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NRDSNerdWallet, Inc.
$8.10$590M
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Discovery & Screens
Live BreakoutsStock ScreenerOwnership
NRDS logo

NerdWallet, Inc.

NRDS
NASDAQ · Credit Services
$8.10
At close - Sep 23, 4:00 PM EDT - USD
Market Cap$590M
P/E12.7x
52W High$16.24
Volume1.06M
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q2

Fee-Driven Growth Pivots Amid Efficiency Strain

NerdWallet's near-total reliance on non-interest income (99.8% of revenue in 2026Q2) underscores its digital marketplace model, but the sharp EPS miss to $0.07 versus $0.34 consensus signals a deliberate pivot toward growth spending that is compressing margins...

GrowthMixed
ProfitabilityStrained
ValuationAttractive
TechnicalsWeak
Explore valuation models
MARKET ACTION

NRDS price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

7/12 Beats

EPS beat 7 of last 12 quarters

02

Valuation risk

-62% Peers

P/E is 62% below peer median

03

Market leadership

RS 39 · Lag

Laggard (Underperforming 61% of market)

04

Weak Trend

Below 200DMA

Price < 200DMA

Next CatalystEstimated earnings · Nov 6

Market performance

Price History →

Trailing total returns as of 9/24/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
NRDS-37.35%
S&P 500 (^GSPC)+12.39%
1-Year Return
NRDS-25.82%
S&P 500 (^GSPC)+15.77%
3-Year Return
NRDS-8.06%
S&P 500 (^GSPC)+69.98%
5-Year Return
NRDS-71.38%
S&P 500 (^GSPC)+67.06%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/E5Y Low
12.7x
Forward P/EExpansion
9.2x
EV/EBITDA0th %ile
4.2x
FCF YieldCash Flow
22.1%

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
12.7x
34.1x
0th· Low
EV/EBITDA
4.2x
20.0x
0th· Low
Price/FCF
4.5x
14.7x
0th· Low
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
No DCF Model AvailableIntrinsic value modeling is not supported for this equity.

Growth & profitability

Annual revenue & EPS trend
Revenue
$836M+21.7% YoY
Net income
$49M+60.2% YoY
Free cash flow
$130M+83.0% YoY
Operating margin
8.3%+7.0 pts YoY
ROIC (TTM)14%
Avg ROIC 5Y-
ROE (TTM)13.2%
Piotroski Score8 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate7/12 (58%)
Revenue Beat Rate9/12 (75%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q3 2026Latest
Aug 6, 2026
$0.07-25.1%
vs $0.09
$197M+1.0%
vs $195M
Q2 2026
May 6, 2026
$0.29+16.0%
vs $0.25
$222M-2.4%
vs $228M
Q1 2026
Feb 25, 2026
$0.19+11.8%
vs $0.17
$225M+6.7%
vs $211M
Q4 2025
Nov 6, 2025
$0.34+70.0%
vs $0.20
$215M+1.8%
vs $211M
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

5 Stories
Business Wire·1d ago
Fed Rate Hike Comes as More Than One in Four Americans Say They Don't Feel in Control of Their Day-to-Day Finances, NerdWallet's Financial Resilience Index Finds

SAN FRANCISCO--(BUSINESS WIRE)--NerdWallet Inc. (Nasdaq: NRDS), which provides trustworthy financial guidance to consumers and small and mid-sized businesses (SMBs), today published its latest Financial Resilience Index, a monthly score, out of 100, that tracks how financially prepared Americans are to handle economic instability. This month, the Index provides a snapshot of Americans' financial footing just before the Federal Reserve raised interest rates for the first time since 2023. Key fin.

Business Wire·Aug 18, 2026
Americans' Financial Resilience Edges Lower as Recession Concerns Rise, NerdWallet's August Financial Resilience Index Finds

SAN FRANCISCO--(BUSINESS WIRE)--NerdWallet Inc. (Nasdaq: NRDS), which provides trustworthy financial guidance to consumers and small and mid-sized businesses (SMBs), today published the August 2026 Financial Resilience Index, a monthly score that tracks how financially prepared Americans are to handle economic instability. The index edged down to 62.1 out of 100 this month, one point below July's all-time high of 63.1. Last month's Index noted that July's gains might not hold if global conflict.

