AIV vs UDR

For growth investors, UDR, Inc.

(UDR) is the stronger pick with 2. 4% revenue growth year-over-year, versus -100. 0% for Apartment Investment and Management Company (AIV). Apartment Investment and Management Company (AIV) offers the better valuation at 1. 1x trailing P/E, making it the more compelling value choice. Analysts rate UDR, Inc. (UDR) a "Buy" — based on 38 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On trailing P/E, Apartment Investment and Management Company (AIV) is the cheapest at 1.

1x versus UDR, Inc. at 32. 7x.

Over the past 5 years, Apartment Investment and Management Company (AIV) delivered a total return of +29.

2%, compared to +0. 2% for UDR, Inc. (UDR). Over 10 years, the gap is even starker: AIV returned +86. 9% versus UDR's +41. 5%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), UDR, Inc.

(UDR) is the lower-risk stock at 0. 39β versus Apartment Investment and Management Company's 0. 69β — meaning AIV is approximately 77% more volatile than UDR relative to the S&P 500.

By revenue growth (latest reported year), UDR, Inc.

(UDR) is pulling ahead at 2. 4% versus -100. 0% for Apartment Investment and Management Company (AIV). On earnings-per-share growth, the picture is similar: Apartment Investment and Management Company grew EPS 623. 0% year-over-year, compared to 334. 6% for UDR, Inc.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

Apartment Investment and Management Company (AIV) is the more profitable company, earning 287.

7% net margin versus 22. 1% for UDR, Inc. — meaning it keeps 287. 7% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: AIV leads at 66. 3% versus 18. 8% for UDR. At the gross margin level — before operating expenses — AIV leads at 55. 2%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

Analyst consensus price targets imply the most upside for AIV: 135.

3% to $10. 00.

All stocks in this comparison pay dividends.

Apartment Investment and Management Company (AIV) offers the highest yield at 69. 3%, versus 4. 6% for UDR, Inc. (UDR).

For long-horizon retirement investors, UDR, Inc.

(UDR) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 39), 4. 6% yield). Both have compounded well over 10 years (UDR: +41. 5%, AIV: +86. 9%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

Both stocks operate in the Real Estate sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

In terms of investment character: AIV is a small-cap deep-value stock; UDR is a mid-cap income-oriented stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.