CHMI vs AGNC

For growth investors, AGNC Investment Corp.

(AGNC) is the stronger pick with 384. 7% revenue growth year-over-year, versus 204. 8% for Cherry Hill Mortgage Investment Corporation (CHMI). AGNC Investment Corp. (AGNC) offers the better valuation at 11. 6x trailing P/E (6. 9x forward), making it the more compelling value choice. Analysts rate AGNC Investment Corp. (AGNC) a "Hold" — based on 35 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

Over the past 5 years, AGNC Investment Corp.

(AGNC) delivered a total return of -1. 2%, compared to -36. 9% for Cherry Hill Mortgage Investment Corporation (CHMI). Over 10 years, the gap is even starker: AGNC returned +47. 8% versus CHMI's +5. 0%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), AGNC Investment Corp.

(AGNC) is the lower-risk stock at 0. 74β versus Cherry Hill Mortgage Investment Corporation's 0. 75β — meaning CHMI is approximately 1% more volatile than AGNC relative to the S&P 500. On balance sheet safety, AGNC Investment Corp. (AGNC) carries a lower debt/equity ratio of 1% versus 5% for Cherry Hill Mortgage Investment Corporation — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), AGNC Investment Corp.

(AGNC) is pulling ahead at 384. 7% versus 204. 8% for Cherry Hill Mortgage Investment Corporation (CHMI). On earnings-per-share growth, the picture is similar: AGNC Investment Corp. grew EPS 1760% year-over-year, compared to -246. 4% for Cherry Hill Mortgage Investment Corporation. Over a 3-year CAGR, CHMI leads at 37. 9% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

AGNC Investment Corp.

(AGNC) is the more profitable company, earning 17. 7% net margin versus 6. 5% for Cherry Hill Mortgage Investment Corporation — meaning it keeps 17. 7% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: AGNC leads at 79. 6% versus 55. 9% for CHMI. At the gross margin level — before operating expenses — AGNC leads at 100. 0%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

In this comparison, AGNC (14.

6% yield) pays a dividend. CHMI does not pay a meaningful dividend and should not be held primarily for income.

For long-horizon retirement investors, AGNC Investment Corp.

(AGNC) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 74), 14. 6% yield). Both have compounded well over 10 years (AGNC: +47. 8%, CHMI: +5. 0%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

Both stocks operate in the Real Estate sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

AGNC pays a dividend while CHMI does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.