 5-year average of 31.6x, sitting at the 33rd percentile of its historical range. Compared to the Technology sector median P/E of 29.0x, the stock trades at a discount of 26%. On a free-cash-flow basis, the stock trades at 5.0x P/FCF, 55% below the 5-year average of 11.1x.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $67M | $89M | $134M | $67M | $86M | $400M | $839M | $310M | — |
| Enterprise Value | $32M | $53M | $112M | $66M | $97M | $377M | $819M | $309M | — |
| P/E Ratio → | 21.55 | 45.58 | 17.53 | — | — | — | 21.64 | — | — |
| P/S Ratio | 0.39 | 0.51 | 0.73 | 0.36 | 0.40 | 2.07 | 5.18 | 2.15 | — |
| P/B Ratio | 0.32 | 0.68 | 1.12 | 0.65 | 0.75 | 3.03 | 28.65 | 1.34 | — |
| P/FCF | 5.00 | 6.61 | 5.35 | 6.07 | — | 26.36 | 22.11 | 265.60 | — |
| P/OCF | 2.58 | 3.41 | 3.65 | 2.93 | — | 17.30 | 21.38 | 49.20 | — |
P/E links to full P/E history page with 30-year chart
MAPS EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
WM Technology, Inc.'s enterprise value stands at 1.1x EBITDA, 58% below its 5-year average of 2.7x. The Technology sector median is 16.7x, placing the stock at a 93% discount on an enterprise-value basis.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 0.31 | 0.61 | 0.35 | 0.45 | 1.95 | 5.06 | 2.14 | — |
| EV / EBITDA | 1.15 | 1.93 | 3.53 | — | — | — | 18.13 | 26.99 | — |
| EV / EBIT | 2.69 | 4.55 | 7.60 | 11.08 | — | — | 19.88 | 49.15 | — |
| EV / FCF | — | 3.96 | 4.48 | 5.96 | — | 24.85 | 21.59 | 265.01 | — |
MAPS Profitability
Margins and return-on-capital ratios measuring operating efficiency
WM Technology, Inc. earns an operating margin of 6.7%. Operating margins have expanded from -9.8% to 6.7% over the past 3 years, signaling improving operational efficiency. ROE of 1.6% is modest. ROIC of 9.1% represents adequate returns on invested capital.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 87.3% | 87.3% | 95.1% | 93.3% | 92.9% | 95.9% | 95.3% | 95.1% | 93.8% |
| Operating Margin | 6.7% | 6.7% | 8.0% | -9.8% | -32.3% | -4.2% | 25.5% | 4.4% | 16.0% |
| Net Profit Margin | 1.1% | 1.1% | 4.1% | -5.3% | -53.8% | 31.3% | 24.0% | -0.3% | 14.2% |
Return on Capital
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| ROE | 1.6% | 1.6% | 6.8% | -9.1% | -94.0% | 74.9% | 29.8% | -0.3% | 47.7% |
| ROA | 1.1% | 1.1% | 4.4% | -5.4% | -41.1% | 28.8% | 25.3% | -0.2% | 29.9% |
| ROIC | 9.1% | 9.1% | 11.1% | -12.2% | -44.5% | -10.3% | 25.8% | 3.9% | — |
| ROCE | 7.7% | 7.7% | 10.4% | -12.9% | -29.0% | -4.6% | 29.1% | 4.4% | 53.2% |
MAPS Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
WM Technology, Inc. carries a Debt/EBITDA ratio of 1.0x, which is very conservative (67% below the sector average of 2.9x). The company holds a net cash position — cash of $62M exceeds total debt of $27M, providing substantial financial flexibility for buybacks, acquisitions, or weathering downturns.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.20 | 0.20 | 0.25 | 0.32 | 0.34 | 0.34 | 0.01 | 0.00 | 0.17 |
| Debt / EBITDA | 0.96 | 0.96 | 0.95 | — | — | — | 0.00 | 0.02 | 0.29 |
| Net Debt / Equity | — | -0.27 | -0.18 | -0.01 | 0.09 | -0.17 | -0.67 | -0.00 | -0.68 |
| Net Debt / EBITDA | -1.30 | -1.30 | -0.69 | — | — | — | -0.44 | -0.06 | -1.12 |
| Debt / FCF | — | -2.65 | -0.87 | -0.12 | — | -1.51 | -0.52 | -0.59 | -1.32 |
| Interest Coverage | — | — | — | — | — | — | — | — | — |
Net cash position: cash ($62M) exceeds total debt ($27M)
MAPS Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
WM Technology, Inc.'s current ratio of 2.34x is well above the 1.0 safety threshold, indicating strong short-term liquidity with ample room to cover current liabilities. The current ratio has improved from 1.53x to 2.34x over the past 3 years.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 2.34 | 2.34 | 2.28 | 1.53 | 1.19 | 2.62 | 1.47 | 11.89 | 1.60 |
