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EVTCEVERTEC, Inc.
$33.55$2.1B
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Discovery & Screens
Live BreakoutsStock ScreenerOwnership
EVTC logo

EVERTEC, Inc.

EVTC
NYSE · Payment Processors & Networks
$33.55
At close - Nov 6, 4:00 PM EST - USD
Market Cap$2.07B
P/E21.4x
52W High$35.28
Volume507.43K
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q3

Cash-Rich Quarters Mask Acquisition-Driven Leverage and Earnings Volatility

EVERTEC's recent results show revenue expanding from $228.8M in 2025Q1 to $283.0M in 2026Q3, with 2026Q3 up 23.8% year over year, but growth has been uneven and operating margin has held in a narrow 16.5% to 24.4% band, suggesting limited structural expansion.

GrowthStable
ProfitabilityStable
ValuationReview
TechnicalsStrong
Explore valuation models
MARKET ACTION

EVTC price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

10/12 Beats

EPS beat 10 of last 12 quarters

02

Valuation risk

+16% Peers

P/E is 16% above peer median

03

Market leadership

RS 83 · Leader

High momentum (Outperforming 83% of market)

04

Strong Uptrend

Strong Trend

Price > 20DMA > 50DMA > 200DMA

Next CatalystEstimated earnings · Feb 3

Market performance

Price History →

Trailing total returns as of 11/7/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
EVTC+17.50%
S&P 500 (^GSPC)+7.63%
1-Year Return
EVTC+19.97%
S&P 500 (^GSPC)+9.69%
3-Year Return
EVTC+1.58%
S&P 500 (^GSPC)+66.78%
5-Year Return
EVTC-21.56%
S&P 500 (^GSPC)+54.92%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/EMedian
21.4x
Forward P/EExpansion
8.3x
EV/EBITDA0th %ile
8.3x
FCF YieldCash Flow
9.9%

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
21.4x
20.0x
60th· Fair
EV/EBITDA
8.3x
10.6x
0th· Low
Price/FCF
10.1x
16.3x
0th· Low
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
Bear$74.89+123.2%
Base (Fair)$112.38+235.0%
Bull$205.21+511.7%
$74.89 Bear$112.38 Base$205.21 Bull
Current Market Price: $33.55
Trades at a 70.1% discount to Base DCF ($112.38)
Open DCF & Valuation Models →Chart Terminal ↗

Growth & profitability

Annual revenue & EPS trend
Revenue FY25
$932M+10.2% YoY
Net income FY25
$142M+25.7% YoY
Free cash flow FY25
$136M-21.1% YoY
Operating margin FY25
20%+0.4 pts YoY
ROIC (FY25)10.2%
Avg ROIC 5Y13.6%
ROE (TTM)12.9%
Piotroski Score7 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate10/12 (83%)
Revenue Beat Rate9/12 (75%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q4 2026Latest
Nov 3, 2026
$1.07+9.5%
vs $0.98
$283M+3.7%
vs $273M
Q3 2026
Aug 4, 2026
$1.05+10.5%
vs $0.95
$275M+4.8%
vs $262M
Q2 2026
May 6, 2026
$0.90-1.1%
vs $0.91
$248M-0.4%
vs $249M
Q1 2026
Feb 26, 2026
$0.93+2.2%
vs $0.91
$245M+3.4%
vs $237M
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

4 Stories
Business Wire·1d ago
EVERTEC Announces Renewal and Extension of Credit Facility

SAN JUAN, Puerto Rico--(BUSINESS WIRE)--EVERTEC, Inc. (NYSE: EVTC) (“Evertec” or the “Company”), a leading financial technology company in Latin America and the Caribbean, today announced that it has entered into an amended and restated credit agreement that extends the maturity of its Term Loan A and revolving credit facilities and provides the Company with continued financial flexibility to support its strategic priorities. Under the amended agreement, EVERTEC's approximately $388 million Ter.

