Asset Management
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2 / 10Stock Comparison
BK vs BEN
Revenue, margins, valuation, and 5-year total return — side by side.
Asset Management
BK vs BEN — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Asset Management | Asset Management |
| Market Cap | $89.95B | $15.86B |
| Revenue (TTM) | $39.55B | $8.77B |
| Net Income (TTM) | $5.24B | $812M |
| Gross Margin | 46.0% | 80.3% |
| Operating Margin | 14.8% | 6.9% |
| Forward P/E | 14.9x | 11.2x |
| Total Debt | $45.44B | $13.30B |
| Cash & Equiv. | $101.94B | $3.57B |
BK vs BEN — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| The Bank of New Yor… (BK) | 100 | 351.6 | +251.6% |
| Franklin Resources,… (BEN) | 100 | 161.8 | +61.8% |
Price return only. Dividends and distributions are not included.
Quick Verdict: BK vs BEN
Each card shows where this stock fits in a portfolio — not just who wins on paper.
BK carries the broadest edge in this set and is the clearest fit for income & stability and growth exposure.
- Dividend streak 14 yrs, beta 0.83, yield 1.4%
- Rev growth 17.1%, EPS growth 49.1%
- 267.1% 10Y total return vs BEN's 23.5%
BEN is the clearest fit if your priority is defensive.
- Beta 1.31, yield 4.3%, current ratio 2.71x
- Lower P/E (11.2x vs 14.9x)
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 17.1% NII/revenue growth vs BEN's 3.5% | |
| Value | Lower P/E (11.2x vs 14.9x) | |
| Quality / Margins | Efficiency ratio 0.3% vs BEN's 0.7% (lower = leaner) | |
| Stability / Safety | Beta 0.83 vs BEN's 1.31 | |
| Dividends | 1.4% yield, 14-year raise streak, vs BEN's 4.3% | |
| Momentum (1Y) | +58.2% vs BEN's +55.5% | |
| Efficiency (ROA) | Efficiency ratio 0.3% vs BEN's 0.7% |
BK vs BEN — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
BK vs BEN — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
BEN leads this category, winning 3 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
BK is the larger business by revenue, generating $39.6B annually — 4.5x BEN's $8.8B. BK is the more profitable business, keeping 11.5% of every revenue dollar as net income compared to BEN's 6.0%.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $39.6B | $8.8B |
| EBITDAEarnings before interest/tax | $8.4B | $1.2B |
| Net IncomeAfter-tax profit | $5.2B | $812M |
| Free Cash FlowCash after capex | $1.6B | $938M |
| Gross MarginGross profit ÷ Revenue | +46.0% | +80.3% |
| Operating MarginEBIT ÷ Revenue | +14.8% | +6.9% |
| Net MarginNet income ÷ Revenue | +11.5% | +6.0% |
| FCF MarginFCF ÷ Revenue | -2.0% | +10.4% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — |
| EPS Growth (YoY)Latest quarter vs prior year | +25.3% | +100.0% |
Valuation Metrics
BEN leads this category, winning 3 of 5 comparable metrics.
Valuation Metrics
At 22.5x trailing earnings, BK trades at a 33% valuation discount to BEN's 33.5x P/E. On an enterprise value basis, BK's 4.4x EV/EBITDA is more attractive than BEN's 22.5x.
| Metric | ||
|---|---|---|
| Market CapShares × price | $89.9B | $15.9B |
| Enterprise ValueMkt cap + debt − cash | $33.5B | $25.6B |
| Trailing P/EPrice ÷ TTM EPS | 22.53x | 33.54x |
| Forward P/EPrice ÷ next-FY EPS est. | 14.92x | 11.21x |
| PEG RatioP/E ÷ EPS growth rate | 4.37x | — |
| EV / EBITDAEnterprise value multiple | 4.37x | 22.53x |
| Price / SalesMarket cap ÷ Revenue | 2.27x | 1.81x |
| Price / BookPrice ÷ Book value/share | 2.34x | 1.11x |
| Price / FCFMarket cap ÷ FCF | — | 17.40x |
Profitability & Efficiency
Evenly matched — BK and BEN each lead in 4 of 8 comparable metrics.
Profitability & Efficiency
BK delivers a 11.8% return on equity — every $100 of shareholder capital generates $12 in annual profit, vs $6 for BEN. BEN carries lower financial leverage with a 0.94x debt-to-equity ratio, signaling a more conservative balance sheet compared to BK's 1.09x.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | +11.8% | +5.6% |
| ROA (TTM)Return on assets | +1.2% | +2.5% |
| ROICReturn on invested capital | +5.0% | +1.6% |
| ROCEReturn on capital employed | +6.5% | +2.0% |
| Piotroski ScoreFundamental quality 0–9 | 6 | 6 |
| Debt / EquityFinancial leverage | 1.09x | 0.94x |
| Net DebtTotal debt minus cash | -$56.5B | $9.7B |
| Cash & Equiv.Liquid assets | $101.9B | $3.6B |
| Total DebtShort + long-term debt | $45.4B | $13.3B |
| Interest CoverageEBIT ÷ Interest expense | 0.32x | 15.19x |
Total Returns (Dividends Reinvested)
BK leads this category, winning 5 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in BK five years ago would be worth $26,864 today (with dividends reinvested), compared to $10,740 for BEN. Over the past 12 months, BK leads with a +58.2% total return vs BEN's +55.5%. The 3-year compound annual growth rate (CAGR) favors BK at 48.7% vs BEN's 10.6% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | +12.6% | +29.6% |
| 1-Year ReturnPast 12 months | +58.2% | +55.5% |
| 3-Year ReturnCumulative with dividends | +228.6% | +35.3% |
| 5-Year ReturnCumulative with dividends | +168.6% | +7.4% |
| 10-Year ReturnCumulative with dividends | +267.1% | +23.5% |
| CAGR (3Y)Annualised 3-year return | +48.7% | +10.6% |
Risk & Volatility
Evenly matched — BK and BEN each lead in 1 of 2 comparable metrics.
