8-K Announcements
6May 5, 2026·SEC
Feb 11, 2026·SEC
Jan 5, 2026·SEC
Granite Point Mortgage Trust Inc. (GPMT) fundamental analysis — strengths, weaknesses & financial health based on data analysis
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
Granite Point Mortgage Trust Inc. (GPMT) stock price & volume — 10-year historical chart
Granite Point Mortgage Trust Inc. (GPMT) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Granite Point Mortgage Trust Inc. (GPMT) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q1 2026Latest | Feb 11, 2026 | $0.06vs $0.16+62.5% | $7Mvs $10M-26.9% |
| Q4 2025 | Nov 5, 2025 | $0.40vs $0.15-175.6% | $34Mvs $10M+230.0% |
| Q3 2025 | Aug 5, 2025 | $0.94vs $0.50-86.2% | $37Mvs $9M+296.0% |
| Q2 2025 | May 6, 2025 | $0.57vs $0.73+21.9% | $10Mvs $9M+15.8% |
Granite Point Mortgage Trust Inc. (GPMT) competitors in Commercial mortgage loan REITs — business model, growth, and fundamentals comparison
Granite Point Mortgage Trust Inc. (GPMT) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Granite Point Mortgage Trust Inc. (GPMT) annual income statement — 10-year revenue, gross profit & net income history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 117.84M | 91.61M | 106.81M | 104.93M | 87.53M | 78.26M | -22.67M | -165.53M | 145.28M | 132.94M |
| Revenue Growth % | 93.08% | -22.26% | 16.6% | -1.77% | -16.57% | -10.6% | -128.97% | -630.07% | 187.77% | 252.87% |
| Property Operating Expenses | 10.98M | 16.02M | 0 | 0 | 0 | 0 | 5.31M | 5.35M | 24.66M | 23.42M |
| Net Operating Income (NOI) | 106.86M▲ 0% | 75.58M▼ 29.3% | 106.81M▲ 41.3% | 104.93M▼ 1.8% | 87.53M▼ 16.6% | 78.26M▼ 10.6% | -27.99M▼ 135.8% | -170.88M▼ 510.6% | 120.62M▲ 170.6% | 109.52M▲ 0% |
| NOI Margin % | 90.68% | 82.51% | 100% | 100% | 100% | 100% | 123.43% | 103.23% | 83.03% | 82.38% |
| Operating Expenses | 9.74M | 30.73M | 106.81M | 104.93M | 87.53M | 78.26M | 21.71M | 19.46M | 57.29M | 39.92M |
| G&A Expenses | 9.74M | 12.51M | 29.16M | 29.05M | 21.46M | 20.23M | 0 | 0 | 19.86M | 9.79M |
| EBITDA | 95.76M | 154.6M | 0 | 0 | 0 | 0 | -49.7M | -190.34M | 56.88M | 41.74M |
| EBITDA Margin % | 81.27% | 168.76% | 0% | 0% | 0% | 0% | 219.19% | 114.99% | 39.15% | 31.4% |
| Depreciation & Amortization | 0 | 19K | 266K | 0 | 0 | 0 | 0 | 0 | 0 | 5.32M |
| D&A / Revenue % | 0% | 0.02% | 0.25% | 0% | 0% | 0% | 0% | 0% | 0% | 4% |
| Operating Income | 95.76M▲ 0% | 154.58M▲ 61.4% | 0▼ 100.0% | 0▲ 0% | 0▲ 0% | 0▲ 0% | -49.7M▲ 0% | -190.34M▼ 283.0% | 63.33M▲ 133.3% | 43.17M▲ 0% |
| Operating Margin % | 81.27% | 168.74% | 0% | 0% | 0% | 0% | 219.19% | 114.99% | 43.59% | 32.48% |
| Interest Expense | 42.46M | 91.52M | 136.98M | 112.94M | 105.58M | 126.13M | 181.74M | 149.67M | 97.88M | 4M |
