Latest Ratios: P/E Ratio -0.2x · EV/EBITDA N/A · ROE N/A. (2016–2024 historical series)
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $434919 | $407660 | $448269 | $100445 | $538263 | $1M | $2M | $4M | — | — |
| Enterprise Value | $-2799576 | $-21862340 | $-40059731 | $100M | $183M | $157M | $722M | $483M | — | — |
| P/E Ratio → | -0.19 | — | — | — | — | — | — | — | — | — |
| P/S Ratio | 0.09 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — | — |
| P/B Ratio | — | — | — | — | — | 0.02 | 0.01 | 0.00 | — | — |
| P/FCF | — | — | 0.06 | — | — | — | 0.01 | 0.04 | — | — |
| P/OCF | — | — | 0.05 | — | — | 0.02 | 0.01 | 0.04 | — | — |
P/E links to full P/E history page with 30-year chart
Enterprise-value multiples — capital-structure-neutral measures of total business value
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | -0.62 | -0.76 | 1.34 | 1.05 | 0.41 | 0.56 | 0.30 | — | — |
| EV / EBITDA | — | — | — | — | — | — | — | 30.28 | — | — |
| EV / EBIT | — | — | — | — | — | — | — | 42.92 | — | — |
| EV / FCF | — | — | -5.08 | — | — | — | 4.37 | 4.64 | — | — |
Margins and return-on-capital ratios measuring operating efficiency
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 63.5% | 63.5% | 27.6% | 15.9% | 48.2% | 24.5% | 40.1% | 32.4% | 34.5% | -9.1% |
| Operating Margin | -40.1% | -40.1% | -79.1% | -109.3% | -41.2% | -54.7% | -56.7% | 0.7% | -9.4% | -366.3% |
| Net Profit Margin | -44.0% | -44.0% | -149.4% | -255.0% | -58.7% | -77.7% | -70.5% | -4.7% | -22.9% | -365.4% |
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| ROE | — | — | — | — | — | -144.5% | -128.0% | -15.0% | — | — |
| ROA | -14.3% | -14.3% | -24.5% | -29.5% | -11.7% | -23.2% | -46.1% | -3.1% | -8.7% | -35.7% |
| ROIC | — | — | — | -27.9% | -11.7% | -17.6% | -34.4% | 0.4% | -3.6% | -40.4% |
| ROCE | — | — | — | -45.4% | -17.5% | -44.2% | -93.0% | 1.5% | -25.6% | — |
Solvency and debt-coverage ratios — lower is generally safer
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | — | — | — | — | — | 11.09 | 2.29 | 0.89 | — | — |
| Debt / EBITDA | — | — | — | — | — | — | — | 58.67 | — | — |
| Net Debt / Equity | — | — | — | — | — | 3.24 | 2.01 | 0.45 | — | — |
| Net Debt / EBITDA | — | — | — | — | — | — | — | 30.01 | — | — |
| Debt / FCF | — | — | -5.14 | — | — | — | 4.36 | 4.60 | 8.00 | — |
| Interest Coverage | — | — | -6.24 | -7.04 | -2.14 | -6.19 | -46.56 | — | — | — |
Net cash position: cash ($27M) exceeds total debt ($5M)
Short-term solvency ratios and asset-utilisation metrics
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 0.19 | 0.19 | 0.22 | 0.74 | 1.30 | 1.38 | 1.07 | 1.73 | 1.10 | 0.92 |
| Quick Ratio | 0.19 | 0.19 | 0.22 | 0.74 | 1.30 | 1.38 | 1.07 | 1.73 | 1.10 | 0.92 |
| Cash Ratio | 0.05 | 0.05 | 0.08 | 0.47 | 0.54 | 0.72 | 0.10 | 0.36 | 0.18 | 0.05 |
| Asset Turnover | — | 0.34 | 0.47 | 0.14 | 0.23 | 0.39 | 0.82 | 0.68 | 0.23 | 0.10 |
| Inventory Turnover | — | — | — | — | — | — | — | — | — | — |
| Days Sales Outstanding | — | — | — | — | — | — | — | — | — | — |
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | — | — | — | — | — | — | — | — | — | — |
| Payout Ratio | — | — | — | — | — | — | — | — | — | — |
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | — | — | — | — | — | — | — | — | — | — |
| FCF Yield | — | — | 1758.3% | — | — | — | 7875.9% | 2412.8% | — | — |
| Buyback Yield | 0.0% | — | — | — | — | — | — | — | — | — |
| Total Shareholder Yield | 0.0% | — | — | — | — | — | — | — | — | — |
| Shares Outstanding | — | $452805 | $403846 | $244989 | $244665 | $242721 | $230309 | $82525 | $51272 | $46773 |
Severe equity insolvency risk
According to recent market data, PT trades at a P/S multiple of 0.09, which, when compared to the broader Chinese fintech sector, suggests that investors are pricing the company as a distressed asset rather than a viable, growing technology platform with future earnings potential.
The absence of a meaningful P/E ratio or positive EV/EBITDA metrics underscores the market's skepticism regarding the company's path to profitability. This valuation level implies that the market assigns little to no value to the firm's existing API integrations, viewing the current revenue contraction as a terminal trend.
As reported in financial statements, PT's gross margin of 60.9% in 2025Q2 fails to translate into bottom-line success, with operating margins consistently hovering near -47%, indicating that the firm's fixed-cost base is entirely misaligned with its current, diminished transaction-based revenue generation capacity.
The persistent gap between gross and operating margins suggests that the company's R&D and administrative overhead are too heavy for its current scale. Investors should monitor whether management can implement radical cost-cutting measures, as the current structure appears to be eroding shareholder value at an unsustainable rate.
Based on the provided financial data, PT's asset turnover ratio has remained suppressed at 0.08 as of 2025Q2, which, when compared to historical levels, highlights a significant decline in the efficiency with which the company utilizes its asset base to generate top-line revenue.
This low turnover ratio suggests that the company's technology platform is underutilized, likely due to a shrinking network of active business partners. The lack of improvement in this metric warrants further investigation into whether the firm's core B2B2C model is losing its relevance within the competitive Chinese digital ecosystem.
As detailed in recent quarterly filings, PT maintains a current ratio of 0.18, a figure that has remained consistently low over the last ten quarters, indicating that the company lacks the liquid assets necessary to comfortably meet its short-term obligations under current operational stress.
The persistent inability to improve this ratio suggests that the company is operating with a structural liquidity deficit. Given the negative net margins, the firm's reliance on existing cash reserves appears to be the only factor preventing immediate insolvency, which remains a significant risk for stakeholders.
Investors frequently misapply the Price-to-Sales ratio to PT, failing to recognize that in a credit-facilitation business model, revenue is often a poor proxy for quality when it is not backed by sustainable, risk-adjusted margins or a growing, captive user base.
Using P/S to value PT obscures the underlying liability risks associated with guarantee arrangements and the high fixed-cost burden. A more appropriate analytical approach would involve adjusting for the 'skin-in-the-game' liabilities and focusing on the net take-rate after accounting for potential credit loss provisions.
Includes 30+ ratios · 9 years · Updated daily
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Compare growth, multiples, and margins vs sector.
Quick answers to the most common questions about buying PT stock.
Pintec Technology Holdings Limited's current P/E ratio is -0.2x. This places it at the 50th percentile of its historical range.
Based on historical data, Pintec Technology Holdings Limited is trading at a P/E of -0.2x. This is at the 50th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.
Pintec Technology Holdings Limited has 63.5% gross margin and -40.1% operating margin.