CIB
Grupo Cibest S.A.
Banks - Regional
Market Cap$15.46B
5Y Perf.+151.9%
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Stock Comparison
CIB vs SU
Revenue, margins, valuation, and 5-year total return — side by side.
SU
Suncor Energy Inc.
Oil & Gas Integrated
Market Cap$75.67B
5Y Perf.+272.4%
CIB vs SU — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | CIB | SU |
|---|---|---|
| Industry | Banks - Regional | Oil & Gas Integrated |
| Market Cap | $15.46B | $75.67B |
| Revenue (TTM) | $42.92T | $52.01B |
| Net Income (TTM) | $7.26T | $6.33B |
| Gross Margin | 61.1% | 55.5% |
| Operating Margin | 20.8% | 27.4% |
| Forward P/E | 0.0x | 7.7x |
| Total Debt | $19.36T | $18.37B |
| Cash & Equiv. | $22.78T | $3.65B |
CIB vs SU — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
CIB
SU
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| Grupo Cibest S.A. (CIB) | 100 | 251.9 | +151.9% |
| Suncor Energy Inc. (SU) | 100 | 372.4 | +272.4% |
Price return only. Dividends and distributions are not included.
Quick Verdict: CIB vs SU
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: CIB leads in 4 of 7 categories, making it the strongest pick for growth and revenue expansion and valuation and capital efficiency. Suncor Energy Inc. is the stronger pick specifically for capital preservation and lower volatility and recent price momentum and sentiment. This set spans 2 sectors — these stocks serve different portfolio roles, not just different price points.
CIB
Grupo Cibest S.A.
The Banking Pick
CIB carries the broadest edge in this set and is the clearest fit for income & stability and growth exposure.
- Dividend streak 4 yrs, beta 0.69, yield 9.0%
- Rev growth 0.0%, EPS growth 9.2%
- Lower volatility, beta 0.69, Low D/E 47.3%, current ratio 33.73x
Best for: income & stability and growth exposure
SU
Suncor Energy Inc.
The Long-Run Compounder
SU is the clearest fit if your priority is long-term compounding.
- 197.4% 10Y total return vs CIB's 148.1%
- Lower D/E ratio (40.7% vs 47.3%)
- +92.7% vs CIB's +63.0%
Best for: long-term compounding
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | CIB | 0.0% NII/revenue growth vs SU's -3.5% |
| Value | CIB | Lower P/E (0.0x vs 7.7x) |
| Quality / Margins | CIB | 15.8% margin vs SU's 12.2% |
| Stability / Safety | SU | Lower D/E ratio (40.7% vs 47.3%) |
| Dividends | CIB | 9.0% yield, 4-year raise streak, vs SU's 2.6% |
| Momentum (1Y) | SU | +92.7% vs CIB's +63.0% |
| Efficiency (ROA) | SU | 7.0% ROA vs CIB's 1.9%, ROIC 20.1% vs 9.9% |
CIB vs SU — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
FY 2020
Segment breakdown not available.
CIB vs SU — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLCIBLAGGINGSU
SUSuncor Energy Inc.
3leads
CIBGrupo Cibest S.A.
3leads
6 Total Categories
CATEGORYLEADERvs SUMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
CIB3/5
Valuation MetricsMultiples, price ratios, and targets
CIB5/6
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
SU6/9
Total Returns1Y, 3Y, 5Y total returns with dividends
SU4/6
Risk & VolatilityBeta, volatility, and downside exposure
SU2/2
Analyst OutlookRatings, price targets, and dividends
CIB1/1
Income & Cash Flow (Last 12 Months)
CIB leads this category, winning 3 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
CIB is the larger business by revenue, generating $42.92T annually — 825.2x SU's $52.0B. Profitability is closely matched — net margins range from 15.8% (CIB) to 12.2% (SU).
| Metric | CIBGrupo Cibest S.A. | SUSuncor Energy Inc. |
|---|---|---|
| RevenueTrailing 12 months | $42.92T | $52.0B |
| EBITDAEarnings before interest/tax | $10.70T | $21.7B |
| Net IncomeAfter-tax profit | $7.26T | $6.3B |
| Free Cash FlowCash after capex | $10.01T | $7.2B |
| Gross MarginGross profit ÷ Revenue | +61.1% | +55.5% |
| Operating MarginEBIT ÷ Revenue | +20.8% | +27.4% |
| Net MarginNet income ÷ Revenue | +15.8% | +12.2% |
| FCF MarginFCF ÷ Revenue | +23.3% | +13.9% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | +25.1% |
| EPS Growth (YoY)Latest quarter vs prior year | -4.0% | +30.1% |
CIB leads this category, winning 3 of 5 comparable metrics.