| Interest Coverage | 2.26x | 1.69x | -0.00x | - | - | - | -0.27x | -1.27x | 0.58x | - |
| Non-Operating Income | 0 | -19K | 266K | 0 | 0 | 0 | -49.7M | -190.34M | 6.45M | -5.82M |
| Pretax Income | 53.3M▲ 0% | 63.07M▲ 18.3% | 70.21M▲ 11.3% | -39.85M▼ 156.8% | 68.55M▲ 272.0% | -40.81M▼ 159.5% | -63.1M▼ 54.6% | 207.06M▲ 428.1% | -41M▼ 119.8% | -36.48M▲ 0% |
| Pretax Margin % | 45.23% | 68.85% | 65.73% | -37.98% | 78.31% | -52.14% | 278.32% | -125.09% | -28.22% | -27.45% |
| Income Tax | -4K | -2K | -4K | 593K | 192K | 17K | 95K | 10K | 149K | 78K |
| Effective Tax Rate % | -0.01% | -0% | -0.01% | -1.49% | 0.28% | -0.04% | -0.15% | 0% | -0.36% | -0.21% |
| Net Income | 53.3M▲ 0% | 63.08M▲ 18.3% | 70.21M▲ 11.3% | -40.44M▼ 157.6% | 68.35M▲ 269.0% | -40.83M▼ 159.7% | -63.2M▼ 54.8% | -207.05M▼ 227.6% | -41.15M▲ 80.1% | -40.37M▲ 0% |
| Net Margin % | 45.24% | 68.85% | 65.73% | -38.54% | 78.09% | -52.17% | 278.74% | 125.08% | -28.33% | -30.37% |
| Net Income Growth % | 50.76% | 18.33% | 11.32% | -157.59% | 269.03% | -159.73% | -54.8% | -227.62% | 80.12% | 71.15% |
| Funds From Operations (FFO) | 53.3M▲ 0% | 63.09M▲ 18.4% | 70.48M▲ 11.7% | -40.44M▼ 157.4% | 84.91M▲ 310.0% | -40.83M▼ 148.1% | -59.71M▼ 46.2% | -200.54M▼ 235.9% | -41.15M▲ 79.5% | -13.96M▲ 0% |
| FFO Margin % | 45.24% | 68.87% | 65.98% | -38.54% | 97% | -52.17% | 263.34% | 121.15% | -28.33% | -10.5% |
| FFO Growth % | - | - | 11.71% | - | - | - | - | -235.88% | - | 206.72% |
| FFO per Share | 1.23 | 1.21 | 1.33 | -0.73 | 1.55 | -0.77 | -1.16 | -4.09 | -0.86 | -0.29 |
| FFO Payout Ratio % | 26% | 108.68% | 122.46% | -84.27% | 78.5% | -132.95% | -71.84% | -11.97% | -25.2% | -55.52% |
| EPS (Diluted) | 0.60▲ 0% | 1.21▲ 101.7% | 1.32▲ 9.1% | -0.73▼ 155.3% | 1.23▲ 268.5% | -1.04▼ 184.6% | -1.50▼ 44.2% | -4.41▼ 194.0% | -1.16▲ 73.7% | -0.85▲ 0% |
| EPS Growth % | -26.83% | 101.67% | 9.09% | -155.3% | 268.49% | -184.55% | -44.23% | -194% | 73.7% | 64.94% |
| EPS (Basic) | 0.60 | 1.45 | 1.32 | -0.73 | 1.24 | -1.04 | -1.50 | -4.41 | -1.16 | - |
| Diluted Shares Outstanding | 43.23M | 52.04M | 53.09M | 55.16M | 54.93M | 53.01M | 51.64M | 49.08M | 47.87M | 47.67M |
Granite Point Mortgage Trust Inc. (GPMT) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 2.5B | 3.36B | 4.46B | 4.22B | 3.99B | 3.45B | 2.85B | 2.12B | 1.76B | 1.54B |
| Asset Growth % | 67.1% | 34.52% | 32.69% | -5.41% | -5.48% | -13.4% | -17.58% | -25.71% | -17.02% | -87.26% |
| Real Estate & Other Assets | 2.33B | 3.19B | 0 | 0 | 0 | 32.71M | 51.51M | 94.33M | 1.65B | 0 |
| PP&E (Net) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investment Securities | 1000K | 1000K | 1000K | 0 | 0 | 0 | 0 | 0 | 1000K | 0 |
| Total Current Assets | 118.21M | 114.57M | 104.43M | 273.81M | 202.65M | 3.42B | 2.8B | 2.02B | 87.66M | 50.53M |
