Software - Application
Compare Stocks
5 / 10Stock Comparison
AGYS vs PAR vs TOST vs REZI vs IQST
Revenue, margins, valuation, and 5-year total return — side by side.
Software - Application
Software - Infrastructure
Security & Protection Services
Telecommunications Services
AGYS vs PAR vs TOST vs REZI vs IQST — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | |||||
|---|---|---|---|---|---|
| Industry | Software - Application | Software - Application | Software - Infrastructure | Security & Protection Services | Telecommunications Services |
| Market Cap | $2.05B | $617M | $17.02B | $6.04B | $7M |
| Revenue (TTM) | $311M | $476M | $6.45B | $7.47B | $332M |
| Net Income (TTM) | $30M | $-76M | $412M | $-527M | $-8M |
| Gross Margin | 60.9% | 40.1% | 26.2% | 29.4% | 2.7% |
| Operating Margin | 10.6% | -13.5% | 5.6% | 8.1% | -0.6% |
| Forward P/E | 44.3x | 28.3x | 23.7x | 13.1x | — |
| Total Debt | $47M | $402M | $40M | $3.17B | $8M |
| Cash & Equiv. | $73M | $80M | $1.35B | $661M | $3M |
AGYS vs PAR vs TOST vs REZI vs IQST — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Sep 21 | May 26 | Return |
|---|---|---|---|
| Agilysys, Inc. (AGYS) | 100 | 139.3 | +39.3% |
| PAR Technology Corp… (PAR) | 100 | 24.3 | -75.7% |
| Toast, Inc. (TOST) | 100 | 58.8 | -41.2% |
| Resideo Technologie… (REZI) | 100 | 162.4 | +62.4% |
| iQSTEL Inc. (IQST) | 100 | 3.7 | -96.3% |
Price return only. Dividends and distributions are not included.
Quick Verdict: AGYS vs PAR vs TOST vs REZI vs IQST
Each card shows where this stock fits in a portfolio — not just who wins on paper.
AGYS is the #2 pick in this set and the best alternative if income & stability and long-term compounding is your priority.
- Dividend streak 0 yrs, beta 0.87
- 5.7% 10Y total return vs REZI's 38.9%
- Lower volatility, beta 0.87, Low D/E 17.7%, current ratio 1.11x
- 9.8% margin vs PAR's -16.0%
Among these 5 stocks, PAR doesn't own a clear edge in any measured category.
TOST ranks third and is worth considering specifically for growth exposure and defensive.
- Rev growth 24.1%, EPS growth 16.4%, 3Y rev CAGR 31.1%
- Beta 1.44, current ratio 2.75x
- 13.8% ROA vs IQST's -15.1%, ROIC 30.8% vs -5.0%
REZI carries the broadest edge in this set and is the clearest fit for value and dividends.
- Better valuation composite
- 0.6% yield; 2-year raise streak; the other 4 pay no meaningful dividend
- +111.6% vs IQST's -80.8%
IQST is the clearest fit if your priority is growth.
- 96.0% revenue growth vs REZI's 10.5%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 96.0% revenue growth vs REZI's 10.5% | |
| Value | Better valuation composite | |
| Quality / Margins | 9.8% margin vs PAR's -16.0% | |
| Stability / Safety | Beta 0.87 vs REZI's 2.27, lower leverage | |
| Dividends | 0.6% yield; 2-year raise streak; the other 4 pay no meaningful dividend | |
| Momentum (1Y) | +111.6% vs IQST's -80.8% | |
| Efficiency (ROA) | 13.8% ROA vs IQST's -15.1%, ROIC 30.8% vs -5.0% |
AGYS vs PAR vs TOST vs REZI vs IQST — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
AGYS vs PAR vs TOST vs REZI vs IQST — Financial Metrics
Side-by-side numbers across 5 stocks — who leads on profitability, valuation, growth, and risk.
