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Stock Comparison

BK vs BEN

Revenue, margins, valuation, and 5-year total return — side by side.

Live fundamentals10-year financials5-year price chart
BK
The Bank of New York Mellon Corporation

Asset Management

Financial ServicesNYSE • US
Market Cap$89.95B
5Y Perf.+251.6%
BEN
Franklin Resources, Inc.

Asset Management

Financial ServicesNYSE • US
Market Cap$15.86B
5Y Perf.+61.8%

BK vs BEN — Key Financials

Market cap, revenue, margins, and valuation side-by-side.

Company Snapshot
BK logoBK
BEN logoBEN
IndustryAsset ManagementAsset Management
Market Cap$89.95B$15.86B
Revenue (TTM)$39.55B$8.77B
Net Income (TTM)$5.24B$812M
Gross Margin46.0%80.3%
Operating Margin14.8%6.9%
Forward P/E14.9x11.2x
Total Debt$45.44B$13.30B
Cash & Equiv.$101.94B$3.57B

BK vs BENLong-Term Stock Performance

Price return indexed to 100 at period start. Dividends excluded.

BK
BEN
StockMay 20May 26Return
The Bank of New Yor… (BK)100351.6+251.6%
Franklin Resources,… (BEN)100161.8+61.8%

Price return only. Dividends and distributions are not included.

Quick Verdict: BK vs BEN

Each card shows where this stock fits in a portfolio — not just who wins on paper.

Bottom line: BK leads in 6 of 7 categories, making it the strongest pick for growth and revenue expansion and profitability and margin quality. Franklin Resources, Inc. is the stronger pick specifically for valuation and capital efficiency. As sector peers, any of these can serve as alternatives in the same allocation.
BK
The Bank of New York Mellon Corporation
The Banking Pick

BK carries the broadest edge in this set and is the clearest fit for income & stability and growth exposure.

  • Dividend streak 14 yrs, beta 0.83, yield 1.4%
  • Rev growth 17.1%, EPS growth 49.1%
  • 267.1% 10Y total return vs BEN's 23.5%
Best for: income & stability and growth exposure
BEN
Franklin Resources, Inc.
The Banking Pick

BEN is the clearest fit if your priority is defensive.

  • Beta 1.31, yield 4.3%, current ratio 2.71x
  • Lower P/E (11.2x vs 14.9x)
Best for: defensive
See the full category breakdown
CategoryWinnerWhy
GrowthBK logoBK17.1% NII/revenue growth vs BEN's 3.5%
ValueBEN logoBENLower P/E (11.2x vs 14.9x)
Quality / MarginsBK logoBKEfficiency ratio 0.3% vs BEN's 0.7% (lower = leaner)
Stability / SafetyBK logoBKBeta 0.83 vs BEN's 1.31
DividendsBK logoBK1.4% yield, 14-year raise streak, vs BEN's 4.3%
Momentum (1Y)BK logoBK+58.2% vs BEN's +55.5%
Efficiency (ROA)BK logoBKEfficiency ratio 0.3% vs BEN's 0.7%

BK vs BEN — Revenue Breakdown by Segment

How each company's revenue is distributed across its business units

BKThe Bank of New York Mellon Corporation
FY 2024
Financial Service
73.9%$9.3B
Investment Advisory, Management and Administrative Service
24.9%$3.1B
Distribution and Shareholder Service
1.2%$158M
BENFranklin Resources, Inc.
FY 2025
Investment Advisory, Management and Administrative Service
79.6%$7.0B
Sales And Distribution Fees
16.8%$1.5B
Shareholder Service
3.0%$265M
Service, Other
0.6%$50M

BK vs BEN — Financial Metrics

Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.

BEST OVERALLBENLAGGINGBK

Income & Cash Flow (Last 12 Months)

BEN leads this category, winning 3 of 5 comparable metrics.

BK is the larger business by revenue, generating $39.6B annually — 4.5x BEN's $8.8B. BK is the more profitable business, keeping 11.5% of every revenue dollar as net income compared to BEN's 6.0%.

MetricBK logoBKThe Bank of New Y…BEN logoBENFranklin Resource…
RevenueTrailing 12 months$39.6B$8.8B
EBITDAEarnings before interest/tax$8.4B$1.2B
Net IncomeAfter-tax profit$5.2B$812M
Free Cash FlowCash after capex$1.6B$938M
Gross MarginGross profit ÷ Revenue+46.0%+80.3%
Operating MarginEBIT ÷ Revenue+14.8%+6.9%
Net MarginNet income ÷ Revenue+11.5%+6.0%
FCF MarginFCF ÷ Revenue-2.0%+10.4%
Rev. Growth (YoY)Latest quarter vs prior year
EPS Growth (YoY)Latest quarter vs prior year+25.3%+100.0%
BEN leads this category, winning 3 of 5 comparable metrics.

