| Name | Market Cap | Current Price | P/E Ratio | Revenue Growth 1Y | Net Margin | ROE | FCF Yield | Debt/Equity |
|---|---|---|---|---|---|---|---|---|
| BNHBrookfield Finance Inc. 4.625% | 15.86 | 76.73 | -10.34% | 0.75% | 0.61% | 1.42 | ||
| UPSTUpstart Holdings, Inc. | 2.67B | 27.23 | 60.51 | 54.2% | 5.13% | 4.33% | ||
| NRDSNerdWallet, Inc. | 343.94M | 10.85 | 16.95 | 21.67% | 5.82% | 13% | 37.88% | |
| FOAFinance Of America Companies Inc. | 232 | 19.35 | 16.40 | 24.25% | 0.79% | 1.65% | 90.98 | |
| AGMFederal Agricultural Mortgage Corporation | 1.47B | 157.66 | 9.48 | -0.77% | 11.32% | 10.62% | 5.45% | 17.93 |
| CGABLThe Carlyle Group Inc. 4.625% Subordinated Notes due 2061 | 6.33B | 17.59 | 6.35 | 83.06% | 18.81% | 9.58% | 15.96% | |
| KKRSKKR Group Finance Co. IX LLC 4. | 15.67B | 17.59 | 3.34 | 50.89% | 22.42% | 7.96% | 41.53% | |
| YRDYiren Digital Ltd. | 673.16M | 3.90 | 0.74 | 18.59% | 27.25% | 12.13% | 30.64% | 0.00 |
Analyze head-to-head performance against top industry competitors across valuation, growth, and profitability metrics.
| Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 | |
|---|---|---|---|---|---|---|---|
| Net Interest Income | 0 | -900K | -1.3M | -1M | 2.8M | 4.1M | 0 |
| NII Growth % | - | - | -44.44% | 23.08% | 380% | 46.43% | -100% |
| Net Interest Margin % | - | - | - | - | - | - | - |
| Interest Income | 1.1M | 200K | 0 | 1.5M | 3.6M | 4.8M | 3.2M |
| Interest Expense | 1.1M | 1.1M | 1.3M | 2.5M | 800K | 700K | -600K |
| Loan Loss Provision | 15M | 20.2M | 27.2M | 37.3M | 53.2M | 62.8M | 64.3M |
| Non-Interest Income | 227.2M | 245.1M | 379.6M | 537.4M | 595.8M | 682.8M | 833.4M |
| Non-Interest Income % | - | - | - | - | - | - | - |
| Total Revenue | 228.3M | 245.3M | 379.6M | 538.9M | 599.4M | 687.6M | 836.6M |
| Revenue Growth % | - | 7.45% | 54.75% | 41.97% | 11.23% | 14.71% | 21.67% |
| Non-Interest Expense | 183.8M | 222.1M | 390.1M | 518.1M | 541.8M | 614.7M | 707.7M |
| Efficiency Ratio | - | - | - | - | - | - | - |
| Operating Income | 28.4M | 1.9M | -39M | -19M | 3.6M | 9.4M | 65.2M |
| Operating Margin % | - | - | - | - | - | - | - |
| Operating Income Growth % | - | -93.31% | -2152.63% | 51.28% | 118.95% | 161.11% | 593.62% |
| Pretax Income | 27.9M | 900K | -37.7M | -20M | 6.3M | 5M | 68.2M |
| Pretax Margin % | - | - | - | - | - | - | - |
| Income Tax | 3.7M | -4.4M | 4.8M | -9.8M | 18.1M | -25.4M | 19.5M |
| Effective Tax Rate % | - | - | - | - | - | - | - |
| Net Income | 24.2M | 5.3M | -42.5M | -10.2M | -11.8M | 30.4M | 48.7M |
| Net Margin % | - | - | - | - | - | - | - |
| Net Income Growth % | - | -78.1% | -901.89% | 76% | -15.69% | 357.63% | 60.2% |
| Net Income (Continuing) | 24.2M | 5.3M | -42.5M | -10.2M | -11.8M | 30.4M | 48.7M |
| EPS (Diluted) | 0.37 | 0.08 | -0.63 | -0.14 | -0.15 | 0.39 | 0.64 |
