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6Apr 16, 2026·SEC
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The Bank of New York Mellon Corporation (BK) fundamental analysis — strengths, weaknesses & financial health based on data analysis
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
The Bank of New York Mellon Corporation (BK) stock price & volume — 10-year historical chart
The Bank of New York Mellon Corporation (BK) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
The Bank of New York Mellon Corporation (BK) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 16, 2026 | $2.25vs $1.96+14.8% | $5.4Bvs $5.2B+4.4% |
| Q1 2026 | Jan 21, 2026 | $1.72vs $1.95-11.8% | $8.9B |
| Q1 2026 | Jan 13, 2026 | $2.02vs $1.91+5.8% | $5.2Bvs $5.1B+0.7% |
| Q4 2025 | Oct 16, 2025 | $1.91vs $1.76+8.5% | $10.4Bvs $5.0B+108.3% |
The Bank of New York Mellon Corporation (BK) competitors in Asset servicing and custody banks — business model, growth, and fundamentals comparison
The Bank of New York Mellon Corporation (BK) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
The Bank of New York Mellon Corporation (BK) annual income statement — 10-year revenue, gross profit & net income history
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 3.14B | 3.31B | 3.61B | 3.19B | 2.98B | 2.62B | 3.5B | 4.34B | 4.31B | 4.79B |
| NII Growth % | 3.7% | 5.42% | 9.16% | -11.71% | -6.62% | -12.06% | 33.84% | 24% | -0.76% | 54.62% |
| Net Interest Margin % | 0.94% | 0.89% | 1% | 0.84% | 0.63% | 0.59% | 0.86% | 1.06% | 1.04% | 1.05% |
| Interest Income | 3.58B | 4.38B | 6.43B | 7.55B | 4.11B | 2.85B | 7.12B | 20.65B | 25.61B | 25.79B |
| Interest Expense | 437M | 1.07B | 2.82B | 4.36B | 1.13B | 227M | 3.61B | 16.3B | 21.3B | 20.99B |
| Loan Loss Provision | -11M | -24M | -11M | -25M | 336M | -231M | 39M | 119M | 70M | 14M |
| Non-Interest Income | 11.69B | 11.82B | 12.38B | 12.9B | 12.49B | 13.02B | 12.68B | 13.14B | 13.95B | 14.62B |
| Non-Interest Income % | 76.59% | 72.95% | 65.8% | 63.09% | 75.25% | 82.06% | 64.05% | 38.89% | 35.26% | 36.18% |
| Total Revenue | 15.27B▲ 0% | 16.2B▲ 6.1% | 18.81B▲ 16.1% | 20.45B▲ 8.7% | 16.6B▼ 18.8% | 15.86B▼ 4.5% | 19.8B▲ 24.8% | 33.79B▲ 70.7% | 39.55B▲ 17.1% | 40.41B▲ 0% |
| Revenue Growth % | 1.03% | 6.08% | 16.11% | 8.73% | -18.8% | -4.48% | 24.84% | 70.66% | 17.05% | 17.37% |
| Non-Interest Expense | 10.12B | 10.54B | 10.8B | 10.53B | 10.67B | 11.22B | 12.67B | 13.09B | 12.34B | 12.71B |
| Efficiency Ratio | 66.26% | 65.06% | 57.45% | 51.48% | 64.25% | 70.72% | 63.97% | 38.73% | 31.2% | 31.46% |
| Operating Income | 4.72B▲ 0% | 4.61B▼ 2.4% | 5.19B▲ 12.6% | 5.59B▲ 7.6% | 4.47B▼ 20.0% | 4.65B▲ 4.0% | 3.48B▼ 25.1% | 4.28B▲ 23.1% | 5.85B▲ 36.5% | 6.68B▲ 0% |
| Operating Margin % | 30.95% | 28.46% | 27.61% | 27.32% | 26.91% | 29.31% | 17.58% | 12.67% | 14.79% | 16.54% |
