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6Apr 30, 2026·SEC
Apr 29, 2026·SEC
Mar 6, 2026·SEC
Tiptree Inc. (TIPT) fundamental analysis — strengths, weaknesses & financial health based on data analysis
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Tiptree Inc. (TIPT) stock price & volume — 10-year historical chart
Tiptree Inc. (TIPT) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Tiptree Inc. (TIPT) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 30, 2026 | $0.19 | $705,000 |
| Q2 2026 | Mar 6, 2026 | $0.25 | $72,000 |
| Q4 2025 | Oct 31, 2025 | $0.71 | $523M |
| Q3 2025 | Jul 30, 2025 | $0.58 | $529M |
Tiptree Inc. (TIPT) competitors in industry — business model, growth, and fundamentals comparison
Tiptree Inc. (TIPT) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Tiptree Inc. (TIPT) annual income statement — 10-year revenue, gross profit & net income history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Revenue | 579.8M | 625.83M | 765.13M | 810.3M | 1.2B | 1.4B | 1.65B | 2.04B | 488K | 1.05B |
Revenue Growth % | 14.49% | 7.94% | 22.26% | 5.9% | 48.16% | 16.43% | 17.98% | 23.88% | -99.98% | -48.55% |
Medical Costs & Claims | 0 | 152.09M | 170.68M | 236.9M | 327.01M | 452.61M | 601.79M | 841.21M | 33.84M | -168.71M |
Medical Cost Ratio % | 0% | 24.3% | 22.31% | 29.24% | 27.24% | 32.38% | 36.49% | 41.18% | 6935.25% | -16.06% |
Gross Profit | 579.8M▲ 0% | 473.73M▼ 18.3% | 594.45M▲ 25.5% | 573.4M▼ 3.5% | 873.5M▲ 52.3% | 945.15M▲ 8.2% | 1.05B▲ 10.8% | 1.2B▲ 14.7% | -33.36M▼ 102.8% | -327.5M▲ 0% |
Gross Margin % | 100% | 75.7% | 77.69% | 70.76% | 72.76% | 67.62% | 63.51% | 58.82% | -6835.25% | -31.18% |
Gross Profit Growth % | 14.49% | -18.29% | 25.48% | -3.54% | 52.34% | 8.2% | 10.8% | 14.74% | -102.78% | - |
Operating Expenses | 593.59M | 493.53M | 565.31M | 612.25M | 808.16M | 891.14M | 964.18M | 1.05B | 5.55M | -256.1M |
OpEx / Revenue % | 102.38% | 78.86% | 73.88% | 75.56% | 67.32% | 63.75% | 58.47% | 51.51% | 1138.32% | -24.38% |
Depreciation & Amortization | 29.99M | 12.6M | 13.57M | 17.58M | 24.44M | 22.97M | 23.47M | 21.65M | 1.45M | -3.08M |
Combined Ratio % | 102.38% | 103.16% | 96.19% | 104.79% | 94.56% | 96.14% | 94.96% | 92.69% | 8073.57% | -40.45% |
Operating Income | -13.79M▲ 0% | -19.8M▼ 43.6% | 29.14M▲ 247.2% | -38.85M▼ 233.3% | 65.34M▲ 268.2% | 54.01M▼ 17.3% | 83.05M▲ 53.8% | 149.32M▲ 79.8% | -38.91M▼ 126.1% | 74.54M▲ 0% |
Operating Margin % | -2.38% | -3.16% | 3.81% | -4.79% | 5.44% | 3.86% | 5.04% | 7.31% | -7973.57% | 7.1% |
Operating Income Growth % | -159.78% | -43.58% | 247.2% | -233.33% | 268.18% | -17.34% | 53.77% | 79.79% | -126.06% | - |
EBITDA | 16.2M | -7.2M | 42.71M | -21.27M | 89.78M | 76.98M | 106.52M | 170.97M | -37.46M | 71.47M |
