TXNM
TXNM Energy, Inc.
Regulated Electric
Market Cap$6.45B
5Y Perf.+45.1%
Compare Stocks
2 / 10Try these comparisons:
Stock Comparison
TXNM vs NWE
Revenue, margins, valuation, and 5-year total return — side by side.
NWE
Northwestern Energy Group Inc
Diversified Utilities
Market Cap$4.45B
5Y Perf.+20.4%
TXNM vs NWE — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | TXNM | NWE |
|---|---|---|
| Industry | Regulated Electric | Diversified Utilities |
| Market Cap | $6.45B | $4.45B |
| Revenue (TTM) | $1.68B | $1.64B |
| Net Income (TTM) | $147M | $168M |
| Gross Margin | 39.6% | 61.9% |
| Operating Margin | 26.5% | 19.2% |
| Forward P/E | 20.1x | 19.3x |
| Total Debt | $3M | $3.29B |
| Cash & Equiv. | $2M | $9M |
TXNM vs NWE — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
TXNM
NWE
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| TXNM Energy, Inc. (TXNM) | 100 | 145.1 | +45.1% |
| Northwestern Energy… (NWE) | 100 | 120.4 | +20.4% |
Price return only. Dividends and distributions are not included.
Quick Verdict: TXNM vs NWE
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: NWE leads in 4 of 7 categories, making it the strongest pick for valuation and capital efficiency and profitability and margin quality. TXNM Energy, Inc. is the stronger pick specifically for growth and revenue expansion and capital preservation and lower volatility. As sector peers, any of these can serve as alternatives in the same allocation.
TXNM
TXNM Energy, Inc.
The Growth Play
TXNM is the clearest fit if your priority is growth exposure and long-term compounding.
- Rev growth 9.9%, EPS growth -39.3%, 3Y rev CAGR -1.3%
- 118.8% 10Y total return vs NWE's 65.7%
- Lower volatility, beta 0.08, Low D/E 0.1%, current ratio 0.19x
Best for: growth exposure and long-term compounding
NWE
Northwestern Energy Group Inc
The Income Pick
NWE carries the broadest edge in this set and is the clearest fit for income & stability and defensive.
- Dividend streak 20 yrs, beta 0.24, yield 3.6%
- Beta 0.24, yield 3.6%, current ratio 0.72x
- Lower P/E (19.3x vs 20.1x)
Best for: income & stability and defensive
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | TXNM | 9.9% revenue growth vs NWE's 6.4% |
| Value | NWE | Lower P/E (19.3x vs 20.1x) |
| Quality / Margins | NWE | 10.2% margin vs TXNM's 8.7% |
| Stability / Safety | TXNM | Beta 0.08 vs NWE's 0.24, lower leverage |
| Dividends | NWE | 3.6% yield, 20-year raise streak, vs TXNM's 3.0% |
| Momentum (1Y) | NWE | +30.2% vs TXNM's +15.0% |
| Efficiency (ROA) | TXNM | 2.1% ROA vs NWE's 2.0%, ROIC 5.6% vs 4.0% |
TXNM vs NWE — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
FY 2025
FY 2025
TXNM vs NWE — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLNWELAGGINGTXNM
TXNMTXNM Energy, Inc.
2leads
NWENorthwestern Energy G…
4leads
6 Total Categories
CATEGORYLEADERvs TXNMMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
NWE5/6
Valuation MetricsMultiples, price ratios, and targets
NWE4/5
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
TXNM6/8
Total Returns1Y, 3Y, 5Y total returns with dividends
NWE4/6
Risk & VolatilityBeta, volatility, and downside exposure
TXNM2/2
Analyst OutlookRatings, price targets, and dividends
NWE2/2
Income & Cash Flow (Last 12 Months)
NWE leads this category, winning 5 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
TXNM and NWE operate at a comparable scale, with $1.7B and $1.6B in trailing revenue. Profitability is closely matched — net margins range from 10.2% (NWE) to 8.7% (TXNM). On growth, NWE holds the edge at +6.6% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | TXNMTXNM Energy, Inc. | NWENorthwestern Ener… |
|---|---|---|
| RevenueTrailing 12 months | $1.7B | $1.6B |
| EBITDAEarnings before interest/tax | $869M | $569M |
| Net IncomeAfter-tax profit | $147M | $168M |
| Free Cash FlowCash after capex | -$384M | -$148M |
| Gross MarginGross profit ÷ Revenue | +39.6% | +61.9% |
| Operating MarginEBIT ÷ Revenue | +26.5% | +19.2% |
| Net MarginNet income ÷ Revenue | +8.7% | +10.2% |
| FCF MarginFCF ÷ Revenue | -22.8% | -9.0% |
| Rev. Growth (YoY)Latest quarter vs prior year | -100.0% | +6.6% |
| EPS Growth (YoY)Latest quarter vs prior year | -68.7% | -17.6% |
NWE leads this category, winning 5 of 6 comparable metrics.
