PRA Group, Inc. (PRAA) Earnings History
Net Loss24 years of earnings data (2002–2025) · Currently unprofitable on a TTM basis
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PRA Group, Inc. (PRAA) Earnings Overview
As of June 21, 2026, PRA Group, Inc. (PRAA) reported trailing twelve-month net income of -$281M, reflecting -535.2% year-over-year growth. The company earned $-7.29 per diluted share over the past four quarters, with a net profit margin of -24.6%.
Looking at the long-term picture, PRAA's historical earnings data spans multiple years. The company achieved its highest annual net income of $183M in fiscal 2021.
PRA Group, Inc. is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →
Compared to peers including ECPG ($296M net income, 14.6% margin), FCFS ($354M net income, 9.0% margin), SLM ($745M net income, 24.0% margin), PRAA has room to improve margins relative to the peer group. Compare PRAA vs ECPG →
PRAA Earnings vs Peers
Earnings metrics vs comparable public companies
PRAA Historical Earnings Data (2002–2025)
24 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | -$305M | -532.2% | $421M | $-7.79 | -24.6% | 33.9% |
| 2024 | $71M | +184.6% | $340M | $1.79 | 6.3% | 30.2% |
| 2023 | -$83M | -171.3% | $100M | $-2.13 | -10.2% | 12.3% |
| 2022 | $117M | -36.0% | $286M | $2.94 | 12.1% | 29.6% |
| 2021 | $183M | +22.6% | $375M | $4.04 | 16.7% | 34.2% |
| 2020 | $149M | +73.3% | $350M | $3.26 | 14.0% | 32.8% |
| 2019 | $86M | +31.4% | $248M | $1.89 | 8.7% | 24.9% |
| 2018 | $66M | -60.1% | $185M | $1.44 | 7.5% | 21.1% |
| 2017 | $164M | +90.5% | $214M | $3.54 | 20.0% | 26.0% |
| 2016 | $86M | -48.6% | $220M | $1.83 | 10.4% | 26.4% |
| 2015 | $168M | -4.9% | $310M | $3.47 | 17.8% | 32.9% |
| 2014 | $177M | +0.7% | $342M | $3.50 | 20.0% | 38.8% |
| 2013 | $175M | +38.5% | $298M | $3.45 | 23.8% | 40.5% |
| 2012 | $127M | +25.6% | $216M | $2.46 | 21.4% | 36.4% |
| 2011 | $101M | +37.2% | $178M | $1.95 | 22.0% | 38.8% |
| 2010 | $73M | +65.8% | $130M | $1.45 | 19.7% | 34.8% |
| 2009 | $44M | -2.3% | $81M | $0.96 | 15.8% | 28.7% |
| 2008 | $45M | -6.0% | $85M | $0.99 | 17.2% | 32.2% |
| 2007 | $48M | +8.4% | $81M | $1.02 | 21.9% | 36.8% |
| 2006 | $44M | +21.0% | $72M | $0.92 | 23.6% | 38.1% |
| 2005 | $37M | +34.0% | $60M | $0.76 | 24.7% | 40.0% |
| 2004 | $27M | +32.5% | $45M | $0.58 | 372.8% | 609.5% |
| 2003 | $21M | +21.4% | $34M | $0.44 | 24.4% | 40.5% |
| 2002 | $17M | - | $21M | $0.31 | 30.5% | 37.5% |
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PRAA — Frequently Asked Questions
Quick answers to the most common questions about buying PRAA stock.
What is PRAA earnings per share (EPS)?
PRAA trailing twelve-month (TTM) diluted EPS is $-7.29, reflecting -535.2% year-over-year growth. The 5-year EPS CAGR is N/A. Complete EPS history from 2002 to 2025 is available in the table on this page.
What is PRA Group, Inc.'s net income?
PRA Group, Inc. (PRAA) trailing twelve-month net income is $-281M as of 2025. Earnings declined -535.2% year-over-year.
Is PRAA profitable?
PRAA is not currently profitable on a TTM basis, reporting a net loss of $-281M. Net margin is -24.6%. Investors should monitor for a return to profitability.
What is PRAA's earnings growth rate?
PRAA compound annual EPS growth rates (CAGR): 1-Year: N/A, 3-Year: N/A, 5-Year: N/A, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2002 to 2025.
What are PRAA's profit margins?
PRA Group, Inc. net profit margin is -24.6%, operating margin is +33.9%, and gross margin is +99.2%. Below-average margins reflect competitive or cost pressures. Return on Equity is -27.3%.
Is PRAA growing earnings?
PRAA earnings are declining — EPS fell -535.2% year-over-year. TTM net income dropped to $-281M. This contrasts with the 5-year CAGR of N/A.
What was PRAA's best earnings year?
PRA Group, Inc.'s highest annual net income on record is $183M, achieved in fiscal year 2021. Earnings history on this page spans 2002 to 2025 and includes all annual and quarterly figures.
What were PRAA's earnings last quarter?
PRAA's most recent reported quarter was Q1 2026. Net income was $28M with diluted EPS of $0.73. For a full breakdown of all quarters, see the quarterly earnings table on this page.