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BYNO
PSFE logo
PSFE
EVTC logo
EVTC
NXTT logo
NXTT
FIS logo
FIS
JPM logo
JPM
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Stock Comparison

BYNO vs PSFE vs EVTC vs NXTT vs FIS vs JPM

Revenue, margins, valuation, and 5-year total return — side by side.

Live fundamentals10-year financials5-year price chart
BYNO
byNordic Acquisition Corporation

Shell Companies

Financial ServicesNASDAQ • SE
Market Cap$43M
5Y Perf.+26.9%
PSFE
Paysafe Limited

Information Technology Services

TechnologyNYSE • GB
Market Cap$367M
5Y Perf.-68.0%
EVTC
EVERTEC, Inc.

Software - Infrastructure

TechnologyNYSE • US
Market Cap$1.62B
5Y Perf.-37.2%
NXTT
Next Technology Holding Inc.

Software - Application

TechnologyNASDAQ • CN
Market Cap$16K
5Y Perf.-100.0%
FIS
Fidelity National Information Services, Inc.

Information Technology Services

TechnologyNYSE • US
Market Cap$20.26B
5Y Perf.-57.9%
JPM
JPMorgan Chase & Co.

Banks - Diversified

Financial ServicesNYSE • US
Market Cap$896.00B
5Y Perf.+159.5%

BYNO vs PSFE vs EVTC vs NXTT vs FIS vs JPM — Key Financials

Market cap, revenue, margins, and valuation side-by-side.

Company Snapshot
BYNO logoBYNO
PSFE logoPSFE
EVTC logoEVTC
NXTT logoNXTT
FIS logoFIS
JPM logoJPM
IndustryShell CompaniesInformation Technology ServicesSoftware - InfrastructureSoftware - ApplicationInformation Technology ServicesBanks - Diversified
Market Cap$43M$367M$1.62B$16K$20.26B$896.00B
Revenue (TTM)$1M$1.74B$951M$12M$11.66B$280.33B
Net Income (TTM)$-740K$-199M$133M$-156M$2.67B$57.05B
Gross Margin50.0%48.4%46.4%15.2%37.6%60.0%
Operating Margin24.0%5.5%19.1%-7.2%17.9%25.9%
Forward P/E79.1x3.3x6.7x0.0x6.2x14.4x
Total Debt$6M$2.66B$1.13B$2M$4.01B$942.38B
Cash & Equiv.$273K$1.35B$306M$6M$599M$343.34B

BYNO vs PSFE vs EVTC vs NXTT vs FIS vs JPMLong-Term Stock Performance

Price return indexed to 100 at period start. Dividends excluded.

BYNO
PSFE
EVTC
NXTT
FIS
JPM
StockJul 22Jun 26Return
byNordic Acquisitio… (BYNO)100126.9+26.9%
Paysafe Limited (PSFE)10032.0-68.0%
EVERTEC, Inc. (EVTC)10062.8-37.2%
Next Technology Hol… (NXTT)1000.0-100.0%
Fidelity National I… (FIS)10042.1-57.9%
JPMorgan Chase & Co. (JPM)100259.5+159.5%

Price return only. Dividends and distributions are not included.

Quick Verdict: BYNO vs PSFE vs EVTC vs NXTT vs FIS vs JPM

Each card shows where this stock fits in a portfolio — not just who wins on paper.

Bottom line: FIS leads in 3 of 7 categories (6-stock set), making it the strongest pick for profitability and margin quality and dividend income and shareholder returns. Next Technology Holding Inc. is the stronger pick specifically for growth and revenue expansion and valuation and capital efficiency. BYNO and JPM also each lead in at least one category. This set spans 2 sectors — these stocks serve different portfolio roles, not just different price points.
🥇FIS emerged as the overall leader. Track its performance:
BYNO
byNordic Acquisition Corporation
The Banking Pick

BYNO ranks third and is worth considering specifically for stability.

  • Beta 0.11 vs PSFE's 2.44
Best for: stability
PSFE
Paysafe Limited
The Value Angle

Among these 6 stocks, PSFE doesn't own a clear edge in any measured category.

Best for: technology exposure
EVTC
EVERTEC, Inc.
The Growth Play

EVTC is the clearest fit if your priority is growth exposure.

  • Rev growth 10.2%, EPS growth 27.2%, 3Y rev CAGR 14.6%
Best for: growth exposure
NXTT
Next Technology Holding Inc.
The Growth Leader

NXTT is the #2 pick in this set and the best alternative if growth and value is your priority.

