VCP Scanner
Stock Screener
Filter stocks with fundamental & technical criteria
Technical Scanner
RSI, Moving averages & volume momentum signals
Market Themes
Curated industry baskets & thematic leaders
Earnings Hub
Calendar, EPS surprise stats & earnings transcripts
Market News
Real-time market intelligence & AI overviews
Insider Buying
SEC Form 4 corporate insider purchases
Minervini — VCPContraction bases in Stage 2 uptrends
Minervini — Trend TemplateFull 8-rule Stage 2 screen
O'Neil — Cup with HandleBase breakouts with RS leadership
O'Neil — CANSLIM LeadersGrowth leaders with RS ≥ 85
Qullamaggie — High Tight FlagsPower plays after a large advance
Qullamaggie — Momentum Leaders1/3/6-month strength leaders
Livermore — Pivotal PointsMulti-touch resistance breakouts
View All Playbooks...
Breakouts
FAANG & Tech
AAPL vs MSFTNVDA vs AMDGOOGL vs META
Cloud & Cyber
CRM vs NOWCRWD vs PANWSNOW vs DDOG
Consumer & Auto
TSLA vs FAMZN vs WMTNFLX vs DIS
Finance & Crypto
JPM vs BACV vs MACOIN vs MSTR
Index & ETFs
SPY vs QQQVTI vs VOOSPY vs IWM
Compare Any Stocks...
DCF ValuationCalculate intrinsic value of US stocks
Market ValuationBuffett indicator, CAPE & macro gauges
Total ReturnSee dividends + price return history
DCA CalculatorSimulate recurring buys & compounding
VisualizeInteractive multi-year financial charts
Watchlist
Breakouts
WatchlistPricing
Ctrl K
Pricing
RM
← Back to Screener
VCP ScannerFree US Stock Screener & Financial Analysis

Find stocks. Analyze deeply. Research with clarity.

Data updated daily

Product

  • Screener
  • Themes
  • Valuation
  • Total Return
  • DCA Calculator
  • Pricing
  • News
  • Earnings

Resources

  • Market Valuation
  • Compare
  • Insider Activity
  • Methodology
  • How It Works
  • Glossary
  • Learn

Get Ideas

Get weekly market insights — free

© 2026 VCP Scanner
AboutPrivacyTermsRefund Policy
Not financial advice. Do your own research.
ScreenerBreakoutsCompareWatchlist
RMRegional Management Corp.
$31.28$288M
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Discovery & Screens
Live BreakoutsStock ScreenerOwnership
RM logo

Regional Management Corp.

RM
NYSE · Credit Services
$31.28
At close - Sep 22, 4:00 PM EDT - USD
Market Cap$288M
P/E7.0x
52W High$45.73
Volume100.09K
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q1

Subprime Lending Growth Faces Structural Leverage Risks

Regional Management Corp. has successfully scaled revenue to $167.3 million as of 2026Q1, yet this expansion is heavily reliant on a debt-funded model with a debt-to-equity ratio of 4.42. While the firm demonstrates robust cash conversion efficiency, the volat...

GrowthExpanding
ProfitabilityModerate
ValuationAttractive
TechnicalsWeak
Explore valuation models
MARKET ACTION

RM price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

10/12 Beats

EPS beat 10 of last 12 quarters

02

Valuation risk

-56% Peers

P/E is 56% below peer median

03

Market leadership

RS 25 · Lag

Laggard (Underperforming 75% of market)

04

Weak Trend

Below 200DMA

Price < 200DMA

Next CatalystEstimated earnings · Oct 29

Market performance

Price History →

Trailing total returns as of 9/23/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
RM-17.99%
S&P 500 (^GSPC)+13.20%
1-Year Return
RM-26.30%
S&P 500 (^GSPC)+15.98%
3-Year Return
RM+30.29%
S&P 500 (^GSPC)+77.58%
5-Year Return
RM-36.84%
S&P 500 (^GSPC)+71.34%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/EMedian
7.0x
Forward P/EExpansion
6.3x
EV/EBITDA20th %ile
20.9x
FCF YieldCash Flow
101.4%

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
7.0x
8.2x
40th· Fair
EV/EBITDA
20.9x
21.9x
20th· Low
Price/FCF
1.0x
1.3x
0th· Low
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
No DCF Model AvailableIntrinsic value modeling is not supported for this equity.

Growth & profitability

Annual revenue & EPS trend
Revenue
$561M+9.1% YoY
Net income
$44M+7.7% YoY
Free cash flow
$292M+10.7% YoY
Operating margin
12.4%+3.3 pts YoY
ROIC (TTM)3%
Avg ROIC 5Y-
ROE (TTM)12.2%
Piotroski Score6 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate10/12 (83%)
Revenue Beat Rate6/12 (50%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q3 2026Latest
Jul 29, 2026
$0.85+5.2%
vs $0.81
$168M+1.4%
vs $166M
Q2 2026
Apr 29, 2026
$1.18+21.0%
vs $0.97
$167M+3.6%
vs $162M
Q1 2026
Feb 4, 2026
$1.30+1.6%
vs $1.28
$170M+4.0%
vs $163M
Q4 2025
Nov 5, 2025
$1.42-2.7%
vs $1.46
$165M-1.6%
vs $168M
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

