UCFIW
CN Healthy Food Tech Group Corp.
Financial - Capital Markets
Market Cap—
5Y Perf.+5.0%
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Stock Comparison
UCFIW vs BYFC
Revenue, margins, valuation, and 5-year total return — side by side.
BYFC
Broadway Financial Corporation
Banks - Regional
Market Cap$92M
5Y Perf.-7.7%
UCFIW vs BYFC — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | UCFIW | BYFC |
|---|---|---|
| Industry | Financial - Capital Markets | Banks - Regional |
| Market Cap | — | $92M |
| Revenue (TTM) | $11M | $63M |
| Net Income (TTM) | $4M | $-25M |
| Gross Margin | 66.5% | 51.9% |
| Operating Margin | 48.8% | -38.8% |
| Total Debt | $0.00 | $153M |
| Cash & Equiv. | $41M | $11M |
Quick Verdict: UCFIW vs BYFC
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: UCFIW and BYFC are tied at the top with 2 categories each — the right choice depends on your priorities. Broadway Financial Corporation is the stronger pick specifically for dividend income and shareholder returns and recent price momentum and sentiment. As sector peers, any of these can serve as alternatives in the same allocation.
UCFIW
CN Healthy Food Tech Group Corp.
The Banking Pick
UCFIW carries the broadest edge in this set and is the clearest fit for long-term compounding and sleep-well-at-night.
- 27.8% 10Y total return vs BYFC's -37.6%
- current ratio 1.10x
- Efficiency ratio 0.2% vs BYFC's 0.9% (lower = leaner)
Best for: long-term compounding and sleep-well-at-night
BYFC
Broadway Financial Corporation
The Banking Pick
BYFC is the clearest fit if your priority is bank quality.
- NIM 2.5% vs UCFIW's 0.1%
- 3.5% yield; 2-year raise streak; the other pay no meaningful dividend
- +52.8% vs UCFIW's +27.8%
Best for: bank quality
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Quality / Margins | UCFIW | Efficiency ratio 0.2% vs BYFC's 0.9% (lower = leaner) |
| Dividends | BYFC | 3.5% yield; 2-year raise streak; the other pay no meaningful dividend |
| Momentum (1Y) | BYFC | +52.8% vs UCFIW's +27.8% |
| Efficiency (ROA) | UCFIW | Efficiency ratio 0.2% vs BYFC's 0.9% |
UCFIW vs BYFC — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLUCFIWLAGGINGBYFC
BYFCBroadway Financial Co…
2leads
UCFIWCN Healthy Food Tech …
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6 Total Categories
CATEGORYLEADERvs BYFCMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
UCFIW4/4
Valuation MetricsMultiples, price ratios, and targets
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Profitability & EfficiencyROE, ROIC, leverage, and quality scores
UCFIW7/7
Total Returns1Y, 3Y, 5Y total returns with dividends
BYFC3/5
Risk & VolatilityBeta, volatility, and downside exposure
BYFC1/1
Analyst OutlookRatings, price targets, and dividends
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Income & Cash Flow (Last 12 Months)
UCFIW leads this category, winning 4 of 4 comparable metrics.
Income & Cash Flow (Last 12 Months)
BYFC is the larger business by revenue, generating $63M annually — 5.6x UCFIW's $11M. UCFIW is the more profitable business, keeping 35.2% of every revenue dollar as net income compared to BYFC's -39.3%.
| Metric | UCFIWCN Healthy Food T… | BYFCBroadway Financia… |
|---|---|---|
| RevenueTrailing 12 months | $11M | $63M |
| EBITDAEarnings before interest/tax | — | -$24M |
| Net IncomeAfter-tax profit | — | -$25M |
| Free Cash FlowCash after capex | — | -$13,000 |
| Gross MarginGross profit ÷ Revenue | +66.5% | +51.9% |
| Operating MarginEBIT ÷ Revenue | +48.8% | -38.8% |
| Net MarginNet income ÷ Revenue | +35.2% | -39.3% |
| FCF MarginFCF ÷ Revenue | +3.7% | -0.0% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — |
| EPS Growth (YoY)Latest quarter vs prior year | — | -46.8% |
UCFIW leads this category, winning 4 of 4 comparable metrics.
Valuation Metrics
Insufficient data to determine a leader in this category.
Valuation Metrics
| Metric | UCFIWCN Healthy Food T… | BYFCBroadway Financia… |
|---|---|---|
| Market CapShares × price | — | $92M |
| Enterprise ValueMkt cap + debt − cash | — | $234M |
| Trailing P/EPrice ÷ TTM EPS | — | -3.05x |
| Forward P/EPrice ÷ next-FY EPS est. | — | — |
| PEG RatioP/E ÷ EPS growth rate | — | — |
| EV / EBITDAEnterprise value multiple | — | — |
| Price / SalesMarket cap ÷ Revenue | — | 1.45x |
| Price / BookPrice ÷ Book value/share | — | 0.32x |
| Price / FCFMarket cap ÷ FCF | — | — |
Insufficient data to determine a leader in this category.
Profitability & Efficiency
UCFIW leads this category, winning 7 of 7 comparable metrics.
