The Motley Fool·1d ago
Why NerdWallet Stock Crashed TodayNerdWallet consumer revenue grew a solid 12% in Q3. Costs were up nearly twice that -- 22%.
NerdWallet's near-total reliance on non-interest income (99.8% of revenue in 2026Q2) underscores its digital marketplace model, but the sharp EPS miss to $0.07 versus $0.34 consensus signals a deliberate pivot toward growth spending that is compressing margins.
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Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
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| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Nov 5, 2026 | $0.23-33.1% vs $0.34 | $240M-4.9% vs $252M |
Q3 2026 Aug 6, 2026 | $0.07-25.1% vs $0.09 | $197M+1.0% vs $195M |
Q2 2026 May 6, 2026 | $0.29+16.0% vs $0.25 | $222M-2.4% vs $228M |
Q1 2026 Feb 25, 2026 | $0.19+11.8% vs $0.17 | $225M+6.7% vs $211M |
NerdWallet consumer revenue grew a solid 12% in Q3. Costs were up nearly twice that -- 22%.
NerdWallet, Inc. ( NRDS ) Q3 2026 Earnings Call November 5, 2026 4:30 PM EST Company Participants Robb Ferris - Vice President Of Finance Tim Chen - Co-founder, Chairman & CEO Jun Lee - Chief Financial Officer Conference Call Participants Ralph Schackart - William Blair & Company L.L.C., Research Division Robert Zeller - Truist Securities, Inc., Research Division Michael Infante - Morgan Stanley, Research Division Presentation Operator Good day, and thank you for standing by.
NerdWallet NASDAQ: NRDS reported third-quarter revenue of $240 million, up 11% from a year earlier but below its guidance range, as a $17 million decline in auto insurance revenue offset growth in several lending and deposit products.
NerdWallet, Inc. (NRDS) came out with quarterly earnings of $0.23 per share, missing the Zacks Consensus Estimate of $0.35 per share. This compares to earnings of $0.34 per share a year ago.
Benchmark NRDS against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for NerdWallet, Inc. (NRDS)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $7.89 | $574.41M | 9.52 | 21.71% | 6.07% | 15.56% | — | |
| $37.01 | $516.4M | 5.24 | 22.72% | 7.82% | 34.02% | — | |
| $20.66 | $1.19B | 12.97 | 18.29% | 6.58% | 29.48% | — | |
| $1.69 | $600.36M | -2.93 | -4.98% | -25.47% | -26.04% | — | |
| $16.21 | $20.79B | 29.83 | 38.32% | 15.6% | 6.76% | — | |
| $21.89 | $2.1B | 42.17 | 62.84% | 4.93% | 8.1% | — |
NerdWallet, Inc. (NRDS) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
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NerdWallet, Inc. (NRDS) SEC filings — annual & quarterly reports (10-K, 10-Q)
Aug 6, 2026·SEC
May 21, 2026·SEC
May 6, 2026·SEC
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NerdWallet, Inc. (NRDS) stock FAQ — growth, dividends, profitability & financials explained
NerdWallet, Inc. (NRDS) grew revenue by 11.2% over the trailing twelve months, compared with the twelve months before.
Yes. NerdWallet, Inc. (NRDS) earned $53.6M in net income over the trailing twelve months (a 6.1% net margin).
NerdWallet, Inc. (NRDS) had a return on equity (ROE) of 15.6% over the trailing twelve months. That is above the market's typical 10-15%.
NerdWallet, Inc. (NRDS) has a net interest margin (NIM) of 0.6%. NIM has been under pressure due to interest rate environment.
NerdWallet, Inc. (NRDS) has an efficiency ratio of 84.1%. This is higher than peers, suggesting room for cost optimization.
