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BK vs JPM
Revenue, margins, valuation, and 5-year total return — side by side.
Banks - Diversified
BK vs JPM — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Asset Management | Banks - Diversified |
| Market Cap | $91.09B | $834.20B |
| Revenue (TTM) | $39.55B | $270.79B |
| Net Income (TTM) | $5.24B | $58.03B |
| Gross Margin | 46.0% | 58.6% |
| Operating Margin | 14.8% | 27.7% |
| Forward P/E | 15.1x | 13.9x |
| Total Debt | $45.44B | $751.15B |
| Cash & Equiv. | $101.94B | $469.32B |
BK vs JPM — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| The Bank of New Yor… (BK) | 100 | 359.5 | +259.5% |
| JPMorgan Chase & Co. (JPM) | 100 | 321.9 | +221.9% |
Price return only. Dividends and distributions are not included.
Quick Verdict: BK vs JPM
Each card shows where this stock fits in a portfolio — not just who wins on paper.
BK is the clearest fit if your priority is income & stability and growth exposure.
- Dividend streak 14 yrs, beta 0.83, yield 1.4%
- Rev growth 17.1%, EPS growth 49.1%
- Lower volatility, beta 0.83, current ratio 0.65x
JPM carries the broadest edge in this set and is the clearest fit for long-term compounding and valuation efficiency.
- 466.1% 10Y total return vs BK's 271.1%
- PEG 1.07 vs BK's 2.93
- NIM 2.3% vs BK's 1.0%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 17.1% NII/revenue growth vs JPM's 14.6% | |
| Value | Lower P/E (13.9x vs 15.1x), PEG 1.07 vs 2.93 | |
| Quality / Margins | Efficiency ratio 0.3% vs BK's 0.3% (lower = leaner) | |
| Stability / Safety | Beta 0.83 vs JPM's 1.00, lower leverage | |
| Dividends | 1.7% yield, 14-year raise streak, vs BK's 1.4% | |
| Momentum (1Y) | +63.6% vs JPM's +24.8% | |
| Efficiency (ROA) | Efficiency ratio 0.3% vs BK's 0.3% |
BK vs JPM — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
BK vs JPM — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
JPM leads this category, winning 3 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
JPM is the larger business by revenue, generating $270.8B annually — 6.8x BK's $39.6B. JPM is the more profitable business, keeping 21.6% of every revenue dollar as net income compared to BK's 11.5%.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $39.6B | $270.8B |
| EBITDAEarnings before interest/tax | $8.4B | $81.3B |
| Net IncomeAfter-tax profit | $5.2B | $58.0B |
| Free Cash FlowCash after capex | $1.6B | -$119.7B |
| Gross MarginGross profit ÷ Revenue | +46.0% | +58.6% |
| Operating MarginEBIT ÷ Revenue | +14.8% | +27.7% |
| Net MarginNet income ÷ Revenue | +11.5% | +21.6% |
| FCF MarginFCF ÷ Revenue | -2.0% | -15.5% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — |
| EPS Growth (YoY)Latest quarter vs prior year | +25.3% | +16.0% |
Valuation Metrics
Evenly matched — BK and JPM each lead in 3 of 6 comparable metrics.
Valuation Metrics
At 15.7x trailing earnings, JPM trades at a 31% valuation discount to BK's 22.8x P/E. Adjusting for growth (PEG ratio), JPM offers better value at 1.21x vs BK's 4.42x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | ||
|---|---|---|
| Market CapShares × price | $91.1B | $834.2B |
| Enterprise ValueMkt cap + debt − cash | $34.6B | $1.12T |
| Trailing P/EPrice ÷ TTM EPS | 22.82x | 15.67x |
| Forward P/EPrice ÷ next-FY EPS est. | 15.11x | 13.93x |
| PEG RatioP/E ÷ EPS growth rate | 4.42x | 1.21x |
| EV / EBITDAEnterprise value multiple | 4.52x | 13.44x |
| Price / SalesMarket cap ÷ Revenue | 2.30x | 3.08x |
| Price / BookPrice ÷ Book value/share | 2.37x | 2.58x |
| Price / FCFMarket cap ÷ FCF | — | — |
Profitability & Efficiency
JPM leads this category, winning 5 of 9 comparable metrics.
Profitability & Efficiency
JPM delivers a 16.1% return on equity — every $100 of shareholder capital generates $16 in annual profit, vs $12 for BK. BK carries lower financial leverage with a 1.09x debt-to-equity ratio, signaling a more conservative balance sheet compared to JPM's 2.18x. On the Piotroski fundamental quality scale (0–9), BK scores 6/9 vs JPM's 5/9, reflecting solid financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | +11.8% | +16.1% |
| ROA (TTM)Return on assets | +1.2% | +1.3% |
| ROICReturn on invested capital | +5.0% | +5.4% |
| ROCEReturn on capital employed | +6.5% | +8.2% |
| Piotroski ScoreFundamental quality 0–9 | 6 | 5 |
| Debt / EquityFinancial leverage | 1.09x | 2.18x |
| Net DebtTotal debt minus cash | -$56.5B | $281.8B |
| Cash & Equiv.Liquid assets | $101.9B | $469.3B |
| Total DebtShort + long-term debt | $45.4B | $751.1B |
| Interest CoverageEBIT ÷ Interest expense | 0.32x | 0.74x |
Total Returns (Dividends Reinvested)
BK leads this category, winning 5 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in BK five years ago would be worth $27,382 today (with dividends reinvested), compared to $21,108 for JPM. Over the past 12 months, BK leads with a +63.6% total return vs JPM's +24.8%. The 3-year compound annual growth rate (CAGR) favors BK at 49.7% vs JPM's 33.4% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | +14.0% | -4.0% |
| 1-Year ReturnPast 12 months | +63.6% | +24.8% |
| 3-Year ReturnCumulative with dividends | +235.3% | +137.4% |
| 5-Year ReturnCumulative with dividends | +173.8% | +111.1% |
| 10-Year ReturnCumulative with dividends | +271.1% | +466.1% |
| CAGR (3Y)Annualised 3-year return | +49.7% | +33.4% |
Risk & Volatility
BK leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
BK is the less volatile stock with a 0.83 beta — it tends to amplify market swings less than JPM's 1.00 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. BK currently trades 95.1% from its 52-week high vs JPM's 91.7% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.83x | 1.00x |
| 52-Week HighHighest price in past year | $139.15 | $337.25 |
| 52-Week LowLowest price in past year | $81.12 | $248.83 |
| % of 52W HighCurrent price vs 52-week peak | +95.1% | +91.7% |
| RSI (14)Momentum oscillator 0–100 | 56.1 | 51.3 |
| Avg Volume (50D)Average daily shares traded | 3.3M | 8.5M |
Analyst Outlook
JPM leads this category, winning 1 of 1 comparable metric.
