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NBBK logoNB Bancorp, Inc. Common Stock (NBBK) Earnings History

Annual and quarterly earnings data from 2021 to 2025

TTM Net Income
$50M
Profitable
TTM EPS
$1.22
Diluted
YoY EPS Growth
+25.2%
Excellent
Net Margin
15.9%
Profitability
Operating Margin22.4%
Gross Margin54.9%
ROE6.2%
ROA0.8%
Highest Annual Net Income$50M (2025)
Highest Quarterly EPS$0.43 (Q3 2025)
Consecutive Profitable Years5 years
Q4 2025
Net Income$8M
EPS$0.19
QoQ Growth-49.8%Declining

Loading earnings history...

NBBK EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
+25.2%
Excellent
3-Year
+24.2%
Excellent
5-Year
N/A
N/M
10-Year
N/A
N/M

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

NBBK Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202554.9%22.4%15.9%
202452.8%19.3%13.9%
202356.1%5.0%4.1%
202282.7%28.2%23.3%
202185.1%28.0%21.8%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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NB Bancorp, Inc. Common Stock (NBBK) Earnings Overview

As of May 8, 2026, NB Bancorp, Inc. Common Stock (NBBK) reported trailing twelve-month net income of $50M, reflecting +25.2% year-over-year growth. The company earned $1.22 per diluted share over the past four quarters, with a net profit margin of 15.9%.

Looking at the long-term picture, NBBK's historical earnings data spans multiple years. The company achieved its highest annual net income of $50M in fiscal 2025, representing a new all-time high.

NB Bancorp, Inc. Common Stock maintains industry-leading profitability with a gross margin of 54.9%, operating margin of 22.4%, and net margin of 15.9%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →

Compared to peers including NBTB ($169M net income, 19.5% margin), INDB ($180M net income, 19.7% margin), EGBN (-$128M net income, -20.2% margin), NBBK has room to improve margins relative to the peer group. Compare NBBK vs NBTB →

NBBK Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
NBBK logoNBBKCurrent
$50M$1.2215.9%6.2%+25.2%—
NBTB logoNBTB
$169M$3.2219.5%9.9%+12.5%
INDB logoINDB
$180M$3.6019.7%6.5%-16.6%
EGBN logoEGBN
-$128M$-4.23-20.2%-10.8%-169.9%
CTBI logoCTBI
$93M$5.1722.0%11.3%+5.7%
NECB logoNECB
$44M$3.2528.2%13.3%-7.7%
Best in group
Lowest in group

NBBK Historical Earnings Data (2021–2025)

5 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$50M+19.3%$71M$1.3415.9%22.4%
2024$42M+329.0%$59M$1.0713.9%19.3%
2023$10M-67.3%$12M$0.234.1%5.0%
2022$30M+39.4%$36M$0.7023.3%28.2%
2021$22M-$28M$0.5121.8%28.0%

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Compare NBBK vs BRK-A

Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..

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NBBK — Frequently Asked Questions

Quick answers to the most common questions about buying NBBK stock.

Is NBBK growing earnings?

NBBK EPS is $1.22, with earnings growth accelerating to +25.2%. This exceeds the 5-year CAGR of N/A. TTM net income reached $50M.

What are NBBK's profit margins?

NB Bancorp, Inc. Common Stock net margin is +15.9%, with operating margin at +22.4%. Above-average margins indicate pricing power.

How consistent are NBBK's earnings?

NBBK earnings data spans 2021-2025. The accelerating earnings trend is +25.2% YoY. Historical data enables comparison across business cycles.

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NBBK Earnings Over Time (2021–2025)

Net income and EPS trends