PRA Group, Inc. (PRAA) Revenue History
Annual and quarterly revenue from 2002 to present
PRAA Revenue Over Time (2002–2025)
PRAA Revenue Growth History
17 of 23 years with positive growth- FY2002 revenue growth
- N/A
- FY2003 revenue growth
- +58.0%
- FY2004 revenue growth
- -91.6%
- FY2005 revenue growth
- +1999.2%
- FY2006 revenue growth
- +26.7%
- FY2007 revenue growth
- +15.1%
- FY2008 revenue growth
- +16.2%
- FY2009 revenue growth
- +8.4%
- FY2010 revenue growth
- +33.1%
- FY2011 revenue growth
- +23.3%
- FY2012 revenue growth
- +30.2%
- FY2013 revenue growth
- +23.5%
- FY2014 revenue growth
- +17.4%
- FY2015 revenue growth
- +4.3%
- FY2016 revenue growth
- -14.4%
- FY2017 revenue growth
- +5.5%
- FY2018 revenue growth
- -5.5%
- FY2019 revenue growth
- +12.9%
- FY2020 revenue growth
- +21.0%
- FY2021 revenue growth
- +2.6%
- FY2022 revenue growth
- -13.4%
- FY2023 revenue growth
- -19.0%
- FY2024 revenue growth
- +39.7%
- FY2025 revenue growth
- -4.5%
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $286.3M | -1.0% |
| Q2 2026 | $304.5M | +14.6% |
| Q1 2026 | $247.8M | +0.3% |
| Q4 2025 | $298.9M | +9.5% |
| Q3 2025 | $289.2M | +12.0% |
| Q2 2025 | $265.8M | +14.9% |
| Q1 2025 | $247.1M | +20.3% |
| Q4 2024 | $273.0M | +33.1% |
Multi-year avg. share of annual revenue by fiscal quarter
Revenue Breakdown (FY 2025)
PRAA's revenue distribution by segment and geography for fiscal year 2025
By Product/Segment
By Geography
PRAA Revenue Analysis (2002–2025)
Current Revenue & Growth
As of November 7, 2026, PRA Group, Inc. (PRAA) generated trailing twelve-month (TTM) revenue of $1.14 billion, reflecting slight decline in growth of -1.0% year-over-year. The most recent quarter (Q3 2026) recorded $286.3 million in revenue, down 6.0% sequentially.
Historical Growth Trajectory
PRAA's 5-year compound annual growth rate (CAGR) stands at -0.8%, indicating revenue contraction over this period. The 3-year CAGR of +2.6% exceeds the 5-year average, indicating an acceleration in the most recent period. PRA Group, Inc.'s highest annual revenue of $1.06 billion was recorded in 2021.
Revenue by Segment
PRAA's revenue is primarily driven by Total Reportable Segments (64%), and United States Segment (36%). With over half of revenue concentrated in Total Reportable Segments, the company has a focused business model while developing other growth vectors.
