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USBC logoUSBC, Inc. (USBC) Earnings History

Annual and quarterly earnings data from 2005 to 2025

TTM Net Income
-$22M
Net Loss
TTM EPS
$-0.35
Diluted
YoY EPS Growth
+95.0%
Excellent
Net Margin
N/A
Profitability
Operating MarginN/A
Gross MarginN/A
ROE-46.6%
ROA-34.4%
Highest Annual Net Income-$868,643 (2005)
Highest Quarterly EPS$79.46 (Q2 2015)
Consecutive Profitable Years0 years
Q4 2025
Net Income-$12M
EPS$-0.05
QoQ Growth-707.9%Declining

Loading earnings history...

USBC EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
N/A
N/M
3-Year
N/A
N/M
5-Year
N/A
N/M
10-Year
N/A
N/M

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

USBC Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
2025---
2024---
2023---
202292.6%-288.4%-460.3%
2021---
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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USBC, Inc. (USBC) Earnings Overview

As of May 8, 2026, USBC, Inc. (USBC) reported trailing twelve-month net income of -$22M, reflecting +95.0% year-over-year growth. The company earned $-0.35 per diluted share over the past four quarters.

Looking at the long-term picture, USBC's historical earnings data spans multiple years. The company achieved its highest annual net income of -$868,643 in fiscal 2005.

USBC, Inc. is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →

Compared to peers including FFIN ($243M net income, 30.2% margin), IBCP ($69M net income, 21.7% margin), CVBF ($209M net income, 32.5% margin), USBC has comparable earnings metrics. Compare USBC vs FFIN →

USBC Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
USBC logoUSBCCurrent
-$22M$-0.35--46.6%+95.0%—
FFIN logoFFIN
$243M$1.6930.2%14.4%+12.2%
IBCP logoIBCP
$69M$3.2921.7%14.3%+3.5%
CVBF logoCVBF
$209M$1.5432.5%9.3%+5.6%
SFNC logoSFNC
-$398M$-2.74-63.4%-11.4%-343.8%
BANF logoBANF
$238M$7.0223.8%14.2%+1.6%
Best in group
Lowest in group

USBC Historical Earnings Data (2005–2025)

18 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025-$22M-33.4%-$18M$-0.39--
2024-$17M-8.5%-$15M$-7.85--
2023-$15M+23.8%-$14M$-16.49--
2022-$20M+20.9%-$13M$-19.89-460.3%-288.4%
2021-$25M-87.0%-$10M$-34.54--
2020-$14M-78.2%-$7M$-24.90-11122.5%-5597.8%
2019-$8M-133.7%-$5M$-16.87-421.7%-277.7%
2018-$3M+16.5%-$2M$-15.10-75.7%-52.5%
2017-$4M-123.4%-$2M$-40.40-80.0%-46.4%
2016-$2M+33.6%-$3M$-48.80-29.0%-44.7%

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Compare USBC vs NVDA

Side-by-side business, growth, and profitability comparison vs NVIDIA Corporation.

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USBC — Frequently Asked Questions

Quick answers to the most common questions about buying USBC stock.

Is USBC growing earnings?

USBC EPS is $-0.35, with earnings growth accelerating to +95.0%. This exceeds the 5-year CAGR of N/A. TTM net income reached $-22M.

What are USBC's profit margins?

USBC, Inc. net margin is N/A, with operating margin at N/A. Below-average margins reflect competitive or cost pressures.

How consistent are USBC's earnings?

USBC earnings data spans 2005-2025. The accelerating earnings trend is +95.0% YoY. Historical data enables comparison across business cycles.

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USBC Earnings Over Time (2014–2025)

Net income and EPS trends