8-K Announcements
6Apr 28, 2026·SEC
Feb 3, 2026·SEC
Dec 22, 2025·SEC
RenaissanceRe Holdings Ltd. (RNR) fundamental analysis — strengths, weaknesses & financial health based on data analysis
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
RenaissanceRe Holdings Ltd. (RNR) stock price & volume — 10-year historical chart
RenaissanceRe Holdings Ltd. (RNR) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
RenaissanceRe Holdings Ltd. (RNR) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 28, 2026 | $13.75vs $11.07+24.2% | $2.7Bvs $2.8B-5.8% |
| Q1 2026 | Feb 3, 2026 | $13.34vs $10.42+28.0% | $1.6Bvs $2.0B-21.3% |
| Q4 2025 | Oct 28, 2025 | $15.62vs $9.97+56.7% | $3.2Bvs $2.3B+36.6% |
| Q3 2025 | Jul 23, 2025 | $12.29vs $10.28+19.6% | $3.2Bvs $2.0B+55.9% |
RenaissanceRe Holdings Ltd. (RNR) competitors in Property and casualty reinsurers — business model, growth, and fundamentals comparison
RenaissanceRe Holdings Ltd. (RNR) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
RenaissanceRe Holdings Ltd. (RNR) annual income statement — 10-year revenue, gross profit & net income history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2.1B | 2.06B | 4.18B | 5.16B | 5.27B | 5.05B | 9.09B | 11.65B | 12.75B | 11.49B |
| Revenue Growth % | 21.36% | -1.87% | 103.2% | 23.37% | 2.14% | -4.11% | 80.05% | 28.13% | 9.45% | -8.19% |
| Medical Costs & Claims | 2.21B | 1.55B | 2.86B | 3.82B | 5.09B | 5.91B | 5.45B | 7.98B | 7.57B | 4.17B |
| Medical Cost Ratio % | 105.38% | 75.52% | 68.42% | 74.15% | 96.69% | 117% | 59.93% | 68.48% | 59.34% | 36.33% |
| Gross Profit | -112.67M▲ 0% | 503.46M▲ 546.8% | 1.32B▲ 162.1% | 1.33B▲ 1.0% | 174.46M▼ 86.9% | -858.28M▼ 592.0% | 3.64B▲ 524.4% | 3.67B▲ 0.8% | 5.18B▲ 41.2% | 5.12B▲ 0% |
| Gross Margin % | -5.38% | 24.48% | 31.58% | 25.85% | 3.31% | -17% | 40.07% | 31.52% | 40.66% | 44.57% |
| Gross Profit Growth % | -112.43% | 546.84% | 162.08% | 1.01% | -86.91% | -591.98% | 524.4% | 0.79% | 41.18% | - |
| Operating Expenses | 215.51M | 240.84M | 352M | 336.92M | 288.56M | 360.55M | 532.53M | 678.05M | 1.17B | 1.04B |
| OpEx / Revenue % | 10.28% | 11.71% | 8.42% | 6.54% | 5.48% | 7.14% | 5.86% | 5.82% | 9.17% | 9.02% |
| Depreciation & Amortization | 31.24M | 123K | -58.96M | 16.65M | -20.99M | -26.95M | -134.75M | 258.46M | 2.44M | -1.3M |
| Combined Ratio % | 115.66% | 87.23% | 76.85% | 80.68% | 102.17% | 124.14% | 65.79% | 74.3% | 68.51% | 45.35% |
| Operating Income | -328.18M▲ 0% | 262.62M▲ 180.0% | 967.48M▲ 268.4% | 995.92M▲ 2.9% | -114.11M▼ 111.5% | -1.22B▼ 968.1% | 3.11B▲ 355.2% | 2.99B▼ 3.8% | 4.01B▲ 34.1% | 4.08B▲ 0% |
| Operating Margin % | -15.66% | 12.77% | 23.15% | 19.32% | -2.17% | -24.14% | 34.21% | 25.7% | 31.49% | 35.55% |
| Operating Income Growth % | -152.06% | 180.02% | 268.4% | 2.94% | -111.46% | -968.14% | 355.17% | -3.76% | 34.11% | - |
