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4 / 10Stock Comparison
CIB vs SU vs CVX vs GFI
Revenue, margins, valuation, and 5-year total return — side by side.
Oil & Gas Integrated
Oil & Gas Integrated
Gold
CIB vs SU vs CVX vs GFI — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||||
|---|---|---|---|---|
| Industry | Banks - Regional | Oil & Gas Integrated | Oil & Gas Integrated | Gold |
| Market Cap | $15.46B | $75.67B | $364.18B | $40.19B |
| Revenue (TTM) | $42.92T | $52.01B | $184.43B | $10.92B |
| Net Income (TTM) | $7.26T | $6.33B | $12.30B | $2.54B |
| Gross Margin | 61.1% | 55.5% | 30.4% | 43.1% |
| Operating Margin | 20.8% | 27.4% | 9.0% | 43.2% |
| Forward P/E | 0.0x | 7.7x | 15.0x | 7.6x |
| Total Debt | $19.36T | $18.37B | $46.74B | $2.95B |
| Cash & Equiv. | $22.78T | $3.65B | $6.47B | $860M |
CIB vs SU vs CVX vs GFI — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| Grupo Cibest S.A. (CIB) | 100 | 251.9 | +151.9% |
| Suncor Energy Inc. (SU) | 100 | 372.4 | +272.4% |
| Chevron Corporation (CVX) | 100 | 199.0 | +99.0% |
| Gold Fields Limited (GFI) | 100 | 581.6 | +481.6% |
Price return only. Dividends and distributions are not included.
Quick Verdict: CIB vs SU vs CVX vs GFI
Each card shows where this stock fits in a portfolio — not just who wins on paper.
CIB is the #2 pick in this set and the best alternative if income & stability and sleep-well-at-night is your priority.
- Dividend streak 4 yrs, beta 0.69, yield 9.0%
- Lower volatility, beta 0.69, Low D/E 47.3%, current ratio 33.73x
- Beta 0.69, yield 9.0%, current ratio 33.73x
- Lower P/E (0.0x vs 7.6x)
SU plays a supporting role in this comparison — it may shine differently against other peers.
CVX lags the leaders in this set but could rank higher in a more targeted comparison.
GFI carries the broadest edge in this set and is the clearest fit for growth exposure and long-term compounding.
- Rev growth 15.6%, EPS growth 79.2%, 3Y rev CAGR 7.4%
- 10.9% 10Y total return vs SU's 197.4%
- 15.6% revenue growth vs CVX's -4.6%
- 23.2% margin vs CVX's 6.7%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 15.6% revenue growth vs CVX's -4.6% | |
| Value | Lower P/E (0.0x vs 7.6x) | |
| Quality / Margins | 23.2% margin vs CVX's 6.7% | |
| Stability / Safety | Beta 0.69 vs GFI's 0.86, lower leverage | |
| Dividends | 9.0% yield, 4-year raise streak, vs CVX's 3.8% | |
| Momentum (1Y) | +103.5% vs CVX's +39.5% | |
| Efficiency (ROA) | 23.4% ROA vs CIB's 1.9%, ROIC 24.0% vs 9.9% |
CIB vs SU vs CVX vs GFI — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
CIB vs SU vs CVX vs GFI — Financial Metrics
Side-by-side numbers across 4 stocks — who leads on profitability, valuation, growth, and risk.
Who Leads Where
GFI leads in 3 of 6 categories
CIB leads 1 • SU leads 0 • CVX leads 0 • 2 tied
Explore the data ↓Income & Cash Flow (Last 12 Months)
GFI leads this category, winning 4 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
CIB is the larger business by revenue, generating $42.92T annually — 3929.2x GFI's $10.9B. GFI is the more profitable business, keeping 23.2% of every revenue dollar as net income compared to CVX's 6.7%. On growth, GFI holds the edge at +64.2% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | ||||
|---|---|---|---|---|
| RevenueTrailing 12 months | $42.92T | $52.0B | $184.4B | $10.9B |
| EBITDAEarnings before interest/tax | $10.70T | $21.7B | $37.1B | $6.0B |
| Net IncomeAfter-tax profit | $7.26T | $6.3B | $12.3B | $2.5B |
| Free Cash FlowCash after capex | $10.01T | $7.2B | $16.2B | $2.0B |
| Gross MarginGross profit ÷ Revenue | +61.1% | +55.5% | +30.4% | +43.1% |
| Operating MarginEBIT ÷ Revenue | +20.8% | +27.4% | +9.0% | +43.2% |
| Net MarginNet income ÷ Revenue | +15.8% | +12.2% | +6.7% | +23.2% |
| FCF MarginFCF ÷ Revenue | +23.3% | +13.9% | +8.8% | +18.7% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | +25.1% | -5.3% | +64.2% |
| EPS Growth (YoY)Latest quarter vs prior year | -4.0% | +30.1% | -24.5% | +165.1% |
Valuation Metrics
CIB leads this category, winning 6 of 7 comparable metrics.
