IDAI
T Stamp Inc.
Software - Application
Market Cap$3M
5Y Perf.-100.0%
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Stock Comparison
IDAI vs XTLB
Revenue, margins, valuation, and 5-year total return — side by side.
XTLB
XTL Biopharmaceuticals Ltd.
Biotechnology
Market Cap$358K
5Y Perf.-74.8%
IDAI vs XTLB — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | IDAI | XTLB |
|---|---|---|
| Industry | Software - Application | Biotechnology |
| Market Cap | $3M | $358K |
| Revenue (TTM) | $4M | $451K |
| Net Income (TTM) | $-12M | $-1M |
| Gross Margin | 60.0% | 26.4% |
| Operating Margin | -183.3% | -481.6% |
| Total Debt | $4M | $138K |
| Cash & Equiv. | $3M | $371K |
IDAI vs XTLB — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
IDAI
XTLB
| Stock | Feb 21 | May 26 | Return |
|---|---|---|---|
| T Stamp Inc. (IDAI) | 100 | 0.0 | -100.0% |
| XTL Biopharmaceutic… (XTLB) | 100 | 25.2 | -74.8% |
Price return only. Dividends and distributions are not included.
Quick Verdict: IDAI vs XTLB
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: XTLB leads in 3 of 6 categories, making it the strongest pick for profitability and margin quality and capital preservation and lower volatility. T Stamp Inc. is the stronger pick specifically for growth and revenue expansion and recent price momentum and sentiment. This set spans 2 sectors — these stocks serve different portfolio roles, not just different price points.
IDAI
T Stamp Inc.
The Long-Run Compounder
IDAI is the clearest fit if your priority is long-term compounding.
- 103.3% 10Y total return vs XTLB's -84.5%
- -32.4% revenue growth vs XTLB's -173.2%
- +22.0% vs XTLB's -43.6%
Best for: long-term compounding
XTLB
XTL Biopharmaceuticals Ltd.
The Income Pick
XTLB carries the broadest edge in this set and is the clearest fit for income & stability and growth exposure.
- beta 1.71
- EPS growth 45.5%
- Lower volatility, beta 1.71, Low D/E 2.5%, current ratio 0.61x
Best for: income & stability and growth exposure
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | IDAI | -32.4% revenue growth vs XTLB's -173.2% |
| Quality / Margins | XTLB | -227.7% margin vs IDAI's -316.4% |
| Stability / Safety | XTLB | Beta 1.71 vs IDAI's 1.99, lower leverage |
| Dividends | Tie | Neither stock pays a meaningful dividend |
| Momentum (1Y) | IDAI | +22.0% vs XTLB's -43.6% |
| Efficiency (ROA) | XTLB | -17.7% ROA vs IDAI's -105.4%, ROIC -54.1% vs -219.6% |
IDAI vs XTLB — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
FY 2024
Segment breakdown not available.
IDAI vs XTLB — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLXTLBLAGGINGIDAI
IDAIT Stamp Inc.
1leads
XTLBXTL Biopharmaceutical…
3leads
6 Total Categories
CATEGORYLEADERvs IDAIMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
IDAI4/5
Valuation MetricsMultiples, price ratios, and targets
XTLB3/3
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
XTLB9/9
Total Returns1Y, 3Y, 5Y total returns with dividends
XTLB4/6
Risk & VolatilityBeta, volatility, and downside exposure
Tied
—
Analyst OutlookRatings, price targets, and dividends
—
—
Income & Cash Flow (Last 12 Months)
IDAI leads this category, winning 4 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
IDAI is the larger business by revenue, generating $4M annually — 8.3x XTLB's $451,000. Profitability is closely matched — net margins range from -2.3% (XTLB) to -3.2% (IDAI).
