AIG vs ALL

For growth investors, The Allstate Corporation (ALL) is the stronger pick with 4.

6% revenue growth year-over-year, versus -1. 8% for American International Group, Inc. (AIG). The Allstate Corporation (ALL) offers the better valuation at 5. 7x trailing P/E (8. 1x forward), making it the more compelling value choice. Analysts rate The Allstate Corporation (ALL) a "Buy" — based on 44 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On trailing P/E, The Allstate Corporation (ALL) is the cheapest at 5.

7x versus American International Group, Inc. at 14. 5x. On forward P/E, The Allstate Corporation is actually cheaper at 8. 1x.

Over the past 5 years, The Allstate Corporation (ALL) delivered a total return of +85.

7%, compared to +75. 7% for American International Group, Inc. (AIG). Over 10 years, the gap is even starker: ALL returned +262. 4% versus AIG's +68. 3%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), The Allstate Corporation (ALL) is the lower-risk stock at 0.

12β versus American International Group, Inc. 's 0. 40β — meaning AIG is approximately 247% more volatile than ALL relative to the S&P 500. On balance sheet safety, American International Group, Inc. (AIG) carries a lower debt/equity ratio of 22% versus 24% for The Allstate Corporation — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), The Allstate Corporation (ALL) is pulling ahead at 4.

6% versus -1. 8% for American International Group, Inc. (AIG). On earnings-per-share growth, the picture is similar: The Allstate Corporation grew EPS 124. 8% year-over-year, compared to 62. 1% for American International Group, Inc.. Over a 3-year CAGR, ALL leads at 9. 5% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

The Allstate Corporation (ALL) is the more profitable company, earning 15.

5% net margin versus 11. 6% for American International Group, Inc. — meaning it keeps 15. 5% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: ALL leads at 19. 8% versus 14. 5% for AIG. At the gross margin level — before operating expenses — AIG leads at 34. 5%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

On forward earnings alone, The Allstate Corporation (ALL) trades at 8.

1x forward P/E versus 10. 0x for American International Group, Inc. — 2. 0x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for ALL: 11. 8% to $244. 38.

All stocks in this comparison pay dividends.

American International Group, Inc. (AIG) offers the highest yield at 2. 2%, versus 1. 8% for The Allstate Corporation (ALL).

For long-horizon retirement investors, The Allstate Corporation (ALL) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.

12), 1. 8% yield, +262. 4% 10Y return). Both have compounded well over 10 years (ALL: +262. 4%, AIG: +68. 3%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.