Profitability & Efficiency
UCFIW delivers a 37.0% return on equity — every $100 of shareholder capital generates $37 in annual profit, vs $-9 for BYFC. On the Piotroski fundamental quality scale (0–9), UCFIW scores 7/9 vs BYFC's 5/9, reflecting strong financial health.
| Metric | UCFIWCN Healthy Food T… | BYFCBroadway Financia… |
|---|---|---|
| ROE (TTM)Return on equity | +37.0% | -9.1% |
| ROA (TTM)Return on assets | +7.9% | -1.9% |
| ROICReturn on invested capital | +38.4% | -3.7% |
| ROCEReturn on capital employed | +51.3% | -5.6% |
| Piotroski ScoreFundamental quality 0–9 | 7 | 5 |
| Debt / EquityFinancial leverage | — | 0.58x |
| Net DebtTotal debt minus cash | -$41M | $142M |
| Cash & Equiv.Liquid assets | $41M | $11M |
| Total DebtShort + long-term debt | $0 | $153M |
| Interest CoverageEBIT ÷ Interest expense | — | -0.87x |
UCFIW leads this category, winning 7 of 7 comparable metrics.
Total Returns (Dividends Reinvested)
BYFC leads this category, winning 3 of 5 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in UCFIW five years ago would be worth $12,784 today (with dividends reinvested), compared to $6,685 for BYFC. Over the past 12 months, BYFC leads with a +52.8% total return vs UCFIW's +27.8%. The 3-year compound annual growth rate (CAGR) favors BYFC at 9.4% vs UCFIW's 8.5% — a key indicator of consistent wealth creation.
| Metric | UCFIWCN Healthy Food T… | BYFCBroadway Financia… |
|---|---|---|
| YTD ReturnYear-to-date | — | +29.3% |
| 1-Year ReturnPast 12 months | +27.8% | +52.8% |
| 3-Year ReturnCumulative with dividends | +27.8% | +30.9% |
| 5-Year ReturnCumulative with dividends | +27.8% | -33.2% |
| 10-Year ReturnCumulative with dividends | +27.8% | -37.6% |
| CAGR (3Y)Annualised 3-year return | +8.5% | +9.4% |
BYFC leads this category, winning 3 of 5 comparable metrics.
Risk & Volatility
BYFC leads this category, winning 1 of 1 comparable metric.
Risk & Volatility
BYFC currently trades 99.8% from its 52-week high vs UCFIW's 56.3% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | UCFIWCN Healthy Food T… | BYFCBroadway Financia… |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | — | 0.02x |
| 52-Week HighHighest price in past year | $0.16 | $9.86 |
| 52-Week LowLowest price in past year | $0.06 | $5.60 |
| % of 52W HighCurrent price vs 52-week peak | +56.3% | +99.8% |
| RSI (14)Momentum oscillator 0–100 | — | 75.4 |
| Avg Volume (50D)Average daily shares traded | 148K | 4K |
BYFC leads this category, winning 1 of 1 comparable metric.
Analyst Outlook
Insufficient data to determine a leader in this category.
Analyst Outlook
BYFC is the only dividend payer here at 3.54% yield — a key consideration for income-focused portfolios.
| Metric | UCFIWCN Healthy Food T… | BYFCBroadway Financia… |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | — |
| Price TargetConsensus 12-month target | — | — |
| # AnalystsCovering analysts | — | — |
| Dividend YieldAnnual dividend ÷ price | — | +3.5% |
| Dividend StreakConsecutive years of raises | — | 2 |
| Dividend / ShareAnnual DPS | — | $0.35 |
| Buyback YieldShare repurchases ÷ mkt cap | — | 0.0% |
Insufficient data to determine a leader in this category.
Key Takeaway
UCFIW leads in 2 of 6 categories (Income & Cash Flow, Profitability & Efficiency). BYFC leads in 2 (Total Returns, Risk & Volatility).
Best OverallCN Healthy Food Tech Group … (UCFIW)Leads 2 of 6 categories
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UCFIW vs BYFC: Frequently Asked Questions
5 questions · data-driven answers · updated daily
01Which is the better long-term investment — UCFIW or BYFC?
Over the past 5 years, CN Healthy Food Tech Group Corp.
(UCFIW) delivered a total return of +27. 8%, compared to -33. 2% for Broadway Financial Corporation (BYFC). Over 10 years, the gap is even starker: UCFIW returned +27. 8% versus BYFC's -37. 6%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
02Which has better profit margins — UCFIW or BYFC?
CN Healthy Food Tech Group Corp.
(UCFIW) is the more profitable company, earning 35. 2% net margin versus -39. 3% for Broadway Financial Corporation — meaning it keeps 35. 2% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: UCFIW leads at 48. 8% versus -38. 8% for BYFC. At the gross margin level — before operating expenses — UCFIW leads at 66. 5%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
03Which pays a better dividend — UCFIW or BYFC?
In this comparison, BYFC (3.
5% yield) pays a dividend. UCFIW does not pay a meaningful dividend and should not be held primarily for income.
04Is UCFIW or BYFC better for a retirement portfolio?
For long-horizon retirement investors, Broadway Financial Corporation (BYFC) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.
02), 3. 5% yield). Both have compounded well over 10 years (BYFC: -37. 6%, UCFIW: +27. 8%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
05What are the main differences between UCFIW and BYFC?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: UCFIW is a small-cap quality compounder stock; BYFC is a small-cap income-oriented stock. BYFC pays a dividend while UCFIW does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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