| Metric | IDAIT Stamp Inc. | XTLBXTL Biopharmaceut… |
|---|---|---|
| RevenueTrailing 12 months | $4M | $451,000 |
| EBITDAEarnings before interest/tax | -$6M | -$1M |
| Net IncomeAfter-tax profit | -$12M | -$1M |
| Free Cash FlowCash after capex | -$8M | $0 |
| Gross MarginGross profit ÷ Revenue | +60.0% | +26.4% |
| Operating MarginEBIT ÷ Revenue | -183.3% | -4.8% |
| Net MarginNet income ÷ Revenue | -3.2% | -2.3% |
| FCF MarginFCF ÷ Revenue | -2.2% | -3.7% |
| Rev. Growth (YoY)Latest quarter vs prior year | +70.7% | — |
| EPS Growth (YoY)Latest quarter vs prior year | +32.1% | +20.0% |
IDAI leads this category, winning 4 of 5 comparable metrics.
Valuation Metrics
XTLB leads this category, winning 3 of 3 comparable metrics.
Valuation Metrics
| Metric | IDAIT Stamp Inc. | XTLBXTL Biopharmaceut… |
|---|---|---|
| Market CapShares × price | $3M | $357,581 |
| Enterprise ValueMkt cap + debt − cash | $4M | $124,581 |
| Trailing P/EPrice ÷ TTM EPS | -0.22x | -0.34x |
| Forward P/EPrice ÷ next-FY EPS est. | — | — |
| PEG RatioP/E ÷ EPS growth rate | — | — |
| EV / EBITDAEnterprise value multiple | — | — |
| Price / SalesMarket cap ÷ Revenue | 0.90x | 0.79x |
| Price / BookPrice ÷ Book value/share | 0.87x | 0.07x |
| Price / FCFMarket cap ÷ FCF | — | — |
XTLB leads this category, winning 3 of 3 comparable metrics.
Profitability & Efficiency
XTLB leads this category, winning 9 of 9 comparable metrics.
Profitability & Efficiency
XTLB delivers a -25.5% return on equity — every $100 of shareholder capital generates $-26 in annual profit, vs $-190 for IDAI. XTLB carries lower financial leverage with a 0.03x debt-to-equity ratio, signaling a more conservative balance sheet compared to IDAI's 1.30x. On the Piotroski fundamental quality scale (0–9), XTLB scores 3/9 vs IDAI's 1/9, reflecting mixed financial health.
| Metric | IDAIT Stamp Inc. | XTLBXTL Biopharmaceut… |
|---|---|---|
| ROE (TTM)Return on equity | -189.5% | -25.5% |
| ROA (TTM)Return on assets | -105.4% | -17.7% |
| ROICReturn on invested capital | -2.2% | -54.1% |
| ROCEReturn on capital employed | -194.9% | -50.7% |
| Piotroski ScoreFundamental quality 0–9 | 1 | 3 |
| Debt / EquityFinancial leverage | 1.30x | 0.03x |
| Net DebtTotal debt minus cash | $1M | -$233,000 |
| Cash & Equiv.Liquid assets | $3M | $371,000 |
| Total DebtShort + long-term debt | $4M | $138,000 |
| Interest CoverageEBIT ÷ Interest expense | -22.08x | -13.31x |
XTLB leads this category, winning 9 of 9 comparable metrics.
Total Returns (Dividends Reinvested)
XTLB leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in XTLB five years ago would be worth $2,369 today (with dividends reinvested), compared to $89 for IDAI. Over the past 12 months, IDAI leads with a +22.0% total return vs XTLB's -43.6%. The 3-year compound annual growth rate (CAGR) favors XTLB at -12.9% vs IDAI's -50.0% — a key indicator of consistent wealth creation.
| Metric | IDAIT Stamp Inc. | XTLBXTL Biopharmaceut… |
|---|---|---|
| YTD ReturnYear-to-date | -38.1% | +35.4% |
| 1-Year ReturnPast 12 months | +22.0% | -43.6% |
| 3-Year ReturnCumulative with dividends | -87.5% | -33.9% |
| 5-Year ReturnCumulative with dividends | -99.1% | -76.3% |
| 10-Year ReturnCumulative with dividends | +103.3% | -84.5% |
| CAGR (3Y)Annualised 3-year return | -50.0% | -12.9% |
XTLB leads this category, winning 4 of 6 comparable metrics.
