AIRT vs UPS

For growth investors, Air T, Inc.

(AIRT) is the stronger pick with 1. 7% revenue growth year-over-year, versus -2. 5% for United Parcel Service, Inc. (UPS). United Parcel Service, Inc. (UPS) offers the better valuation at 15. 2x trailing P/E (14. 1x forward), making it the more compelling value choice. Analysts rate United Parcel Service, Inc. (UPS) a "Hold" — based on 45 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

Over the past 5 years, Air T, Inc.

(AIRT) delivered a total return of -5. 6%, compared to -39. 4% for United Parcel Service, Inc. (UPS). Over 10 years, the gap is even starker: UPS returned +45. 4% versus AIRT's +21. 2%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), Air T, Inc.

(AIRT) is the lower-risk stock at 0. 05β versus United Parcel Service, Inc. 's 0. 90β — meaning UPS is approximately 1758% more volatile than AIRT relative to the S&P 500. On balance sheet safety, United Parcel Service, Inc. (UPS) carries a lower debt/equity ratio of 199% versus 23% for Air T, Inc. — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), Air T, Inc.

(AIRT) is pulling ahead at 1. 7% versus -2. 5% for United Parcel Service, Inc. (UPS). On earnings-per-share growth, the picture is similar: Air T, Inc. grew EPS 7. 9% year-over-year, compared to -3. 0% for United Parcel Service, Inc.. Over a 3-year CAGR, AIRT leads at 18. 1% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

United Parcel Service, Inc.

(UPS) is the more profitable company, earning 6. 3% net margin versus -2. 1% for Air T, Inc. — meaning it keeps 6. 3% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: UPS leads at 9. 6% versus 0. 7% for AIRT. At the gross margin level — before operating expenses — AIRT leads at 20. 6%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

In this comparison, UPS (6.

4% yield) pays a dividend. AIRT does not pay a meaningful dividend and should not be held primarily for income.

For long-horizon retirement investors, Air T, Inc.

(AIRT) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 05)). Both have compounded well over 10 years (AIRT: +21. 2%, UPS: +45. 4%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

Both stocks operate in the Industrials sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

In terms of investment character: AIRT is a small-cap quality compounder stock; UPS is a mid-cap deep-value stock. UPS pays a dividend while AIRT does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.