EICB
Eagle Point Income Company Inc.
Asset Management - Income
Market Cap—
5Y Perf.+0.3%
Compare Stocks
3 / 10Try these comparisons:
Stock Comparison
EICB vs EIC vs OXLC
Revenue, margins, valuation, and 5-year total return — side by side.
EIC
Eagle Point Income Company Inc.
Asset Management - Income
Market Cap$249M
5Y Perf.-13.4%
OXLC
Oxford Lane Capital Corp.
Asset Management
Market Cap$989M
5Y Perf.-44.3%
EICB vs EIC vs OXLC — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | EICB | EIC | OXLC |
|---|---|---|---|
| Industry | Asset Management - Income | Asset Management - Income | Asset Management |
| Market Cap | — | $249M | $989M |
| Revenue (TTM) | $46M | $46M | $96M |
| Net Income (TTM) | $18M | $28M | $189M |
| Gross Margin | 94.1% | 94.1% | 59.8% |
| Operating Margin | 107.6% | 107.6% | 50.6% |
| Forward P/E | 8.9x | 7.7x | 2.6x |
| Total Debt | $2M | $2M | $487M |
| Cash & Equiv. | $8M | $8M | $295M |
EICB vs EIC vs OXLC — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
EICB
EIC
OXLC
| Stock | Jul 23 | Dec 25 | Return |
|---|---|---|---|
| Eagle Point Income … (EICB) | 100 | 100.3 | +0.3% |
| Eagle Point Income … (EIC) | 100 | 86.6 | -13.4% |
| Oxford Lane Capital… (OXLC) | 100 | 55.7 | -44.3% |
Price return only. Dividends and distributions are not included.
Quick Verdict: EICB vs EIC vs OXLC
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: EICB leads in 4 of 7 categories, making it the strongest pick for growth and revenue expansion and profitability and margin quality. Eagle Point Income Company Inc. is the stronger pick specifically for capital preservation and lower volatility and dividend income and shareholder returns. As sector peers, any of these can serve as alternatives in the same allocation.
EICB
Eagle Point Income Company Inc.
The Banking Pick
EICB carries the broadest edge in this set and is the clearest fit for growth exposure and bank quality.
- Rev growth 70.7%, EPS growth -8.8%
- NIM 8.5% vs EIC's 8.5%
- 70.7% NII/revenue growth vs OXLC's -65.7%
Best for: growth exposure and bank quality
EIC
Eagle Point Income Company Inc.
The Banking Pick
EIC is the clearest fit if your priority is income & stability and sleep-well-at-night.
- Dividend streak 3 yrs, beta 0.52, yield 21.8%
- Lower volatility, beta 0.52, Low D/E 0.6%, current ratio 224.31x
- PEG 0.43 vs EICB's 0.50
Best for: income & stability and sleep-well-at-night
OXLC
Oxford Lane Capital Corp.
The Banking Pick
OXLC is the clearest fit if your priority is long-term compounding.
- 24.0% 10Y total return vs EICB's 19.2%
- Lower P/E (2.6x vs 8.9x)
Best for: long-term compounding
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | EICB | 70.7% NII/revenue growth vs OXLC's -65.7% |
| Value | OXLC | Lower P/E (2.6x vs 8.9x) |
| Quality / Margins | EICB | Efficiency ratio 0.1% vs OXLC's 0.1% (lower = leaner) |
| Stability / Safety | EIC | Beta 0.52 vs OXLC's 0.62, lower leverage |
| Dividends | EIC | 21.8% yield, 3-year raise streak, vs OXLC's 33.4% |
| Momentum (1Y) | EICB | +5.1% vs OXLC's -36.6% |
| Efficiency (ROA) | EICB | Efficiency ratio 0.1% vs OXLC's 0.1% |
EICB vs EIC vs OXLC — Financial Metrics
Side-by-side numbers across 3 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLEICLAGGINGOXLC
OXLCOxford Lane Capital C…
0leads
EICBEagle Point Income Co…
2leads
EICEagle Point Income Co…
3leads
6 Total Categories
CATEGORYLEADERvs EICBvs OXLCMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
EIC5/5
Valuation MetricsMultiples, price ratios, and targets
EIC4/6
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
EIC7/9
Total Returns1Y, 3Y, 5Y total returns with dividends
EICB3/6
Risk & VolatilityBeta, volatility, and downside exposure
EICB2/2
Analyst OutlookRatings, price targets, and dividends
Tied
—
Income & Cash Flow (Last 12 Months)
EIC leads this category, winning 5 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
OXLC is the larger business by revenue, generating $96M annually — 2.1x EIC's $46M. EICB is the more profitable business, keeping 91.0% of every revenue dollar as net income compared to OXLC's 50.6%.