| EBITDA | -296.94M | 262.74M | 908.52M | 1.01B | -135.1M | -1.25B | 2.98B | 3.25B | 4.02B | 4.11B |
| EBITDA Margin % | -14.17% | 12.78% | 21.74% | 19.64% | -2.57% | -24.67% | 32.73% | 27.92% | 31.51% | 35.81% |
| Interest Expense | 44.19M | 47.07M | 58.36M | 50.45M | 47.54M | 48.34M | 73.18M | 93.77M | 120.85M | 125.55M |
| Non-Operating Income | -44.19M | -47.07M | -58.36M | -50.45M | -47.54M | -48.34M | -73.18M | -93.77M | -120.85M | -93.77M |
| Pretax Income | -328.18M▲ 0% | 262.62M▲ 180.0% | 967.48M▲ 268.4% | 995.92M▲ 2.9% | -114.11M▼ 111.5% | -1.22B▼ 968.1% | 3.11B▲ 355.2% | 2.99B▼ 3.8% | 4.01B▲ 34.1% | 4.63B▲ 0% |
| Pretax Margin % | -15.66% | 12.77% | 23.15% | 19.32% | -2.17% | -24.14% | 34.21% | 25.7% | 31.49% | 40.32% |
| Income Tax | 26.49M | -6.3M | 17.21M | 2.86M | -10.67M | -59.02M | -510.07M | 32.63M | 396.33M | 408.87M |
| Effective Tax Rate % | -8.07% | -2.4% | 1.78% | 0.29% | 9.35% | 4.84% | -16.4% | 1.09% | 9.87% | 8.82% |
| Net Income | -222.39M▲ 0% | 227.36M▲ 202.2% | 748.8M▲ 229.3% | 762.4M▲ 1.8% | -40.16M▼ 105.3% | -1.06B▼ 2542.8% | 2.56B▲ 341.3% | 1.87B▼ 27.0% | 2.68B▲ 43.4% | 3.09B▲ 0% |
| Net Margin % | -10.61% | 11.06% | 17.92% | 14.79% | -0.76% | -21.02% | 28.17% | 16.06% | 21.04% | 26.93% |
| Net Income Growth % | -144.22% | 202.24% | 229.34% | 1.82% | -105.27% | -2542.77% | 341.34% | -26.97% | 43.41% | 85.64% |
| EPS (Diluted) | -5.58▲ 0% | 5.72▲ 202.5% | 16.29▲ 184.8% | 15.31▼ 6.0% | -1.57▼ 110.3% | -25.50▼ 1524.2% | 52.27▲ 305.0% | 35.21▼ 32.6% | 56.62▲ 60.8% | 72.58▲ 0% |
| EPS Growth % | -148.82% | 202.51% | 184.79% | -6.02% | -110.25% | -1524.2% | 304.98% | -32.64% | 60.81% | 90.77% |
| EPS (Basic) | -5.58 | 5.72 | 16.32 | 15.34 | -1.57 | -25.50 | 52.40 | 35.31 | 56.76 | - |
| Diluted Shares Outstanding | 39.85M | 39.76M | 43.17M | 47.18M | 47.17M | 43.04M | 47.61M | 51.34M | 44.87M | 42.63M |
RenaissanceRe Holdings Ltd. (RNR) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 15.23B | 18.68B | 26.33B | 30.82B | 33.96B | 36.55B | 49.01B | 50.71B | 53.8B | 53.72B |
| Asset Growth % | 23.27% | 22.66% | 40.98% | 17.05% | 10.18% | 7.64% | 34.07% | 3.47% | 6.1% | 30.43% |
| Total Investment Assets | 9.5B | 11.89B | 21.9B | 25.26B | 24.75B | 25.7B | 29.22B | 32.64B | 36.07B | 4M |
| Long-Term Investments | 9.49B | 11.86B | 17.33B | 20.26B | 19.45B | 21.03B | 3.73B | 28.11B | 4.85B | 16.36B |
| Short-Term Investments | 991.86M | 2.59B | 4.57B | 4.99B | 5.3B | 4.67B | 25.48B | 4.53B | 31.23B | 0 |
| Total Current Assets | 3.66B | 7.86B | 11.41B | 13.12B | 15.59B | 587.13M | 41.74B | 1.68B | 45.75B | 1.56B |
| Cash & Equivalents | 1.36B | 1.11B | 1.38B | 1.74B | 1.86B | 1.19B | 1.88B | 1.68B | 1.73B | 1.56B |
| Receivables | 0 | 0 | 5.47B | 6.39B | 8.43B | 10.2B | 13.45B | 11.86B | 11.8B | 38.21B |
| Other Current Assets | 0 | 0 | 8.51B | 0 | 10.89B | -441.33M | 0 | -16.39B | 0 | 0 |