Who Leads Where
REZI leads in 2 of 6 categories
AGYS leads 1 • TOST leads 1 • PAR leads 0 • IQST leads 0 • 2 tied
Explore the data ↓Income & Cash Flow (Last 12 Months)
AGYS leads this category, winning 4 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
REZI is the larger business by revenue, generating $7.5B annually — 24.1x AGYS's $311M. AGYS is the more profitable business, keeping 9.8% of every revenue dollar as net income compared to PAR's -16.0%. On growth, IQST holds the edge at +89.6% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | |||||
|---|---|---|---|---|---|
| RevenueTrailing 12 months | $311M | $476M | $6.4B | $7.5B | $332M |
| EBITDAEarnings before interest/tax | $43M | -$27M | $409M | $802M | -$1M |
| Net IncomeAfter-tax profit | $30M | -$76M | $412M | -$527M | -$8M |
| Free Cash FlowCash after capex | $59M | -$29M | $654M | -$1.3B | -$3M |
| Gross MarginGross profit ÷ Revenue | +60.9% | +40.1% | +26.2% | +29.4% | +2.7% |
| Operating MarginEBIT ÷ Revenue | +10.6% | -13.5% | +5.6% | +8.1% | -0.6% |
| Net MarginNet income ÷ Revenue | +9.8% | -16.0% | +6.4% | -7.1% | -2.5% |
| FCF MarginFCF ÷ Revenue | +19.1% | -6.0% | +10.1% | -16.8% | -1.0% |
| Rev. Growth (YoY)Latest quarter vs prior year | +15.6% | +19.4% | +21.9% | +2.0% | +89.6% |
| EPS Growth (YoY)Latest quarter vs prior year | +150.0% | +36.1% | +127.5% | +11.4% | — |
Valuation Metrics
Evenly matched — REZI and IQST each lead in 2 of 6 comparable metrics.
Valuation Metrics
At 52.4x trailing earnings, TOST trades at a 41% valuation discount to AGYS's 88.9x P/E. On an enterprise value basis, REZI's 10.7x EV/EBITDA is more attractive than AGYS's 66.1x.
| Metric | |||||
|---|---|---|---|---|---|
| Market CapShares × price | $2.0B | $617M | $17.0B | $6.0B | $7M |
| Enterprise ValueMkt cap + debt − cash | $2.0B | $940M | $15.7B | $8.5B | $12M |
| Trailing P/EPrice ÷ TTM EPS | 88.94x | -7.16x | 52.43x | -10.68x | -41.64x |
| Forward P/EPrice ÷ next-FY EPS est. | 44.33x | 28.32x | 23.69x | 13.07x | — |
| PEG RatioP/E ÷ EPS growth rate | — | — | — | — | — |
| EV / EBITDAEnterprise value multiple | 66.14x | — | 42.22x | 10.65x | — |
| Price / SalesMarket cap ÷ Revenue | 7.43x | 1.36x | 2.77x | 0.81x | 0.02x |
| Price / BookPrice ÷ Book value/share | 7.75x | 0.73x | 8.39x | 2.06x | 20.98x |
| Price / FCFMarket cap ÷ FCF | 39.15x | — | 27.99x | — | — |
Profitability & Efficiency
TOST leads this category, winning 7 of 9 comparable metrics.
Profitability & Efficiency
TOST delivers a 20.7% return on equity — every $100 of shareholder capital generates $21 in annual profit, vs $-60 for IQST. TOST carries lower financial leverage with a 0.02x debt-to-equity ratio, signaling a more conservative balance sheet compared to REZI's 1.09x. On the Piotroski fundamental quality scale (0–9), TOST scores 7/9 vs IQST's 1/9, reflecting strong financial health.
