LSPD
Lightspeed Commerce Inc.
Software - Application
Market Cap$1.29B
5Y Perf.-58.9%
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Stock Comparison
LSPD vs FOUR
Revenue, margins, valuation, and 5-year total return — side by side.
FOUR
Shift4 Payments, Inc.
Software - Infrastructure
Market Cap$3.93B
5Y Perf.+32.0%
LSPD vs FOUR — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | LSPD | FOUR |
|---|---|---|
| Industry | Software - Application | Software - Infrastructure |
| Market Cap | $1.29B | $3.93B |
| Revenue (TTM) | $1.19B | $3.88B |
| Net Income (TTM) | $-693M | $195M |
| Gross Margin | 39.6% | 32.6% |
| Operating Margin | -58.5% | 8.0% |
| Forward P/E | 20.0x | 8.4x |
| Total Debt | $17M | $2.88B |
| Cash & Equiv. | $558M | $1.21B |
LSPD vs FOUR — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
LSPD
FOUR
| Stock | Jun 20 | May 26 | Return |
|---|---|---|---|
| Lightspeed Commerce… (LSPD) | 100 | 41.1 | -58.9% |
| Shift4 Payments, In… (FOUR) | 100 | 132.0 | +32.0% |
Price return only. Dividends and distributions are not included.
Quick Verdict: LSPD vs FOUR
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: FOUR leads in 5 of 7 categories, making it the strongest pick for growth and revenue expansion and valuation and capital efficiency. Lightspeed Commerce Inc. is the stronger pick specifically for recent price momentum and sentiment. As sector peers, any of these can serve as alternatives in the same allocation.
LSPD
Lightspeed Commerce Inc.
The Defensive Pick
LSPD is the clearest fit if your priority is sleep-well-at-night.
- Lower volatility, beta 1.58, Low D/E 1.0%, current ratio 5.36x
- -3.2% vs FOUR's -48.3%
Best for: sleep-well-at-night
FOUR
Shift4 Payments, Inc.
The Income Pick
FOUR carries the broadest edge in this set and is the clearest fit for income & stability and growth exposure.
- Dividend streak 0 yrs, beta 1.51
- Rev growth 29.9%, EPS growth 111.9%, 3Y rev CAGR 34.5%
- 27.9% 10Y total return vs LSPD's -71.4%
Best for: income & stability and growth exposure
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | FOUR | 29.9% revenue growth vs LSPD's 18.4% |
| Value | FOUR | Lower P/E (8.4x vs 20.0x) |
| Quality / Margins | FOUR | 5.0% margin vs LSPD's -58.0% |
| Stability / Safety | FOUR | Beta 1.51 vs LSPD's 1.58 |
| Dividends | Tie | Neither stock pays a meaningful dividend |
| Momentum (1Y) | LSPD | -3.2% vs FOUR's -48.3% |
| Efficiency (ROA) | FOUR | 2.2% ROA vs LSPD's -41.3%, ROIC 7.6% vs -36.8% |
LSPD vs FOUR — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
FY 2025
FY 2024
LSPD vs FOUR — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLFOURLAGGINGLSPD
LSPDLightspeed Commerce I…
0leads
FOURShift4 Payments, Inc.
3leads
6 Total Categories
CATEGORYLEADERvs LSPDMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
FOUR4/6
Valuation MetricsMultiples, price ratios, and targets
Tied
—
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
FOUR6/9
Total Returns1Y, 3Y, 5Y total returns with dividends
FOUR4/6
Risk & VolatilityBeta, volatility, and downside exposure
Tied
—
Analyst OutlookRatings, price targets, and dividends
—
—
Income & Cash Flow (Last 12 Months)
FOUR leads this category, winning 4 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
FOUR is the larger business by revenue, generating $3.9B annually — 3.2x LSPD's $1.2B. FOUR is the more profitable business, keeping 5.0% of every revenue dollar as net income compared to LSPD's -58.0%. On growth, FOUR holds the edge at +29.4% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | LSPDLightspeed Commer… | FOURShift4 Payments, … |
|---|---|---|
| RevenueTrailing 12 months | $1.2B | $3.9B |
| EBITDAEarnings before interest/tax | -$562M | $691M |
| Net IncomeAfter-tax profit | -$693M | $195M |
| Free Cash FlowCash after capex | $31M | $499M |
| Gross MarginGross profit ÷ Revenue | +39.6% | +32.6% |
| Operating MarginEBIT ÷ Revenue | -58.5% | +8.0% |
| Net MarginNet income ÷ Revenue | -58.0% | +5.0% |
| FCF MarginFCF ÷ Revenue | +2.6% | +12.9% |
| Rev. Growth (YoY)Latest quarter vs prior year | +11.5% | +29.4% |
| EPS Growth (YoY)Latest quarter vs prior year | -41.2% | -76.7% |
FOUR leads this category, winning 4 of 6 comparable metrics.