| Goodwill & Intangibles | 243.15M | 237.42M | 262.23M | 249.64M | 243.5M | 237.83M | 2.53B | 704.13M | 2.17B | 7.5B |
| Goodwill | 197.59M | 197.59M | 210.68M | 211.01M | 206.32M | 206.29M | 300.54M | 300.51M | 300.53M | 617.77M |
| Intangible Assets | 45.55M | 39.83M | 51.54M | 38.63M | 37.18M | 31.53M | 2.23B | 403.63M | 1.87B | 0 |
| PP&E (Net) | -73.42M | 11.98B | 62.6M | 47.8M | 50.9M | 83.7M | 0 | 0 | 0 | 0 |
| Other Assets | 1.84B | -12.1B | -222.65M | -1.2B | -167.91M | -16.32B | 323.96M | -27.41B | 328.09M | 0 |
| Total Liabilities | 9.54B | 11.58B | 17.29B | 19.87B | 23.78B | 26.69B | 33.45B | 33.16B | 34.59B | 35.16B |
| Total Debt | 989.62M | 991.13M | 1.38B | 1.14B | 1.17B | 1.17B | 1.96B | 1.89B | 2.33B | 0 |
| Net Debt | -371.97M | -116.8M | 5.04M | -600.55M | -690.67M | -23.9M | 81.14M | 210.09M | 598.02M | -1.56B |
| Long-Term Debt | 989.62M | 991.13M | 1.38B | 1.14B | 1.14B | 1.14B | 1.88B | 1.44B | 2.33B | 0 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 30M | 30M | 75M | 449.81M | 0 | 0 |
| Total Current Liabilities | 9.85B | 1.9B | 18.97B | 3.49B | 3.89B | 111.84M | 10.06B | 20.23B | 9.1B | 0 |
| Accounts Payable | 989.09M | 1.9B | 2.83B | 3.49B | 3.86B | 3.93B | 3.19B | 2.8B | 2.54B | 0 |
| Deferred Revenue | 0 | 0 | 2.33B | 0 | 0 | 0 | 6.14B | 0 | 6.03B | 0 |
| Other Current Liabilities | -1.2B | -2.28B | 13.59B | -1.13B | -1.17B | -4.34B | 0 | 16.82B | 0 | 0 |
| Deferred Taxes | 1000K | 1000K | 1000K | 0 | 1000K | 1000K | 0 | 0 | 0 | 0 |
| Other Liabilities | 0 | 910.93M | 0 | 0 | 0 | 153.67M | 21.51B | 449.81M | 23.16B | 35.16B |
| Total Equity | 5.69B▲ 0% | 7.1B▲ 24.8% | 9.04B▲ 27.4% | 10.95B▲ 21.1% | 10.18B▼ 7.0% | 9.86B▼ 3.1% | 15.56B▲ 57.8% | 17.55B▲ 12.8% | 19.21B▲ 9.5% | 18.56B▲ 0% |
| Equity Growth % | -5.86% | 24.77% | 27.42% | 21.08% | -7.03% | -3.12% | 57.76% | 12.83% | 9.45% | 31.2% |
| Shareholders Equity | 4.39B | 5.05B | 5.97B | 7.56B | 6.62B | 5.33B | 9.45B | 10.57B | 11.61B | 11.51B |
| Minority Interest | 1.3B | 2.05B | 3.07B | 3.39B | 3.55B | 4.54B | 6.1B | 6.98B | 7.6B | 7.04B |
| Retained Earnings | 3.91B | 4.06B | 4.71B | 5.37B | 5.23B | 4.07B | 6.52B | 8.28B | 10.83B | 10.73B |
| Common Stock | 40.02M | 42.21M | 44.15M | 50.81M | 44.45M | 43.72M | 52.69M | 50.18M | 43.96M | 42.97M |
| Accumulated OCI | 224K | -1.43M | -1.94M | -12.64M | -10.91M | -15.46M | -14.21M | -14.76M | -12.63M | -12.15M |
| Return on Equity (ROE) | -3.79% | 3.56% | 9.28% | 7.63% | -0.38% | -10.59% | 20.15% | 11.3% | 14.59% | 16.59% |
| Return on Assets (ROA) | -1.61% | 1.34% | 3.33% | 2.67% | -0.12% | -3.01% | 5.99% | 3.75% | 5.13% | 5.71% |
| Equity / Assets | 37.36% | 38% | 34.34% | 35.52% | 29.97% | 26.98% | 31.74% | 34.61% | 35.71% | 34.55% |
| Debt / Equity | 0.17x | 0.14x | 0.15x | 0.10x | 0.11x | 0.12x | 0.13x | 0.11x | 0.12x | 0.12x |
| Book Value per Share | 142.72 | 178.51 | 209.44 | 232.07 | 215.78 | 229.10 | 326.75 | 341.88 | 428.11 | 435.33 |