| Operating Income Growth % | 11.57% | -2.43% | 12.62% | 7.61% | -20.03% | 4.03% | -25.13% | 23.07% | 36.54% | - |
| Pretax Income | 4.72B▲ 0% | 4.61B▼ 2.4% | 5.19B▲ 12.6% | 5.59B▲ 7.6% | 4.47B▼ 20.0% | 4.65B▲ 4.0% | 3.48B▼ 25.1% | 4.28B▲ 23.1% | 5.85B▲ 36.5% | 6.68B▲ 0% |
| Pretax Margin % | 30.95% | 28.46% | 27.61% | 27.32% | 26.91% | 29.31% | 17.58% | 12.67% | 14.79% | 16.54% |
| Income Tax | 1.18B | 496M | 938M | 1.12B | 842M | 877M | 937M | 979M | 1.3B | 1.41B |
| Effective Tax Rate % | 24.91% | 10.76% | 18.07% | 20.05% | 18.85% | 18.87% | 26.93% | 22.86% | 22.32% | 21.15% |
| Net Income | 3.55B▲ 0% | 4.09B▲ 15.3% | 4.27B▲ 4.3% | 4.44B▲ 4.1% | 3.62B▼ 18.6% | 3.76B▲ 3.9% | 2.56B▼ 32.0% | 3.3B▲ 29.2% | 4.53B▲ 37.2% | 5.24B▲ 0% |
| Net Margin % | 23.23% | 25.25% | 22.68% | 21.72% | 21.78% | 23.7% | 12.91% | 9.77% | 11.45% | 12.98% |
| Net Income Growth % | 12.32% | 15.31% | 4.3% | 4.1% | -18.55% | 3.93% | -32% | 29.19% | 37.19% | 46.45% |
| Net Income (Continuing) | 3.55B | 4.11B | 4.25B | 4.47B | 3.63B | 3.77B | 2.54B | 3.3B | 4.54B | 5.27B |
| EPS (Diluted) | 3.15▲ 0% | 3.72▲ 18.1% | 4.04▲ 8.6% | 4.51▲ 11.6% | 3.83▼ 15.1% | 4.15▲ 8.4% | 2.90▼ 30.1% | 3.89▲ 34.1% | 5.80▲ 49.1% | 7.44▲ 0% |
| EPS Growth % | 16.24% | 18.1% | 8.6% | 11.63% | -15.08% | 8.36% | -30.12% | 34.14% | 49.1% | 55.03% |
| EPS (Basic) | 3.16 | 3.74 | 4.06 | 4.53 | 3.84 | 4.17 | 2.91 | 3.91 | 5.84 | - |
| Diluted Shares Outstanding | 1.07B | 1.04B | 1.04B | 943.11M | 892.51M | 856.36M | 814.79M | 787.8M | 748.1M | 704.74M |
The Bank of New York Mellon Corporation (BK) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 179.82B | 219.8B | 225.11B | 243.76B | 313.01B | 266.75B | 225.56B | 238.93B | 200.61B | 723.8B |
| Cash & Due from Banks | 77.95B | 108.87B | 88B | 114.68B | 162.16B | 121.34B | 107.36B | 125.19B | 101.94B | 119.86B |
| Short Term Investments | 101.88B | 110.93B | 137.11B | 129.08B | 150.85B | 145.41B | 118.2B | 113.74B | 98.67B | 48.55B |
| Total Investments | 214.27B | 219.29B | 233.01B | 224.16B | 262.53B | 276.54B | 246.84B | 236.43B | 268.94B | 231.69B |
| Investments Growth % | -1.49% | 2.34% | 6.26% | -3.8% | 17.12% | 5.33% | -10.74% | -4.22% | 13.75% | -29.72% |
| Long-Term Investments | 112.39B | 108.36B | 95.89B | 95.08B | 111.68B | 131.13B | 128.64B | 122.69B | 170.27B | 685.34B |
| Accounts Receivables | 4.63B | 5.2B | 4.36B | 4.43B | 4.13B | 4.63B | 5.78B | 7.72B | 6.22B | 6.61B |
| Goodwill & Intangibles | 22.36B | 22.47B | 22.22B | 22.08B | 22.39B | 22.6B | 21.31B | 21.55B | 22.13B | 22.31B |
| Goodwill | 17.32B | 17.56B | 17.35B | 17.39B | 17.5B | 17.51B | 16.15B | 16.26B | 16.6B | 16.77B |
| Intangible Assets | 5.05B | 4.91B | 4.87B | 4.7B | 4.9B | 5.09B | 5.16B | 5.28B | 5.53B | 5.53B |
| PP&E (Net) | 1.3B | 1.63B | 1.83B | 3.63B | 3.6B | 3.43B | 3.26B | 3.16B | 3.27B | 3.55B |
| Other Assets | 8.8B | 9.65B | 9.33B | 9.08B | 11.2B | 12.21B | 17.69B | 12.41B | 9.94B | 67.58B |
