Last 47 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Riverview Bancorp, Inc.'s quarterly P/E stands at 18.9x, down 22.7% year-over-year — suggesting improving earnings relative to price. EV/EBITDA has expanded 10.8% YoY to 23.7x, reflecting rising market expectations or slowing EBITDA growth.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 25.22 | 18.93 | 25.57 | 23.54 | 25.87 | 24.49 | 15.96 | 21.78 | — | 23.26 | 11.58 | 9.69 | 9.54 |
| — | -22.7% | +60.3% | +8.1% | — | +5.3% | +37.7% | +124.7% | — | +190.7% | +75.1% | +23.7% | -4.0% | |
| P/S Ratio | 1.64 | 1.34 | 1.46 | 1.53 | 1.63 | 1.63 | 1.32 | 1.19 | 1.68 | 1.95 | 1.69 | 1.54 | 1.69 |
| — | -18.1% | +10.7% | +29.4% | -3.2% | -16.2% | -21.7% | -23.3% | -0.3% | -17.9% | -15.3% | -30.4% | -38.0% | |
| P/B Ratio | 0.76 | 0.63 | 0.69 | 0.71 | 0.74 | 0.76 | 0.62 | 0.54 | 0.64 | 0.85 | 0.77 | 0.69 | 0.74 |
| — | -16.8% | +11.3% | +31.8% | +15.8% | -10.5% | -20.2% | -21.9% | -13.0% | -21.5% | -17.0% | -26.3% | -30.9% | |
| P/FCF | 21.62 | — | 1.72 | — | — | 15.85 | — | 3.95 | — | 3.47 | 256.13 | 3.83 | — |
| — | — | — | — | — | +356.8% | — | +3.3% | — | -75.5% | +2977.9% | -63.0% | — | |
| EV / EBITDA | 20.52 | 23.75 | 18.07 | 21.99 | 20.77 | 21.44 | 17.93 | 24.91 | — | 28.55 | 16.96 | 14.09 | 12.96 |
| — | +10.8% | +0.8% | -11.7% | — | -24.9% | +5.8% | +76.8% | — | +319.3% | +867.0% | +1096.8% | +819.5% | |
| EV / EBIT | 31.47 | 23.75 | 28.89 | 34.40 | 33.32 | 33.14 | 25.21 | 40.83 | — | 38.79 | 20.45 | 16.49 | 14.99 |
| — | -28.3% | +14.6% | -15.7% | — | -14.6% | +23.3% | +147.6% | — | +423.4% | +962.3% | +1138.9% | +818.0% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Riverview Bancorp, Inc.'s operating margin was 8.9% in Q3 2026, up 1.7 pp QoQ and up 0.4 pp YoY. Gross margin expanded 3.9% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 69.0% | 71.6% | 70.9% | 70.6% | 70.9% | 68.9% | 67.5% | 68.6% | 61.2% | 71.4% | 76.0% | 79.1% | 83.0% |
| — | +3.9% | +5.0% | +2.9% | +15.8% | -3.5% | -11.2% | -13.3% | -26.3% | -25.4% | -21.0% | -18.2% | -17.9% | |
| Operating Margin | 8.5% | 8.9% | 7.3% | 8.2% | 8.0% | 8.5% | 10.6% | 6.9% | -27.5% | 10.6% | 18.2% | 21.3% | 24.2% |
| — | +4.8% | -31.2% | +19.9% | +129.2% | -19.2% | -41.9% | -67.7% | -213.8% | -73.0% | -53.7% | -42.3% | -31.4% | |
| Net Margin | 6.7% | 7.1% | 5.7% | 6.5% | 6.3% | 6.7% | 8.3% | 5.4% | -20.1% | 8.4% | 14.2% | 16.5% | 17.6% |
| — | +6.0% | -31.0% | +19.8% | +131.4% | -20.4% | -41.5% | -67.0% | -213.8% | -72.2% | -53.0% | -42.2% | -34.3% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 3.1% | 0.8% | 0.7% | 0.8% | 0.7% | 0.8% | 1.0% | 0.6% | -1.9% | 0.9% | 1.6% | 1.8% | 1.9% |
| — | +8.8% | -31.3% | +22.7% | +138.2% | -17.4% | -39.1% | -66.3% | -197.3% | -73.3% | -53.1% | -38.4% | -24.6% | |
| ROA | 0.3% | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | -0.2% | 0.1% | 0.2% | 0.2% | 0.2% |
| — | +13.0% | -28.0% | +28.2% | +139.9% | -11.9% | -35.4% | -64.8% | -201.9% | -71.3% | -49.2% | -33.8% | -22.4% | |
| ROIC | 1.7% | 0.5% | 0.4% | 0.4% | 0.4% | 0.4% | 0.5% | 0.3% | -1.0% | 0.4% | 0.7% | 0.9% | 1.2% |
| — | +24.9% | -22.8% | +29.7% | +141.4% | +2.1% | -31.9% | -63.5% | -184.0% | -84.4% | -73.8% | -64.1% | -45.2% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Riverview Bancorp, Inc.'s Debt/EBITDA ratio is 51.6x, up from 36.5x last quarter — elevated, raising questions about debt serviceability. The current ratio has improved 2028.0% YoY to 0.89x, strengthening the short-term liquidity position.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.66 | 0.55 | 0.50 | 0.81 | 0.66 | 0.72 | 0.82 | 0.92 | 0.76 | 1.18 | 1.13 | 1.07 | 0.98 |
| — | -23.8% | -39.1% | -11.2% | -12.6% | -39.0% | -27.8% | -14.7% | -23.3% | +190.9% | +472.5% | +468.7% | +431.9% | |
| Debt / EBITDA | 11.04 | 51.55 | 36.55 | 54.42 | 45.03 | 46.57 | 47.18 | 71.41 | — | 74.94 | 45.07 | 38.51 | 32.36 |
| — | +10.7% | -22.5% | -23.8% | — | -37.9% | +4.7% | +85.4% | — | +805.4% | +1048.8% | +799.6% | +596.5% | |
| Current Ratio | 0.04 | 0.89 | 0.04 | 0.04 | 0.04 | 0.04 | 0.14 | 0.14 | 0.14 | 0.20 | 0.19 | 0.20 | 0.20 |
| — | +2028.0% | -71.3% | -69.7% | -72.0% | -78.6% | -29.8% | -30.5% | -30.0% | +6.8% | -15.5% | -14.7% | -27.3% | |
| Quick Ratio | 0.04 | 0.89 | 0.04 | 0.04 | 0.04 | 0.04 | 0.14 | 0.14 | 0.14 | 0.20 | 0.19 | 0.20 | 0.20 |
| — | +2028.0% | -71.3% | -69.7% | -72.0% | -78.6% | -29.8% | -30.5% | -30.0% | +6.8% | -15.5% | -14.7% | -27.3% | |
| Interest Coverage | 0.28 | 0.32 | 0.25 | 0.28 | 0.28 | 0.27 | 0.33 | 0.22 | -0.71 | 0.37 | 0.76 | 1.02 | 1.92 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 47 years · Updated daily
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Quick answers to the most common questions about buying RVSB stock.
Riverview Bancorp, Inc.'s current P/E is 25.2x. The average P/E over the last 4 quarters is 23.5x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Riverview Bancorp, Inc.'s current operating margin is 8.5%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Riverview Bancorp, Inc.'s business trajectory between earnings reports.