World Acceptance Corporation operates in the subprime consumer lending niche, where net interest margins have remained near 10% but earnings are highly volatile, swinging from $36.1M net income in 2026Q4 to just $6.1M in 2027Q1. The company's reliance on whole...
Price trend, volume and key moving averages
Trailing total returns as of 9/24/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Jul 24, 2026 | $2.12+265.5% vs $0.58 | $139M-3.3% vs $144M |
Q2 2026 Apr 30, 2026 | $7.70-0.5% vs $7.74 | $178M+5.4% vs $168M |
Q1 2026 Jan 27, 2026 | -$0.19-132.8% vs $0.58 | $141M+9.2% vs $129M |
Q4 2025 Oct 23, 2025 | -$0.38-120.3% vs $1.87 | $134M+0.7% vs $133M |
Squarepoint Ops LLC grew its position in World Acceptance Corporation (NASDAQ: WRLD) by 82.5% in the undefined quarter, according to the company in its most recent Form 13F filing with the Securities and Exchange Commission (SEC). The fund owned 7,004 shares of the credit services provider's stock after purchasing an additional 3,166 shares
On September 02, 2026, World Acceptance Corp (WRLD) shares rose 5.8% to a current price of $190.57. The stock has seen a 52-week range of $110.00 to $227.68, hi
World Acceptance Corporation is rated Buy, with a $210–$225 valuation target, implying 11–18% upside as earnings recover and buybacks drive per-share value. WRLD's fiscal 2026 earnings trough was driven by transient factors; recent quarters show improving credit metrics, strong cash flow, and EPS normalization underway. The company repurchased 16.5% of shares in FY2026, leveraging $250M+ annual operating cash flow, but increased debt-to-equity from 1.2x to 1.7x to fund buybacks.
Empowered Funds LLC trimmed its position in shares of World Acceptance Corporation (NASDAQ: WRLD) by 16.4% during the undefined quarter, according to the company in its most recent 13F filing with the SEC. The institutional investor owned 22,582 shares of the credit services provider's stock after selling 4,440 shares during the quarter. Empowered
Benchmark WRLD against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for World Acceptance Corporation (WRLD)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $170.07 | $792.6M | 24.72 | 2.6% | 5.91% | 8.78% | — | |
| $30.72 | $282.87M | 6.90 | 9.1% | 7.4% | 13.25% | — | |
| $20.11 | $767.01M | -2.58 | -4.51% | -23.24% | -25.21% | — | |
| $216.47 | $9.39B | 29.17 | 7.81% | 9.42% | 17.07% | — | |
| $23.61 | $4.44B | 6.82 | 7.32% | 23.97% | 30.31% | — | |
| $9.16 | $860.94M | -11.31 | -32.67% | -1.67% | -2.04% | — |
World Acceptance Corporation (WRLD) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
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World Acceptance Corporation (WRLD) SEC filings — annual & quarterly reports (10-K, 10-Q)
Aug 19, 2026·SEC
Aug 13, 2026·SEC
Jul 24, 2026·SEC
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World Acceptance Corporation (WRLD) stock FAQ — growth, dividends, profitability & financials explained
World Acceptance Corporation (WRLD) grew revenue by 2.6% over the past year. Growth has been modest.
Yes, World Acceptance Corporation (WRLD) is profitable, generating $39.3M in net income for fiscal year 2026 (5.9% net margin).
World Acceptance Corporation (WRLD) has a return on equity (ROE) of 8.8%. This is below average, suggesting room for improvement.
World Acceptance Corporation (WRLD) has a net interest margin (NIM) of 41.3%. This indicates healthy earnings from lending activities.
World Acceptance Corporation (WRLD) has an efficiency ratio of 51.6%. This is excellent, indicating strong cost control.