EBITDA Margin % | 2.79% | -1.15% | 5.58% | -2.63% | 7.48% | 5.51% | 6.46% | 8.37% | -7676.84% | 6.8% |
Interest Expense | 25.56M | 27.01M | 27.06M | 32.58M | 37.67M | 30.24M | 27.69M | 32.25M | 0 | 21.55M |
Non-Operating Income | -36.02M | -27.01M | -27.06M | -32.58M | -37.67M | -30.24M | -27.69M | -32.25M | 0 | -21.55M |
Pretax Income | -3.33M▲ 0% | -19.8M▼ 494.5% | 29.14M▲ 247.2% | -38.85M▼ 233.3% | 65.34M▲ 268.2% | 54.01M▼ 17.3% | 83.05M▲ 53.8% | 149.32M▲ 79.8% | -46.72M▼ 131.3% | 73.38M▲ 0% |
Pretax Margin % | -0.57% | -3.16% | 3.81% | -4.79% | 5.44% | 3.86% | 5.04% | 7.31% | -9574.59% | 6.99% |
Income Tax | -12.56M | -5.91M | 9.02M | -13.63M | 21.29M | 50.45M | 43.06M | 61.65M | -5.69M | -19.23M |
Effective Tax Rate % | 377.24% | 29.85% | 30.94% | 35.07% | 32.58% | 93.41% | 51.84% | 41.29% | 12.18% | -26.2% |
Net Income | 3.6M▲ 0% | 23.93M▲ 564.1% | 18.36M▼ 23.3% | -29.16M▼ 258.8% | 38.13M▲ 230.8% | -8.27M▼ 121.7% | 13.95M▲ 268.6% | 53.37M▲ 282.5% | 34.93M▼ 34.6% | 43.54M▲ 0% |
Net Margin % | 0.62% | 3.82% | 2.4% | -3.6% | 3.18% | -0.59% | 0.85% | 2.61% | 7157.17% | 4.15% |
Net Income Growth % | -85.77% | 564.07% | -23.28% | -258.8% | 230.78% | -121.7% | 268.61% | 282.53% | -34.55% | -12.84% |
EPS (Diluted) | 0.11▲ 0% | 0.69▲ 527.3% | 0.50▼ 27.5% | -0.74▼ 248.0% | 1.13▲ 252.7% | -0.23▼ 120.4% | 0.33▲ 243.5% | 1.30▲ 293.9% | 0.76▼ 41.5% | 1.15▲ 0% |
EPS Growth % | -85.9% | 527.27% | -27.54% | -248% | 252.7% | -120.35% | 243.48% | 293.94% | -41.54% | -24.66% |
EPS (Basic) | 0.12 | 0.69 | 0.53 | -0.74 | 1.15 | -0.23 | 0.34 | 1.44 | 0.93 | - |
Diluted Shares Outstanding | 37.31M | 34.72M | 34.58M | 33.86M | 33.69M | 35.53M | 37.62M | 37.93M | 37.56M | 37.79M |
Tiptree Inc. (TIPT) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Total Assets | 1.99B | 1.86B | 2.2B | 3B | 3.6B | 4.04B | 5.14B | 5.69B | 6.84B | 6.97B |
Asset Growth % | -31.15% | -6.27% | 17.88% | 36.28% | 20.14% | 12.24% | 27.22% | 10.81% | 20.11% | 72.27% |
Total Investment Assets | 462.45M | 696.93M | 644.95M | 799.06M | 928.42M | 817.23M | 1.03B | 15.02M | 21.7M | 3.58M |
Long-Term Investments | 207.98M | 406.54M | 490.57M | 500.97M | 350.97M | 205.25M | 222.8M | 4.15M | 4.63M | 2.39B |
Short-Term Investments | 182.45M | 283.56M | 335.19M | 377.13M | 577.45M | 611.98M | 802.61M | 10.87M | 17.07M | 581K |
Total Current Assets | 142.24M | 1.02B | 0 | 0 | 2.18B | 2.92B | 3.89B | 3.08B | 47.86M | 36.25M |
Cash & Equivalents | 110.67M | 86M | 133.12M | 136.92M | 175.72M | 538.07M | 468.71M | 19.44M | 30.78M | 33.4M |
Receivables | 186.42M | 223.1M | 827.62M | 1.12B | 1.39B | 1.01B | 1.68B | 1.89B | 0 | 4.43B |
Other Current Assets | 0 | 356.1M | -1.3B | -1.64B | 19.37M | 12.78M | 23.85M | 96.2M | 0 | 2.27M |