| Total Current Assets | 188.61B | 229.65B | 233.6B | 251.64B | 320.76B | 275.07B | 234.89B | 250.07B | 210.46B | 178.74B |
| Total Non-Current Assets | 144.86B | 142.11B | 129.28B | 129.86B | 148.88B | 169.37B | 170.89B | 159.81B | 205.6B | 276.58B |
| Total Assets | 333.47B▲ 0% | 371.76B▲ 11.5% | 362.87B▼ 2.4% | 381.51B▲ 5.1% | 469.63B▲ 23.1% | 444.44B▼ 5.4% | 405.78B▼ 8.7% | 409.88B▲ 1.0% | 416.06B▲ 1.5% | 455.31B▲ 0% |
| Asset Growth % | -15.32% | 11.48% | -2.39% | 5.14% | 23.1% | -5.36% | -8.7% | 1.01% | 1.51% | 22.75% |
| Return on Assets (ROA) | 0.98% | 1.16% | 1.16% | 1.19% | 0.85% | 0.82% | 0.6% | 0.81% | 1.1% | 1.15% |
| Accounts Payable | 20.99B | 20.18B | 19.73B | 18.76B | 25.09B | 25.15B | 23.43B | 18.39B | 20.07B | 23.64B |
| Total Debt | 35.96B | 49.24B | 48.57B | 43.46B | 37.64B | 38.25B | 43.19B | 46.24B | 45.44B | 51.52B |
| Net Debt | -41.99B | -59.63B | -39.43B | -71.22B | -124.52B | -83.09B | -64.17B | -78.95B | -56.49B | -68.34B |
| Long-Term Debt | 25.22B | 31.01B | 32.39B | 28.1B | 26.33B | 26.68B | 30.86B | 31.74B | 31.08B | 32.57B |
| Short-Term Debt | 10.74B | 18.24B | 16.18B | 15.36B | 11.3B | 11.57B | 12.34B | 14.51B | 14.37B | 18.95B |
| Other Liabilities | 14.59B | 15.05B | 13.72B | 16.44B | 16.91B | 15.42B | 16.77B | 18.12B | 17.26B | 18.48B |
| Total Current Liabilities | 254.09B | 283.95B | 275.89B | 295.24B | 380.27B | 358.95B | 317.31B | 319.11B | 325.96B | 359.9B |
| Total Non-Current Liabilities | 39.8B | 46.06B | 46.12B | 44.54B | 43.24B | 42.1B | 47.62B | 49.86B | 48.34B | 51.05B |
| Total Liabilities | 293.89B | 330.01B | 322B | 339.78B | 423.51B | 401.05B | 364.93B | 368.97B | 374.3B | 410.95B |
| Total Equity | 39.58B▲ 0% | 41.75B▲ 5.5% | 40.87B▼ 2.1% | 41.73B▲ 2.1% | 46.12B▲ 10.5% | 43.39B▼ 5.9% | 40.85B▼ 5.9% | 40.91B▲ 0.1% | 41.76B▲ 2.1% | 44.36B▲ 0% |
| Equity Growth % | 1.55% | 5.47% | -2.1% | 2.1% | 10.53% | -5.92% | -5.86% | 0.13% | 2.1% | 22.08% |
| Equity / Assets (Capital Ratio) | 11.87% | 11.23% | 11.26% | 10.94% | 9.82% | 9.76% | 10.07% | 9.98% | 10.04% | 9.74% |
| Return on Equity (ROE) | 9.03% | 10.06% | 10.33% | 10.75% | 8.23% | 8.4% | 6.07% | 8.08% | 10.96% | 11.82% |
| Book Value per Share | 36.92 | 40.13 | 39.29 | 44.25 | 51.67 | 50.67 | 50.14 | 51.92 | 55.83 | 62.95 |
| Tangible BV per Share | 16.06 | 18.53 | 17.92 | 20.83 | 26.59 | 24.28 | 23.98 | 24.57 | 26.25 | 31.29 |
| Common Stock | 13M | 14M | 14M | 14M | 14M | 14M | 14M | 14M | 14M | 14M |
| Additional Paid-in Capital | 25.96B | 26.66B | 27.12B | 27.52B | 27.82B | 28.13B | 28.51B | 28.91B | 29.32B | 29.8B |
| Retained Earnings | 22.62B | 25.64B | 28.65B | 31.89B | 34.24B | 36.67B | 37.86B | 39.55B | 42.54B | 45.35B |
| Accumulated OCI | -3.77B | -2.36B | -3.17B | -2.64B | -985M | -2.21B | -5.97B | -4.89B | -4.66B | -3.36B |
| Treasury Stock | -9.56B | -12.25B | -15.52B | -18.84B | -19.83B | -24.4B | -24.52B | -27.15B | -30.24B | -32.75B |