Risk & Volatility
BK is the less volatile stock with a 0.83 beta — it tends to amplify market swings less than BEN's 1.31 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. BEN currently trades 97.1% from its 52-week high vs BK's 93.9% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.83x | 1.31x |
| 52-Week HighHighest price in past year | $139.15 | $31.44 |
| 52-Week LowLowest price in past year | $82.91 | $20.08 |
| % of 52W HighCurrent price vs 52-week peak | +93.9% | +97.1% |
| RSI (14)Momentum oscillator 0–100 | 60.4 | 78.4 |
| Avg Volume (50D)Average daily shares traded | 3.3M | 5.1M |
Analyst Outlook
Evenly matched — BK and BEN each lead in 1 of 2 comparable metrics.
Analyst Outlook
Wall Street rates BK as "Buy" and BEN as "Hold". Consensus price targets imply 7.0% upside for BK (target: $140) vs -5.8% for BEN (target: $29). For income investors, BEN offers the higher dividend yield at 4.35% vs BK's 1.38%.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Hold |
| Price TargetConsensus 12-month target | $139.86 | $28.75 |
| # AnalystsCovering analysts | 35 | 27 |
| Dividend YieldAnnual dividend ÷ price | +1.4% | +4.3% |
| Dividend StreakConsecutive years of raises | 14 | 6 |
| Dividend / ShareAnnual DPS | $1.80 | $1.33 |
| Buyback YieldShare repurchases ÷ mkt cap | +3.4% | +1.5% |
BEN leads in 2 of 6 categories (Income & Cash Flow, Valuation Metrics). BK leads in 1 (Total Returns). 3 tied.
BK vs BEN: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is BK or BEN a better buy right now?
For growth investors, The Bank of New York Mellon Corporation (BK) is the stronger pick with 17.
1% revenue growth year-over-year, versus 3. 5% for Franklin Resources, Inc. (BEN). The Bank of New York Mellon Corporation (BK) offers the better valuation at 22. 5x trailing P/E (14. 9x forward), making it the more compelling value choice. Analysts rate The Bank of New York Mellon Corporation (BK) a "Buy" — based on 35 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — BK or BEN?
On trailing P/E, The Bank of New York Mellon Corporation (BK) is the cheapest at 22.
5x versus Franklin Resources, Inc. at 33. 5x. On forward P/E, Franklin Resources, Inc. is actually cheaper at 11. 2x — notably different from the trailing picture, reflecting expected earnings growth.
03Which is the better long-term investment — BK or BEN?
Over the past 5 years, The Bank of New York Mellon Corporation (BK) delivered a total return of +168.
6%, compared to +7. 4% for Franklin Resources, Inc. (BEN). Over 10 years, the gap is even starker: BK returned +267. 1% versus BEN's +23. 5%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — BK or BEN?
By beta (market sensitivity over 5 years), The Bank of New York Mellon Corporation (BK) is the lower-risk stock at 0.
83β versus Franklin Resources, Inc. 's 1. 31β — meaning BEN is approximately 59% more volatile than BK relative to the S&P 500. On balance sheet safety, Franklin Resources, Inc. (BEN) carries a lower debt/equity ratio of 94% versus 109% for The Bank of New York Mellon Corporation — giving it more financial flexibility in a downturn.
05Which is growing faster — BK or BEN?
By revenue growth (latest reported year), The Bank of New York Mellon Corporation (BK) is pulling ahead at 17.
1% versus 3. 5% for Franklin Resources, Inc. (BEN). On earnings-per-share growth, the picture is similar: The Bank of New York Mellon Corporation grew EPS 49. 1% year-over-year, compared to 7. 1% for Franklin Resources, Inc.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — BK or BEN?
The Bank of New York Mellon Corporation (BK) is the more profitable company, earning 11.
5% net margin versus 6. 0% for Franklin Resources, Inc. — meaning it keeps 11. 5% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: BK leads at 14. 8% versus 6. 9% for BEN. At the gross margin level — before operating expenses — BEN leads at 80. 3%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is BK or BEN more undervalued right now?
On forward earnings alone, Franklin Resources, Inc.
(BEN) trades at 11. 2x forward P/E versus 14. 9x for The Bank of New York Mellon Corporation — 3. 7x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for BK: 7. 0% to $139. 86.
08Which pays a better dividend — BK or BEN?
All stocks in this comparison pay dividends.
Franklin Resources, Inc. (BEN) offers the highest yield at 4. 3%, versus 1. 4% for The Bank of New York Mellon Corporation (BK).
09Is BK or BEN better for a retirement portfolio?
For long-horizon retirement investors, The Bank of New York Mellon Corporation (BK) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.
83), 1. 4% yield, +267. 1% 10Y return). Both have compounded well over 10 years (BK: +267. 1%, BEN: +23. 5%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between BK and BEN?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: BK is a mid-cap high-growth stock; BEN is a mid-cap income-oriented stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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