PRA Group's core business model faces structural headwinds, as evidenced by a persistently negative net interest margin of -1.2% in 2026Q2, indicating that funding costs consistently exceed portfolio yields.
Price trend, volume and key moving averages
Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Nov 5, 2026 | $0.39-51.2% vs $0.80 | $286M-6.9% vs $307M |
Q3 2026 Aug 6, 2026 | $1.51+187.6% vs $0.53 | $372M+24.1% vs $300M |
Q2 2026 May 7, 2026 | $0.73+43.1% vs $0.51 | $315M+6.3% vs $296M |
Q1 2026 Feb 26, 2026 | $1.46+192.0% vs $0.50 | $333M+15.4% vs $289M |
PRA Group NASDAQ: PRAA reported $15 million in third-quarter net income as lower operating costs helped increase adjusted earnings and reduce leverage, even as the company continued investing in legal collections and technology.
PRA Group (PRAA) came out with quarterly earnings of $0.39 per share, missing the Zacks Consensus Estimate of $1.07 per share. This compares to earnings of $0.53 per share a year ago.
Continued Execution of PRA 3.0 Strategy Delivering Results and Building a Stronger Foundation for Long-Term Returns $15M of Net Income Attributable to PRA Group, Inc. NORFOLK, Va., Nov. 5, 2026 /PRNewswire/ -- PRA Group, Inc. (Nasdaq: PRAA) (the "Company"), a global leader in acquiring and collecting nonperforming loans, today reported its financial results for the third quarter of 2026 ("Q3 2026").
/PRNewswire/ -- PRA Group, Inc. (Nasdaq: PRAA), l'un des leaders mondiaux dans le rachat et le recouvrement de créances douteuses a célébré aujourd'hui son
Benchmark PRAA against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for PRA Group, Inc. (PRAA)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $12.92 | $492.78M | 3.12 | -4.51% | 13.85% | 14.48% | — | |
| $114.14 | $2.45B | 7.24 | 38.64% | 20.75% | 33.67% | — | |
| $185.67 | $8.05B | 20.21 | 7.81% | 9.81% | 17.73% | 0.86% | |
| $16.94 | $3.18B | 5.54 | 7.32% | 31.69% | 23.59% | 19.95% | |
| $8.42 | $791.39M | -16.50 | -32.67% | -8.91% | -2.04% | 7.56% | |
| $56.09 | $6.48B | 8.45 | 9.54% | 14.72% | 22.64% | 4.62% |
PRA Group, Inc. (PRAA) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
PRA Group, Inc. (PRAA) SEC filings — annual & quarterly reports (10-K, 10-Q)
Aug 6, 2026·SEC
Jun 23, 2026·SEC
May 7, 2026·SEC
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PRA Group, Inc. (PRAA) stock FAQ — growth, dividends, profitability & financials explained
PRA Group, Inc. (PRAA) grew revenue by 5.8% over the trailing twelve months, compared with the twelve months before.
Yes. PRA Group, Inc. (PRAA) earned $157.5M in net income over the trailing twelve months (a 13.9% net margin).
PRA Group, Inc. (PRAA) had a return on equity (ROE) of 14.5% over the trailing twelve months. That is in line with the market's typical 10-15%.
PRA Group, Inc. (PRAA) has a net interest margin (NIM) of 18.4%. This indicates healthy earnings from lending activities.
PRA Group, Inc. (PRAA) has an efficiency ratio of 81.9%. This is higher than peers, suggesting room for cost optimization.