| Preferred Stock | 3.54B | 3.54B | 3.54B | 3.54B | 4.54B | 4.84B | 4.84B | 4.34B | 4.34B | 4.84B |
The Bank of New York Mellon Corporation (BK) cash flow — operating, investing & free cash flow history
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 6.25B | 4.67B | 6B | 96M | 5.04B | 2.84B | 15.07B | 5.91B | 687M | 687M |
| Operating CF Growth % | 51.34% | -25.28% | 28.48% | -98.4% | 5147.92% | -43.67% | 430.94% | -60.76% | -88.38% | 52.49% |
| Net Income | 3.55B | 4.09B | 4.27B | 4.44B | 3.62B | 3.76B | 2.57B | 3.29B | 4.53B | 5.24B |
| Depreciation & Amortization | 1.5B | 1.47B | 1.34B | 1.31B | 1.63B | 1.87B | 1.64B | 1.89B | 1.8B | 1.73B |
| Deferred Taxes | -126M | 133M | -525M | -69M | -193M | 257M | 155M | -383M | -345M | -117M |
| Other Non-Cash Items | -77M | -141M | -18M | -358M | 47M | -566M | 790M | 197M | 150M | 125M |
| Working Capital Changes | 1.04B | -889M | 934M | -5.54B | -294M | -2.8B | 9.55B | 925M | -5.45B | -3.88B |
| Cash from Investing | 51.2B | -31.05B | 3.3B | -10.55B | -78.45B | 19.67B | 19.87B | -5.81B | -9.48B | -21.89B |
| Purchase of Investments | -34.26B | -34.6B | -37.4B | -55.26B | -98.08B | -63.16B | -34.83B | -23.76B | -48.15B | -42.9B |
| Sale/Maturity of Investments | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 4M |
| Net Investment Activity | -34.26B | -34.6B | -37.4B | -55.26B | -98.08B | -63.16B | -34.83B | -23.76B | -48.15B | -42.89B |
| Acquisitions | -37M | -24.93B | 84M | -9.48B | -46.21B | -162M | 446M | 0 | 0 | 0 |
| Other Investing | 49.92B | -207M | 6.03B | 676M | -728M | 27.29B | 14.99B | -22.14B | 1.34B | -16.8B |
| Cash from Financing | -59.05B | 26.78B | -8.1B | 9.46B | 75.51B | -21.96B | -33.65B | -3.52B | 6.34B | 18.58B |
| Dividends Paid | -900M | -1.08B | -1.22B | -1.29B | -1.3B | -1.32B | -1.38B | -1.49B | -1.54B | -1.64B |
| Share Repurchases | -2.4B | -2.69B | -3.27B | -3.33B | -989M | -4.57B | -124M | -3.1B | -3.06B | -3.24B |
| Stock Issued | 27M | 34M | 40M | 21M | 12M | 13M | 14M | 16M | 17M | 18M |
| Net Stock Activity | -2.37B | -2.65B | -3.23B | -3.31B | -977M | -4.55B | -110M | -3.09B | -3.05B | -3.22B |
| Debt Issuance (Net) | -1000K | 1000K | 1000K | -1000K | -1000K | 1000K | 1000K | 1000K | -1000K | 0 |
| Other Financing | -54.35B | 21.92B | -4.17B | 19.79B | 83.55B | -17.77B | -37.74B | 555M | 11.09B | 22.11B |
| Net Change in Cash | -1.72B▲ 0% | 560M▲ 132.7% | 1.13B▲ 100.9% | -991M▼ 188.1% | 2.15B▲ 317.2% | 464M▼ 78.4% | 1.65B▲ 254.7% | -3.19B▼ 293.6% | -2.77B▲ 13.2% | -199M▲ 0% |
| Exchange Rate Effect | -1000K | 1000K | -1000K | 1000K | 1000K | -1000K | 1000K | 1000K | -1000K | 0 |
| Cash at Beginning | 6.54B | 4.82B | 7.13B | 8.26B | 7.27B | 9.42B | 9.88B | 11.53B | 8.34B | 8.31B |
| Cash at End | 4.82B | 5.38B | 8.26B | 7.27B | 9.42B | 9.88B | 11.53B | 8.34B | 5.58B | 7.64B |
| Interest Paid | 406M | 1.03B | 2.71B | 4.4B | 1.24B | 233M | 3.31B | 16.02B | 21.37B | 20.97B |