Analyst Outlook
Wall Street rates BK as "Buy" and JPM as "Buy". Consensus price targets imply 9.5% upside for JPM (target: $339) vs 5.7% for BK (target: $140). For income investors, JPM offers the higher dividend yield at 1.66% vs BK's 1.36%.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy |
| Price TargetConsensus 12-month target | $139.86 | $338.78 |
| # AnalystsCovering analysts | 35 | 61 |
| Dividend YieldAnnual dividend ÷ price | +1.4% | +1.7% |
| Dividend StreakConsecutive years of raises | 14 | 14 |
| Dividend / ShareAnnual DPS | $1.80 | $5.13 |
| Buyback YieldShare repurchases ÷ mkt cap | +3.4% | +3.4% |
JPM leads in 3 of 6 categories (Income & Cash Flow, Profitability & Efficiency). BK leads in 2 (Total Returns, Risk & Volatility). 1 tied.
BK vs JPM: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is BK or JPM a better buy right now?
For growth investors, The Bank of New York Mellon Corporation (BK) is the stronger pick with 17.
1% revenue growth year-over-year, versus 14. 6% for JPMorgan Chase & Co. (JPM). JPMorgan Chase & Co. (JPM) offers the better valuation at 15. 7x trailing P/E (13. 9x forward), making it the more compelling value choice. Analysts rate The Bank of New York Mellon Corporation (BK) a "Buy" — based on 35 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — BK or JPM?
On trailing P/E, JPMorgan Chase & Co.
(JPM) is the cheapest at 15. 7x versus The Bank of New York Mellon Corporation at 22. 8x. On forward P/E, JPMorgan Chase & Co. is actually cheaper at 13. 9x. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: JPMorgan Chase & Co. wins at 1. 07x versus The Bank of New York Mellon Corporation's 2. 93x — a reasonable growth-adjusted valuation.
03Which is the better long-term investment — BK or JPM?
Over the past 5 years, The Bank of New York Mellon Corporation (BK) delivered a total return of +173.
8%, compared to +111. 1% for JPMorgan Chase & Co. (JPM). Over 10 years, the gap is even starker: JPM returned +466. 1% versus BK's +271. 1%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — BK or JPM?
By beta (market sensitivity over 5 years), The Bank of New York Mellon Corporation (BK) is the lower-risk stock at 0.
83β versus JPMorgan Chase & Co. 's 1. 00β — meaning JPM is approximately 22% more volatile than BK relative to the S&P 500. On balance sheet safety, The Bank of New York Mellon Corporation (BK) carries a lower debt/equity ratio of 109% versus 2% for JPMorgan Chase & Co. — giving it more financial flexibility in a downturn.
05Which is growing faster — BK or JPM?
By revenue growth (latest reported year), The Bank of New York Mellon Corporation (BK) is pulling ahead at 17.
1% versus 14. 6% for JPMorgan Chase & Co. (JPM). On earnings-per-share growth, the picture is similar: The Bank of New York Mellon Corporation grew EPS 49. 1% year-over-year, compared to 21. 7% for JPMorgan Chase & Co.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — BK or JPM?
JPMorgan Chase & Co.
(JPM) is the more profitable company, earning 21. 6% net margin versus 11. 5% for The Bank of New York Mellon Corporation — meaning it keeps 21. 6% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: JPM leads at 27. 7% versus 14. 8% for BK. At the gross margin level — before operating expenses — JPM leads at 58. 6%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is BK or JPM more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.
By this metric, JPMorgan Chase & Co. (JPM) is the more undervalued stock at a PEG of 1. 07x versus The Bank of New York Mellon Corporation's 2. 93x. A PEG below 1. 5 suggests fair-to-attractive pricing relative to expected growth. On forward earnings alone, JPMorgan Chase & Co. (JPM) trades at 13. 9x forward P/E versus 15. 1x for The Bank of New York Mellon Corporation — 1. 2x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for JPM: 9. 5% to $338. 78.
08Which pays a better dividend — BK or JPM?
All stocks in this comparison pay dividends.
JPMorgan Chase & Co. (JPM) offers the highest yield at 1. 7%, versus 1. 4% for The Bank of New York Mellon Corporation (BK).
09Is BK or JPM better for a retirement portfolio?
For long-horizon retirement investors, The Bank of New York Mellon Corporation (BK) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.
83), 1. 4% yield, +271. 1% 10Y return). Both have compounded well over 10 years (BK: +271. 1%, JPM: +466. 1%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between BK and JPM?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: BK is a mid-cap high-growth stock; JPM is a large-cap deep-value stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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