| Metric | EICBEagle Point Incom… | EICEagle Point Incom… | OXLCOxford Lane Capit… |
|---|---|---|---|
| RevenueTrailing 12 months | $46M | $46M | $96M |
| EBITDAEarnings before interest/tax | $33M | $30M | $271M |
| Net IncomeAfter-tax profit | $18M | $28M | $189M |
| Free Cash FlowCash after capex | -$34M | -$4M | $1.5B |
| Gross MarginGross profit ÷ Revenue | +94.1% | +94.1% | +59.8% |
| Operating MarginEBIT ÷ Revenue | +107.6% | +107.6% | +50.6% |
| Net MarginNet income ÷ Revenue | +91.0% | +91.0% | +50.6% |
| FCF MarginFCF ÷ Revenue | -3.4% | -3.4% | -7.3% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — | — |
| EPS Growth (YoY)Latest quarter vs prior year | -9.3% | +6.9% | -7.7% |
EIC leads this category, winning 5 of 5 comparable metrics.
Valuation Metrics
EIC leads this category, winning 4 of 6 comparable metrics.
Valuation Metrics
At 3.8x trailing earnings, EIC trades at a 96% valuation discount to OXLC's 95.2x P/E. Adjusting for growth (PEG ratio), EIC offers better value at 0.21x vs EICB's 0.50x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | EICBEagle Point Incom… | EICEagle Point Incom… | OXLCOxford Lane Capit… |
|---|---|---|---|
| Market CapShares × price | — | $249M | $989M |
| Enterprise ValueMkt cap + debt − cash | — | $243M | $1.2B |
| Trailing P/EPrice ÷ TTM EPS | 8.89x | 3.78x | 95.23x |
| Forward P/EPrice ÷ next-FY EPS est. | — | 7.72x | 2.55x |
| PEG RatioP/E ÷ EPS growth rate | 0.50x | 0.21x | — |
| EV / EBITDAEnterprise value multiple | — | 21.16x | 24.35x |
| Price / SalesMarket cap ÷ Revenue | — | 5.46x | 10.32x |
| Price / BookPrice ÷ Book value/share | 1.16x | 0.50x | 0.47x |
| Price / FCFMarket cap ÷ FCF | — | — | — |
EIC leads this category, winning 4 of 6 comparable metrics.
Profitability & Efficiency
EIC leads this category, winning 7 of 9 comparable metrics.
Profitability & Efficiency
OXLC delivers a 10.2% return on equity — every $100 of shareholder capital generates $10 in annual profit, vs $5 for EICB. EICB carries lower financial leverage with a 0.01x debt-to-equity ratio, signaling a more conservative balance sheet compared to OXLC's 0.25x. On the Piotroski fundamental quality scale (0–9), EICB scores 4/9 vs OXLC's 2/9, reflecting mixed financial health.