Valuation Metrics
NWE leads this category, winning 4 of 5 comparable metrics.
Valuation Metrics
At 24.6x trailing earnings, NWE trades at a 33% valuation discount to TXNM's 36.6x P/E. On an enterprise value basis, TXNM's 7.4x EV/EBITDA is more attractive than NWE's 13.4x.
| Metric | TXNMTXNM Energy, Inc. | NWENorthwestern Ener… |
|---|---|---|
| Market CapShares × price | $6.5B | $4.5B |
| Enterprise ValueMkt cap + debt − cash | $6.5B | $7.7B |
| Trailing P/EPrice ÷ TTM EPS | 36.56x | 24.63x |
| Forward P/EPrice ÷ next-FY EPS est. | 20.05x | 19.30x |
| PEG RatioP/E ÷ EPS growth rate | — | — |
| EV / EBITDAEnterprise value multiple | 7.44x | 13.44x |
| Price / SalesMarket cap ÷ Revenue | 2.98x | 2.77x |
| Price / BookPrice ÷ Book value/share | 1.62x | 1.54x |
| Price / FCFMarket cap ÷ FCF | — | — |
NWE leads this category, winning 4 of 5 comparable metrics.
Profitability & Efficiency
TXNM leads this category, winning 6 of 8 comparable metrics.
Profitability & Efficiency
NWE delivers a 5.8% return on equity — every $100 of shareholder capital generates $6 in annual profit, vs $4 for TXNM. TXNM carries lower financial leverage with a 0.00x debt-to-equity ratio, signaling a more conservative balance sheet compared to NWE's 1.14x.
| Metric | TXNMTXNM Energy, Inc. | NWENorthwestern Ener… |
|---|---|---|
| ROE (TTM)Return on equity | +4.3% | +5.8% |
| ROA (TTM)Return on assets | +2.1% | +2.0% |
| ROICReturn on invested capital | +5.6% | +4.0% |
| ROCEReturn on capital employed | +6.3% | +4.4% |
| Piotroski ScoreFundamental quality 0–9 | 5 | 5 |
| Debt / EquityFinancial leverage | 0.00x | 1.14x |
| Net DebtTotal debt minus cash | $982,000 | $3.3B |
| Cash & Equiv.Liquid assets | $2M | $9M |
| Total DebtShort + long-term debt | $3M | $3.3B |
| Interest CoverageEBIT ÷ Interest expense | 1.54x | 2.25x |
TXNM leads this category, winning 6 of 8 comparable metrics.
Total Returns (Dividends Reinvested)
NWE leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in TXNM five years ago would be worth $13,395 today (with dividends reinvested), compared to $12,586 for NWE. Over the past 12 months, NWE leads with a +30.2% total return vs TXNM's +15.0%. The 3-year compound annual growth rate (CAGR) favors NWE at 10.4% vs TXNM's 9.5% — a key indicator of consistent wealth creation.
| Metric | TXNMTXNM Energy, Inc. | NWENorthwestern Ener… |
|---|---|---|
| YTD ReturnYear-to-date | +1.7% | +12.9% |
| 1-Year ReturnPast 12 months | +15.0% | +30.2% |
| 3-Year ReturnCumulative with dividends | +31.4% | +34.7% |
| 5-Year ReturnCumulative with dividends | +34.0% | +25.9% |
| 10-Year ReturnCumulative with dividends | +118.8% | +65.7% |
| CAGR (3Y)Annualised 3-year return | +9.5% | +10.4% |
NWE leads this category, winning 4 of 6 comparable metrics.
Risk & Volatility
TXNM leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
TXNM is the less volatile stock with a 0.08 beta — it tends to amplify market swings less than NWE's 0.24 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. TXNM currently trades 99.5% from its 52-week high vs NWE's 96.3% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | TXNMTXNM Energy, Inc. | NWENorthwestern Ener… |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.08x | 0.24x |
| 52-Week HighHighest price in past year | $59.52 | $75.18 |
| 52-Week LowLowest price in past year | $51.59 | $50.46 |
| % of 52W HighCurrent price vs 52-week peak | +99.5% | +96.3% |
| RSI (14)Momentum oscillator 0–100 | 58.8 | 51.8 |
| Avg Volume (50D)Average daily shares traded | 1.2M | 462K |
TXNM leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
NWE leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
Wall Street rates TXNM as "Buy" and NWE as "Hold". Consensus price targets imply -8.4% upside for NWE (target: $66) vs -10.0% for TXNM (target: $53). For income investors, NWE offers the higher dividend yield at 3.63% vs TXNM's 2.96%.
| Metric | TXNMTXNM Energy, Inc. | NWENorthwestern Ener… |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Hold |
| Price TargetConsensus 12-month target | $53.31 | $66.33 |
| # AnalystsCovering analysts | 7 | 18 |
| Dividend YieldAnnual dividend ÷ price | +3.0% | +3.6% |
| Dividend StreakConsecutive years of raises | 7 | 20 |
| Dividend / ShareAnnual DPS | $1.75 | $2.63 |
| Buyback YieldShare repurchases ÷ mkt cap | +0.2% | 0.0% |
NWE leads this category, winning 2 of 2 comparable metrics.