  • 5.5% revenue growth vs BYNO's -79.9%
  • Lower P/E (0.0x vs 14.4x)
Best for: growth and value
FIS
Fidelity National Information Services, Inc.
The Income Pick

FIS carries the broadest edge in this set and is the clearest fit for income & stability and sleep-well-at-night.

  • Dividend streak 1 yrs, beta 0.61, yield 4.2%
  • Lower volatility, beta 0.61, Low D/E 28.9%, current ratio 0.59x
  • PEG 0.26 vs JPM's 0.81
  • Beta 0.61, yield 4.2%, current ratio 0.59x
Best for: income & stability and sleep-well-at-night
JPM
JPMorgan Chase & Co.
The Banking Pick

JPM is the clearest fit if your priority is long-term compounding.

  • 465.8% 10Y total return vs EVTC's 81.2%
  • +21.8% vs NXTT's -99.3%
Best for: long-term compounding
See the full category breakdown
CategoryWinnerWhy
GrowthNXTT logoNXTT5.5% revenue growth vs BYNO's -79.9%
ValueNXTT logoNXTTLower P/E (0.0x vs 14.4x)
Quality / MarginsFIS logoFIS22.9% margin vs NXTT's -12.9%
Stability / SafetyBYNO logoBYNOBeta 0.11 vs PSFE's 2.44
DividendsFIS logoFIS4.2% yield, 1-year raise streak, vs JPM's 1.9%, (3 stocks pay no dividend)
Momentum (1Y)JPM logoJPM+21.8% vs NXTT's -99.3%
Efficiency (ROA)FIS logoFIS7.5% ROA vs NXTT's -26.2%, ROIC 6.0% vs -22.5%

BYNO vs PSFE vs EVTC vs NXTT vs FIS vs JPM — Revenue Breakdown by Segment

How each company's revenue is distributed across its business units

Discover the Fintech Stocks Theme

These companies are key players in the Fintech Stocks ecosystem. See how they stack up against the rest of the sector.

Explore Theme
BYNObyNordic Acquisition Corporation

Segment breakdown not available.

PSFEPaysafe Limited
FY 2025
Merchant Solutions
52.6%$905M
Digital Wallet Segments
47.4%$815M
EVTCEVERTEC, Inc.
FY 2023
Payment Processing
62.8%$53M
Software Sale And Developments
20.3%$17M
Transaction Processing And Monitoring Fees
17.0%$14M
NXTTNext Technology Holding Inc.
FY 2025
Software Development
100.0%$12M
FISFidelity National Information Services, Inc.
FY 2025
Banking Solutions
69.5%$7.3B
Capital Market Solutions
30.5%$3.2B
JPMJPMorgan Chase & Co.
FY 2025
Commercial And Investment Bank
43.0%$78.5B
Consumer & Community Banking
41.7%$76.0B
Asset and Wealth Management Segment
13.2%$24.1B
Segment Reporting, Reconciling Item, Corporate Nonsegment
3.9%$7.0B
Segment Reconciling Items
-1.7%$-3,134,000,000

BYNO vs PSFE vs EVTC vs NXTT vs FIS vs JPM — Financial Metrics

Side-by-side numbers across 6 stocks — who leads on profitability, valuation, growth, and risk.

BEST OVERALLBYNOLAGGINGNXTT

Income & Cash Flow (Last 12 Months)

FIS leads this category, winning 3 of 6 comparable metrics.

JPM is the larger business by revenue, generating $280.3B annually — 207142.8x BYNO's $1M. FIS is the more profitable business, keeping 22.9% of every revenue dollar as net income compared to NXTT's -12.9%. On growth, FIS holds the edge at +30.1% YoY revenue growth, suggesting stronger near-term business momentum.