5 Stories
Newsfile Corp·Sep 9, 2026
Roxmore Resources Provides Update on Development Activities at the Converse Gold Project in Nevada

Vancouver, British Columbia--(Newsfile Corp. - September 9, 2026) - Roxmore Resources Inc. (TSX: RM) (OTCQX: GARLF) ("Roxmore" or the "Company") is pleased to provide an update on development activities at the Company's flagship Converse Gold Project ("Converse" or the "Project"), located on the prolific Battle Mountain – Eureka Trend in Nevada, USA. After the release of the positive preliminary economic assessment in April 2026, the Company has made significant progress on the ground at Converse with key workstreams initiated and leading consultants appointed to support the delivery of a Prefeasibility Study ("PFS") in the fourth quarter of 2027.

Defense World·Sep 9, 2026
Yirendai (NYSE:YRD) & Regional Management (NYSE:RM) Critical Survey

Regional Management (NYSE: RM - Get Free Report) and Yirendai (NYSE: YRD - Get Free Report) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their valuation, risk, institutional ownership, analyst recommendations, earnings, profitability and dividends. Analyst Recommendations This is a breakdown of current

Newsfile Corp·Sep 1, 2026
Roxmore Resources Reports Additional Drill Results from the Converse Gold Project in Nevada

Vancouver, British Columbia--(Newsfile Corp. - September 1, 2026) - Roxmore Resources Inc. (TSX: RM) (OTCQX: GARLF) ("Roxmore" or the "Company") is pleased to report additional gold and silver assay results from the ongoing infill and extension drill campaign at the Company's flagship Converse Gold Project ("Converse" or the "Project"), located on the Battle Mountain - Eureka Trend in Nevada, USA. Highlights include hole CV26-017, which returned 85.3 metres ("m") grading 0.52 g/t Au and 2.34 g/t Ag which infilled between previous results reported on July 9, 20261.

GuruFocus·Aug 28, 2026
United Therapeutics Presents Data at The European Society of Cardiology Congress 2026 and The European Respiratory Society International Congress 2026

United Therapeutics Corporation (Nasdaq: UTHR), a public benefit corporation, today announced that four oral presentations and four poster presentations will be

Filtered for Regional Management Corp.More Headlines
04

Compare before deciding

Benchmark RM against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for Regional Management Corp. (RM)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
RM logoRMRegional Management Corp.Current
$31.28$288.03M7.039.1%6.88%12.16%3.7%
WRLD logoWRLDWorld Acceptance Corporation
$172.99$806.2M25.142.6%6.65%11%—
OMF logoOMFOneMain Holdings, Inc.
$59.08$6.83B9.019.54%12.17%23.07%—
PRAA logoPRAAPRA Group, Inc.
$20.58$784.94M-2.64-4.51%-23.24%-25.21%—
SLM logoSLMSLM Corporation
$24.25$4.56B7.017.32%23.97%30.31%—
NAVI logoNAVINavient Corporation
$9.48$891.02M-11.70-32.67%-1.67%-2.04%—

Compare RM vs Peers

Regional Management Corp. (RM) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs WRLD

Most directly comparable listed peer for RM.

Scale Benchmark

vs FICO

Larger-name benchmark to compare RM against a more recognizable public peer.

Peer Set

Compare Top 5

vs WRLD, OMF, PRAA, SLM

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

RM SEC Filings & Documents

Regional Management Corp. (RM) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Jul 29, 2026·SEC

Material company update

May 19, 2026·SEC

Material company update

May 4, 2026·SEC

10-K Annual Reports

3
FY 2026

Feb 20, 2026·SEC

FY 2025

Feb 21, 2025·SEC

FY 2024

Feb 22, 2024·SEC

10-Q Quarterly Reports

6
FY 2026

Jul 31, 2026·SEC

FY 2026

May 1, 2026·SEC

FY 2025

Nov 6, 2025·SEC

Get notified when RM posts new earnings or crosses analyst targets

Free. No account needed. Unsubscribe any time.

Free. Unsubscribe any time.

RM Frequently Asked Questions

Regional Management Corp. (RM) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is Regional Management Corp. growing?

Regional Management Corp. (RM) grew revenue by 9.1% over the past year. This is steady growth.

Is RM profitable?

Yes, Regional Management Corp. (RM) is profitable, generating $49.6M in net income for fiscal year 2025 (6.9% net margin).

Dividend & Returns
Does RM pay dividends?

Yes, Regional Management Corp. (RM) pays a dividend with a yield of 3.70%. This makes it attractive for income-focused investors.

What is RM's return on equity?

Regional Management Corp. (RM) has a return on equity (ROE) of 12.2%. This is reasonable for most industries.

Industry Metrics
What is Regional Management Corp.'s net interest margin?

Regional Management Corp. (RM) has a net interest margin (NIM) of 22.6%. This indicates healthy earnings from lending activities.

What is Regional Management Corp.'s efficiency ratio?

Regional Management Corp. (RM) has an efficiency ratio of 39.9%. This is excellent, indicating strong cost control.

What if you invested $1,000 in RM back in 2010?

Total return calculator · dividends reinvested · 16+ years of data

See returns →