| Cash & Equivalents | 107.77M | 91.7M | 80.28M | 261.42M | 191.93M | 133.13M | 188.37M | 87.79M | 65.96M | 43.55M |
| Receivables | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K |
| Other Current Assets | 0 | 122.37M | 0 | 0 | 0 | 20.45M | 23.23M | 35.35M | -1.52B | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 13.3M | 0 |
| Total Liabilities | 1.67B | 2.53B | 3.44B | 3.28B | 2.97B | 2.47B | 1.99B | 1.5B | 1.2B | 998.61M |
| Total Debt | 121.31M | 997.4M | 1.47B | 1.53B | 2.26B | 2.43B | 1.95B | 1.47B | 1.17B | 0 |
| Net Debt | 13.55M | 905.7M | 1.39B | 1.27B | 2.07B | 2.3B | 1.76B | 1.39B | 1.11B | -43.55M |
| Long-Term Debt | 121.31M | 922.4M | 1.43B | 1.53B | 2.26B | 1.75B | 1.08B | 875.09M | 17.55M | 0 |
| Short-Term Borrowings | 56.55M | 0 | 42.01M | 0 | 0 | 677.17M | 875.44M | 597.87M | 1.15B | 0 |
| Capital Lease Obligations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Liabilities | 1.67B | 24.74M | 732.43M | 50.1M | 28.81M | 691.49M | 889.58M | 604.11M | 445.34M | 0 |
| Accounts Payable | 3.12M | 6.39M | 7.29M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Revenue | 197K | 510K | 228K | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | -121.51M | 10.16M | 0 | 0 | 0 | 24.97M | 22.63M | 16.7M | 24.23M | 0 |
| Total Equity | 828.62M▲ 0% | 827.53M▼ 0.1% | 1.02B▲ 23.2% | 933.85M▼ 8.4% | 1.01B▲ 8.5% | 984.67M▼ 2.8% | 859.02M▼ 12.8% | 619.22M▼ 27.9% | 552.81M▼ 10.7% | 543.87M▲ 0% |
| Equity Growth % | 93.61% | -0.13% | 23.15% | -8.37% | 8.5% | -2.81% | -12.76% | -27.92% | -10.72% | -50.73% |
| Shareholders Equity | 828.62M | 827.53M | 1.02B | 933.85M | 1.01B | 984.54M | 858.9M | 619.09M | 552.69M | 543.74M |
| Minority Interest | 0 | 0 | 0 | 0 | 125K | 125K | 125K | 125K | 125K | 125K |
| Common Stock | 432K | 436K | 549K | 552K | 538K | 524K | 506K | 488K | 476K | 479K |
| Additional Paid-in Capital | 829.7M | 836.29M | 1.05B | 1.06B | 1.13B | 1.2B | 1.2B | 1.2B | 1.2B | 0 |
| Retained Earnings | -1.51M | -9M | -29.93M | -125M | -112.77M | -219.38M | -339.74M | -577.3M | -643.15M | 0 |
| Preferred Stock | 1M | 1M | 0 | 0 | 46K | 1.08M | 82K | 82K | 82K | 82K |
| Return on Assets (ROA) | 2.67% | 2.15% | 1.8% | -0.93% | 1.67% | -1.1% | -2.01% | -8.35% | -2.13% | -2.3% |
| Return on Equity (ROE) | 8.48% | 7.62% | 7.6% | -4.14% | 7.02% | -4.09% | -6.86% | -28.01% | -7.02% | -7.14% |
| Debt / Assets | 4.85% | 29.67% | 32.93% | 36.21% | 56.69% | 70.36% | 68.53% | 69.64% | 66.77% | 0% |
| Debt / Equity | 0.15x | 1.21x | 1.44x | 1.64x | 2.23x | 2.47x | 2.27x | 2.38x | 2.12x | 2.12x |
| Net Debt / EBITDA | 0.14x | 5.86x | - | - | - | - | - | - | 19.45x | 19.45x |
| Book Value per Share | 19.17 | 15.90 | 19.20 | 16.93 | 18.45 | 18.57 | 16.63 | 12.62 | 11.55 | 11.41 |
