PRA Group, Inc. (PRAA) Earnings History
Profitable24 years of earnings data (2002–2025) · Positive TTM net income
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PRA Group, Inc. (PRAA) Earnings Overview
As of November 7, 2026, PRA Group, Inc. (PRAA) reported trailing twelve-month net income of $158M, reflecting -535.2% year-over-year growth. The company earned $4.14 per diluted share over the past four quarters, with a net profit margin of -30.9%.
Looking at the long-term picture, PRAA's historical earnings data spans multiple years. The company achieved its highest annual net income of $183M in fiscal 2021.
PRA Group, Inc. maintains positive profitability with a gross margin of 124.4%, operating margin of 42.6%, and net margin of -30.9%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including ECPG ($351M net income, 17.4% margin), FCFS ($406M net income, 9.3% margin), SLM ($567M net income, 37.5% margin), PRAA has room to improve margins relative to the peer group. Compare PRAA vs ECPG →
PRAA Earnings vs Peers
Earnings metrics vs comparable public companies
PRAA Historical Earnings Data (2002–2025)
24 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | -$305M | -532.2% | $421M | $-7.79 | -30.9% | 42.6% |
| 2024 | $71M | +184.6% | $340M | $1.79 | 6.8% | 32.8% |
| 2023 | -$83M | -171.3% | $100M | $-2.13 | -11.3% | 13.6% |
| 2022 | $117M | -36.0% | $286M | $2.94 | 12.8% | 31.2% |
| 2021 | $183M | +22.6% | $375M | $4.04 | 17.3% | 35.5% |
| 2020 | $149M | +73.3% | $350M | $3.26 | 14.5% | 34.0% |
| 2019 | $86M | +31.4% | $248M | $1.89 | 10.1% | 29.1% |
| 2018 | $66M | -60.1% | $185M | $1.44 | 8.7% | 24.6% |
| 2017 | $164M | +90.5% | $214M | $3.54 | 20.6% | 26.8% |
| 2016 | $86M | -48.6% | $220M | $1.83 | 11.4% | 29.1% |
| 2015 | $168M | -4.9% | $310M | $3.47 | 19.0% | 35.2% |
| 2014 | $177M | +0.7% | $342M | $3.50 | 20.9% | 40.4% |
| 2013 | $175M | +38.5% | $298M | $3.45 | 24.3% | 41.3% |
| 2012 | $127M | +25.6% | $216M | $2.46 | 21.7% | 37.0% |
| 2011 | $101M | +37.2% | $178M | $1.95 | 22.5% | 39.7% |
| 2010 | $73M | +65.8% | $130M | $1.45 | 20.2% | 35.7% |
| 2009 | $44M | -2.3% | $81M | $0.96 | 16.2% | 29.5% |
| 2008 | $45M | -6.0% | $85M | $0.99 | 18.0% | 33.6% |
| 2007 | $48M | +8.4% | $81M | $1.02 | 22.2% | 37.4% |
| 2006 | $44M | +21.0% | $72M | $0.92 | 23.6% | 38.2% |
| 2005 | $37M | +34.0% | $60M | $0.76 | 24.7% | 40.0% |
| 2004 | $27M | +32.5% | $45M | $0.58 | 387.1% | 633.0% |
| 2003 | $21M | +21.4% | $34M | $0.44 | 24.5% | 40.8% |
| 2002 | $17M | - | $21M | $0.31 | 31.9% | 39.2% |
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PRAA — Frequently Asked Questions
Quick answers to the most common questions about buying PRAA stock.
What is PRAA earnings per share (EPS)?
PRAA trailing twelve-month (TTM) diluted EPS is $4.14, reflecting -535.2% year-over-year growth. The 5-year EPS CAGR is N/A. Complete EPS history from 2002 to 2025 is available in the table on this page.
What is PRA Group, Inc.'s net income?
PRA Group, Inc. (PRAA) trailing twelve-month net income is $158M as of 2025. Earnings declined -535.2% year-over-year.
Is PRAA profitable?
Yes, PRAA is profitable with a TTM net income of $158M and a net profit margin of -30.9%.
What is PRAA's earnings growth rate?
PRAA compound annual EPS growth rates (CAGR): 1-Year: N/A, 3-Year: N/A, 5-Year: N/A, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2002 to 2025.
What are PRAA's profit margins?
PRA Group, Inc. net profit margin is -30.9%, operating margin is +42.6%, and gross margin is +124.4%. Below-average margins reflect competitive or cost pressures. Return on Equity is -27.3%.
Is PRAA growing earnings?
PRAA earnings are declining — EPS fell -535.2% year-over-year. TTM net income dropped to $158M. This contrasts with the 5-year CAGR of N/A.
What was PRAA's best earnings year?
PRA Group, Inc.'s highest annual net income on record is $183M, achieved in fiscal year 2021. Earnings history on this page spans 2002 to 2025 and includes all annual and quarterly figures.
What were PRAA's earnings last quarter?
PRAA's most recent reported quarter was Q3 2026. Net income was $15M with diluted EPS of $0.39. For a full breakdown of all quarters, see the quarterly earnings table on this page.