| Tangible BV per Share | 136.62 | 172.54 | 203.37 | 226.78 | 210.61 | 223.58 | 273.68 | 328.16 | 379.71 | 420.84 |
RenaissanceRe Holdings Ltd. (RNR) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 1.05B | 1.22B | 2.14B | 1.99B | 1.23B | 1.6B | 1.91B | 4.16B | 3.69B | 3.69B |
| Operating CF Growth % | 122.59% | 16.82% | 74.94% | -6.76% | -38.03% | 29.87% | 19.2% | 117.87% | -11.33% | 325.24% |
| Operating CF / Revenue % | 49.9% | 59.41% | 51.14% | 38.66% | 23.45% | 31.76% | 21.03% | 35.76% | 28.97% | 32.14% |
| Net Income | -354.67M | 268.92M | 950.27M | 993.06M | -103.44M | -1.16B | 3.62B | 2.96B | 3.62B | 3.09B |
| Depreciation & Amortization | 31.24M | 123K | -58.96M | 16.65M | -20.99M | -26.95M | -134.75M | 258.46M | -14.12M | -25.66M |
| Stock-Based Compensation | 37.2M | 35.7M | 0 | 43.7M | 40M | 45.2M | 0 | 0 | 0 | 0 |
| Deferred Taxes | 0 | 0 | 0 | -43.7M | -40M | -45.2M | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | -154.26M | 179.61M | -414.87M | -788.83M | 219.1M | 1.65B | -490.44M | -20.4M | -1.2B | -508.94M |
| Working Capital Changes | 1.52B | 773.05M | 1.66B | 1.77B | 1.14B | 1.14B | -1.08B | 966.24M | 1.29B | 919.82M |
| Cash from Investing | -142.43M | -2.54B | -2.99B | -2.3B | -816.3M | -3.02B | -3.82B | -3.06B | -2.22B | -1.18B |
| Capital Expenditures | 0 | 0 | 0 | 2.3B | 816.3M | -481.3M | 0 | 0 | 0 | 0 |
| Acquisitions | 260.48M | -13.01M | -267.67M | 142.3M | -15.49M | 1.48M | -1.89B | -15.99M | 0 | -584K |
| Purchase of Investments | -10.11B | -13.93B | -20.03B | -17.63B | -16.55B | -25.74B | -25.03B | -59.48B | -62.04B | -64.47B |
| Sale/Maturity of Investments | 9.97B | 11.4B | 17.31B | 15.19B | 15.75B | 22.73B | 23.64B | 56.38B | 59.26B | 63.35B |
| Other Investing | -122.43M | 2.5M | -4.11M | -2.3B | -816.3M | 481.3M | -539.06M | 57.34M | 564.66M | -56.11M |
| Cash from Financing | 28.86M | 1.07B | 1.12B | 665.21M | -302.46M | 725.34M | 2.59B | -1.29B | -1.41B | -3.09B |
| Dividends Paid | -73.75M | -82.93M | -96.12M | -99.41M | -100.72M | -100.07M | -110.49M | -116.22M | -110.22M | -99.45M |
| Share Repurchases | -188.59M | 0 | 0 | -187.62M | -1.3B | -166.66M | -20.52M | -666.92M | -1.6B | -1.59B |
| Stock Issued | 0 | 250M | 0 | 1.1B | 488.65M | 0 | 1.35B | 0 | 0 | 0 |
| Debt Issuance (Net) | 1000K | 0 | 1000K | -1000K | 1000K | 0 | 1000K | -1000K | 1000K | -1000K |
| Other Financing | 245.34M | 657.82M | 819.83M | 106.74M | 582.11M | 992.08M | 561.94M | -429.37M | -139.72M | -1.32B |
| Net Change in Cash | 940.43M▲ 0% | -253.67M▼ 127.0% | 271.15M▲ 206.9% | 357.75M▲ 31.9% | 122.21M▼ 65.8% | -664.68M▼ 643.9% | 683.18M▲ 202.8% | -200.91M▼ 129.4% | 54.58M▲ 127.2% | -69.92M▲ 0% |
| Exchange Rate Effect | 8.22M | -5.1M | 2.48M | 4.49M | 6.15M | 22.47M | 5.54M | -17.36M | -12.22M | -28.43M |
| Cash at Beginning | 421.16M | 1.36B | 1.11B | 1.38B | 1.74B | 1.86B | 1.19B | 1.88B | 1.68B | 1.73B |