Valuation Metrics
CIB leads this category, winning 5 of 6 comparable metrics.
Valuation Metrics
At 8.5x trailing earnings, CIB trades at a 53% valuation discount to SU's 17.9x P/E. On an enterprise value basis, SU's 5.1x EV/EBITDA is more attractive than CIB's 6.0x.
| Metric | CIBGrupo Cibest S.A. | SUSuncor Energy Inc. |
|---|---|---|
| Market CapShares × price | $15.5B | $75.7B |
| Enterprise ValueMkt cap + debt − cash | $14.5B | $86.5B |
| Trailing P/EPrice ÷ TTM EPS | 8.49x | 17.93x |
| Forward P/EPrice ÷ next-FY EPS est. | 0.00x | 7.73x |
| PEG RatioP/E ÷ EPS growth rate | 0.19x | — |
| EV / EBITDAEnterprise value multiple | 6.04x | 5.13x |
| Price / SalesMarket cap ÷ Revenue | 1.33x | 2.11x |
| Price / BookPrice ÷ Book value/share | 1.41x | 2.35x |
| Price / FCFMarket cap ÷ FCF | 5.72x | 14.92x |
CIB leads this category, winning 5 of 6 comparable metrics.
Profitability & Efficiency
SU leads this category, winning 6 of 9 comparable metrics.
Profitability & Efficiency
CIB delivers a 17.2% return on equity — every $100 of shareholder capital generates $17 in annual profit, vs $14 for SU. SU carries lower financial leverage with a 0.41x debt-to-equity ratio, signaling a more conservative balance sheet compared to CIB's 0.47x. On the Piotroski fundamental quality scale (0–9), CIB scores 8/9 vs SU's 6/9, reflecting strong financial health.
| Metric | CIBGrupo Cibest S.A. | SUSuncor Energy Inc. |
|---|---|---|
| ROE (TTM)Return on equity | +17.2% | +14.0% |
| ROA (TTM)Return on assets | +1.9% | +7.0% |
| ROICReturn on invested capital | +9.9% | +20.1% |
| ROCEReturn on capital employed | +3.9% | +19.5% |
| Piotroski ScoreFundamental quality 0–9 | 8 | 6 |
| Debt / EquityFinancial leverage | 0.47x | 0.41x |
| Net DebtTotal debt minus cash | -$3.42T | $14.7B |
| Cash & Equiv.Liquid assets | $22.78T | $3.6B |
| Total DebtShort + long-term debt | $19.36T | $18.4B |
| Interest CoverageEBIT ÷ Interest expense | 0.75x | 11.68x |
SU leads this category, winning 6 of 9 comparable metrics.
Total Returns (Dividends Reinvested)
SU leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in SU five years ago would be worth $30,099 today (with dividends reinvested), compared to $25,910 for CIB. Over the past 12 months, SU leads with a +92.7% total return vs CIB's +63.0%. The 3-year compound annual growth rate (CAGR) favors CIB at 45.0% vs SU's 31.8% — a key indicator of consistent wealth creation.
| Metric | CIBGrupo Cibest S.A. | SUSuncor Energy Inc. |
|---|---|---|
| YTD ReturnYear-to-date | +5.0% | +40.8% |
| 1-Year ReturnPast 12 months | +63.0% | +92.7% |
| 3-Year ReturnCumulative with dividends | +204.7% | +128.8% |
| 5-Year ReturnCumulative with dividends | +159.1% | +201.0% |
| 10-Year ReturnCumulative with dividends | +148.1% | +197.4% |
| CAGR (3Y)Annualised 3-year return | +45.0% | +31.8% |
SU leads this category, winning 4 of 6 comparable metrics.
Risk & Volatility
SU leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
SU is the less volatile stock with a -0.03 beta — it tends to amplify market swings less than CIB's 0.69 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. SU currently trades 90.7% from its 52-week high vs CIB's 75.5% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | CIBGrupo Cibest S.A. | SUSuncor Energy Inc. |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.69x | -0.03x |
| 52-Week HighHighest price in past year | $86.31 | $70.29 |
| 52-Week LowLowest price in past year | $40.26 | $33.50 |
| % of 52W HighCurrent price vs 52-week peak | +75.5% | +90.7% |
| RSI (14)Momentum oscillator 0–100 | 38.6 | 48.7 |
| Avg Volume (50D)Average daily shares traded | 419K | 4.6M |
SU leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
CIB leads this category, winning 1 of 1 comparable metric.