MetricBYNO logoBYNObyNordic Acquisit…PSFE logoPSFEPaysafe LimitedEVTC logoEVTCEVERTEC, Inc.NXTT logoNXTTNext Technology H…FIS logoFISFidelity National…JPM logoJPMJPMorgan Chase & …
RevenueTrailing 12 months$1M$1.7B$951M$12M$11.7B$280.3B
EBITDAEarnings before interest/tax-$1M$373M$316M-$86M$4.1B$81.4B
Net IncomeAfter-tax profit-$739,762-$199M$133M-$156M$2.7B$57.0B
Free Cash FlowCash after capex-$3M$174M$165M$145M$2.8B$100.9B
Gross MarginGross profit ÷ Revenue+50.0%+48.4%+46.4%+15.2%+37.6%+60.0%
Operating MarginEBIT ÷ Revenue+24.0%+5.5%+19.1%-7.2%+17.9%+25.9%
Net MarginNet income ÷ Revenue-54.7%-11.4%+13.9%-12.9%+22.9%+20.4%
FCF MarginFCF ÷ Revenue-2.1%+10.0%+17.4%+12.0%+23.9%+36.0%
Rev. Growth (YoY)Latest quarter vs prior year+10.4%+8.4%+30.1%
EPS Growth (YoY)Latest quarter vs prior year-32.2%-115.2%-24.0%-3.1%+30.6%+16.0%
FIS leads this category, winning 3 of 6 comparable metrics.

Valuation Metrics

PSFE leads this category, winning 4 of 7 comparable metrics.

At 0.0x trailing earnings, NXTT trades at a 100% valuation discount to BYNO's 79.1x P/E. Adjusting for growth (PEG ratio), JPM offers better value at 0.90x vs FIS's 2.14x — a lower PEG means you pay less per unit of expected earnings growth.

MetricBYNO logoBYNObyNordic Acquisit…PSFE logoPSFEPaysafe LimitedEVTC logoEVTCEVERTEC, Inc.NXTT logoNXTTNext Technology H…FIS logoFISFidelity National…JPM logoJPMJPMorgan Chase & …
Market CapShares × price$43M$367M$1.6B$16,069$20.3B$896.0B
Enterprise ValueMkt cap + debt − cash$49M$1.7B$2.4B-$4M$23.7B$1.50T
Trailing P/EPrice ÷ TTM EPS79.06x-2.26x11.95x0.00x52.27x16.00x
Forward P/EPrice ÷ next-FY EPS est.3.27x6.71x6.24x14.40x
PEG RatioP/E ÷ EPS growth rate1.33x0.00x2.14x0.90x
EV / EBITDAEnterprise value multiple4.24x7.92x6.50x18.36x
Price / SalesMarket cap ÷ Revenue0.22x1.74x0.00x1.90x3.20x
Price / BookPrice ÷ Book value/share0.63x2.37x0.00x1.46x2.47x
Price / FCFMarket cap ÷ FCF1.64x11.95x7.21x8.88x
PSFE leads this category, winning 4 of 7 comparable metrics.

Profitability & Efficiency

EVTC leads this category, winning 4 of 9 comparable metrics.

EVTC delivers a 18.7% return on equity — every $100 of shareholder capital generates $19 in annual profit, vs $-30 for NXTT. NXTT carries lower financial leverage with a 0.00x debt-to-equity ratio, signaling a more conservative balance sheet compared to PSFE's 4.06x. On the Piotroski fundamental quality scale (0–9), EVTC scores 7/9 vs BYNO's 2/9, reflecting strong financial health.

MetricBYNO logoBYNObyNordic Acquisit…PSFE logoPSFEPaysafe LimitedEVTC logoEVTCEVERTEC, Inc.NXTT logoNXTTNext Technology H…FIS logoFISFidelity National…JPM logoJPMJPMorgan Chase & …
ROE (TTM)Return on equity+3.0%-28.6%+18.7%-30.0%+18.4%+15.9%
ROA (TTM)Return on assets-6.9%-4.2%+6.1%-26.2%+7.5%+1.3%
ROICReturn on invested capital+3.6%+10.2%-22.5%+6.0%+4.5%
ROCEReturn on capital employed+3.6%+10.5%-26.3%+6.6%+8.9%
Piotroski ScoreFundamental quality 0–9247665
Debt / EquityFinancial leverage4.06x1.58x0.00x0.29x2.60x
Net DebtTotal debt minus cash$6M$1.3B$824M-$4M$3.4B$599.0B
Cash & Equiv.Liquid assets$272,588$1.3B$306M$6M$599M$343.3B
Total DebtShort + long-term debt$6M$2.7B$1.1B$2M$4.0B$942.4B
Interest CoverageEBIT ÷ Interest expense0.75x3.10x21.16x0.74x
EVTC leads this category, winning 4 of 9 comparable metrics.

Total Returns (Dividends Reinvested)

JPM leads this category, winning 5 of 6 comparable metrics.

A $10,000 investment in JPM five years ago would be worth $21,820 today (with dividends reinvested), compared to $0 for NXTT. Over the past 12 months, JPM leads with a +21.8% total return vs NXTT's -99.3%. The 3-year compound annual growth rate (CAGR) favors JPM at 33.6% vs NXTT's -89.5% — a key indicator of consistent wealth creation.

