REIT - Mortgage
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SCCG vs GPMT
Revenue, margins, valuation, and 5-year total return — side by side.
REIT - Mortgage
SCCG vs GPMT — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | REIT - Mortgage | REIT - Mortgage |
| Market Cap | $1.15B | $71M |
| Revenue (TTM) | $0.00 | $132M |
| Net Income (TTM) | $2M | $-40M |
| Gross Margin | — | 47.3% |
| Operating Margin | — | -4.3% |
| Forward P/E | 401.2x | — |
| Total Debt | $0.00 | $1.17B |
| Cash & Equiv. | $11M | $66M |
SCCG vs GPMT — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Aug 22 | May 26 | Return |
|---|---|---|---|
| Sachem Capital Corp… (SCCG) | 100 | 96.9 | -3.1% |
| Granite Point Mortg… (GPMT) | 100 | 15.8 | -84.2% |
Price return only. Dividends and distributions are not included.
Quick Verdict: SCCG vs GPMT
Each card shows where this stock fits in a portfolio — not just who wins on paper.
SCCG carries the broadest edge in this set and is the clearest fit for income & stability and long-term compounding.
- Dividend streak 0 yrs, beta 0.09, yield 0.8%
- 25.1% 10Y total return vs GPMT's -50.3%
- Lower volatility, beta 0.09
GPMT is the clearest fit if your priority is growth exposure.
- Rev growth 187.8%, EPS growth 73.7%, 3Y rev CAGR 22.9%
- 187.8% FFO/revenue growth vs SCCG's -100.0%
- Better valuation composite
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 187.8% FFO/revenue growth vs SCCG's -100.0% | |
| Value | Better valuation composite | |
| Stability / Safety | Beta 0.09 vs GPMT's 1.44 | |
| Dividends | 14.5% yield, vs SCCG's 0.8% | |
| Momentum (1Y) | +29.8% vs GPMT's -11.1% | |
| Efficiency (ROA) | 0.4% ROA vs GPMT's -2.3% |
SCCG vs GPMT — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
Evenly matched — SCCG and GPMT each lead in 1 of 2 comparable metrics.
Income & Cash Flow (Last 12 Months)
GPMT and SCCG operate at a comparable scale, with $132M and $0 in trailing revenue. On growth, GPMT holds the edge at +157.8% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $0 | $132M |
| EBITDAEarnings before interest/tax | $22M | -$8M |
| Net IncomeAfter-tax profit | $2M | -$40M |
| Free Cash FlowCash after capex | $3M | $463,000 |
| Gross MarginGross profit ÷ Revenue | — | +47.3% |
| Operating MarginEBIT ÷ Revenue | — | -4.3% |
| Net MarginNet income ÷ Revenue | — | -30.5% |
| FCF MarginFCF ÷ Revenue | — | +0.4% |
| Rev. Growth (YoY)Latest quarter vs prior year | -2.1% | +157.8% |
| EPS Growth (YoY)Latest quarter vs prior year | +103.4% | +40.9% |
Valuation Metrics
GPMT leads this category, winning 3 of 3 comparable metrics.
Valuation Metrics
| Metric | ||
|---|---|---|
| Market CapShares × price | $1.1B | $71M |
| Enterprise ValueMkt cap + debt − cash | $1.1B | $1.2B |
| Trailing P/EPrice ÷ TTM EPS | 601.75x | -1.28x |
| Forward P/EPrice ÷ next-FY EPS est. | 401.17x | — |
| PEG RatioP/E ÷ EPS growth rate | — | — |
| EV / EBITDAEnterprise value multiple | — | 20.69x |
| Price / SalesMarket cap ÷ Revenue | — | 0.49x |
| Price / BookPrice ÷ Book value/share | 6.45x | 0.13x |
| Price / FCFMarket cap ÷ FCF | 459.11x | 26.57x |
Profitability & Efficiency
SCCG leads this category, winning 4 of 5 comparable metrics.
