HTZ vs UHAL

For growth investors, U-Haul Holding Company (UHAL) is the stronger pick with 3.

6% revenue growth year-over-year, versus -6. 0% for Hertz Global Holdings, Inc. (HTZ). U-Haul Holding Company (UHAL) offers the better valuation at 30. 8x trailing P/E (136. 8x forward), making it the more compelling value choice. Analysts rate U-Haul Holding Company (UHAL) a "Buy" — based on 2 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

Over the past 5 years, U-Haul Holding Company (UHAL) delivered a total return of -15.

6%, compared to -77. 1% for Hertz Global Holdings, Inc. (HTZ). Over 10 years, the gap is even starker: UHAL returned +47. 4% versus HTZ's -77. 1%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), U-Haul Holding Company (UHAL) is the lower-risk stock at 1.

04β versus Hertz Global Holdings, Inc. 's 1. 23β — meaning HTZ is approximately 18% more volatile than UHAL relative to the S&P 500.

By revenue growth (latest reported year), U-Haul Holding Company (UHAL) is pulling ahead at 3.

6% versus -6. 0% for Hertz Global Holdings, Inc. (HTZ). On earnings-per-share growth, the picture is similar: Hertz Global Holdings, Inc. grew EPS 74. 2% year-over-year, compared to -44. 5% for U-Haul Holding Company. Over a 3-year CAGR, UHAL leads at 0. 5% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

U-Haul Holding Company (UHAL) is the more profitable company, earning 5.

7% net margin versus -8. 8% for Hertz Global Holdings, Inc. — meaning it keeps 5. 7% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: UHAL leads at 12. 3% versus 1. 1% for HTZ. At the gross margin level — before operating expenses — UHAL leads at 85. 9%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

Analyst consensus price targets imply the most upside for UHAL: 53.

5% to $80. 00.

In this comparison, UHAL (0.

3% yield) pays a dividend. HTZ does not pay a meaningful dividend and should not be held primarily for income.

For long-horizon retirement investors, U-Haul Holding Company (UHAL) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 1.

04)). Both have compounded well over 10 years (UHAL: +47. 4%, HTZ: -77. 1%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

Both stocks operate in the Industrials sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.