Granite Point Mortgage Trust Inc. (GPMT) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 30.5M | 62.37M | 61.86M | 20.25M | 60.3M | 58.9M | 52.1M | 8.76M | 2.67M | 2.67M |
| Operating CF Growth % | -14.11% | 104.51% | -0.81% | -67.26% | 197.71% | -2.33% | -11.55% | -83.19% | -69.54% | 5493.29% |
| Operating CF / Revenue % | 25.88% | 68.08% | 57.91% | 19.3% | 68.89% | 75.26% | -229.77% | -5.29% | 1.84% | 2.01% |
| Net Income | 53.3M | 63.08M | 70.21M | -40.44M | 68.35M | -40.83M | -63.2M | -207.05M | -41.15M | -40.37M |
| Depreciation & Amortization | 0 | 19K | 266K | 0 | 16.56M | 0 | 3.49M | 6.51M | 0 | 5.16M |
| Stock-Based Compensation | 1.09M | 3.5M | 4.78M | 5.28M | 7.59M | 7.03M | 6.98M | 6.57M | 1.05M | 5.08M |
| Other Non-Cash Items | -3.39M | -9.09M | -8.1M | 61.13M | -36.22M | 90.63M | 104.76M | 204.98M | 44.9M | 27.43M |
| Working Capital Changes | -20.51M | 4.86M | -5.31M | -5.72M | 4.02M | 2.07M | 60K | -2.25M | -2.13M | 3.42M |
| Cash from Investing | -925.68M | -835.32M | -1.03B | 341.62M | 139.77M | 408.63M | 561.43M | 435.24M | 299M | 392.54M |
| Acquisitions (Net) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Purchase of Investments | -1.03B | -1.32B | 0 | 0 | 0 | 0 | 0 | -730K | 0 | -1.34M |
| Sale of Investments | 6.08M | 15.47M | 8.62M | 30.87M | 0 | 0 | 0 | 0 | 0 | 12.87M |
| Other Investing | 100.72M | 468.73M | -1.04B | 310.74M | 139.77M | 408.63M | 561.43M | 438.73M | 299M | 382.74M |
| Cash from Financing | 949.62M | 790.61M | 1.01B | -192.44M | -324.97M | -531.66M | -554.47M | -528.74M | -336.07M | -453.34M |
| Dividends Paid | -13.86M | -68.67M | -86.41M | -34.18M | -66.76M | -65.87M | -57.35M | -38.41M | -24.77M | -22.15M |
| Common Dividends | -13.86M | -68.57M | -86.31M | -34.08M | -66.66M | -54.28M | -42.9M | -24.01M | -10.37M | -7.75M |
| Debt Issuance (Net) | 1000K | 1000K | 1000K | -1000K | -1000K | -1000K | -1000K | -1000K | -1000K | -3M |
| Share Repurchases | 0 | 0 | 0 | 0 | -17.8M | -15.71M | -11.26M | -7.62M | -5.66M | -3.44M |
| Other Financing | 425.69M | -16.12M | 423.48M | -4.96M | -48.78M | 326.99M | -145.47M | -281M | -4.32M | -283.72M |
| Net Change in Cash | 54.44M▲ 0% | 12.71M▼ 76.7% | 36.34M▲ 186.0% | 169.43M▲ 366.2% | -124.9M▼ 173.7% | -64.13M▲ 48.7% | 59.05M▲ 192.1% | -84.75M▼ 243.5% | -34.4M▲ 59.4% | -56.27M▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 56.28M | 110.72M | 123.42M | 159.76M | 329.19M | 204.29M | 140.16M | 199.22M | 114.47M | 80.07M |
| Cash at End | 110.72M | 123.42M | 159.76M | 329.19M | 204.29M | 140.16M | 199.22M | 114.47M | 80.07M | 44.15M |
| Free Cash Flow | 19.44M▲ 0% | 57.42M▲ 195.3% | 61.86M▲ 7.7% | 20.25M▼ 67.3% | 60.3M▲ 197.7% | 58.9M▼ 2.3% | 52.1M▼ 11.5% | 5.99M▼ 88.5% | 2.67M▼ 55.5% | 463K▲ 0% |
