EG
Everest Re Group, Ltd.
Insurance - Reinsurance
Market Cap$14.18B
5Y Perf.+77.4%
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Stock Comparison
EG vs RNR
Revenue, margins, valuation, and 5-year total return — side by side.
RNR
RenaissanceRe Holdings Ltd.
Insurance - Reinsurance
Market Cap$13.06B
5Y Perf.+80.3%
EG vs RNR — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | EG | RNR |
|---|---|---|
| Industry | Insurance - Reinsurance | Insurance - Reinsurance |
| Market Cap | $14.18B | $13.06B |
| Revenue (TTM) | $17.15B | $11.49B |
| Net Income (TTM) | $2.03B | $3.09B |
| Gross Margin | 28.5% | 44.6% |
| Operating Margin | 14.2% | 35.5% |
| Forward P/E | 6.7x | 7.7x |
| Total Debt | $3.59B | $2.33B |
| Cash & Equiv. | $1.32B | $1.73B |
EG vs RNR — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
EG
RNR
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| Everest Re Group, L… (EG) | 100 | 177.4 | +77.4% |
| RenaissanceRe Holdi… (RNR) | 100 | 180.3 | +80.3% |
Price return only. Dividends and distributions are not included.
Quick Verdict: EG vs RNR
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: RNR leads in 6 of 7 categories, making it the strongest pick for growth and revenue expansion and valuation and capital efficiency. Everest Re Group, Ltd. is the stronger pick specifically for dividend income and shareholder returns. As sector peers, any of these can serve as alternatives in the same allocation.
EG
Everest Re Group, Ltd.
The Insurance Pick
EG is the clearest fit if your priority is income & stability and defensive.
- Dividend streak 13 yrs, beta 0.36, yield 2.3%
- Beta 0.36, yield 2.3%, current ratio 0.76x
- 2.3% yield, 13-year raise streak, vs RNR's 0.6%
Best for: income & stability and defensive
RNR
RenaissanceRe Holdings Ltd.
The Insurance Pick
RNR carries the broadest edge in this set and is the clearest fit for growth exposure and long-term compounding.
- Rev growth 9.4%, EPS growth 60.8%, 3Y rev CAGR 36.2%
- 182.4% 10Y total return vs EG's 128.6%
- Lower volatility, beta -0.03, Low D/E 12.1%, current ratio 5.03x
Best for: growth exposure and long-term compounding
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | RNR | 9.4% revenue growth vs EG's 1.4% |
| Value | RNR | PEG 0.26 vs 0.28 |
| Quality / Margins | RNR | Combined ratio 0.7 vs EG's 0.9 (lower = better underwriting) |
| Stability / Safety | RNR | Lower D/E ratio (12.1% vs 23.2%) |
| Dividends | EG | 2.3% yield, 13-year raise streak, vs RNR's 0.6% |
| Momentum (1Y) | RNR | +22.9% vs EG's +4.4% |
| Efficiency (ROA) | RNR | 5.7% ROA vs EG's 3.3%, ROIC 16.0% vs 8.1% |
EG vs RNR — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
FY 2024
FY 2025
EG vs RNR — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLRNRLAGGINGEG
EGEverest Re Group, Ltd.
1leads
RNRRenaissanceRe Holding…
4leads
6 Total Categories
CATEGORYLEADERvs EGMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
RNR4/6
Valuation MetricsMultiples, price ratios, and targets
RNR5/7
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
RNR8/9
Total Returns1Y, 3Y, 5Y total returns with dividends
RNR6/6
Risk & VolatilityBeta, volatility, and downside exposure
Tied
—
Analyst OutlookRatings, price targets, and dividends
EG2/2
Income & Cash Flow (Last 12 Months)
RNR leads this category, winning 4 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
EG and RNR operate at a comparable scale, with $17.1B and $11.5B in trailing revenue. RNR is the more profitable business, keeping 26.9% of every revenue dollar as net income compared to EG's 11.9%. On growth, EG holds the edge at -4.0% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | EGEverest Re Group,… | RNRRenaissanceRe Hol… |
|---|---|---|
| RevenueTrailing 12 months | $17.1B | $11.5B |
| EBITDAEarnings before interest/tax | $2.5B | $4.1B |
| Net IncomeAfter-tax profit | $2.0B | $3.1B |
| Free Cash FlowCash after capex | $2.9B | $4.2B |
| Gross MarginGross profit ÷ Revenue | +28.5% | +44.6% |
| Operating MarginEBIT ÷ Revenue | +14.2% | +35.5% |
| Net MarginNet income ÷ Revenue | +11.9% | +26.9% |
| FCF MarginFCF ÷ Revenue | +16.7% | +36.7% |
| Rev. Growth (YoY)Latest quarter vs prior year | -4.0% | -36.4% |
| EPS Growth (YoY)Latest quarter vs prior year | +2.3% | +100.9% |
RNR leads this category, winning 4 of 6 comparable metrics.
