Last 32 quarters of trend data · Financial Services · Financial - Credit Services
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | -0.19 | — | — | — | — | — | — | 0.01 | — | 0.00 | 0.26 | 0.00 | — |
| — | — | — | — | — | — | — | +1754.5% | — | — | — | +1764.1% | — | |
| P/S Ratio | 9.47 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.01 | 0.01 | 0.00 | 0.01 | 0.00 | 0.00 |
| — | -18.1% | -10.6% | +38.2% | -25.4% | +607.0% | +200.3% | +890.4% | +1319.0% | +242.7% | -43.5% | — | -87.3% | |
| P/B Ratio | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | |
| P/FCF | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | |
| EV / EBITDA | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | |
| EV / EBIT | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Pintec Technology Holdings Limited's operating margin was -47.1% in Q2 2025, down 0.0 pp QoQ and up 3.9 pp YoY. The trailing four-quarter average of -39.6% exceeds the current quarter, suggesting the latest result may reflect seasonal weakness or a one-off headwind.
| Metric | TTM | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 63.5% | 60.9% | 60.9% | 66.3% | 66.3% | 59.7% | 59.7% | 29.9% | 58.5% | 13.1% | 12.0% | 36.9% | -24.8% |
| — | +2.1% | +2.1% | +121.6% | +13.2% | +356.4% | +397.4% | -18.9% | +335.7% | -74.6% | -76.7% | -79.1% | -148.8% | |
| Operating Margin | -40.1% | -47.1% | -47.1% | -32.1% | -32.1% | -51.0% | -51.0% | -85.8% | -89.7% | -127.8% | -34.5% | -196.1% | -167.0% |
| — | +7.7% | +7.7% | +62.6% | +64.2% | +60.1% | -48.0% | +56.3% | +46.3% | -116.7% | +41.6% | -66.5% | -276.3% | |
| Net Margin | -44.0% | -31.8% | -31.8% | -34.7% | -34.7% | -56.5% | -56.5% | -230.4% | -451.0% | 244.8% | 2.1% | 172.4% | -196.1% |
| — | +43.7% | +43.7% | +84.9% | +92.3% | -123.1% | -2782.1% | -233.7% | -129.9% | +179.9% | +100.7% | +241.7% | -154.3% |
| Metric | TTM | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | |
| ROA | -14.3% | -2.5% | -2.4% | -3.4% | -3.2% | -3.7% | -3.7% | -35.1% | -29.7% | 58.2% | 0.1% | 11.1% | -6.1% |
| — | +31.0% | +33.9% | +90.3% | +89.2% | -106.3% | -3514.0% | -416.0% | -391.6% | +185.1% | +101.2% | -98.6% | -51.6% | |
| ROIC | — | — | — | — | — | — | — | — | — | — | — | -48.9% | -24.1% |
| — | — | — | — | — | — | — | — | — | — | — | -103.8% | -558.0% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
The current ratio has weakened 18.3% YoY to 0.18x, tightening the short-term liquidity position.
| Metric | TTM | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Debt / EBITDA | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Current Ratio | 0.19 | 0.18 | 0.18 | 0.19 | 0.19 | 0.22 | 0.22 | 0.22 | 0.22 | 0.29 | 0.29 | 0.74 | 0.74 |
| — | -18.3% | -18.3% | -13.6% | -13.6% | -23.1% | -23.1% | -70.1% | -70.1% | -68.2% | -68.2% | -43.1% | -43.1% | |
| Quick Ratio | 0.19 | 0.18 | 0.18 | 0.19 | 0.19 | 0.22 | 0.22 | 0.22 | 0.22 | 0.29 | 0.29 | 0.74 | 0.74 |
| — | -18.3% | -18.3% | -13.6% | -13.6% | -23.1% | -23.1% | -70.1% | -70.1% | -68.2% | -68.2% | -43.1% | -43.1% | |
| Interest Coverage | — | — | — | -324.75 | -324.75 | — | — | -76.77 | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 32 years · Updated daily
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Start ComparisonPintec Technology Holdings Limited's current P/E is -0.2x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Pintec Technology Holdings Limited's current operating margin is -40.1%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Pintec Technology Holdings Limited's business trajectory between earnings reports.