| Income Taxes Paid | 1.01B | 498M | 983M | 989M | 1.34B | 473M | 449M | 882M | 1.28B | 1.25B |
| Free Cash Flow | 5.42B▲ 0% | 3.44B▼ 36.5% | 4.89B▲ 41.9% | -1.11B▼ 122.8% | 3.82B▲ 442.5% | 1.62B▼ 57.5% | 13.72B▲ 745.5% | 4.69B▼ 65.8% | -782M▼ 116.7% | 1.56B▲ 0% |
| FCF Growth % | 53.74% | -36.47% | 41.93% | -122.79% | 442.55% | -57.47% | 745.47% | -65.81% | -116.67% | 136.77% |
The Bank of New York Mellon Corporation (BK) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 9.03% | 10.06% | 10.33% | 10.75% | 8.23% | 8.4% | 6.07% | 8.08% | 10.96% | 11.82% |
| Return on Assets (ROA) | 0.98% | 1.16% | 1.16% | 1.19% | 0.85% | 0.82% | 0.6% | 0.81% | 1.1% | 1.15% |
| Net Interest Margin | 0.94% | 0.89% | 1% | 0.84% | 0.63% | 0.59% | 0.86% | 1.06% | 1.04% | 1.05% |
| Efficiency Ratio | 66.26% | 65.06% | 57.45% | 51.48% | 64.25% | 70.72% | 63.97% | 38.73% | 31.2% | 31.46% |
| Equity / Assets | 11.87% | 11.23% | 11.26% | 10.94% | 9.82% | 9.76% | 10.07% | 9.98% | 10.04% | 9.74% |
| Book Value / Share | 36.92 | 40.13 | 39.29 | 44.25 | 51.67 | 50.67 | 50.14 | 51.92 | 55.83 | 62.95 |
| NII Growth | 3.7% | 5.42% | 9.16% | -11.71% | -6.62% | -12.06% | 33.84% | 24% | -0.76% | 13.58% |
| Dividend Payout | 21.93% | 22.03% | 24.66% | 25.22% | 30.88% | 29.95% | 45.58% | 38.22% | 29.76% | 27.06% |
The Bank of New York Mellon Corporation (BK) SEC filings — annual & quarterly reports (10-K, 10-Q)
Apr 16, 2026·SEC
Mar 5, 2026·SEC
Feb 26, 2026·SEC
Feb 25, 2026·SEC
The Bank of New York Mellon Corporation (BK) stock FAQ — growth, dividends, profitability & financials explained
The Bank of New York Mellon Corporation (BK) grew revenue by 17.1% over the past year. This is strong growth.
Yes, The Bank of New York Mellon Corporation (BK) is profitable, generating $5.24B in net income for fiscal year 2024 (11.5% net margin).
Yes, The Bank of New York Mellon Corporation (BK) pays a dividend with a yield of 1.36%. This makes it attractive for income-focused investors.
The Bank of New York Mellon Corporation (BK) has a return on equity (ROE) of 11.0%. This is reasonable for most industries.
The Bank of New York Mellon Corporation (BK) has a net interest margin (NIM) of 1.0%. NIM has been under pressure due to interest rate environment.
The Bank of New York Mellon Corporation (BK) has an efficiency ratio of 31.2%. This is excellent, indicating strong cost control.
The Bank of New York Mellon Corporation (BK) financial analysis — history, returns, DCA and operating performance tools
Analyst verdict, bull/bear case, risk factors and peer comparison
Historical returns with dividends reinvested
Dollar cost averaging vs lump sum
Yield, growth, payout safety & DRIP
EPS trends, net income & profitability
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of market, efficiency and balance-sheet ratios
DCF intrinsic value, peer multiples & estimates