MetricBYNO logoBYNObyNordic Acquisit…PSFE logoPSFEPaysafe LimitedEVTC logoEVTCEVERTEC, Inc.NXTT logoNXTTNext Technology H…FIS logoFISFidelity National…JPM logoJPMJPMorgan Chase & …
YTD ReturnYear-to-date+1.3%-11.0%-8.0%-73.5%-38.9%-0.5%
1-Year ReturnPast 12 months+5.0%-45.0%-28.7%-99.3%-49.4%+21.8%
3-Year ReturnCumulative with dividends+19.9%-33.0%-24.7%-99.9%-18.9%+138.2%
5-Year ReturnCumulative with dividends+27.8%-94.9%-38.1%-100.0%-67.3%+118.2%
10-Year ReturnCumulative with dividends+27.8%-94.1%+81.2%-100.0%-25.6%+465.8%
CAGR (3Y)Annualised 3-year return+6.2%-12.5%-9.0%-89.5%-6.8%+33.6%
JPM leads this category, winning 5 of 6 comparable metrics.

Risk & Volatility

BYNO leads this category, winning 2 of 2 comparable metrics.

BYNO is the less volatile stock with a 0.11 beta — it tends to amplify market swings less than PSFE's 2.44 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. BYNO currently trades 99.2% from its 52-week high vs NXTT's 0.2% drawdown — a narrower gap to the peak suggests stronger recent price momentum.

MetricBYNO logoBYNObyNordic Acquisit…PSFE logoPSFEPaysafe LimitedEVTC logoEVTCEVERTEC, Inc.NXTT logoNXTTNext Technology H…FIS logoFISFidelity National…JPM logoJPMJPMorgan Chase & …
Beta (5Y)Sensitivity to S&P 5000.11x2.44x0.74x1.74x0.61x0.94x
52-Week HighHighest price in past year$12.75$15.02$37.78$738.00$82.74$337.25
52-Week LowLowest price in past year$12.01$5.95$21.82$0.45$37.91$262.71
% of 52W HighCurrent price vs 52-week peak+99.2%+47.3%+69.6%+0.2%+47.4%+95.1%
RSI (14)Momentum oscillator 0–10050.339.754.651.330.859.1
Avg Volume (50D)Average daily shares traded414324K518K145K5.6M7.0M
BYNO leads this category, winning 2 of 2 comparable metrics.

Analyst Outlook

Evenly matched — FIS and JPM each lead in 1 of 2 comparable metrics.

Analyst consensus: PSFE as "Buy", EVTC as "Buy", FIS as "Buy", JPM as "Buy". Consensus price targets imply 60.4% upside for FIS (target: $63) vs 5.9% for JPM (target: $340). For income investors, FIS offers the higher dividend yield at 4.16% vs EVTC's 0.75%.

MetricBYNO logoBYNObyNordic Acquisit…PSFE logoPSFEPaysafe LimitedEVTC logoEVTCEVERTEC, Inc.NXTT logoNXTTNext Technology H…FIS logoFISFidelity National…JPM logoJPMJPMorgan Chase & …
Analyst RatingConsensus buy/hold/sellBuyBuyBuyBuy
Price TargetConsensus 12-month target$10.13$29.50$62.88$339.75
# AnalystsCovering analysts11183761
Dividend YieldAnnual dividend ÷ price+0.8%+4.2%+1.9%
Dividend StreakConsecutive years of raises0115
Dividend / ShareAnnual DPS$0.20$1.63$5.95
Buyback YieldShare repurchases ÷ mkt cap+69.0%+27.6%+4.3%0.0%+7.0%+3.9%
Evenly matched — FIS and JPM each lead in 1 of 2 comparable metrics.
Key Takeaway

FIS leads in 1 of 6 categories (Income & Cash Flow). PSFE leads in 1 (Valuation Metrics). 1 tied.

Best OverallbyNordic Acquisition Corpor… (BYNO)Leads 1 of 6 categories
Loading custom metrics...

BYNO vs PSFE vs EVTC vs NXTT vs FIS vs JPM: Key Questions Answered

10 questions · data-driven answers · updated daily

01

Is BYNO or PSFE or EVTC or NXTT or FIS or JPM a better buy right now?

For growth investors, Next Technology Holding Inc.