Valuation Metrics
Evenly matched — LSPD and FOUR each lead in 2 of 4 comparable metrics.
Valuation Metrics
| Metric | LSPDLightspeed Commer… | FOURShift4 Payments, … |
|---|---|---|
| Market CapShares × price | $1.3B | $3.9B |
| Enterprise ValueMkt cap + debt − cash | $752M | $5.6B |
| Trailing P/EPrice ÷ TTM EPS | -2.17x | 14.16x |
| Forward P/EPrice ÷ next-FY EPS est. | 20.04x | 8.41x |
| PEG RatioP/E ÷ EPS growth rate | — | — |
| EV / EBITDAEnterprise value multiple | — | 10.29x |
| Price / SalesMarket cap ÷ Revenue | 1.20x | 1.18x |
| Price / BookPrice ÷ Book value/share | 0.87x | 3.86x |
| Price / FCFMarket cap ÷ FCF | — | 12.64x |
Evenly matched — LSPD and FOUR each lead in 2 of 4 comparable metrics.
Profitability & Efficiency
FOUR leads this category, winning 6 of 9 comparable metrics.
Profitability & Efficiency
FOUR delivers a 8.7% return on equity — every $100 of shareholder capital generates $9 in annual profit, vs $-46 for LSPD. LSPD carries lower financial leverage with a 0.01x debt-to-equity ratio, signaling a more conservative balance sheet compared to FOUR's 2.83x. On the Piotroski fundamental quality scale (0–9), FOUR scores 5/9 vs LSPD's 3/9, reflecting solid financial health.
| Metric | LSPDLightspeed Commer… | FOURShift4 Payments, … |
|---|---|---|
| ROE (TTM)Return on equity | -46.1% | +8.7% |
| ROA (TTM)Return on assets | -41.3% | +2.2% |
| ROICReturn on invested capital | -36.8% | +7.6% |
| ROCEReturn on capital employed | -33.9% | +7.8% |
| Piotroski ScoreFundamental quality 0–9 | 3 | 5 |
| Debt / EquityFinancial leverage | 0.01x | 2.83x |
| Net DebtTotal debt minus cash | -$541M | $1.7B |
| Cash & Equiv.Liquid assets | $558M | $1.2B |
| Total DebtShort + long-term debt | $17M | $2.9B |
| Interest CoverageEBIT ÷ Interest expense | -510.59x | 2.82x |
FOUR leads this category, winning 6 of 9 comparable metrics.
Total Returns (Dividends Reinvested)
FOUR leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in FOUR five years ago would be worth $5,098 today (with dividends reinvested), compared to $1,535 for LSPD. Over the past 12 months, LSPD leads with a -3.2% total return vs FOUR's -48.3%. The 3-year compound annual growth rate (CAGR) favors FOUR at -11.4% vs LSPD's -13.6% — a key indicator of consistent wealth creation.
| Metric | LSPDLightspeed Commer… | FOURShift4 Payments, … |
|---|---|---|
| YTD ReturnYear-to-date | -19.8% | -31.6% |
| 1-Year ReturnPast 12 months | -3.2% | -48.3% |
| 3-Year ReturnCumulative with dividends | -35.4% | -30.4% |
| 5-Year ReturnCumulative with dividends | -84.7% | -49.0% |
| 10-Year ReturnCumulative with dividends | -71.4% | +27.9% |
| CAGR (3Y)Annualised 3-year return | -13.6% | -11.4% |
FOUR leads this category, winning 4 of 6 comparable metrics.
Risk & Volatility
Evenly matched — LSPD and FOUR each lead in 1 of 2 comparable metrics.
Risk & Volatility
FOUR is the less volatile stock with a 1.51 beta — it tends to amplify market swings less than LSPD's 1.58 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. LSPD currently trades 65.7% from its 52-week high vs FOUR's 39.5% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | LSPDLightspeed Commer… | FOURShift4 Payments, … |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.58x | 1.51x |
| 52-Week HighHighest price in past year | $14.34 | $108.50 |
| 52-Week LowLowest price in past year | $8.37 | $39.91 |
| % of 52W HighCurrent price vs 52-week peak | +65.7% | +39.5% |
| RSI (14)Momentum oscillator 0–100 | 52.8 | 37.7 |
| Avg Volume (50D)Average daily shares traded | 833K | 2.2M |
Evenly matched — LSPD and FOUR each lead in 1 of 2 comparable metrics.