MarketBeat·3d ago
What Evertec (EVTC) Said on Its Q3 Earnings Call

Evertec NYSE: EVTC reported third-quarter revenue growth of 24% year over year, supported by acquisitions, broad-based organic expansion and favorable foreign exchange movements, as the financial technology company continued to increase its presence across Latin America.

Seeking Alpha·3d ago
EVERTEC, Inc. (EVTC) Q3 2026 Earnings Call Transcript

EVERTEC, Inc. (EVTC) Q3 2026 Earnings Call Transcript

Zacks Investment Research·3d ago
Evertec (EVTC) Tops Q3 Earnings and Revenue Estimates

Evertec (EVTC) came out with quarterly earnings of $1.07 per share, beating the Zacks Consensus Estimate of $0.97 per share. This compares to earnings of $0.92 per share a year ago.

Filtered for EVERTEC, Inc.More Headlines
04

Compare before deciding

Benchmark EVTC against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for EVERTEC, Inc. (EVTC)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
EVTC logoEVTCEVERTEC, Inc.Current
$33.55$2.07B21.4310.21%9%12.9%0.59%
PAYO logoPAYOPayoneer Global Inc.
$7.15$2.42B49.017.68%4.7%7.61%—
CASS logoCASSCass Information Systems, Inc.
$54.18$697.36M18.51-13.1%18.94%15.98%2.26%
FIS logoFISFidelity National Information Services, Inc.
$28.73$14.85B4.295.43%26.77%22.29%5.68%
FISV logoFISVFiserv, Inc.
$62.88$33.53B-8.503.6%-18.9%-15.72%—
GPN logoGPNGlobal Payments Inc.
$97.40$24.18B-19.71-23.75%-11.4%-5.44%1.02%

Compare EVTC vs Peers

EVERTEC, Inc. (EVTC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs PAYO

Most directly comparable listed peer for EVTC.

Scale Benchmark

vs V

Larger-name benchmark to compare EVTC against a more recognizable public peer.

Peer Set

Compare Top 5

vs PAYO, CASS, FIS, FISV

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

EVTC SEC Filings & Documents

EVERTEC, Inc. (EVTC) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Nov 3, 2026·SEC

Material company update

Oct 29, 2026·SEC

Material company update

Aug 4, 2026·SEC

10-K Annual Reports

3
FY 2026

Mar 2, 2026·SEC

FY 2025

Mar 3, 2025·SEC

FY 2024

Feb 29, 2024·SEC

10-Q Quarterly Reports

6
FY 2026

Nov 4, 2026·SEC

FY 2026

Aug 6, 2026·SEC

FY 2026

May 7, 2026·SEC

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EVTC Frequently Asked Questions

EVERTEC, Inc. (EVTC) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
What is EVERTEC, Inc.'s revenue?

EVERTEC, Inc. (EVTC) reported $1.05B in revenue over the trailing twelve months. Revenue was $931.8M in fiscal year 2025. That is 190% more than the $321.1M of fiscal year 2011.

How fast is EVERTEC, Inc. growing?

EVERTEC, Inc. (EVTC) grew revenue by 16.3% over the trailing twelve months, compared with the twelve months before.

Is EVTC profitable?

Yes. EVERTEC, Inc. (EVTC) earned $94.6M in net income over the trailing twelve months (a 9.0% net margin).

Dividend & Returns
Does EVTC pay dividends?

Yes. EVERTEC, Inc. (EVTC) pays a dividend that yields 0.59% at the current price, a small yield.

What is EVTC's return on equity?

EVERTEC, Inc. (EVTC) had a return on equity (ROE) of 12.9% over the trailing twelve months. That is in line with the market's typical 10-15%.

What is EVERTEC, Inc.'s free cash flow?

EVERTEC, Inc. (EVTC) generated $205.1M in free cash flow over the trailing twelve months.

What if you invested $1,000 in EVTC back in 2011?

Total return calculator · dividends reinvested · 15+ years of data

See returns →