Zacks Investment Research·Sep 15, 2026
Here's Why PRA Group Stock Remains a Buy Despite Few RisksPRAA's strong collections, portfolio income and investments support growth, while high debt and competition pose risks.
PRA Group's core business model faces structural headwinds, as evidenced by a persistently negative net interest margin of -1.2% in 2026Q2, indicating that funding costs consistently exceed portfolio yields. Earnings are heavily distorted by non-cash portfolio...
Price trend, volume and key moving averages
Trailing total returns as of 9/23/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Aug 6, 2026 | $1.51+187.6% vs $0.53 | $372M+24.1% vs $300M |
Q2 2026 May 7, 2026 | $0.73+43.1% vs $0.51 | $315M+6.3% vs $296M |
Q1 2026 Feb 26, 2026 | $1.46+192.0% vs $0.50 | $333M+15.4% vs $289M |
Q4 2025 Nov 3, 2025 | $10.43+1986.0% vs $0.50 | $311M+5.2% vs $296M |
PRAA's strong collections, portfolio income and investments support growth, while high debt and competition pose risks.
Investors target stocks that have been on a bullish run. Stocks like PRAA, CNC, BILL and PARR are seeing price strength, and the momentum is likely to continue.
Low price-to-sales stocks may offer value when backed by profitability, financial strength and momentum. PRAA, M, PARR, APLE and PBF stand out on these measures.
PRA Group NASDAQ: PRAA outlined its strategy for expanding returns from purchased nonperforming loan portfolios, highlighting a diversified international footprint, continued cost reductions and investments in technology during the Midwest IDEAS Conference.
Benchmark PRAA against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for PRA Group, Inc. (PRAA)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $20.58 | $784.94M | -2.64 | -4.51% | -30.87% | -27.32% | — | |
| $98.29 | $2.11B | 9.01 | 38.64% | 15.88% | 29.83% | — | |
| $220.87 | $9.58B | 29.77 | 7.81% | 9.42% | 17.07% | — | |
| $24.25 | $4.56B | 7.01 | 7.32% | 23.97% | 30.31% | — | |
| $9.48 | $891.02M | -11.70 | -32.67% | -1.67% | -2.04% | — | |
| $59.08 | $6.83B | 9.01 | 9.54% | 12.17% | 23.07% | — |
PRA Group, Inc. (PRAA) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
PRA Group, Inc. (PRAA) SEC filings — annual & quarterly reports (10-K, 10-Q)
Aug 6, 2026·SEC
Jun 23, 2026·SEC
May 7, 2026·SEC
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PRA Group, Inc. (PRAA) stock FAQ — growth, dividends, profitability & financials explained
PRA Group, Inc. (PRAA) saw revenue decline by 4.5% over the past year.
PRA Group, Inc. (PRAA) reported a net loss of $265.0M for fiscal year 2025.
PRA Group, Inc. (PRAA) has a return on equity (ROE) of -27.3%. Negative ROE indicates the company is unprofitable.
PRA Group, Inc. (PRAA) has a net interest margin (NIM) of 18.4%. This indicates healthy earnings from lending activities.
PRA Group, Inc. (PRAA) has an efficiency ratio of 81.9%. This is higher than peers, suggesting room for cost optimization.