Risk & Volatility
Evenly matched — IDAI and XTLB each lead in 1 of 2 comparable metrics.
Risk & Volatility
XTLB is the less volatile stock with a 1.71 beta — it tends to amplify market swings less than IDAI's 1.99 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. IDAI currently trades 47.3% from its 52-week high vs XTLB's 31.6% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | IDAIT Stamp Inc. | XTLBXTL Biopharmaceut… |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.99x | 1.71x |
| 52-Week HighHighest price in past year | $5.28 | $10.28 |
| 52-Week LowLowest price in past year | $1.80 | $1.05 |
| % of 52W HighCurrent price vs 52-week peak | +47.3% | +31.6% |
| RSI (14)Momentum oscillator 0–100 | 52.7 | 67.4 |
| Avg Volume (50D)Average daily shares traded | 44K | 2.4M |
Evenly matched — IDAI and XTLB each lead in 1 of 2 comparable metrics.
Analyst Outlook
Insufficient data to determine a leader in this category.
Analyst Outlook
| Metric | IDAIT Stamp Inc. | XTLBXTL Biopharmaceut… |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | — |
| Price TargetConsensus 12-month target | — | — |
| # AnalystsCovering analysts | — | — |
| Dividend YieldAnnual dividend ÷ price | — | — |
| Dividend StreakConsecutive years of raises | — | — |
| Dividend / ShareAnnual DPS | — | — |
| Buyback YieldShare repurchases ÷ mkt cap | +2.1% | 0.0% |
Insufficient data to determine a leader in this category.
Key Takeaway
XTLB leads in 3 of 6 categories (Valuation Metrics, Profitability & Efficiency). IDAI leads in 1 (Income & Cash Flow). 1 tied.
Best OverallXTL Biopharmaceuticals Ltd. (XTLB)Leads 3 of 6 categories
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IDAI vs XTLB: Frequently Asked Questions
6 questions · data-driven answers · updated daily
01Which is the better long-term investment — IDAI or XTLB?
Over the past 5 years, XTL Biopharmaceuticals Ltd.
(XTLB) delivered a total return of -76. 3%, compared to -99. 1% for T Stamp Inc. (IDAI). Over 10 years, the gap is even starker: IDAI returned +103. 3% versus XTLB's -84. 5%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
02Which is safer — IDAI or XTLB?
By beta (market sensitivity over 5 years), XTL Biopharmaceuticals Ltd.
(XTLB) is the lower-risk stock at 1. 71β versus T Stamp Inc. 's 1. 99β — meaning IDAI is approximately 17% more volatile than XTLB relative to the S&P 500. On balance sheet safety, XTL Biopharmaceuticals Ltd. (XTLB) carries a lower debt/equity ratio of 3% versus 130% for T Stamp Inc. — giving it more financial flexibility in a downturn.
03Which has better profit margins — IDAI or XTLB?
XTL Biopharmaceuticals Ltd.
(XTLB) is the more profitable company, earning -227. 7% net margin versus -344. 1% for T Stamp Inc. — meaning it keeps -227. 7% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: IDAI leads at -303. 9% versus -481. 6% for XTLB. At the gross margin level — before operating expenses — IDAI leads at 65. 4%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
04Which pays a better dividend — IDAI or XTLB?
None of the stocks in this comparison currently pay a material dividend.
All are effectively zero-yield and should be held for capital appreciation rather than income.
05Is IDAI or XTLB better for a retirement portfolio?
For long-horizon retirement investors, XTL Biopharmaceuticals Ltd.
(XTLB) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding. T Stamp Inc. (IDAI) carries a higher beta of 1. 99 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (XTLB: -84. 5%, IDAI: +103. 3%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
06What are the main differences between IDAI and XTLB?
These companies operate in different sectors (IDAI (Technology) and XTLB (Healthcare)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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