SPNT vs GLRE

For growth investors, SiriusPoint Ltd.

(SPNT) is the stronger pick with 22. 6% revenue growth year-over-year, versus 7. 5% for Greenlight Capital Re, Ltd. (GLRE). SiriusPoint Ltd. (SPNT) offers the better valuation at 6. 4x trailing P/E (9. 1x forward), making it the more compelling value choice. Analysts rate Greenlight Capital Re, Ltd. (GLRE) a "Buy" — based on 3 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On trailing P/E, SiriusPoint Ltd.

(SPNT) is the cheapest at 6. 4x versus Greenlight Capital Re, Ltd. at 8. 2x. On forward P/E, Greenlight Capital Re, Ltd. is actually cheaper at 8. 9x — notably different from the trailing picture, reflecting expected earnings growth. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Greenlight Capital Re, Ltd. wins at 0. 11x versus SiriusPoint Ltd. 's 0. 48x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.

Over the past 5 years, SiriusPoint Ltd.

(SPNT) delivered a total return of +125. 1%, compared to +99. 1% for Greenlight Capital Re, Ltd. (GLRE). Over 10 years, the gap is even starker: SPNT returned +114. 8% versus GLRE's -16. 4%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), Greenlight Capital Re, Ltd.

(GLRE) is the lower-risk stock at 0. 40β versus SiriusPoint Ltd. 's 0. 46β — meaning SPNT is approximately 17% more volatile than GLRE relative to the S&P 500. On balance sheet safety, Greenlight Capital Re, Ltd. (GLRE) carries a lower debt/equity ratio of 1% versus 28% for SiriusPoint Ltd. — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), SiriusPoint Ltd.

(SPNT) is pulling ahead at 22. 6% versus 7. 5% for Greenlight Capital Re, Ltd. (GLRE). On earnings-per-share growth, the picture is similar: SiriusPoint Ltd. grew EPS 251. 0% year-over-year, compared to 75. 0% for Greenlight Capital Re, Ltd.. Over a 3-year CAGR, SPNT leads at 13. 9% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

SiriusPoint Ltd.

(SPNT) is the more profitable company, earning 14. 3% net margin versus 10. 7% for Greenlight Capital Re, Ltd. — meaning it keeps 14. 3% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: SPNT leads at 16. 9% versus 11. 2% for GLRE. At the gross margin level — before operating expenses — SPNT leads at 52. 6%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.

By this metric, Greenlight Capital Re, Ltd. (GLRE) is the more undervalued stock at a PEG of 0. 11x versus SiriusPoint Ltd. 's 0. 48x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Greenlight Capital Re, Ltd. (GLRE) trades at 8. 9x forward P/E versus 9. 1x for SiriusPoint Ltd. — 0. 2x cheaper on a one-year earnings basis.

In this comparison, SPNT (0.

6% yield) pays a dividend. GLRE does not pay a meaningful dividend and should not be held primarily for income.

For long-horizon retirement investors, SiriusPoint Ltd.

(SPNT) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 46), 0. 6% yield, +114. 8% 10Y return). Both have compounded well over 10 years (SPNT: +114. 8%, GLRE: -16. 4%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

In terms of investment character: SPNT is a small-cap high-growth stock; GLRE is a small-cap deep-value stock. SPNT pays a dividend while GLRE does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.