Key Takeaway
NWE leads in 4 of 6 categories (Income & Cash Flow, Valuation Metrics). TXNM leads in 2 (Profitability & Efficiency, Risk & Volatility).
Best OverallNorthwestern Energy Group I… (NWE)Leads 4 of 6 categories
Loading custom metrics...
TXNM vs NWE: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is TXNM or NWE a better buy right now?
For growth investors, TXNM Energy, Inc.
(TXNM) is the stronger pick with 9. 9% revenue growth year-over-year, versus 6. 4% for Northwestern Energy Group Inc (NWE). Northwestern Energy Group Inc (NWE) offers the better valuation at 24. 6x trailing P/E (19. 3x forward), making it the more compelling value choice. Analysts rate TXNM Energy, Inc. (TXNM) a "Buy" — based on 7 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — TXNM or NWE?
On trailing P/E, Northwestern Energy Group Inc (NWE) is the cheapest at 24.
6x versus TXNM Energy, Inc. at 36. 6x. On forward P/E, Northwestern Energy Group Inc is actually cheaper at 19. 3x.
03Which is the better long-term investment — TXNM or NWE?
Over the past 5 years, TXNM Energy, Inc.
(TXNM) delivered a total return of +34. 0%, compared to +25. 9% for Northwestern Energy Group Inc (NWE). Over 10 years, the gap is even starker: TXNM returned +118. 8% versus NWE's +65. 7%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — TXNM or NWE?
By beta (market sensitivity over 5 years), TXNM Energy, Inc.
(TXNM) is the lower-risk stock at 0. 08β versus Northwestern Energy Group Inc's 0. 24β — meaning NWE is approximately 189% more volatile than TXNM relative to the S&P 500. On balance sheet safety, TXNM Energy, Inc. (TXNM) carries a lower debt/equity ratio of 0% versus 114% for Northwestern Energy Group Inc — giving it more financial flexibility in a downturn.
05Which is growing faster — TXNM or NWE?
By revenue growth (latest reported year), TXNM Energy, Inc.
(TXNM) is pulling ahead at 9. 9% versus 6. 4% for Northwestern Energy Group Inc (NWE). On earnings-per-share growth, the picture is similar: Northwestern Energy Group Inc grew EPS -19. 5% year-over-year, compared to -39. 3% for TXNM Energy, Inc.. Over a 3-year CAGR, NWE leads at 2. 9% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — TXNM or NWE?
Northwestern Energy Group Inc (NWE) is the more profitable company, earning 11.
2% net margin versus 7. 0% for TXNM Energy, Inc. — meaning it keeps 11. 2% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: TXNM leads at 20. 4% versus 20. 2% for NWE. At the gross margin level — before operating expenses — NWE leads at 82. 3%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is TXNM or NWE more undervalued right now?
On forward earnings alone, Northwestern Energy Group Inc (NWE) trades at 19.
3x forward P/E versus 20. 1x for TXNM Energy, Inc. — 0. 8x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for NWE: -8. 4% to $66. 33.
08Which pays a better dividend — TXNM or NWE?
All stocks in this comparison pay dividends.
Northwestern Energy Group Inc (NWE) offers the highest yield at 3. 6%, versus 3. 0% for TXNM Energy, Inc. (TXNM).
09Is TXNM or NWE better for a retirement portfolio?
For long-horizon retirement investors, TXNM Energy, Inc.
(TXNM) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 08), 3. 0% yield, +118. 8% 10Y return). Both have compounded well over 10 years (TXNM: +118. 8%, NWE: +65. 7%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between TXNM and NWE?
Both stocks operate in the Utilities sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: TXNM is a small-cap quality compounder stock; NWE is a small-cap income-oriented stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
Find Stocks Like These
Explore pre-built screens for each stock's profile, or build a custom screen to find stocks that outperform both.
Revenue Growth>
%
(TXNM: -100.0% · NWE: 6.6%)Net Margin>
%
(TXNM: 8.7% · NWE: 10.2%)P/E Ratio<
x
(TXNM: 36.6x · NWE: 24.6x)You Might Also Compare
Based on how these companies actually compete and overlap — not just which sector they're filed under.