Zacks Investment Research·Aug 10, 2026
Wall Street Analysts Believe NerdWallet, Inc. (NRDS) Could Rally 27.85%: Here's is How to Trade

The average of price targets set by Wall Street analysts indicates a potential upside of 27.9% in NerdWallet, Inc. (NRDS). While the effectiveness of this highly sought-after metric is questionable, the positive trend in earnings estimate revisions might translate into an upside in the stock.

Zacks Investment Research·Aug 10, 2026
NerdWallet, Inc. (NRDS) Shows Fast-paced Momentum But Is Still a Bargain Stock

NerdWallet, Inc. (NRDS) made it through our 'Fast-Paced Momentum at a Bargain' screen and could be a great choice for investors looking for stocks that have gained strong momentum recently but are still trading at reasonable prices.

Filtered for NerdWallet, Inc.More Headlines
04

Compare before deciding

Benchmark NRDS against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for NerdWallet, Inc. (NRDS)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
NRDS logoNRDSNerdWallet, Inc.Current
$8.10$589.7M12.6621.71%5.82%13.19%—
TREE logoTREELendingTree, Inc.
$24.00$334.87M2.2322.72%14.32%69.56%—
BFIN logoBFINBankFinancial Corporation
$12.00$149.53M36.36-4.56%3.19%1.48%—
QNST logoQNSTQuinStreet, Inc.
$14.28$820.32M176.9578.27%6.28%27.66%—
EVO logoEVOEvotec SE
$1.54$547.07M-4.83-4.98%-27.78%-26.85%—
SOFI logoSOFISoFi Technologies, Inc.
$16.55$21.23B42.4438.32%11.4%6.18%—

Compare NRDS vs Peers

NerdWallet, Inc. (NRDS) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs TREE

Most directly comparable listed peer for NRDS.

Scale Benchmark

vs GOOGL

Larger-name benchmark to compare NRDS against a more recognizable public peer.

Peer Set

Compare Top 5

vs TREE, BFIN, QNST, EVO

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

NRDS SEC Filings & Documents

NerdWallet, Inc. (NRDS) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Aug 6, 2026·SEC

Material company update

May 21, 2026·SEC

Material company update

May 6, 2026·SEC

10-K Annual Reports

4
FY 2026

Feb 25, 2026·SEC

FY 2025

Feb 19, 2025·SEC

FY 2024

Feb 20, 2024·SEC

10-Q Quarterly Reports

6
FY 2026

Aug 6, 2026·SEC

FY 2026

May 6, 2026·SEC

FY 2025

Nov 6, 2025·SEC

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NRDS Frequently Asked Questions

NerdWallet, Inc. (NRDS) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is NerdWallet, Inc. growing?

NerdWallet, Inc. (NRDS) grew revenue by 21.7% over the past year. This is strong growth.

Is NRDS profitable?

Yes, NerdWallet, Inc. (NRDS) is profitable, generating $65.0M in net income for fiscal year 2025 (5.8% net margin).

Dividend & Returns
What is NRDS's return on equity?

NerdWallet, Inc. (NRDS) has a return on equity (ROE) of 13.2%. This is reasonable for most industries.

Industry Metrics
What is NerdWallet, Inc.'s net interest margin?

NerdWallet, Inc. (NRDS) has a net interest margin (NIM) of 0.6%. NIM has been under pressure due to interest rate environment.

What is NerdWallet, Inc.'s efficiency ratio?

NerdWallet, Inc. (NRDS) has an efficiency ratio of 84.1%. This is higher than peers, suggesting room for cost optimization.

What if you invested $1,000 in NRDS back in 2019?

Total return calculator · dividends reinvested · 7+ years of data

See returns →