Goodwill & Intangibles | 155.58M | 143.68M | 155.88M | 332.21M | 711.07M | 843.97M | 931.49M | 918.05M | 0 | 1.83B |
Goodwill | 91.56M | 91.56M | 99.15M | 179.24M | 179.1M | 186.61M | 206.16M | 206.71M | 0 | 0 |
Intangible Assets | 64.02M | 52.12M | 56.74M | 152.97M | 531.96M | 657.37M | 725.34M | 711.34M | 0 | 0 |
PP&E (Net) | 4.3M | 6.12M | 36.14M | 43.09M | 38.75M | 53.33M | 61.09M | 17.85M | 14.56M | 13.74M |
Other Assets | 448.49M | 114.27M | -682.59M | -876.27M | 323.35M | 21.41M | 37.03M | 1.68B | 6.77B | 6.92B |
Total Liabilities | 1.59B | 1.47B | 1.79B | 2.62B | 3.2B | 3.51B | 4.56B | 5.04B | 6.09B | 6.22B |
Total Debt | 346.08M | 354.08M | 368.94M | 364.16M | 422.75M | 297.4M | 442.81M | 374.53M | 80.74M | 16.12M |
Net Debt | 235.41M | 268.08M | 235.83M | 227.24M | 247.03M | -240.67M | -25.9M | 355.09M | 49.96M | -17.28M |
Long-Term Debt | 346.08M | 354.08M | 224.67M | 183.42M | 234.82M | 198.74M | 205.27M | 363.39M | 63.95M | 8.14M |
Short-Term Debt | 0 | 0 | 114.79M | 147.82M | 158.53M | 60.63M | 197.14M | 0 | 8.14M | 7.98M |
Total Current Liabilities | 631.44M | 241.79M | 0 | 0 | 2.66B | 3.25B | 4.3B | 3.74B | 107.65M | 27.93M |
Accounts Payable | 151.25M | 129.16M | 213.84M | 375.85M | 415.38M | 424.53M | 675.22M | 529.06M | 0 | 0 |
Deferred Revenue | 56.74M | 75.75M | 0 | 0 | 1.12B | 1.36B | 1.7B | 1.77B | 0 | 0 |
Other Current Liabilities | 20.97M | -56.86M | -337.8M | -542.35M | 906.62M | 1.32B | 1.66B | 1.37B | 80.39M | 19.95M |
Deferred Taxes | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 584.91M |
Other Liabilities | 20.18M | 23.05M | -381.07M | -639.73M | -302.03M | -724.3M | -794.47M | 172.25M | 5.83B | 6.1B |
Total Equity | 396.77M▲ 0% | 399.26M▲ 0.6% | 411.42M▲ 3.0% | 373.54M▼ 9.2% | 400.18M▲ 7.1% | 533.57M▲ 33.3% | 576.57M▲ 8.1% | 656.77M▲ 13.9% | 752.4M▲ 14.6% | 750.5M▲ 0% |
Equity Growth % | 1.7% | 0.63% | 3.04% | -9.21% | 7.13% | 33.33% | 8.06% | 13.91% | 14.56% | 54.39% |
Shareholders Equity | 300.08M | 387.1M | 398.06M | 356.14M | 382.95M | 397.37M | 416.87M | 457.7M | 508.55M | 504.28M |
Minority Interest | 96.7M | 12.16M | 13.35M | 17.39M | 17.23M | 136.21M | 159.7M | 199.07M | 243.85M | 246.22M |
Retained Earnings | 38.08M | 57.23M | 70.19M | 35.42M | 68.15M | 54.11M | 60.66M | 95.72M | 121.57M | 133.55M |
Common Stock | 43K | 36K | 35K | 33K | 34K | 36K | 37K | 37K | 38K | 38K |
Accumulated OCI | 966K | -2.06M | 1.7M | 5.67M | -2.69M | -39.43M | -26.07M | -27.75M | -7.5M | -19.73M |
Return on Equity (ROE) | 0.92% | 6.01% | 4.53% | -7.43% | 9.86% | -1.77% | 2.51% | 8.65% | 4.96% | 5.87% |
Return on Assets (ROA) | 0.15% | 1.24% | 0.9% | -1.12% | 1.16% | -0.22% | 0.3% | 0.99% | 0.56% | 0.66% |