| FCF Growth % | -45.24% | 195.33% | 7.74% | -67.26% | 197.71% | -2.33% | -11.55% | -88.5% | -55.47% | 127.64% |
| FCF / Revenue % | 16.5% | 62.68% | 57.91% | 19.3% | 68.89% | 75.26% | -229.77% | -3.62% | 1.84% | 0.35% |
Granite Point Mortgage Trust Inc. (GPMT) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| FFO per Share | 1.23 | 1.21 | 1.33 | -0.73 | 1.55 | -0.77 | -1.16 | -4.09 | -0.86 | -0.29 |
| FFO Payout Ratio | 26% | 108.68% | 122.46% | -84.27% | 78.5% | -132.95% | -71.84% | -11.97% | -25.2% | -55.52% |
| NOI Margin | 90.68% | 82.51% | 100% | 100% | 100% | 100% | 123.43% | 103.23% | 83.03% | 82.38% |
| Net Debt / EBITDA | 0.14x | 5.86x | - | - | - | - | - | - | 19.45x | 19.45x |
| Debt / Assets | 4.85% | 29.67% | 32.93% | 36.21% | 56.69% | 70.36% | 68.53% | 69.64% | 66.77% | 0% |
| Interest Coverage | 2.26x | 1.69x | -0.00x | - | - | - | -0.27x | -1.27x | 0.58x | - |
| Book Value / Share | 19.17 | 15.9 | 19.2 | 16.93 | 18.45 | 18.57 | 16.63 | 12.62 | 11.55 | 11.41 |
| Revenue Growth | 93.08% | -22.26% | 16.6% | -1.77% | -16.57% | -10.6% | -128.97% | -630.07% | 187.77% | 252.87% |
Granite Point Mortgage Trust Inc. (GPMT) SEC filings — annual & quarterly reports (10-K, 10-Q)
May 5, 2026·SEC
Feb 11, 2026·SEC
Jan 5, 2026·SEC
Granite Point Mortgage Trust Inc. (GPMT) stock FAQ — growth, dividends, profitability & financials explained
Granite Point Mortgage Trust Inc. (GPMT) reported $132.9M in revenue for fiscal year 2025. This represents a 1413% increase from $8.8M in 2015.
Granite Point Mortgage Trust Inc. (GPMT) grew revenue by 187.8% over the past year. This is strong growth.
Granite Point Mortgage Trust Inc. (GPMT) reported a net loss of $40.4M for fiscal year 2025.
Yes, Granite Point Mortgage Trust Inc. (GPMT) pays a dividend with a yield of 15.58%. This makes it attractive for income-focused investors.
Granite Point Mortgage Trust Inc. (GPMT) has a return on equity (ROE) of -7.0%. Negative ROE indicates the company is unprofitable.
Granite Point Mortgage Trust Inc. (GPMT) generated Funds From Operations (FFO) of $-14.0M in the trailing twelve months. FFO is the primary profitability metric for REITs.
Granite Point Mortgage Trust Inc. (GPMT) offers a 15.58% dividend yield, which is attractive for income investors. REITs are required to distribute at least 90% of taxable income to shareholders.
Granite Point Mortgage Trust Inc. (GPMT) financial analysis — history, returns, DCA and operating performance tools
Historical returns with dividends reinvested
Dollar cost averaging vs lump sum
Yield, growth, payout safety & DRIP
EPS trends, net income & profitability
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of market, efficiency and balance-sheet ratios
DCF intrinsic value, peer multiples & estimates