(NXTT) is the stronger pick with 545. 3% revenue growth year-over-year, versus -0. 2% for Paysafe Limited (PSFE). Next Technology Holding Inc. (NXTT) offers the better valuation at 0. 0x trailing P/E, making it the more compelling value choice. Analysts rate Paysafe Limited (PSFE) a "Buy" — based on 11 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

02

Which has the better valuation — BYNO or PSFE or EVTC or NXTT or FIS or JPM?

On trailing P/E, Next Technology Holding Inc.

(NXTT) is the cheapest at 0. 0x versus byNordic Acquisition Corporation at 79. 1x. On forward P/E, Paysafe Limited is actually cheaper at 3. 3x — notably different from the trailing picture, reflecting expected earnings growth. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Fidelity National Information Services, Inc. wins at 0. 26x versus JPMorgan Chase & Co. 's 0. 81x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.

03

Which is the better long-term investment — BYNO or PSFE or EVTC or NXTT or FIS or JPM?

Over the past 5 years, JPMorgan Chase & Co.

(JPM) delivered a total return of +118. 2%, compared to -100. 0% for Next Technology Holding Inc. (NXTT). Over 10 years, the gap is even starker: JPM returned +465. 8% versus NXTT's -100. 0%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

04

Which is safer — BYNO or PSFE or EVTC or NXTT or FIS or JPM?

By beta (market sensitivity over 5 years), byNordic Acquisition Corporation (BYNO) is the lower-risk stock at 0.

11β versus Paysafe Limited's 2. 44β — meaning PSFE is approximately 2087% more volatile than BYNO relative to the S&P 500. On balance sheet safety, Next Technology Holding Inc. (NXTT) carries a lower debt/equity ratio of 0% versus 4% for Paysafe Limited — giving it more financial flexibility in a downturn.

05

Which is growing faster — BYNO or PSFE or EVTC or NXTT or FIS or JPM?

By revenue growth (latest reported year), Next Technology Holding Inc.

(NXTT) is pulling ahead at 545. 3% versus -0. 2% for Paysafe Limited (PSFE). On earnings-per-share growth, the picture is similar: Next Technology Holding Inc. grew EPS 728. 0% year-over-year, compared to -972. 2% for Paysafe Limited. Over a 3-year CAGR, EVTC leads at 14. 6% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

06

Which has better profit margins — BYNO or PSFE or EVTC or NXTT or FIS or JPM?

Next Technology Holding Inc.

(NXTT) is the more profitable company, earning 1233% net margin versus -54. 7% for byNordic Acquisition Corporation — meaning it keeps 1233% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: JPM leads at 26. 0% versus -690. 5% for NXTT. At the gross margin level — before operating expenses — JPM leads at 59. 9%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

07

Is BYNO or PSFE or EVTC or NXTT or FIS or JPM more undervalued right now?

The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.

By this metric, Fidelity National Information Services, Inc. (FIS) is the more undervalued stock at a PEG of 0. 26x versus JPMorgan Chase & Co. 's 0. 81x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Paysafe Limited (PSFE) trades at 3. 3x forward P/E versus 14. 4x for JPMorgan Chase & Co. — 11. 1x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for FIS: 60. 4% to $62. 88.

08

Which pays a better dividend — BYNO or PSFE or EVTC or NXTT or FIS or JPM?

In this comparison, FIS (4.

2% yield), JPM (1. 9% yield), EVTC (0. 8% yield) pay a dividend. BYNO, PSFE, NXTT do not pay a meaningful dividend and should not be held primarily for income.

09

Is BYNO or PSFE or EVTC or NXTT or FIS or JPM better for a retirement portfolio?

For long-horizon retirement investors, JPMorgan Chase & Co.

(JPM) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 94), 1. 9% yield, +465. 8% 10Y return). Paysafe Limited (PSFE) carries a higher beta of 2. 44 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (JPM: +465. 8%, PSFE: -94. 1%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

10

What are the main differences between BYNO and PSFE and EVTC and NXTT and FIS and JPM?

These companies operate in different sectors (BYNO (Financial Services) and PSFE (Technology) and EVTC (Technology) and NXTT (Technology) and FIS (Technology) and JPM (Financial Services)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.

In terms of investment character: BYNO is a small-cap quality compounder stock; PSFE is a small-cap quality compounder stock; EVTC is a small-cap deep-value stock; NXTT is a small-cap high-growth stock; FIS is a mid-cap income-oriented stock; JPM is a large-cap deep-value stock. EVTC, FIS, JPM pay a dividend while BYNO, PSFE, NXTT do not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.

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