Fool - Investing News·3d ago
Prediction: These 3 Stocks Will 10x in the Next 10 YearsThe market might seem bloated, but these stocks still have a long runway for growth.
Upstart's 2026Q2 return to profitability, with net income of $16.5M, is driven by a surge in non-interest income (82.3% of revenue) and a rebound in NIM to 1.2%. However, the $245M provision for loan losses, a 15x increase from the prior quarter, signals poten...
Price trend, volume and key moving averages
Trailing total returns as of 9/23/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Aug 4, 2026 | $0.16-10.2% vs $0.18 | $365M+2.8% vs $355M |
Q2 2026 May 5, 2026 | -$0.07-117.6% vs $0.39 | $308M+2.3% vs $301M |
Q1 2026 Feb 10, 2026 | $0.46-2.1% vs $0.47 | $296M+2.6% vs $288M |
Q4 2025 Nov 4, 2025 | $0.52+23.8% vs $0.42 | $286M-0.9% vs $289M |
The market might seem bloated, but these stocks still have a long runway for growth.
SoFi got its bank charter in 2022, and it was one of the first fintechs to get one. It has been transformative for the bank, allowing it to take deposits and fund its loans more effectively.
Upstart Holdings, Inc. (UPST) closed the most recent trading day at $25.02, moving +1.01% from the previous trading session.
NEW YORK, Sept. 17, 2026 /PRNewswire/ -- Kuehn Law, PLLC, a shareholder litigation law firm, is investigating whether certain officers and directors of Upstart Holdings, Inc. (NASDAQ: UPST) breached their fiduciary duties to shareholders.
Benchmark UPST against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Upstart Holdings, Inc. (UPST)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $25.97 | $2.49B | 57.71 | 62.84% | 4.98% | 7.49% | — | |
| $19.21 | $2.22B | 16.70 | 26.92% | 15.85% | 12.92% | — | |
| $17.16 | $22.01B | 44.00 | 38.32% | 11.4% | 6.18% | — | |
| $71.77 | $23.91B | 478.47 | 38.8% | 56.52% | 47.91% | — | |
| $8.29 | $380.53M | 15.64 | 37.48% | 2.84% | 4.95% | — | |
| $3.14 | $371.53M | -87.96 | 557.55% | -5.95% | -7.04% | — |
Upstart Holdings, Inc. (UPST) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Upstart Holdings, Inc. (UPST) SEC filings — annual & quarterly reports (10-K, 10-Q)
Aug 4, 2026·SEC
May 28, 2026·SEC
May 19, 2026·SEC
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Upstart Holdings, Inc. (UPST) stock FAQ — growth, dividends, profitability & financials explained
Upstart Holdings, Inc. (UPST) grew revenue by 62.8% over the past year. This is strong growth.
Yes, Upstart Holdings, Inc. (UPST) is profitable, generating $60.3M in net income for fiscal year 2025 (5.0% net margin).
Upstart Holdings, Inc. (UPST) has a return on equity (ROE) of 7.5%. This is below average, suggesting room for improvement.
Upstart Holdings, Inc. (UPST) has a net interest margin (NIM) of 5.1%. This indicates healthy earnings from lending activities.
Upstart Holdings, Inc. (UPST) has an efficiency ratio of 90.2%. This is higher than peers, suggesting room for cost optimization.