Equity / Assets | 19.94% | 21.41% | 18.72% | 12.47% | 11.12% | 13.21% | 11.22% | 11.53% | 11% | 10.77% |
Debt / Equity | 0.87x | 0.89x | 0.90x | 0.97x | 1.06x | 0.56x | 0.77x | 0.57x | 0.11x | 0.02x |
Book Value per Share | 10.64 | 11.50 | 11.90 | 11.03 | 11.88 | 15.02 | 15.33 | 17.32 | 20.03 | 19.86 |
Tangible BV per Share | 6.47 | 7.36 | 7.39 | 1.22 | -9.23 | -8.74 | -9.43 | -6.89 | 20.03 | 19.86 |
Tiptree Inc. (TIPT) cash flow — operating, investing & free cash flow history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | 46.92M | 57.72M | 23.74M | 140.17M | 204.32M | 463.07M | 71.45M | 240.76M | 168.22M | 193.2M |
Operating CF Growth % | 28.04% | 23.03% | -58.87% | 490.38% | 45.76% | 126.65% | -84.57% | 236.95% | -30.13% | 105.65% |
Operating CF / Revenue % | 8.09% | 9.22% | 3.1% | 17.3% | 17.02% | 33.13% | 4.33% | 11.79% | 34470.9% | 18.39% |
Net Income | 5.23M | 29.88M | 20.12M | -25.23M | 44.05M | 3.56M | 40M | 87.67M | 34.93M | 43.54M |
Depreciation & Amortization | 29.99M | 12.6M | 13.57M | 17.58M | 24.44M | 22.97M | 23.47M | 21.65M | 191K | 706K |
Stock-Based Compensation | 6.56M | 6.66M | 6.36M | 8.12M | 11.13M | 9.71M | 8.28M | 17.72M | 11.34M | 3.59M |
Deferred Taxes | -11.25M | 4.01M | 6.82M | 10.73M | 17.73M | 47.55M | 37.02M | 31.14M | -6.58M | -13.57M |
Other Non-Cash Items | 1.61B | 1.51B | 1.96B | 3.1B | 3.79B | 2.34B | -24.84M | 935.51M | 125.65M | 582.71M |
Working Capital Changes | -1.6B | -1.5B | -1.99B | -2.98B | -3.68B | -1.96B | -12.47M | -852.94M | 2.68M | -452.44M |
Cash from Investing | 205.68M | -109.11M | -8.33M | -123.49M | -273.76M | 9.51M | -244.67M | -322.99M | -202.03M | -201.72M |
Capital Expenditures | -2.89M | -3.75M | -8.52M | -6.69M | -2.76M | -10.73M | -14.03M | -4.03M | 0 | 1.12M |
Acquisitions | -71.74M | 15.71M | 13.7M | -4.81M | 258K | -14.96M | -19.73M | 0 | 0 | 0 |
Purchase of Investments | -219.96M | -327.62M | -389.21M | -1.49B | -1.43B | -1.2B | -1.49B | -955.3M | -90.51M | 82M |
Sale/Maturity of Investments | 296.86M | 190.94M | 394.33M | 1.4B | 1.17B | 1.26B | 1.3B | 642.82M | 84.34M | -30.91M |
Other Investing | 203.4M | 15.61M | -18.63M | -17.52M | -12.42M | -28.01M | -15.02M | -6.48M | -195.86M | -253.94M |
Cash from Financing | -194.41M | -2M | 36.93M | 31.75M | 73.73M | -115.19M | 113.41M | 6.29M | 11.48M | -33.85M |
Dividends Paid | -3.5M | -4.78M | -5.5M | -5.57M | -5.41M | -7.78M | -13.73M | -24.82M | -9.07M | -7.46M |
Share Repurchases | -7.3M | -14.11M | -9.09M | -13.89M | -8.14M | -1.73M | 0 | 0 | 0 | -5M |
Stock Issued | 0 | 0 | 0 | 0 | 0 | 98.43M | 0 | 0 | -6.6M | 2.69M |
Debt Issuance (Net) | 1000K | 1000K | 1000K | 1000K | 1000K | -1000K | 1000K | 1000K | 1000K | -1000K |
