Medical - Care Facilities
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ASTH vs UNH
Revenue, margins, valuation, and 5-year total return — side by side.
Medical - Healthcare Plans
ASTH vs UNH — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Medical - Care Facilities | Medical - Healthcare Plans |
| Market Cap | $1.96B | $333.37B |
| Revenue (TTM) | $3.18B | $449.71B |
| Net Income (TTM) | $22M | $12.04B |
| Gross Margin | 9.7% | 18.8% |
| Operating Margin | 2.5% | 4.2% |
| Forward P/E | 28.5x | 20.1x |
| Total Debt | $1.08B | $78.39B |
| Cash & Equiv. | $429M | $24.36B |
ASTH vs UNH — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| Astrana Health, Inc. (ASTH) | 100 | 186.6 | +86.6% |
| UnitedHealth Group … (UNH) | 100 | 120.5 | +20.5% |
Price return only. Dividends and distributions are not included.
Quick Verdict: ASTH vs UNH
Each card shows where this stock fits in a portfolio — not just who wins on paper.
ASTH is the clearest fit if your priority is growth exposure and long-term compounding.
- Rev growth 56.4%, EPS growth -48.9%, 3Y rev CAGR 40.6%
- 6.0% 10Y total return vs UNH's 220.3%
- 56.4% revenue growth vs UNH's 11.8%
UNH carries the broadest edge in this set and is the clearest fit for income & stability and sleep-well-at-night.
- Dividend streak 25 yrs, beta 0.59, yield 2.4%
- Lower volatility, beta 0.59, Low D/E 77.1%, current ratio 0.79x
- Beta 0.59, yield 2.4%, current ratio 0.79x
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 56.4% revenue growth vs UNH's 11.8% | |
| Value | Lower P/E (20.1x vs 28.5x) | |
| Quality / Margins | 2.7% margin vs ASTH's 0.7% | |
| Stability / Safety | Beta 0.59 vs ASTH's 1.11, lower leverage | |
| Dividends | 2.4% yield, 25-year raise streak, vs ASTH's 0.5% | |
| Momentum (1Y) | +10.0% vs UNH's -4.7% | |
| Efficiency (ROA) | 3.9% ROA vs ASTH's 1.2%, ROIC 9.2% vs 6.2% |
ASTH vs UNH — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
ASTH vs UNH — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
UNH leads this category, winning 4 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
UNH is the larger business by revenue, generating $449.7B annually — 141.3x ASTH's $3.2B. Profitability is closely matched — net margins range from 2.7% (UNH) to 0.7% (ASTH). On growth, ASTH holds the edge at +42.9% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $3.2B | $449.7B |
| EBITDAEarnings before interest/tax | $124M | $23.2B |
| Net IncomeAfter-tax profit | $22M | $12.0B |
| Free Cash FlowCash after capex | $108M | $19.7B |
| Gross MarginGross profit ÷ Revenue | +9.7% | +18.8% |
| Operating MarginEBIT ÷ Revenue | +2.5% | +4.2% |
| Net MarginNet income ÷ Revenue | +0.7% | +2.7% |
| FCF MarginFCF ÷ Revenue | +3.4% | +4.4% |
| Rev. Growth (YoY)Latest quarter vs prior year | +42.9% | +2.0% |
| EPS Growth (YoY)Latest quarter vs prior year | +185.7% | +0.7% |
Valuation Metrics
Evenly matched — ASTH and UNH each lead in 3 of 6 comparable metrics.
Valuation Metrics
At 27.8x trailing earnings, UNH trades at a 64% valuation discount to ASTH's 76.6x P/E. On an enterprise value basis, UNH's 16.6x EV/EBITDA is more attractive than ASTH's 21.0x.
| Metric | ||
|---|---|---|
| Market CapShares × price | $2.0B | $333.4B |
| Enterprise ValueMkt cap + debt − cash | $2.6B | $387.4B |
| Trailing P/EPrice ÷ TTM EPS | 76.63x | 27.76x |
| Forward P/EPrice ÷ next-FY EPS est. | 28.45x | 20.06x |
| PEG RatioP/E ÷ EPS growth rate | — | — |
| EV / EBITDAEnterprise value multiple | 21.02x | 16.61x |
| Price / SalesMarket cap ÷ Revenue | 0.62x | 0.74x |
| Price / BookPrice ÷ Book value/share | 3.12x | 3.29x |
| Price / FCFMarket cap ÷ FCF | 18.79x | 20.74x |
Profitability & Efficiency
UNH leads this category, winning 7 of 9 comparable metrics.
Profitability & Efficiency
UNH delivers a 11.5% return on equity — every $100 of shareholder capital generates $12 in annual profit, vs $4 for ASTH. UNH carries lower financial leverage with a 0.77x debt-to-equity ratio, signaling a more conservative balance sheet compared to ASTH's 1.93x. On the Piotroski fundamental quality scale (0–9), UNH scores 6/9 vs ASTH's 3/9, reflecting solid financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | +4.1% | +11.5% |
| ROA (TTM)Return on assets | +1.2% | +3.9% |
| ROICReturn on invested capital | +6.2% | +9.2% |
| ROCEReturn on capital employed | +6.1% | +9.7% |
| Piotroski ScoreFundamental quality 0–9 | 3 | 6 |
| Debt / EquityFinancial leverage | 1.93x | 0.77x |
| Net DebtTotal debt minus cash | $649M | $54.0B |
| Cash & Equiv.Liquid assets | $429M | $24.4B |
| Total DebtShort + long-term debt | $1.1B | $78.4B |
| Interest CoverageEBIT ÷ Interest expense | 1.66x | 4.71x |
Total Returns (Dividends Reinvested)
ASTH leads this category, winning 6 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in ASTH five years ago would be worth $10,937 today (with dividends reinvested), compared to $9,746 for UNH. Over the past 12 months, ASTH leads with a +10.0% total return vs UNH's -4.7%. The 3-year compound annual growth rate (CAGR) favors ASTH at 0.3% vs UNH's -7.3% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | +39.8% | +9.8% |
| 1-Year ReturnPast 12 months | +10.0% | -4.7% |
| 3-Year ReturnCumulative with dividends | +0.8% | -20.4% |
| 5-Year ReturnCumulative with dividends | +9.4% | -2.5% |
| 10-Year ReturnCumulative with dividends | +598.0% | +220.3% |
| CAGR (3Y)Annualised 3-year return | +0.3% | -7.3% |
Risk & Volatility
Evenly matched — ASTH and UNH each lead in 1 of 2 comparable metrics.