| Cash at End | 1.36B | 1.11B | 1.38B | 1.74B | 1.86B | 1.19B | 1.88B | 1.68B | 1.73B | 1.56B |
| Free Cash Flow | 1.05B▲ 0% | 1.22B▲ 16.8% | 2.14B▲ 74.9% | 4.3B▲ 101.1% | 2.05B▼ 52.3% | 1.12B▼ 45.3% | 1.91B▲ 70.3% | 4.16B▲ 117.9% | 3.69B▼ 11.3% | 4.22B▲ 0% |
| FCF Growth % | 122.59% | 16.82% | 74.94% | 101.08% | -52.27% | -45.28% | 70.32% | 117.87% | -11.33% | 16.04% |
| FCF Margin % | 49.9% | 59.41% | 51.14% | 83.36% | 38.95% | 22.23% | 21.03% | 35.76% | 28.97% | 36.75% |
| FCF per Share | 26.24 | 30.73 | 49.5 | 91.09 | 43.48 | 26.08 | 40.15 | 81.12 | 82.3 | 82.3 |
RenaissanceRe Holdings Ltd. (RNR) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Combined Ratio | 115.66% | 87.23% | 76.85% | 80.68% | 102.17% | 124.14% | 65.79% | 74.3% | 68.51% | 45.35% |
| Medical Cost Ratio | 105.38% | 75.52% | 68.42% | 74.15% | 96.69% | 117% | 59.93% | 68.48% | 59.34% | 36.33% |
| Return on Equity (ROE) | -3.79% | 3.56% | 9.28% | 7.63% | -0.38% | -10.59% | 20.15% | 11.3% | 14.59% | 16.59% |
| Return on Assets (ROA) | -1.61% | 1.34% | 3.33% | 2.67% | -0.12% | -3.01% | 5.99% | 3.75% | 5.13% | 5.71% |
| Equity / Assets | 37.36% | 38% | 34.34% | 35.52% | 29.97% | 26.98% | 31.74% | 34.61% | 35.71% | 34.55% |
| Book Value / Share | 142.72 | 178.51 | 209.44 | 232.07 | 215.78 | 229.1 | 326.75 | 341.88 | 428.11 | 435.33 |
| Debt / Equity | 0.17x | 0.14x | 0.15x | 0.10x | 0.11x | 0.12x | 0.13x | 0.11x | 0.12x | 0.12x |
| Revenue Growth | 21.36% | -1.87% | 103.2% | 23.37% | 2.14% | -4.11% | 80.05% | 28.13% | 9.45% | -8.19% |
RenaissanceRe Holdings Ltd. (RNR) SEC filings — annual & quarterly reports (10-K, 10-Q)
Apr 28, 2026·SEC
Feb 3, 2026·SEC
Dec 22, 2025·SEC
RenaissanceRe Holdings Ltd. (RNR) stock FAQ — growth, dividends, profitability & financials explained
RenaissanceRe Holdings Ltd. (RNR) grew revenue by 9.4% over the past year. This is steady growth.
Yes, RenaissanceRe Holdings Ltd. (RNR) is profitable, generating $3.09B in net income for fiscal year 2025 (21.0% net margin).
Yes, RenaissanceRe Holdings Ltd. (RNR) pays a dividend with a yield of 0.55%. This makes it attractive for income-focused investors.
RenaissanceRe Holdings Ltd. (RNR) has a return on equity (ROE) of 14.6%. This is reasonable for most industries.
RenaissanceRe Holdings Ltd. (RNR) has a combined ratio of 68.5%. A ratio below 100% indicates underwriting profitability.
RenaissanceRe Holdings Ltd. (RNR) financial analysis — history, returns, DCA and operating performance tools
Analyst verdict, bull/bear case, risk factors and peer comparison
Historical returns with dividends reinvested
Dollar cost averaging vs lump sum
Yield, growth, payout safety & DRIP
EPS trends, net income & profitability
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of market, efficiency and balance-sheet ratios
DCF intrinsic value, peer multiples & estimates