| Metric | |||||
|---|---|---|---|---|---|
| ROE (TTM)Return on equity | +9.7% | -9.1% | +20.7% | -18.1% | -59.6% |
| ROA (TTM)Return on assets | +6.4% | -5.5% | +13.8% | -6.2% | -15.1% |
| ROICReturn on invested capital | +9.5% | -4.2% | +30.8% | +9.0% | -5.0% |
| ROCEReturn on capital employed | +7.7% | -5.1% | +15.9% | +9.3% | -7.1% |
| Piotroski ScoreFundamental quality 0–9 | 4 | 2 | 7 | 4 | 1 |
| Debt / EquityFinancial leverage | 0.18x | 0.49x | 0.02x | 1.09x | 0.68x |
| Net DebtTotal debt minus cash | -$26M | $323M | -$1.3B | $2.5B | $6M |
| Cash & Equiv.Liquid assets | $73M | $80M | $1.4B | $661M | $3M |
| Total DebtShort + long-term debt | $47M | $402M | $40M | $3.2B | $8M |
| Interest CoverageEBIT ÷ Interest expense | 55.21x | -21.71x | — | -2.36x | -0.39x |
Total Returns (Dividends Reinvested)
REZI leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in AGYS five years ago would be worth $13,985 today (with dividends reinvested), compared to $294 for IQST. Over the past 12 months, REZI leads with a +111.6% total return vs IQST's -80.8%. The 3-year compound annual growth rate (CAGR) favors REZI at 34.9% vs IQST's -46.2% — a key indicator of consistent wealth creation.
| Metric | |||||
|---|---|---|---|---|---|
| YTD ReturnYear-to-date | -36.9% | -58.1% | -13.7% | +14.5% | -55.1% |
| 1-Year ReturnPast 12 months | -7.0% | -75.6% | -17.4% | +111.6% | -80.8% |
| 3-Year ReturnCumulative with dividends | -4.2% | -49.2% | +51.7% | +145.5% | -84.4% |
| 5-Year ReturnCumulative with dividends | +39.8% | -80.9% | -53.0% | +33.0% | -97.1% |
| 10-Year ReturnCumulative with dividends | +571.5% | +167.3% | -53.0% | +38.9% | -99.3% |
| CAGR (3Y)Annualised 3-year return | -1.4% | -20.2% | +14.9% | +34.9% | -46.2% |
Risk & Volatility
Evenly matched — AGYS and REZI each lead in 1 of 2 comparable metrics.
Risk & Volatility
AGYS is the less volatile stock with a 0.87 beta — it tends to amplify market swings less than REZI's 2.27 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. REZI currently trades 88.9% from its 52-week high vs IQST's 7.2% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | |||||
|---|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.87x | 1.54x | 1.44x | 2.27x | 1.34x |
| 52-Week HighHighest price in past year | $145.25 | $72.15 | $49.66 | $45.29 | $19.00 |
| 52-Week LowLowest price in past year | $61.50 | $11.59 | $24.35 | $18.88 | $1.28 |
| % of 52W HighCurrent price vs 52-week peak | +50.2% | +20.7% | +59.1% | +88.9% | +7.2% |
| RSI (14)Momentum oscillator 0–100 | 50.7 | 47.3 | 50.5 | 61.4 | 42.9 |
| Avg Volume (50D)Average daily shares traded | 277K | 1.9M | 9.9M | 1.1M | 358K |
Analyst Outlook
REZI leads this category, winning 1 of 1 comparable metric.
Analyst Outlook
Analyst consensus: AGYS as "Buy", PAR as "Buy", TOST as "Buy", REZI as "Buy", IQST as "Buy". Consensus price targets imply 67.0% upside for PAR (target: $25) vs -0.7% for REZI (target: $40). REZI is the only dividend payer here at 0.58% yield — a key consideration for income-focused portfolios.
| Metric | |||||
|---|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy | Buy | Buy | Buy |
| Price TargetConsensus 12-month target | $105.00 | $25.00 | $39.76 | $40.00 | — |
| # AnalystsCovering analysts | 8 | 11 | 29 | 7 | 1 |
| Dividend YieldAnnual dividend ÷ price | — | — | — | +0.6% | — |
| Dividend StreakConsecutive years of raises | 0 | 1 | — | 2 | — |
| Dividend / ShareAnnual DPS | — | — | — | $0.23 | — |
| Buyback YieldShare repurchases ÷ mkt cap | +0.1% | +1.1% | +0.6% | 0.0% | 0.0% |
REZI leads in 2 of 6 categories (Total Returns, Analyst Outlook). AGYS leads in 1 (Income & Cash Flow). 2 tied.