Valuation Metrics

BEN leads this category, winning 3 of 5 comparable metrics.

At 22.5x trailing earnings, BK trades at a 33% valuation discount to BEN's 33.5x P/E. On an enterprise value basis, BK's 4.4x EV/EBITDA is more attractive than BEN's 22.5x.

MetricBK logoBKThe Bank of New Y…BEN logoBENFranklin Resource…
Market CapShares × price$89.9B$15.9B
Enterprise ValueMkt cap + debt − cash$33.5B$25.6B
Trailing P/EPrice ÷ TTM EPS22.53x33.54x
Forward P/EPrice ÷ next-FY EPS est.14.92x11.21x
PEG RatioP/E ÷ EPS growth rate4.37x
EV / EBITDAEnterprise value multiple4.37x22.53x
Price / SalesMarket cap ÷ Revenue2.27x1.81x
Price / BookPrice ÷ Book value/share2.34x1.11x
Price / FCFMarket cap ÷ FCF17.40x
BEN leads this category, winning 3 of 5 comparable metrics.

Profitability & Efficiency

Evenly matched — BK and BEN each lead in 4 of 8 comparable metrics.

BK delivers a 11.8% return on equity — every $100 of shareholder capital generates $12 in annual profit, vs $6 for BEN. BEN carries lower financial leverage with a 0.94x debt-to-equity ratio, signaling a more conservative balance sheet compared to BK's 1.09x.

MetricBK logoBKThe Bank of New Y…BEN logoBENFranklin Resource…
ROE (TTM)Return on equity+11.8%+5.6%
ROA (TTM)Return on assets+1.2%+2.5%
ROICReturn on invested capital+5.0%+1.6%
ROCEReturn on capital employed+6.5%+2.0%
Piotroski ScoreFundamental quality 0–966
Debt / EquityFinancial leverage1.09x0.94x
Net DebtTotal debt minus cash-$56.5B$9.7B
Cash & Equiv.Liquid assets$101.9B$3.6B
Total DebtShort + long-term debt$45.4B$13.3B
Interest CoverageEBIT ÷ Interest expense0.32x15.19x
Evenly matched — BK and BEN each lead in 4 of 8 comparable metrics.

Total Returns (Dividends Reinvested)

BK leads this category, winning 5 of 6 comparable metrics.

A $10,000 investment in BK five years ago would be worth $26,864 today (with dividends reinvested), compared to $10,740 for BEN. Over the past 12 months, BK leads with a +58.2% total return vs BEN's +55.5%. The 3-year compound annual growth rate (CAGR) favors BK at 48.7% vs BEN's 10.6% — a key indicator of consistent wealth creation.

MetricBK logoBKThe Bank of New Y…BEN logoBENFranklin Resource…
YTD ReturnYear-to-date+12.6%+29.6%
1-Year ReturnPast 12 months+58.2%+55.5%
3-Year ReturnCumulative with dividends+228.6%+35.3%
5-Year ReturnCumulative with dividends+168.6%+7.4%
10-Year ReturnCumulative with dividends+267.1%+23.5%
CAGR (3Y)Annualised 3-year return+48.7%+10.6%
BK leads this category, winning 5 of 6 comparable metrics.

Risk & Volatility

Evenly matched — BK and BEN each lead in 1 of 2 comparable metrics.

BK is the less volatile stock with a 0.83 beta — it tends to amplify market swings less than BEN's 1.31 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. BEN currently trades 97.1% from its 52-week high vs BK's 93.9% drawdown — a narrower gap to the peak suggests stronger recent price momentum.

MetricBK logoBKThe Bank of New Y…BEN logoBENFranklin Resource…
Beta (5Y)Sensitivity to S&P 5000.83x1.31x
52-Week HighHighest price in past year$139.15$31.44
52-Week LowLowest price in past year$82.91$20.08
% of 52W HighCurrent price vs 52-week peak+93.9%+97.1%
RSI (14)Momentum oscillator 0–10060.478.4
Avg Volume (50D)Average daily shares traded3.3M5.1M
Evenly matched — BK and BEN each lead in 1 of 2 comparable metrics.

Analyst Outlook

Evenly matched — BK and BEN each lead in 1 of 2 comparable metrics.

Wall Street rates BK as "Buy" and BEN as "Hold". Consensus price targets imply 7.0% upside for BK (target: $140) vs -5.8% for BEN (target: $29). For income investors, BEN offers the higher dividend yield at 4.35% vs BK's 1.38%.