Analyst Outlook
Wall Street rates CIB as "Buy" and SU as "Buy". Consensus price targets imply 3.3% upside for CIB (target: $67) vs -2.7% for SU (target: $62). For income investors, CIB offers the higher dividend yield at 9.03% vs SU's 2.64%.
| Metric | CIBGrupo Cibest S.A. | SUSuncor Energy Inc. |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy |
| Price TargetConsensus 12-month target | $67.33 | $62.00 |
| # AnalystsCovering analysts | 15 | 31 |
| Dividend YieldAnnual dividend ÷ price | +9.0% | +2.6% |
| Dividend StreakConsecutive years of raises | 4 | 4 |
| Dividend / ShareAnnual DPS | $21806.88 | $2.30 |
| Buyback YieldShare repurchases ÷ mkt cap | +0.8% | +3.0% |
CIB leads this category, winning 1 of 1 comparable metric.
Key Takeaway
CIB leads in 3 of 6 categories (Income & Cash Flow, Valuation Metrics). SU leads in 3 (Profitability & Efficiency, Total Returns).
Best OverallGrupo Cibest S.A. (CIB)Leads 3 of 6 categories
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CIB vs SU: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is CIB or SU a better buy right now?
For growth investors, Grupo Cibest S.
A. (CIB) is the stronger pick with 0. 0% revenue growth year-over-year, versus -3. 5% for Suncor Energy Inc. (SU). Grupo Cibest S. A. (CIB) offers the better valuation at 8. 5x trailing P/E (0. 0x forward), making it the more compelling value choice. Analysts rate Grupo Cibest S. A. (CIB) a "Buy" — based on 15 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — CIB or SU?
On trailing P/E, Grupo Cibest S.
A. (CIB) is the cheapest at 8. 5x versus Suncor Energy Inc. at 17. 9x. On forward P/E, Grupo Cibest S. A. is actually cheaper at 0. 0x.
03Which is the better long-term investment — CIB or SU?
Over the past 5 years, Suncor Energy Inc.
(SU) delivered a total return of +201. 0%, compared to +159. 1% for Grupo Cibest S. A. (CIB). Over 10 years, the gap is even starker: SU returned +197. 4% versus CIB's +148. 1%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — CIB or SU?
By beta (market sensitivity over 5 years), Suncor Energy Inc.
(SU) is the lower-risk stock at -0. 03β versus Grupo Cibest S. A. 's 0. 69β — meaning CIB is approximately -2290% more volatile than SU relative to the S&P 500. On balance sheet safety, Suncor Energy Inc. (SU) carries a lower debt/equity ratio of 41% versus 47% for Grupo Cibest S. A. — giving it more financial flexibility in a downturn.
05Which is growing faster — CIB or SU?
By revenue growth (latest reported year), Grupo Cibest S.
A. (CIB) is pulling ahead at 0. 0% versus -3. 5% for Suncor Energy Inc. (SU). On earnings-per-share growth, the picture is similar: Grupo Cibest S. A. grew EPS 9. 2% year-over-year, compared to 2. 8% for Suncor Energy Inc.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — CIB or SU?
Grupo Cibest S.
A. (CIB) is the more profitable company, earning 15. 8% net margin versus 12. 1% for Suncor Energy Inc. — meaning it keeps 15. 8% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: SU leads at 31. 7% versus 20. 8% for CIB. At the gross margin level — before operating expenses — CIB leads at 61. 1%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is CIB or SU more undervalued right now?
On forward earnings alone, Grupo Cibest S.
A. (CIB) trades at 0. 0x forward P/E versus 7. 7x for Suncor Energy Inc. — 7. 7x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for CIB: 3. 3% to $67. 33.
08Which pays a better dividend — CIB or SU?
All stocks in this comparison pay dividends.
Grupo Cibest S. A. (CIB) offers the highest yield at 9. 0%, versus 2. 6% for Suncor Energy Inc. (SU).
09Is CIB or SU better for a retirement portfolio?
For long-horizon retirement investors, Suncor Energy Inc.
(SU) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β -0. 03), 2. 6% yield, +197. 4% 10Y return). Both have compounded well over 10 years (SU: +197. 4%, CIB: +148. 1%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between CIB and SU?
These companies operate in different sectors (CIB (Financial Services) and SU (Energy)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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Revenue Growth>
%
(CIB: 0.0% · SU: 25.1%)Net Margin>
%
(CIB: 15.8% · SU: 12.2%)P/E Ratio<
x
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