AGYS vs PAR vs TOST vs REZI vs IQST: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is AGYS or PAR or TOST or REZI or IQST a better buy right now?
For growth investors, iQSTEL Inc.
(IQST) is the stronger pick with 96. 0% revenue growth year-over-year, versus 10. 5% for Resideo Technologies, Inc. (REZI). Toast, Inc. (TOST) offers the better valuation at 52. 4x trailing P/E (23. 7x forward), making it the more compelling value choice. Analysts rate Agilysys, Inc. (AGYS) a "Buy" — based on 8 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — AGYS or PAR or TOST or REZI or IQST?
On trailing P/E, Toast, Inc.
(TOST) is the cheapest at 52. 4x versus Agilysys, Inc. at 88. 9x. On forward P/E, Resideo Technologies, Inc. is actually cheaper at 13. 1x — notably different from the trailing picture, reflecting expected earnings growth.
03Which is the better long-term investment — AGYS or PAR or TOST or REZI or IQST?
Over the past 5 years, Agilysys, Inc.
(AGYS) delivered a total return of +39. 8%, compared to -97. 1% for iQSTEL Inc. (IQST). Over 10 years, the gap is even starker: AGYS returned +571. 5% versus IQST's -99. 3%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — AGYS or PAR or TOST or REZI or IQST?
By beta (market sensitivity over 5 years), Agilysys, Inc.
(AGYS) is the lower-risk stock at 0. 87β versus Resideo Technologies, Inc. 's 2. 27β — meaning REZI is approximately 162% more volatile than AGYS relative to the S&P 500. On balance sheet safety, Toast, Inc. (TOST) carries a lower debt/equity ratio of 2% versus 109% for Resideo Technologies, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — AGYS or PAR or TOST or REZI or IQST?
By revenue growth (latest reported year), iQSTEL Inc.
(IQST) is pulling ahead at 96. 0% versus 10. 5% for Resideo Technologies, Inc. (REZI). On earnings-per-share growth, the picture is similar: Toast, Inc. grew EPS 1639% year-over-year, compared to -1392. 9% for PAR Technology Corporation. Over a 3-year CAGR, IQST leads at 63. 6% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — AGYS or PAR or TOST or REZI or IQST?
Agilysys, Inc.
(AGYS) is the more profitable company, earning 8. 4% net margin versus -18. 5% for PAR Technology Corporation — meaning it keeps 8. 4% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: AGYS leads at 8. 2% versus -14. 0% for PAR. At the gross margin level — before operating expenses — AGYS leads at 62. 4%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is AGYS or PAR or TOST or REZI or IQST more undervalued right now?
On forward earnings alone, Resideo Technologies, Inc.
(REZI) trades at 13. 1x forward P/E versus 44. 3x for Agilysys, Inc. — 31. 3x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for PAR: 67. 0% to $25. 00.
08Which pays a better dividend — AGYS or PAR or TOST or REZI or IQST?
In this comparison, REZI (0.
6% yield) pays a dividend. AGYS, PAR, TOST, IQST do not pay a meaningful dividend and should not be held primarily for income.
09Is AGYS or PAR or TOST or REZI or IQST better for a retirement portfolio?
For long-horizon retirement investors, Agilysys, Inc.
(AGYS) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 87), +571. 5% 10Y return). Both have compounded well over 10 years (AGYS: +571. 5%, TOST: -53. 0%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between AGYS and PAR and TOST and REZI and IQST?
These companies operate in different sectors (AGYS (Technology) and PAR (Technology) and TOST (Technology) and REZI (Industrials) and IQST (Communication Services)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: AGYS is a small-cap high-growth stock; PAR is a small-cap high-growth stock; TOST is a mid-cap high-growth stock; REZI is a small-cap quality compounder stock; IQST is a small-cap high-growth stock. REZI pays a dividend while AGYS, PAR, TOST, IQST do not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
Find Stocks Like These
Explore pre-built screens for each stock's profile, or build a custom screen to find stocks that outperform all of them.
You Might Also Compare
Based on how these companies actually compete and overlap — not just which sector they're filed under.