| Metric | EICBEagle Point Incom… | EICEagle Point Incom… | OXLCOxford Lane Capit… |
|---|---|---|---|
| ROE (TTM)Return on equity | +4.9% | +8.0% | +10.2% |
| ROA (TTM)Return on assets | +3.4% | +5.0% | +7.1% |
| ROICReturn on invested capital | +15.0% | +15.0% | +1.9% |
| ROCEReturn on capital employed | +14.1% | +14.1% | +2.1% |
| Piotroski ScoreFundamental quality 0–9 | 4 | 4 | 2 |
| Debt / EquityFinancial leverage | 0.01x | 0.01x | 0.25x |
| Net DebtTotal debt minus cash | -$6M | -$6M | $192M |
| Cash & Equiv.Liquid assets | $8M | $8M | $295M |
| Total DebtShort + long-term debt | $2M | $2M | $487M |
| Interest CoverageEBIT ÷ Interest expense | 8.51x | 10.41x | 1.26x |
EIC leads this category, winning 7 of 9 comparable metrics.
Total Returns (Dividends Reinvested)
EICB leads this category, winning 3 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in EIC five years ago would be worth $12,902 today (with dividends reinvested), compared to $9,436 for OXLC. Over the past 12 months, EICB leads with a +5.1% total return vs OXLC's -36.6%. The 3-year compound annual growth rate (CAGR) favors EICB at 6.0% vs OXLC's -1.1% — a key indicator of consistent wealth creation.
| Metric | EICBEagle Point Incom… | EICEagle Point Incom… | OXLCOxford Lane Capit… |
|---|---|---|---|
| YTD ReturnYear-to-date | — | -2.6% | -23.1% |
| 1-Year ReturnPast 12 months | +5.1% | -15.3% | -36.6% |
| 3-Year ReturnCumulative with dividends | +19.2% | +13.7% | -3.4% |
| 5-Year ReturnCumulative with dividends | +19.2% | +29.0% | -5.6% |
| 10-Year ReturnCumulative with dividends | +19.2% | +13.3% | +24.0% |
| CAGR (3Y)Annualised 3-year return | +6.0% | +4.4% | -1.1% |
EICB leads this category, winning 3 of 6 comparable metrics.
Risk & Volatility
EICB leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
EICB is the less volatile stock with a -0.01 beta — it tends to amplify market swings less than OXLC's 0.62 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. EICB currently trades 98.7% from its 52-week high vs OXLC's 40.9% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | EICBEagle Point Incom… | EICEagle Point Incom… | OXLCOxford Lane Capit… |
|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | -0.01x | 0.52x | 0.62x |
| 52-Week HighHighest price in past year | $25.30 | $14.80 | $24.90 |
| 52-Week LowLowest price in past year | $24.64 | $9.17 | $8.01 |
| % of 52W HighCurrent price vs 52-week peak | +98.7% | +71.8% | +40.9% |
| RSI (14)Momentum oscillator 0–100 | 43.9 | 76.6 | 52.7 |
| Avg Volume (50D)Average daily shares traded | 5K | 163K | 1.5M |
EICB leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
Evenly matched — EICB and EIC and OXLC each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: EIC as "Buy", OXLC as "Buy". For income investors, OXLC offers the higher dividend yield at 33.44% vs EICB's 9.30%.
| Metric | EICBEagle Point Incom… | EICEagle Point Incom… | OXLCOxford Lane Capit… |
|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Buy | Buy |
| Price TargetConsensus 12-month target | — | $17.50 | — |
| # AnalystsCovering analysts | — | 2 | 4 |
| Dividend YieldAnnual dividend ÷ price | +9.3% | +21.8% | +33.4% |
| Dividend StreakConsecutive years of raises | 3 | 3 | 0 |
| Dividend / ShareAnnual DPS | $2.32 | $2.32 | $3.40 |
| Buyback YieldShare repurchases ÷ mkt cap | — | 0.0% | 0.0% |
Evenly matched — EICB and EIC and OXLC each lead in 1 of 2 comparable metrics.
Key Takeaway
EIC leads in 3 of 6 categories (Income & Cash Flow, Valuation Metrics). EICB leads in 2 (Total Returns, Risk & Volatility). 1 tied.
Best OverallEagle Point Income Company … (EIC)Leads 3 of 6 categories
Loading custom metrics...
