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RCB logoReady Capital Corporation (RCB) Earnings History

Annual and quarterly earnings data from 2012 to 2024

TTM Net Income
-$152M
Net Loss
TTM EPS
$-0.91
Diluted
YoY EPS Growth
-216.1%
Declining
Net Margin
-48.9%
Profitability
Operating Margin-45.4%
Gross Margin88.1%
ROE-19.4%
ROA-3.9%
Highest Annual Net Income$339M (2023)
Highest Quarterly EPS$1.76 (Q2 2023)
Consecutive Profitable Years0 years
Q3 2025
Net Income-$19M
EPS$-0.13
QoQ Growth+66.2%Excellent

Loading earnings history...

RCB EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
N/A
N/M
3-Year
N/A
N/M
5-Year
N/A
N/M
10-Year
N/A
N/M

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

RCB Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202488.1%-45.4%-48.9%
2023246.2%206.1%79.6%
2022190.0%0.2%45.7%
202176.8%58.9%21.3%
202069.3%35.8%0.0%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Ready Capital Corporation (RCB) Earnings Overview

As of May 8, 2026, Ready Capital Corporation (RCB) reported trailing twelve-month net income of -$152M, reflecting -216.1% year-over-year growth. The company earned $-0.91 per diluted share over the past four quarters, with a net profit margin of -48.9%.

Looking at the long-term picture, RCB's historical earnings data spans multiple years. The company achieved its highest annual net income of $339M in fiscal 2023.

Ready Capital Corporation is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →

Compared to peers including ACRE (-$20M net income, -1.1% margin), BXMT ($104M net income, 7.2% margin), TRTX ($61M net income, 18.1% margin), RCB has room to improve margins relative to the peer group. Compare RCB vs ACRE →

RCB Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
RCB logoRCBCurrent
-$152M$-0.91-48.9%-19.4%-216.1%—
ACRE logoACRE
-$20M$-0.36-1.1%-0.2%+97.4%
BXMT logoBXMT
$104M$0.617.2%3.0%+154.7%
TRTX logoTRTX
$61M$0.7818.1%5.5%-26.0%
GPMT logoGPMT
-$40M$-0.84-28.3%-7.0%+73.7%
KREF logoKREF
-$104M$-1.61-10.3%-3.6%-652.6%
Best in group
Lowest in group

RCB Historical Earnings Data (2012–2024)

13 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2024-$444M-230.7%-$412M$-2.60-48.9%-45.4%
2023$339M+83.8%$879M$2.2479.6%206.1%
2022$185M+24.3%$644,827$1.5145.7%0.2%
2021$149M+272889.6%$411M$1.5421.3%58.9%
2020$54,453-99.9%$227M$0.810.0%35.8%
2019$65M+2.6%$6M$1.3116.5%1.6%
2018$63M+31.9%$5M$1.9620.5%1.6%
2017$48M-26.9%$5M$1.4917.0%1.7%
2016$65M+55.2%$6M$2.3836.8%3.2%
2015$42M+31.3%$121M$1.6624.9%71.5%

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Is RCB Undervalued?

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Compare RCB vs WELL

Side-by-side business, growth, and profitability comparison vs Welltower Inc..

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RCB — Frequently Asked Questions

Quick answers to the most common questions about buying RCB stock.

Is RCB growing earnings?

RCB EPS fell to $-0.91, with earnings declining -216.1%. This contrasts with the 5-year CAGR of N/A. TTM net income dropped to $-152M.

What are RCB's profit margins?

Ready Capital Corporation net margin is -48.9%, with operating margin at -45.4%. Below-average margins reflect competitive or cost pressures.

How consistent are RCB's earnings?

RCB earnings data spans 2012-2024. The declining earnings trend is -216.1% YoY. Historical data enables comparison across business cycles.

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RCB Earnings Over Time (2013–2024)

Net income and EPS trends