| Quick Ratio | 2.34 | 2.34 | 2.28 | 1.53 | 1.19 | 2.62 | 1.47 | 52.44 | 1.60 |
| Cash Ratio | 1.72 | 1.72 | 1.71 | 1.02 | 0.62 | 1.79 | 0.86 | 9.23 | 1.46 |
| Asset Turnover | — | 0.92 | 1.01 | 1.13 | 1.08 | 0.53 | 3.00 | 0.57 | 2.11 |
| Inventory Turnover | — | — | — | — | — | — | — | — | — |
| Days Sales Outstanding | — | 30.75 | 19.90 | 21.66 | 29.53 | 33.17 | 21.27 | 9.94 | 4.89 |
MAPS Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
WM Technology, Inc. returns 4.5% to shareholders annually primarily through dividends. The payout ratio of 97.7% is elevated — while still covered by earnings, there is limited headroom for dividend increases. The earnings yield of 4.6% (inverse of P/E) provides a useful comparison to bond yields when assessing the stock's relative attractiveness to fixed income.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | 4.5% | 2.1% | 5.7% | 6.3% | 2.9% | 4.8% | 2.6% | 5.0% | — |
| Payout Ratio | 97.7% | 97.7% | 100.6% | — | — | 31.5% | 56.5% | — | 79.6% |
Total Shareholder Return Metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | 4.6% | 2.2% | 5.7% | — | — | — | 4.6% | — | — |
| FCF Yield | 20.0% | 15.1% | 18.7% | 16.5% | — | 3.8% | 4.5% | 0.4% | — |
| Buyback Yield | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 1.4% | 0.0% | 0.5% | — |
| Total Shareholder Yield | 4.5% | 2.1% | 5.7% | 6.3% | 2.9% | 6.1% | 2.7% | 5.5% | — |
| Shares Outstanding | — | $108M | $97M | $93M | $85M | $67M | $66M | $31M | $7M |
Peer Comparison
Compare MAPS with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 MAPSYou | $67M | 21.5 | 1.1 | 5.0 | 87.3% | 6.7% | 1.6% | 9.1% | 1.0 |
 TPVG | $203M | 4.1 | 8.6 | — | 83.5% | 77.9% | 14.1% | 7.2% | 6.2 |
 IIPR | $2B | 15.2 | 10.3 | 9.7 | 88.7% | 46.7% | 6.0% | 4.3% | 2.0 |
 GRWG | $96M | -4.0 | — | — | 19.8% | -15.0% | -22.1% | -16.1% | — |
 HYFM | $4M | -0.0 | — | — | 1.6% | -29.4% | -361.3% | -12.9% | — |
 CRON | $1B | -110.6 | — | 6679.1 | 32.5% | -1.5% | -0.8% | -0.7% | — |
 CGC | $372M | -1.6 | — | — | 24.5% | -56.8% | -61.9% | -18.2% | — |
 TLRY | $551M | -0.1 | — | — | 29.3% | -277.9% | -89.1% | -66.2% | — |
 YELP | $1B | 10.2 | 4.4 | 3.9 | 90.3% | 12.6% | 20.0% | 25.1% | 0.2 |
 ANGI | $201M | 5.3 | 3.2 | 4.4 | 90.8% | 7.6% | 4.4% | 5.0% | 4.0 |
 TRMK | $3B | 12.1 | 9.4 | 11.3 | 71.0% | 25.5% | 11.0% | 7.1% | 3.4 |
| Technology Median | — | 29.0 | 16.7 | 19.2 | 48.8% | 0.2% | 1.6% | 2.7% | 2.9 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
Download Financial Ratios Data
Includes 30+ ratios · 8 years · Updated daily
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MAPS — Frequently Asked Questions
Quick answers to the most common questions about buying MAPS stock.
What is WM Technology, Inc.'s P/E ratio?
WM Technology, Inc.'s current P/E ratio is 21.5x. The historical average is 28.3x. This places it at the 33th percentile of its historical range.
What is WM Technology, Inc.'s EV/EBITDA?
WM Technology, Inc.'s current EV/EBITDA is 1.1x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 12.6x.
What is WM Technology, Inc.'s ROE?
WM Technology, Inc.'s return on equity (ROE) is 1.6%. The historical average is 7.2%.
Is MAPS stock overvalued?
Based on historical data, WM Technology, Inc. is trading at a P/E of 21.5x. This is at the 33th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.
What is WM Technology, Inc.'s dividend yield?
WM Technology, Inc.'s current dividend yield is 4.54% with a payout ratio of 97.7%.
What are WM Technology, Inc.'s profit margins?
WM Technology, Inc. has 87.3% gross margin and 6.7% operating margin.
How much debt does WM Technology, Inc. have?
WM Technology, Inc.'s Debt/EBITDA ratio is 1.0x, indicating low leverage. A ratio below 2x is generally considered financially healthy.