Other Financing | -224.64M | 1.77M | -4.11M | -6.71M | -3.65M | 13.18M | -16.27M | 501K | -44.03M | -32.55M |
Net Change in Cash | 47.66M▲ 0% | -56.25M▼ 218.0% | 45.21M▲ 180.4% | 43.55M▼ 3.7% | -5.07M▼ 111.6% | 355.57M▲ 7116.0% | -58.29M▼ 116.4% | -76.3M▼ 30.9% | 11.35M▲ 114.9% | -50.37M▲ 0% |
Exchange Rate Effect | -10.53M | -2.86M | -7.14M | -4.88M | -9.36M | -1.83M | 1.52M | -355K | 33.67M | -364.76M |
Cash at Beginning | 63.01M | 152.77M | 99.38M | 151.73M | 200.15M | 204.45M | 550.85M | 492.56M | 416.26M | 30.78M |
Cash at End | 110.67M | 96.52M | 144.59M | 195.28M | 195.09M | 550.85M | 492.56M | 416.26M | 30.78M | 377.59M |
Free Cash Flow | 44.03M▲ 0% | 53.98M▲ 22.6% | 15.22M▼ 71.8% | 133.47M▲ 776.8% | 201.55M▲ 51.0% | 452.35M▲ 124.4% | 57.42M▼ 87.3% | 236.72M▲ 312.3% | 168.22M▼ 28.9% | 194.32M▲ 0% |
FCF Growth % | 49.34% | 22.58% | -71.8% | 776.8% | 51% | 124.43% | -87.31% | 312.25% | -28.94% | 38.44% |
FCF Margin % | 7.59% | 8.62% | 1.99% | 16.47% | 16.79% | 32.36% | 3.48% | 11.59% | 34470.9% | 18.5% |
FCF per Share | 1.18 | 1.55 | 0.44 | 3.94 | 5.98 | 12.73 | 1.53 | 6.24 | 4.48 | 5.14 |
Tiptree Inc. (TIPT) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Combined Ratio | 102.38% | 103.16% | 96.19% | 104.79% | 94.56% | 96.14% | 94.96% | 92.69% | 8073.57% | -40.45% |
Medical Cost Ratio | 0% | 24.3% | 22.31% | 29.24% | 27.24% | 32.38% | 36.49% | 41.18% | 6935.25% | -16.06% |
Return on Equity (ROE) | 0.92% | 6.01% | 4.53% | -7.43% | 9.86% | -1.77% | 2.51% | 8.65% | 4.96% | 5.87% |
Return on Assets (ROA) | 0.15% | 1.24% | 0.9% | -1.12% | 1.16% | -0.22% | 0.3% | 0.99% | 0.56% | 0.66% |
Equity / Assets | 19.94% | 21.41% | 18.72% | 12.47% | 11.12% | 13.21% | 11.22% | 11.53% | 11% | 10.77% |
Book Value / Share | 10.64 | 11.5 | 11.9 | 11.03 | 11.88 | 15.02 | 15.33 | 17.32 | 20.03 | 19.86 |
Debt / Equity | 0.87x | 0.89x | 0.90x | 0.97x | 1.06x | 0.56x | 0.77x | 0.57x | 0.11x | 0.02x |
Revenue Growth | 14.49% | 7.94% | 22.26% | 5.9% | 48.16% | 16.43% | 17.98% | 23.88% | -99.98% | -48.55% |
Tiptree Inc. (TIPT) SEC filings — annual & quarterly reports (10-K, 10-Q)
Apr 30, 2026·SEC
Apr 29, 2026·SEC
Mar 6, 2026·SEC
Tiptree Inc. (TIPT) stock FAQ — growth, dividends, profitability & financials explained
Tiptree Inc. (TIPT) saw revenue decline by 100.0% over the past year.
Yes, Tiptree Inc. (TIPT) is profitable, generating $43.5M in net income for fiscal year 2025 (7157.2% net margin).
Yes, Tiptree Inc. (TIPT) pays a dividend with a yield of 1.38%. This makes it attractive for income-focused investors.
Tiptree Inc. (TIPT) has a return on equity (ROE) of 5.0%. This is below average, suggesting room for improvement.
Tiptree Inc. (TIPT) has a combined ratio of 8073.6%. A ratio above 100% means claims and expenses exceed premiums.