TIGR vs IBKR

For growth investors, UP Fintech Holding Ltd.

Sponsored ADR Class A (TIGR) is the stronger pick with 43. 7% revenue growth year-over-year, versus 9. 8% for Interactive Brokers Group, Inc. (IBKR). UP Fintech Holding Ltd. Sponsored ADR Class A (TIGR) offers the better valuation at 17. 9x trailing P/E (6. 8x forward), making it the more compelling value choice. Analysts rate Interactive Brokers Group, Inc. (IBKR) a "Buy" — based on 19 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On trailing P/E, UP Fintech Holding Ltd.

Sponsored ADR Class A (TIGR) is the cheapest at 17. 9x versus Interactive Brokers Group, Inc. at 37. 7x. On forward P/E, UP Fintech Holding Ltd. Sponsored ADR Class A is actually cheaper at 6. 8x.

Over the past 5 years, Interactive Brokers Group, Inc.

(IBKR) delivered a total return of +386. 1%, compared to -62. 3% for UP Fintech Holding Ltd. Sponsored ADR Class A (TIGR). Over 10 years, the gap is even starker: IBKR returned +823. 8% versus TIGR's -39. 9%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), Interactive Brokers Group, Inc.

(IBKR) is the lower-risk stock at 1. 93β versus UP Fintech Holding Ltd. Sponsored ADR Class A's 2. 02β — meaning TIGR is approximately 5% more volatile than IBKR relative to the S&P 500. On balance sheet safety, Interactive Brokers Group, Inc. (IBKR) carries a lower debt/equity ratio of 0% versus 27% for UP Fintech Holding Ltd. Sponsored ADR Class A — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), UP Fintech Holding Ltd.

Sponsored ADR Class A (TIGR) is pulling ahead at 43. 7% versus 9. 8% for Interactive Brokers Group, Inc. (IBKR). On earnings-per-share growth, the picture is similar: UP Fintech Holding Ltd. Sponsored ADR Class A grew EPS 71. 4% year-over-year, compared to 28. 3% for Interactive Brokers Group, Inc.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

UP Fintech Holding Ltd.

Sponsored ADR Class A (TIGR) is the more profitable company, earning 15. 5% net margin versus 9. 6% for Interactive Brokers Group, Inc. — meaning it keeps 15. 5% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: IBKR leads at 86. 0% versus 35. 6% for TIGR. At the gross margin level — before operating expenses — IBKR leads at 89. 8%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

On forward earnings alone, UP Fintech Holding Ltd.

Sponsored ADR Class A (TIGR) trades at 6. 8x forward P/E versus 33. 6x for Interactive Brokers Group, Inc. — 26. 8x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for IBKR: 4. 7% to $87. 67.

In this comparison, IBKR (0.

4% yield) pays a dividend. TIGR does not pay a meaningful dividend and should not be held primarily for income.

For long-horizon retirement investors, Interactive Brokers Group, Inc.

(IBKR) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (+823. 8% 10Y return). UP Fintech Holding Ltd. Sponsored ADR Class A (TIGR) carries a higher beta of 2. 02 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (IBKR: +823. 8%, TIGR: -39. 9%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

In terms of investment character: TIGR is a small-cap high-growth stock; IBKR is a mid-cap quality compounder stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.