| EPS Growth % | - | -78.24% | -882.61% | 77.78% | -7.14% | 360% | 64.1% |
| EPS (Basic) | 0.37 | 0.08 | -0.63 | -0.14 | -0.15 | 0.40 | 0.66 |
| Diluted Shares Outstanding | 65.83M | 65.83M | 67.07M | 70.6M | 76.7M | 78.9M | 75.9M |
| Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 | |
|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 67.6M | 85.4M | 169.8M | 85.9M | 102.5M | 68.5M | 98.3M |
| Cash & Due from Banks | 67.6M | 83.4M | 167.8M | 83.9M | 100.4M | 66.3M | 98.3M |
| Short Term Investments | 0 | 2M | 2M | 2M | 2.1M | 2.2M | 0 |
| Total Investments | 0 | 2M | 2M | 2M | 2.1M | 2.2M | 0 |
| Investments Growth % | - | - | 0% | 0% | 5% | 4.76% | -100% |
| Long-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accounts Receivables | 36.1M | 37.3M | 57.6M | 87M | 75.5M | 109M | 111M |
| Goodwill & Intangibles | - | - | - | - | - | - | - |
| Goodwill | 300K | 43.8M | 43.8M | 111.2M | 111.5M | 112.4M | 123.5M |
| Intangible Assets | 0 | 35.6M | 27.6M | 64.1M | 46.9M | 33.3M | 21.5M |
| PP&E (Net) | 34.1M | 41.7M | 48.8M | 60.4M | 59.8M | 48.3M | 38.9M |
| Other Assets | 0 | 600K | 1.1M | 800K | 2M | 1.3M | 3.1M |
| Total Current Assets | 107.9M | 129.4M | 242.8M | 189.2M | 198.4M | 196.7M | 244.7M |
| Total Non-Current Assets | 36.7M | 125.8M | 121.3M | 236.5M | 220.2M | 240.9M | 216.4M |
| Total Assets | 144.6M | 255.2M | 364.1M | 425.7M | 418.6M | 437.6M | 461.1M |
| Asset Growth % | - | 76.49% | 42.67% | 16.92% | -1.67% | 4.54% | 5.37% |
| Return on Assets (ROA) | 16.74% | 2.65% | -13.73% | -2.58% | -2.8% | 7.1% | 10.84% |
| Accounts Payable | 1.8M | 5.4M | 3.2M | 3.6M | 1.7M | 8.9M | 5.4M |
| Total Debt | 49.4M | 45.1M | 15.1M | 12.7M | 9.6M | 8.9M | 0 |
| Net Debt | -18.2M | -38.3M | -152.7M | -71.2M | -90.8M | -57.4M | -98.3M |
| Long-Term Debt | 30.7M | 30.3M | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 5M | 0 | 0 | 0 | 0 | 2.5M | 0 |
| Other Liabilities | 72.4M | 109.3M | 26.2M | 800K | 7.5M | 9M | 15.7M |
| Total Current Liabilities | 26.9M | 24M | 65.8M | 72.4M | 37.3M | 60.1M | 70.9M |
| Total Non-Current Liabilities | 109.7M | 148.5M | 40.7M | 11.6M | 14.4M | 13.3M | 15.7M |
| Total Liabilities | 136.6M | 172.5M | 106.5M | 84M | 51.7M | 73.4M | 86.6M |
| Total Equity | 8M | 82.7M | 257.6M | 341.7M | 366.9M | 364.2M | 374.5M |
| Equity Growth % | - | 933.75% | 211.49% | 32.65% | 7.37% | -0.74% | 2.83% |
| Equity / Assets (Capital Ratio) | - | - | - | - | - | - | - |
| Return on Equity (ROE) | 302.5% | 11.69% | -24.98% | -3.4% | -3.33% | 8.32% | 13.19% |
| Book Value per Share | 0.12 | 1.26 | 3.84 | 4.84 | 4.78 | 4.62 | 4.93 |
| Tangible BV per Share | - | - | - | - | - | - | - |
| Common Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Additional Paid-in Capital | 29.8M | 99.8M | 331.6M | 427.3M | 483.7M | 530.9M | 0 |
| Retained Earnings | -20.2M | -17.7M | -74.5M | -84.7M | -116.5M | -166.5M | -188.1M |