Peer Comparison
Compared to Financial Services sector peers — including ECPG (+32.8% YoY), FCFS (+22.8% YoY), and SLM (-6.7% YoY) — PRAA has underperformed the peer group in revenue growth. Compare PRAA vs ECPG →
PRAA Revenue vs Peers
Revenue metrics vs comparable public companies
| Company | TTM Revenue | YoY Growth | 5Y CAGR | Op. Margin | Compare |
|---|---|---|---|---|---|
| PRAACurrent | $1.1B | -1.0% | -0.8% | 42.6% | |
 ECPG | $1.5B | +32.8% | +2.7% | 42.3% | |
 FCFS | $3.5B | +22.8% | +17.2% | 15.9% | |
 SLM | $2.0B | -6.7% | +2.0% | 50.0% | |
 NAVI | $647M | -25.7% | -17.5% | 385.0% | |
 OMF | $5.0B | +7.0% | +4.9% | 20.1% |
PRAA Historical Revenue Data (2002–2025)
| Year | Revenue | YoY % | Gross Profit | Gross Margin | Op. Income | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $988.5M | -4.5% | $1.23B | 124.4% | $420.7M | 42.6% |
| 2024 | $1.04B | +39.7% | $685.7M | 66.2% | $339.7M | 32.8% |
| 2023 | $740.7M | -19.0% | $416.0M | 56.2% | $100.5M | 13.6% |
| 2022 | $914.8M | -13.4% | $550.3M | 60.2% | $285.8M | 31.2% |
| 2021 | $1.06B | +2.6% | $669.6M | 63.4% | $375.0M | 35.5% |
| 2020 | $1.03B | +21.0% | $628.6M | 61.0% | $349.7M | 34.0% |
| 2019 | $851.1M | +12.9% | $684.9M | 80.5% | $247.7M | 29.1% |
| 2018 | $753.8M | -5.5% | $558.6M | 74.1% | $185.3M | 24.6% |
| 2017 | $797.5M | +5.5% | $477.2M | 59.8% | $213.7M | 26.8% |
| 2016 | $755.6M | -14.4% | $573.3M | 75.9% | $219.8M | 29.1% |
| 2015 | $882.5M | +4.3% | $673.7M | 76.3% | $310.3M | 35.2% |
| 2014 | $845.7M | +17.4% | $646.4M | 76.4% | $342.1M | 40.4% |
| 2013 | $720.7M | +23.5% | $542.7M | 75.3% | $297.5M | 41.3% |
| 2012 | $583.8M | +30.2% | $424.4M | 72.7% | $216.1M | 37.0% |
| 2011 | $448.4M | +23.3% | $320.7M | 71.5% | $178.0M | 39.7% |
PRAA Chart Terminal
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Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
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Peer Comparison
Compare growth, multiples, and margins vs sector.
PRAA — Frequently Asked Questions
Quick answers to the most common questions about buying PRAA stock.
Is PRAA's revenue growth accelerating or slowing?
PRAA revenue growth is slowing. TTM revenue is $1.1B, up -1.0% year-over-year — below the 5-year CAGR of -0.8%. The deceleration suggests maturing end-markets or increased competition.
What is PRAA's revenue history from 2002 to 2026?
PRA Group, Inc. (PRAA) revenue history spans 2002 to 2026. TTM revenue as of 2026 is $1.1B, growing at -1.0% YoY. The 5-year CAGR is -0.8%. Complete annual and quarterly revenue figures are available on this page, including gross profit, operating income, and margin trends.
What is PRAA's long-term revenue growth rate (CAGR)?
PRA Group, Inc.'s 5-year revenue CAGR of -0.8% reflects the variable nature of its business expansion. As of 2026, the current YoY growth rate of -1.0% is below this long-term average. CAGR is the most reliable measure of sustained revenue momentum for PRAA.
Why does PRAA's quarterly revenue fluctuate?
PRAA quarterly revenue can fluctuate significantly between periods. A quarter-over-quarter (QoQ) change does not always indicate a trend; comparing the same quarter year-over-year (YoY) is a more reliable signal for underlying growth. PRA Group, Inc.'s revenue data from 2002 to 2026 shows full historical quarterly detail on this page.
How is PRAA's revenue distributed by segment?
PRAA reports revenue broken down by product line and geographic region. The segment breakdown on this page shows which business units contribute the most to total revenue as of the latest fiscal year. Concentration in a single segment above 50% indicates category dependence, while a diversified mix signals more resilient revenue streams.
How does PRAA's revenue compare to industry peers?
PRA Group, Inc. (PRAA) with TTM revenue of $1.1B and -1.0% YoY growth can be benchmarked against sector peers using the comparison table on this page. Revenue growth relative to peers indicates market share gains or losses. The peer section shows TTM revenue, YoY growth, and operating margin for direct comparisons.