Valuation Metrics
RNR leads this category, winning 5 of 7 comparable metrics.
Valuation Metrics
At 5.3x trailing earnings, RNR trades at a 42% valuation discount to EG's 9.3x P/E. Adjusting for growth (PEG ratio), RNR offers better value at 0.18x vs EG's 0.38x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | EGEverest Re Group,… | RNRRenaissanceRe Hol… |
|---|---|---|
| Market CapShares × price | $14.2B | $13.1B |
| Enterprise ValueMkt cap + debt − cash | $16.4B | $13.7B |
| Trailing P/EPrice ÷ TTM EPS | 9.29x | 5.34x |
| Forward P/EPrice ÷ next-FY EPS est. | 6.70x | 7.71x |
| PEG RatioP/E ÷ EPS growth rate | 0.38x | 0.18x |
| EV / EBITDAEnterprise value multiple | 7.95x | 3.40x |
| Price / SalesMarket cap ÷ Revenue | 0.82x | 1.02x |
| Price / BookPrice ÷ Book value/share | 0.94x | 0.71x |
| Price / FCFMarket cap ÷ FCF | 4.17x | 3.54x |
RNR leads this category, winning 5 of 7 comparable metrics.
Profitability & Efficiency
RNR leads this category, winning 8 of 9 comparable metrics.
Profitability & Efficiency
RNR delivers a 16.6% return on equity — every $100 of shareholder capital generates $17 in annual profit, vs $13 for EG. RNR carries lower financial leverage with a 0.12x debt-to-equity ratio, signaling a more conservative balance sheet compared to EG's 0.23x. On the Piotroski fundamental quality scale (0–9), RNR scores 8/9 vs EG's 7/9, reflecting strong financial health.
| Metric | EGEverest Re Group,… | RNRRenaissanceRe Hol… |
|---|---|---|
| ROE (TTM)Return on equity | +13.3% | +16.6% |
| ROA (TTM)Return on assets | +3.3% | +5.7% |
| ROICReturn on invested capital | +8.1% | +16.0% |
| ROCEReturn on capital employed | +10.9% | +10.7% |
| Piotroski ScoreFundamental quality 0–9 | 7 | 8 |
| Debt / EquityFinancial leverage | 0.23x | 0.12x |
| Net DebtTotal debt minus cash | $2.3B | $598M |
| Cash & Equiv.Liquid assets | $1.3B | $1.7B |
| Total DebtShort + long-term debt | $3.6B | $2.3B |
| Interest CoverageEBIT ÷ Interest expense | 18.38x | 33.28x |
RNR leads this category, winning 8 of 9 comparable metrics.
Total Returns (Dividends Reinvested)
RNR leads this category, winning 6 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in RNR five years ago would be worth $18,967 today (with dividends reinvested), compared to $14,181 for EG. Over the past 12 months, RNR leads with a +22.9% total return vs EG's +4.4%. The 3-year compound annual growth rate (CAGR) favors RNR at 13.6% vs EG's -0.7% — a key indicator of consistent wealth creation.
| Metric | EGEverest Re Group,… | RNRRenaissanceRe Hol… |
|---|---|---|
| YTD ReturnYear-to-date | +5.8% | +11.3% |
| 1-Year ReturnPast 12 months | +4.4% | +22.9% |
| 3-Year ReturnCumulative with dividends | -2.2% | +46.6% |
| 5-Year ReturnCumulative with dividends | +41.8% | +89.7% |
| 10-Year ReturnCumulative with dividends | +128.6% | +182.4% |
| CAGR (3Y)Annualised 3-year return | -0.7% | +13.6% |
RNR leads this category, winning 6 of 6 comparable metrics.
Risk & Volatility
Evenly matched — EG and RNR each lead in 1 of 2 comparable metrics.
Risk & Volatility
RNR is the less volatile stock with a -0.03 beta — it tends to amplify market swings less than EG's 0.36 beta. A beta below 1.0 means the stock typically moves less than the S&P 500.
| Metric | EGEverest Re Group,… | RNRRenaissanceRe Hol… |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.36x | -0.03x |
| 52-Week HighHighest price in past year | $368.29 | $318.20 |
| 52-Week LowLowest price in past year | $302.44 | $231.17 |
| % of 52W HighCurrent price vs 52-week peak | +95.5% | +95.1% |
| RSI (14)Momentum oscillator 0–100 | 57.2 | 46.0 |
| Avg Volume (50D)Average daily shares traded | 313K | 308K |
Evenly matched — EG and RNR each lead in 1 of 2 comparable metrics.