Risk & Volatility
UNH is the less volatile stock with a 0.59 beta — it tends to amplify market swings less than ASTH's 1.11 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. ASTH currently trades 98.3% from its 52-week high vs UNH's 90.7% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.11x | 0.59x |
| 52-Week HighHighest price in past year | $35.86 | $404.72 |
| 52-Week LowLowest price in past year | $18.08 | $234.60 |
| % of 52W HighCurrent price vs 52-week peak | +98.3% | +90.7% |
| RSI (14)Momentum oscillator 0–100 | 76.6 | 74.5 |
| Avg Volume (50D)Average daily shares traded | 474K | 8.1M |
Analyst Outlook
UNH leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
Wall Street rates ASTH as "Buy" and UNH as "Buy". Consensus price targets imply 4.9% upside for UNH (target: $385) vs -3.0% for ASTH (target: $34). For income investors, UNH offers the higher dividend yield at 2.37% vs ASTH's 0.45%.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy |
| Price TargetConsensus 12-month target | $34.20 | $385.43 |
| # AnalystsCovering analysts | 9 | 52 |
| Dividend YieldAnnual dividend ÷ price | +0.5% | +2.4% |
| Dividend StreakConsecutive years of raises | 1 | 25 |
| Dividend / ShareAnnual DPS | $0.16 | $8.70 |
| Buyback YieldShare repurchases ÷ mkt cap | +0.8% | +1.7% |
UNH leads in 3 of 6 categories (Income & Cash Flow, Profitability & Efficiency). ASTH leads in 1 (Total Returns). 2 tied.
ASTH vs UNH: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is ASTH or UNH a better buy right now?
For growth investors, Astrana Health, Inc.
(ASTH) is the stronger pick with 56. 4% revenue growth year-over-year, versus 11. 8% for UnitedHealth Group Incorporated (UNH). UnitedHealth Group Incorporated (UNH) offers the better valuation at 27. 8x trailing P/E (20. 1x forward), making it the more compelling value choice. Analysts rate Astrana Health, Inc. (ASTH) a "Buy" — based on 9 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — ASTH or UNH?
On trailing P/E, UnitedHealth Group Incorporated (UNH) is the cheapest at 27.
8x versus Astrana Health, Inc. at 76. 6x. On forward P/E, UnitedHealth Group Incorporated is actually cheaper at 20. 1x.
03Which is the better long-term investment — ASTH or UNH?
Over the past 5 years, Astrana Health, Inc.
(ASTH) delivered a total return of +9. 4%, compared to -2. 5% for UnitedHealth Group Incorporated (UNH). Over 10 years, the gap is even starker: ASTH returned +598. 0% versus UNH's +220. 3%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — ASTH or UNH?
By beta (market sensitivity over 5 years), UnitedHealth Group Incorporated (UNH) is the lower-risk stock at 0.
59β versus Astrana Health, Inc. 's 1. 11β — meaning ASTH is approximately 89% more volatile than UNH relative to the S&P 500. On balance sheet safety, UnitedHealth Group Incorporated (UNH) carries a lower debt/equity ratio of 77% versus 193% for Astrana Health, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — ASTH or UNH?
By revenue growth (latest reported year), Astrana Health, Inc.
(ASTH) is pulling ahead at 56. 4% versus 11. 8% for UnitedHealth Group Incorporated (UNH). On earnings-per-share growth, the picture is similar: UnitedHealth Group Incorporated grew EPS -14. 7% year-over-year, compared to -48. 9% for Astrana Health, Inc.. Over a 3-year CAGR, ASTH leads at 40. 6% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — ASTH or UNH?
UnitedHealth Group Incorporated (UNH) is the more profitable company, earning 2.
7% net margin versus 0. 7% for Astrana Health, Inc. — meaning it keeps 2. 7% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: UNH leads at 4. 2% versus 2. 5% for ASTH. At the gross margin level — before operating expenses — UNH leads at 18. 5%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is ASTH or UNH more undervalued right now?
On forward earnings alone, UnitedHealth Group Incorporated (UNH) trades at 20.
1x forward P/E versus 28. 5x for Astrana Health, Inc. — 8. 4x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for UNH: 4. 9% to $385. 43.
08Which pays a better dividend — ASTH or UNH?
All stocks in this comparison pay dividends.
UnitedHealth Group Incorporated (UNH) offers the highest yield at 2. 4%, versus 0. 5% for Astrana Health, Inc. (ASTH).
09Is ASTH or UNH better for a retirement portfolio?
For long-horizon retirement investors, UnitedHealth Group Incorporated (UNH) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.
59), 2. 4% yield, +220. 3% 10Y return). Both have compounded well over 10 years (UNH: +220. 3%, ASTH: +598. 0%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between ASTH and UNH?
Both stocks operate in the Healthcare sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: ASTH is a small-cap high-growth stock; UNH is a large-cap quality compounder stock. UNH pays a dividend while ASTH does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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