Profitability & Efficiency
SCCG delivers a 1.0% return on equity — every $100 of shareholder capital generates $1 in annual profit, vs $-7 for GPMT. On the Piotroski fundamental quality scale (0–9), GPMT scores 6/9 vs SCCG's 5/9, reflecting solid financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | +1.0% | -7.1% |
| ROA (TTM)Return on assets | +0.4% | -2.3% |
| ROICReturn on invested capital | — | +2.6% |
| ROCEReturn on capital employed | — | +4.6% |
| Piotroski ScoreFundamental quality 0–9 | 5 | 6 |
| Debt / EquityFinancial leverage | — | 2.12x |
| Net DebtTotal debt minus cash | -$11M | $1.1B |
| Cash & Equiv.Liquid assets | $11M | $66M |
| Total DebtShort + long-term debt | $0 | $1.2B |
| Interest CoverageEBIT ÷ Interest expense | — | 0.58x |
Total Returns (Dividends Reinvested)
SCCG leads this category, winning 6 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in SCCG five years ago would be worth $12,510 today (with dividends reinvested), compared to $3,487 for GPMT. Over the past 12 months, SCCG leads with a +29.8% total return vs GPMT's -11.1%. The 3-year compound annual growth rate (CAGR) favors SCCG at 11.1% vs GPMT's -13.7% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | +4.5% | -35.0% |
| 1-Year ReturnPast 12 months | +29.8% | -11.1% |
| 3-Year ReturnCumulative with dividends | +37.3% | -35.8% |
| 5-Year ReturnCumulative with dividends | +25.1% | -65.1% |
| 10-Year ReturnCumulative with dividends | +25.1% | -50.3% |
| CAGR (3Y)Annualised 3-year return | +11.1% | -13.7% |
Risk & Volatility
SCCG leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
SCCG is the less volatile stock with a 0.09 beta — it tends to amplify market swings less than GPMT's 1.44 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. SCCG currently trades 98.0% from its 52-week high vs GPMT's 47.8% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.09x | 1.44x |
| 52-Week HighHighest price in past year | $24.55 | $3.12 |
| 52-Week LowLowest price in past year | $11.58 | $1.24 |
| % of 52W HighCurrent price vs 52-week peak | +98.0% | +47.8% |
| RSI (14)Momentum oscillator 0–100 | 58.1 | 39.0 |
| Avg Volume (50D)Average daily shares traded | 4K | 154K |
Analyst Outlook
GPMT leads this category, winning 1 of 1 comparable metric.
Analyst Outlook
For income investors, GPMT offers the higher dividend yield at 14.54% vs SCCG's 0.84%.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Hold |
| Price TargetConsensus 12-month target | — | $2.50 |
| # AnalystsCovering analysts | — | 12 |
| Dividend YieldAnnual dividend ÷ price | +0.8% | +14.5% |
| Dividend StreakConsecutive years of raises | 0 | 0 |
| Dividend / ShareAnnual DPS | $0.20 | $0.22 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | +8.0% |
SCCG leads in 3 of 6 categories (Profitability & Efficiency, Total Returns). GPMT leads in 2 (Valuation Metrics, Analyst Outlook). 1 tied.
SCCG vs GPMT: Frequently Asked Questions
8 questions · data-driven answers · updated daily
01Is SCCG or GPMT a better buy right now?
For growth investors, Granite Point Mortgage Trust Inc.
(GPMT) is the stronger pick with 187. 8% revenue growth year-over-year, versus -100. 0% for Sachem Capital Corp. 8. 00% Note (SCCG). Sachem Capital Corp. 8. 00% Note (SCCG) offers the better valuation at 601. 8x trailing P/E (401. 2x forward), making it the more compelling value choice. Analysts rate Granite Point Mortgage Trust Inc. (GPMT) a "Hold" — based on 12 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which is the better long-term investment — SCCG or GPMT?
Over the past 5 years, Sachem Capital Corp.
8. 00% Note (SCCG) delivered a total return of +25. 1%, compared to -65. 1% for Granite Point Mortgage Trust Inc. (GPMT). Over 10 years, the gap is even starker: SCCG returned +25. 1% versus GPMT's -50. 3%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
03Which is safer — SCCG or GPMT?
By beta (market sensitivity over 5 years), Sachem Capital Corp.
8. 00% Note (SCCG) is the lower-risk stock at 0. 09β versus Granite Point Mortgage Trust Inc. 's 1. 44β — meaning GPMT is approximately 1436% more volatile than SCCG relative to the S&P 500.
04Which is growing faster — SCCG or GPMT?
By revenue growth (latest reported year), Granite Point Mortgage Trust Inc.
(GPMT) is pulling ahead at 187. 8% versus -100. 0% for Sachem Capital Corp. 8. 00% Note (SCCG). On earnings-per-share growth, the picture is similar: Sachem Capital Corp. 8. 00% Note grew EPS 104. 3% year-over-year, compared to 73. 7% for Granite Point Mortgage Trust Inc.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
05Which has better profit margins — SCCG or GPMT?
Sachem Capital Corp.
8. 00% Note (SCCG) is the more profitable company, earning 0. 0% net margin versus -28. 3% for Granite Point Mortgage Trust Inc. — meaning it keeps 0. 0% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: GPMT leads at 43. 6% versus 0. 0% for SCCG. At the gross margin level — before operating expenses — GPMT leads at 83. 0%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
06Which pays a better dividend — SCCG or GPMT?
All stocks in this comparison pay dividends.
Granite Point Mortgage Trust Inc. (GPMT) offers the highest yield at 14. 5%, versus 0. 8% for Sachem Capital Corp. 8. 00% Note (SCCG).
07Is SCCG or GPMT better for a retirement portfolio?
For long-horizon retirement investors, Sachem Capital Corp.
8. 00% Note (SCCG) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 09), 0. 8% yield). Both have compounded well over 10 years (SCCG: +25. 1%, GPMT: -50. 3%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
08What are the main differences between SCCG and GPMT?
Both stocks operate in the Real Estate sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: SCCG is a small-cap quality compounder stock; GPMT is a small-cap high-growth stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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