| Accumulated OCI | 0 | 600K | 500K | -900K | -300K | -200K | 100K |
| Treasury Stock | -1.6M | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 | |
|---|---|---|---|---|---|---|---|
| Cash from Operations | 31.4M | 15.4M | 7.2M | 25M | 72.1M | 71.8M | 131.6M |
| Operating CF Growth % | - | -50.96% | -53.25% | 247.22% | 188.4% | -0.42% | 83.29% |
| Net Income | 24.2M | 5.3M | -42.5M | -10.2M | -11.8M | 30.4M | 48.7M |
| Depreciation & Amortization | 9.4M | 15.1M | 27.1M | 37M | 48.2M | 48.4M | 46.4M |
| Deferred Taxes | 1.4M | -4.6M | 4.4M | -12.6M | -500K | -46.1M | 16M |
| Other Non-Cash Items | 7.7M | 5.9M | 23.9M | -900K | 2.6M | 10.8M | -8.1M |
| Working Capital Changes | -16.3M | -12.7M | -23.6M | -22.7M | -5.2M | -9.4M | 0 |
| Cash from Investing | -14.8M | -55.4M | -23M | -100.3M | -29.5M | -29.7M | -33.3M |
| Purchase of Investments | 0 | 0 | 0 | 0 | 0 | -8.1M | -2M |
| Sale/Maturity of Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Investment Activity | - | - | - | - | - | - | - |
| Acquisitions | 0 | -36.7M | 0 | -68.1M | 0 | -300K | 0 |
| Other Investing | 0 | 0 | -20.7M | -27.6M | -28.8M | -20.7M | -30M |
| Cash from Financing | -1.4M | 55.7M | 100.2M | -8.4M | -26.2M | -76.5M | -66.1M |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Repurchases | -2.3M | -1.2M | -12.9M | 0 | -20M | -80.1M | 2.1M |
| Stock Issued | 0 | 54.3M | 140M | 0 | 0 | 0 | 0 |
| Net Stock Activity | - | - | - | - | - | - | - |
| Debt Issuance (Net) | 0 | -1000K | -1000K | 0 | -1000K | -1000K | 0 |
| Other Financing | 900K | 7.6M | 3.7M | -8.4M | -4.8M | 5.6M | -66.1M |
| Net Change in Cash | 15.2M | 15.8M | 84.4M | -83.9M | 16.5M | -34.1M | 32M |
| Exchange Rate Effect | 0 | 100K | 0 | -200K | 100K | 300K | -200K |
| Cash at Beginning | 52.4M | 67.6M | 83.4M | 167.8M | 83.9M | 100.4M | 66.3M |
| Cash at End | 67.6M | 83.4M | 167.8M | 83.9M | 100.4M | 66.3M | 98.3M |
| Interest Paid | 1.5M | 1.4M | 2.5M | 1.9M | 300K | 300K | 0 |
| Income Taxes Paid | 1.5M | 1.2M | 300K | 4M | 13.5M | 16M | 0 |
| Free Cash Flow | 16.6M | -3.3M | -15.8M | -7.2M | 42.6M | 71.2M | 130.3M |
| FCF Growth % | - | -119.88% | -378.79% | 54.43% | 691.67% | 67.14% | 83.01% |
| Metric | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 302.5% | 11.69% | -24.98% | -3.4% | -3.33% | 8.32% | 13.19% |
| Return on Assets (ROA) | 16.74% | 2.65% | -13.73% | -2.58% | -2.8% | 7.1% | 10.84% |
| Net Interest Margin | 0% | -0.35% | -0.36% | -0.23% | 0.67% | 0.94% | 0% |
| Efficiency Ratio | 80.51% | 90.54% | 102.77% | 96.14% | 90.39% | 89.4% | 84.59% |
| Equity / Assets | 5.53% | 32.41% | 70.75% | 80.27% | 87.65% | 83.23% | 81.22% |
| Book Value / Share | 0.12 | 1.26 | 3.84 | 4.84 | 4.78 | 4.62 | 4.93 |
| NII Growth | - | - | -44.44% | 23.08% | 380% | 46.43% | -100% |
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