Analyst Outlook
Insufficient data to determine a leader in this category.
Analyst Outlook
Wall Street rates LSPD as "Buy" and FOUR as "Buy". Consensus price targets imply 71.0% upside for FOUR (target: $73) vs 30.6% for LSPD (target: $12).
| Metric | LSPDLightspeed Commer… | FOURShift4 Payments, … |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy |
| Price TargetConsensus 12-month target | $12.30 | $73.36 |
| # AnalystsCovering analysts | 15 | 29 |
| Dividend YieldAnnual dividend ÷ price | — | — |
| Dividend StreakConsecutive years of raises | — | 0 |
| Dividend / ShareAnnual DPS | — | — |
| Buyback YieldShare repurchases ÷ mkt cap | +10.2% | +3.7% |
Insufficient data to determine a leader in this category.
Key Takeaway
FOUR leads in 3 of 6 categories — strongest in Income & Cash Flow and Profitability & Efficiency. 2 categories are tied.
Best OverallShift4 Payments, Inc. (FOUR)Leads 3 of 6 categories
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LSPD vs FOUR: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is LSPD or FOUR a better buy right now?
For growth investors, Shift4 Payments, Inc.
(FOUR) is the stronger pick with 29. 9% revenue growth year-over-year, versus 18. 4% for Lightspeed Commerce Inc. (LSPD). Shift4 Payments, Inc. (FOUR) offers the better valuation at 14. 2x trailing P/E (8. 4x forward), making it the more compelling value choice. Analysts rate Lightspeed Commerce Inc. (LSPD) a "Buy" — based on 15 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — LSPD or FOUR?
On forward P/E, Shift4 Payments, Inc.
is actually cheaper at 8. 4x.
03Which is the better long-term investment — LSPD or FOUR?
Over the past 5 years, Shift4 Payments, Inc.
(FOUR) delivered a total return of -49. 0%, compared to -84. 7% for Lightspeed Commerce Inc. (LSPD). Over 10 years, the gap is even starker: FOUR returned +39. 7% versus LSPD's -70. 3%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — LSPD or FOUR?
By beta (market sensitivity over 5 years), Shift4 Payments, Inc.
(FOUR) is the lower-risk stock at 1. 51β versus Lightspeed Commerce Inc. 's 1. 58β — meaning LSPD is approximately 5% more volatile than FOUR relative to the S&P 500. On balance sheet safety, Lightspeed Commerce Inc. (LSPD) carries a lower debt/equity ratio of 1% versus 3% for Shift4 Payments, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — LSPD or FOUR?
By revenue growth (latest reported year), Shift4 Payments, Inc.
(FOUR) is pulling ahead at 29. 9% versus 18. 4% for Lightspeed Commerce Inc. (LSPD). On earnings-per-share growth, the picture is similar: Shift4 Payments, Inc. grew EPS 111. 9% year-over-year, compared to -305. 6% for Lightspeed Commerce Inc.. Over a 3-year CAGR, FOUR leads at 34. 5% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — LSPD or FOUR?
Shift4 Payments, Inc.
(FOUR) is the more profitable company, earning 6. 9% net margin versus -62. 0% for Lightspeed Commerce Inc. — meaning it keeps 6. 9% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: FOUR leads at 7. 4% versus -64. 6% for LSPD. At the gross margin level — before operating expenses — LSPD leads at 41. 8%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is LSPD or FOUR more undervalued right now?
On forward earnings alone, Shift4 Payments, Inc.
(FOUR) trades at 8. 4x forward P/E versus 20. 0x for Lightspeed Commerce Inc. — 11. 6x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for FOUR: 71. 0% to $73. 36.
08Which pays a better dividend — LSPD or FOUR?
None of the stocks in this comparison currently pay a material dividend.
All are effectively zero-yield and should be held for capital appreciation rather than income.
09Is LSPD or FOUR better for a retirement portfolio?
For long-horizon retirement investors, Shift4 Payments, Inc.
(FOUR) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding. Lightspeed Commerce Inc. (LSPD) carries a higher beta of 1. 58 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (FOUR: +39. 7%, LSPD: -70. 3%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between LSPD and FOUR?
Both stocks operate in the Technology sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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