Analyst Outlook
EG leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
Wall Street rates EG as "Hold" and RNR as "Hold". Consensus price targets imply 1.9% upside for RNR (target: $308) vs 0.6% for EG (target: $354). For income investors, EG offers the higher dividend yield at 2.30% vs RNR's 0.55%.
| Metric | EGEverest Re Group,… | RNRRenaissanceRe Hol… |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Hold | Hold |
| Price TargetConsensus 12-month target | $354.00 | $308.33 |
| # AnalystsCovering analysts | 22 | 28 |
| Dividend YieldAnnual dividend ÷ price | +2.3% | +0.6% |
| Dividend StreakConsecutive years of raises | 13 | 1 |
| Dividend / ShareAnnual DPS | $8.09 | $1.67 |
| Buyback YieldShare repurchases ÷ mkt cap | +5.8% | +12.2% |
EG leads this category, winning 2 of 2 comparable metrics.
Key Takeaway
RNR leads in 4 of 6 categories (Income & Cash Flow, Valuation Metrics). EG leads in 1 (Analyst Outlook). 1 tied.
Best OverallRenaissanceRe Holdings Ltd. (RNR)Leads 4 of 6 categories
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EG vs RNR: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is EG or RNR a better buy right now?
For growth investors, RenaissanceRe Holdings Ltd.
(RNR) is the stronger pick with 9. 4% revenue growth year-over-year, versus 1. 4% for Everest Re Group, Ltd. (EG). RenaissanceRe Holdings Ltd. (RNR) offers the better valuation at 5. 3x trailing P/E (7. 7x forward), making it the more compelling value choice. Analysts rate Everest Re Group, Ltd. (EG) a "Hold" — based on 22 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — EG or RNR?
On trailing P/E, RenaissanceRe Holdings Ltd.
(RNR) is the cheapest at 5. 3x versus Everest Re Group, Ltd. at 9. 3x. On forward P/E, Everest Re Group, Ltd. is actually cheaper at 6. 7x — notably different from the trailing picture, reflecting expected earnings growth. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: RenaissanceRe Holdings Ltd. wins at 0. 26x versus Everest Re Group, Ltd. 's 0. 28x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.
03Which is the better long-term investment — EG or RNR?
Over the past 5 years, RenaissanceRe Holdings Ltd.
(RNR) delivered a total return of +89. 7%, compared to +41. 8% for Everest Re Group, Ltd. (EG). Over 10 years, the gap is even starker: RNR returned +182. 4% versus EG's +128. 6%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — EG or RNR?
By beta (market sensitivity over 5 years), RenaissanceRe Holdings Ltd.
(RNR) is the lower-risk stock at -0. 03β versus Everest Re Group, Ltd. 's 0. 36β — meaning EG is approximately -1244% more volatile than RNR relative to the S&P 500. On balance sheet safety, RenaissanceRe Holdings Ltd. (RNR) carries a lower debt/equity ratio of 12% versus 23% for Everest Re Group, Ltd. — giving it more financial flexibility in a downturn.
05Which is growing faster — EG or RNR?
By revenue growth (latest reported year), RenaissanceRe Holdings Ltd.
(RNR) is pulling ahead at 9. 4% versus 1. 4% for Everest Re Group, Ltd. (EG). On earnings-per-share growth, the picture is similar: RenaissanceRe Holdings Ltd. grew EPS 60. 8% year-over-year, compared to 19. 1% for Everest Re Group, Ltd.. Over a 3-year CAGR, RNR leads at 36. 2% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — EG or RNR?
RenaissanceRe Holdings Ltd.
(RNR) is the more profitable company, earning 21. 0% net margin versus 9. 2% for Everest Re Group, Ltd. — meaning it keeps 21. 0% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: RNR leads at 31. 5% versus 11. 3% for EG. At the gross margin level — before operating expenses — RNR leads at 40. 7%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is EG or RNR more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.
By this metric, RenaissanceRe Holdings Ltd. (RNR) is the more undervalued stock at a PEG of 0. 26x versus Everest Re Group, Ltd. 's 0. 28x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Everest Re Group, Ltd. (EG) trades at 6. 7x forward P/E versus 7. 7x for RenaissanceRe Holdings Ltd. — 1. 0x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for RNR: 1. 9% to $308. 33.
08Which pays a better dividend — EG or RNR?
All stocks in this comparison pay dividends.
Everest Re Group, Ltd. (EG) offers the highest yield at 2. 3%, versus 0. 6% for RenaissanceRe Holdings Ltd. (RNR).
09Is EG or RNR better for a retirement portfolio?
For long-horizon retirement investors, RenaissanceRe Holdings Ltd.
(RNR) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β -0. 03), 0. 6% yield, +182. 4% 10Y return). Both have compounded well over 10 years (RNR: +182. 4%, EG: +128. 6%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between EG and RNR?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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Revenue Growth>
%
(EG: -4.0% · RNR: -36.4%)Net Margin>
%
(EG: 11.9% · RNR: 26.9%)P/E Ratio<
x
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