EICB vs EIC vs OXLC: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is EICB or EIC or OXLC a better buy right now?
For growth investors, Eagle Point Income Company Inc.
(EICB) is the stronger pick with 70. 7% revenue growth year-over-year, versus -65. 7% for Oxford Lane Capital Corp. (OXLC). Eagle Point Income Company Inc. (EIC) offers the better valuation at 3. 8x trailing P/E (7. 7x forward), making it the more compelling value choice. Analysts rate Eagle Point Income Company Inc. (EIC) a "Buy" — based on 2 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — EICB or EIC or OXLC?
On trailing P/E, Eagle Point Income Company Inc.
(EIC) is the cheapest at 3. 8x versus Oxford Lane Capital Corp. at 95. 2x. On forward P/E, Oxford Lane Capital Corp. is actually cheaper at 2. 6x — notably different from the trailing picture, reflecting expected earnings growth.
03Which is the better long-term investment — EICB or EIC or OXLC?
Over the past 5 years, Eagle Point Income Company Inc.
(EIC) delivered a total return of +29. 0%, compared to -5. 6% for Oxford Lane Capital Corp. (OXLC). Over 10 years, the gap is even starker: OXLC returned +24. 0% versus EIC's +13. 3%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — EICB or EIC or OXLC?
By beta (market sensitivity over 5 years), Eagle Point Income Company Inc.
(EICB) is the lower-risk stock at -0. 01β versus Oxford Lane Capital Corp. 's 0. 62β — meaning OXLC is approximately -7486% more volatile than EICB relative to the S&P 500. On balance sheet safety, Eagle Point Income Company Inc. (EICB) carries a lower debt/equity ratio of 1% versus 25% for Oxford Lane Capital Corp. — giving it more financial flexibility in a downturn.
05Which is growing faster — EICB or EIC or OXLC?
By revenue growth (latest reported year), Eagle Point Income Company Inc.
(EICB) is pulling ahead at 70. 7% versus -65. 7% for Oxford Lane Capital Corp. (OXLC). On earnings-per-share growth, the picture is similar: Eagle Point Income Company Inc. grew EPS -8. 8% year-over-year, compared to -90. 5% for Oxford Lane Capital Corp.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — EICB or EIC or OXLC?
Eagle Point Income Company Inc.
(EICB) is the more profitable company, earning 91. 0% net margin versus 50. 6% for Oxford Lane Capital Corp. — meaning it keeps 91. 0% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: EICB leads at 107. 6% versus 50. 6% for OXLC. At the gross margin level — before operating expenses — EICB leads at 94. 1%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is EICB or EIC or OXLC more undervalued right now?
On forward earnings alone, Oxford Lane Capital Corp.
(OXLC) trades at 2. 6x forward P/E versus 7. 7x for Eagle Point Income Company Inc. — 5. 2x cheaper on a one-year earnings basis.
08Which pays a better dividend — EICB or EIC or OXLC?
All stocks in this comparison pay dividends.
Oxford Lane Capital Corp. (OXLC) offers the highest yield at 33. 4%, versus 9. 3% for Eagle Point Income Company Inc. (EICB).
09Is EICB or EIC or OXLC better for a retirement portfolio?
For long-horizon retirement investors, Eagle Point Income Company Inc.
(EICB) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β -0. 01), 9. 3% yield). Both have compounded well over 10 years (EICB: +19. 2%, OXLC: +24. 0%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between EICB and EIC and OXLC?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: EICB is a small-cap high-growth stock; EIC is a small-cap high-growth stock; OXLC is a small-cap income-oriented stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
Find Stocks Like These
Explore pre-built screens for each stock's profile, or build a custom screen to find stocks that outperform all of them.
Revenue Growth>
%
(EICB: 70.7% · EIC: 70.7%)Net Margin>
%
(EICB: 91.0% · EIC: 91.0%)P/E Ratio<
x
(EICB: 8.9x · EIC: 3.8x)You Might Also Compare
Based on how these companies actually compete and overlap — not just which sector they're filed under.