MetricBK logoBKThe Bank of New Y…BEN logoBENFranklin Resource…
Analyst RatingConsensus buy/hold/sellBuyHold
Price TargetConsensus 12-month target$139.86$28.75
# AnalystsCovering analysts3527
Dividend YieldAnnual dividend ÷ price+1.4%+4.3%
Dividend StreakConsecutive years of raises146
Dividend / ShareAnnual DPS$1.80$1.33
Buyback YieldShare repurchases ÷ mkt cap+3.4%+1.5%
Evenly matched — BK and BEN each lead in 1 of 2 comparable metrics.
Key Takeaway

BEN leads in 2 of 6 categories (Income & Cash Flow, Valuation Metrics). BK leads in 1 (Total Returns). 3 tied.

Best OverallFranklin Resources, Inc. (BEN)Leads 2 of 6 categories
Loading custom metrics...

BK vs BEN: Frequently Asked Questions

10 questions · data-driven answers · updated daily

01

Is BK or BEN a better buy right now?

For growth investors, The Bank of New York Mellon Corporation (BK) is the stronger pick with 17.

1% revenue growth year-over-year, versus 3. 5% for Franklin Resources, Inc. (BEN). The Bank of New York Mellon Corporation (BK) offers the better valuation at 22. 5x trailing P/E (14. 9x forward), making it the more compelling value choice. Analysts rate The Bank of New York Mellon Corporation (BK) a "Buy" — based on 35 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

02

Which has the better valuation — BK or BEN?

On trailing P/E, The Bank of New York Mellon Corporation (BK) is the cheapest at 22.

5x versus Franklin Resources, Inc. at 33. 5x. On forward P/E, Franklin Resources, Inc. is actually cheaper at 11. 2x — notably different from the trailing picture, reflecting expected earnings growth.

03

Which is the better long-term investment — BK or BEN?

Over the past 5 years, The Bank of New York Mellon Corporation (BK) delivered a total return of +168.

6%, compared to +7. 4% for Franklin Resources, Inc. (BEN). Over 10 years, the gap is even starker: BK returned +267. 1% versus BEN's +23. 5%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

04

Which is safer — BK or BEN?

By beta (market sensitivity over 5 years), The Bank of New York Mellon Corporation (BK) is the lower-risk stock at 0.

83β versus Franklin Resources, Inc. 's 1. 31β — meaning BEN is approximately 59% more volatile than BK relative to the S&P 500. On balance sheet safety, Franklin Resources, Inc. (BEN) carries a lower debt/equity ratio of 94% versus 109% for The Bank of New York Mellon Corporation — giving it more financial flexibility in a downturn.

05

Which is growing faster — BK or BEN?

By revenue growth (latest reported year), The Bank of New York Mellon Corporation (BK) is pulling ahead at 17.

1% versus 3. 5% for Franklin Resources, Inc. (BEN). On earnings-per-share growth, the picture is similar: The Bank of New York Mellon Corporation grew EPS 49. 1% year-over-year, compared to 7. 1% for Franklin Resources, Inc.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

06

Which has better profit margins — BK or BEN?

The Bank of New York Mellon Corporation (BK) is the more profitable company, earning 11.

5% net margin versus 6. 0% for Franklin Resources, Inc. — meaning it keeps 11. 5% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: BK leads at 14. 8% versus 6. 9% for BEN. At the gross margin level — before operating expenses — BEN leads at 80. 3%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

07

Is BK or BEN more undervalued right now?

On forward earnings alone, Franklin Resources, Inc.

(BEN) trades at 11. 2x forward P/E versus 14. 9x for The Bank of New York Mellon Corporation — 3. 7x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for BK: 7. 0% to $139. 86.

08

Which pays a better dividend — BK or BEN?

All stocks in this comparison pay dividends.

Franklin Resources, Inc. (BEN) offers the highest yield at 4. 3%, versus 1. 4% for The Bank of New York Mellon Corporation (BK).

09

Is BK or BEN better for a retirement portfolio?

For long-horizon retirement investors, The Bank of New York Mellon Corporation (BK) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.

83), 1. 4% yield, +267. 1% 10Y return). Both have compounded well over 10 years (BK: +267. 1%, BEN: +23. 5%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

10

What are the main differences between BK and BEN?

Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

In terms of investment character: BK is a mid-cap high-growth stock; BEN is a mid-cap income-oriented stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.

Find Stocks Like These

Explore pre-built screens for each stock's profile, or build a custom screen to find stocks that outperform both.

Stocks Like

BK

High-Growth Compounder

  • Sector: Financial Services
  • Market Cap > $100B
  • Revenue Growth > 8%
  • Net Margin > 6%
Run This Screen
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BEN

Income & Dividend Stock

  • Sector: Financial Services
  • Market Cap > $100B
  • Net Margin > 5%
  • Dividend Yield > 1.7%
Run This Screen
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Beat Both

Find stocks that outperform BK and BEN on the metrics below

Revenue Growth>
%
(BK: 17.1% · BEN: 3.5%)
Net Margin>
%
(BK: 11.5% · BEN: 6.0%)
P/E Ratio<
x
(BK: 22.5x · BEN: 33.5x)

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