Valuation Metrics
At 8.5x trailing earnings, CIB trades at a 74% valuation discount to GFI's 32.5x P/E. Adjusting for growth (PEG ratio), CIB offers better value at 0.19x vs GFI's 0.67x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | ||||
|---|---|---|---|---|
| Market CapShares × price | $15.5B | $75.7B | $364.2B | $40.2B |
| Enterprise ValueMkt cap + debt − cash | $14.5B | $86.5B | $404.5B | $42.3B |
| Trailing P/EPrice ÷ TTM EPS | 8.49x | 17.93x | 27.53x | 32.54x |
| Forward P/EPrice ÷ next-FY EPS est. | 0.00x | 7.73x | 15.02x | 7.64x |
| PEG RatioP/E ÷ EPS growth rate | 0.19x | — | — | 0.67x |
| EV / EBITDAEnterprise value multiple | 6.04x | 5.13x | 10.89x | 15.54x |
| Price / SalesMarket cap ÷ Revenue | 1.33x | 2.11x | 1.97x | 7.73x |
| Price / BookPrice ÷ Book value/share | 1.41x | 2.35x | 1.76x | 7.49x |
| Price / FCFMarket cap ÷ FCF | 5.72x | 14.92x | 21.95x | 56.66x |
Profitability & Efficiency
GFI leads this category, winning 6 of 9 comparable metrics.
Profitability & Efficiency
GFI delivers a 40.6% return on equity — every $100 of shareholder capital generates $41 in annual profit, vs $7 for CVX. CVX carries lower financial leverage with a 0.24x debt-to-equity ratio, signaling a more conservative balance sheet compared to GFI's 0.55x. On the Piotroski fundamental quality scale (0–9), CIB scores 8/9 vs GFI's 5/9, reflecting strong financial health.
| Metric | ||||
|---|---|---|---|---|
| ROE (TTM)Return on equity | +17.2% | +14.0% | +7.2% | +40.6% |
| ROA (TTM)Return on assets | +1.9% | +7.0% | +4.2% | +23.4% |
| ROICReturn on invested capital | +9.9% | +20.1% | +6.2% | +24.0% |
| ROCEReturn on capital employed | +3.9% | +19.5% | +6.6% | +27.6% |
| Piotroski ScoreFundamental quality 0–9 | 8 | 6 | 5 | 5 |
| Debt / EquityFinancial leverage | 0.47x | 0.41x | 0.24x | 0.55x |
| Net DebtTotal debt minus cash | -$3.42T | $14.7B | $40.3B | $2.1B |
| Cash & Equiv.Liquid assets | $22.78T | $3.6B | $6.5B | $860M |
| Total DebtShort + long-term debt | $19.36T | $18.4B | $46.7B | $2.9B |
| Interest CoverageEBIT ÷ Interest expense | 0.75x | 11.68x | 17.22x | 44.58x |
Total Returns (Dividends Reinvested)
GFI leads this category, winning 3 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in GFI five years ago would be worth $46,194 today (with dividends reinvested), compared to $19,396 for CVX. Over the past 12 months, GFI leads with a +103.5% total return vs CVX's +39.5%. The 3-year compound annual growth rate (CAGR) favors CIB at 45.0% vs CVX's 8.2% — a key indicator of consistent wealth creation.
| Metric | ||||
|---|---|---|---|---|
| YTD ReturnYear-to-date | +5.0% | +40.8% | +18.2% | +6.4% |
| 1-Year ReturnPast 12 months | +63.0% | +92.7% | +39.5% | +103.5% |
| 3-Year ReturnCumulative with dividends | +204.7% | +128.8% | +26.7% | +183.6% |
| 5-Year ReturnCumulative with dividends | +159.1% | +201.0% | +94.0% | +361.9% |
| 10-Year ReturnCumulative with dividends | +148.1% | +197.4% | +135.8% | +1086.7% |
| CAGR (3Y)Annualised 3-year return | +45.0% | +31.8% | +8.2% | +41.6% |
Risk & Volatility
Evenly matched — SU and CVX each lead in 1 of 2 comparable metrics.
Risk & Volatility
CVX is the less volatile stock with a -0.05 beta — it tends to amplify market swings less than GFI's 0.86 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. SU currently trades 90.7% from its 52-week high vs GFI's 72.8% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||||
|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.69x | -0.03x | -0.05x | 0.86x |
| 52-Week HighHighest price in past year | $86.31 | $70.29 | $214.71 | $61.64 |
| 52-Week LowLowest price in past year | $40.26 | $33.50 | $133.77 | $19.35 |
| % of 52W HighCurrent price vs 52-week peak | +75.5% | +90.7% | +85.0% | +72.8% |
| RSI (14)Momentum oscillator 0–100 | 38.6 | 48.7 | 42.1 | 52.5 |
| Avg Volume (50D)Average daily shares traded | 419K | 4.6M | 11.0M | 3.1M |
Analyst Outlook
Evenly matched — CIB and CVX each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: CIB as "Buy", SU as "Buy", CVX as "Buy", GFI as "Hold". Consensus price targets imply 21.2% upside for GFI (target: $54) vs -2.7% for SU (target: $62). For income investors, CIB offers the higher dividend yield at 9.03% vs GFI's 0.87%.
| Metric | ||||
|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy | Buy | Hold |
| Price TargetConsensus 12-month target | $67.33 | $62.00 | $190.93 | $54.42 |
| # AnalystsCovering analysts | 15 | 31 | 53 | 18 |
| Dividend YieldAnnual dividend ÷ price | +9.0% | +2.6% | +3.8% | +0.9% |
| Dividend StreakConsecutive years of raises | 4 | 4 | 8 | 0 |
| Dividend / ShareAnnual DPS | $21806.88 | $2.30 | $6.87 | $0.39 |
| Buyback YieldShare repurchases ÷ mkt cap | +0.8% | +3.0% | +3.3% | 0.0% |
GFI leads in 3 of 6 categories (Income & Cash Flow, Profitability & Efficiency). CIB leads in 1 (Valuation Metrics). 2 tied.
CIB vs SU vs CVX vs GFI: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is CIB or SU or CVX or GFI a better buy right now?
For growth investors, Gold Fields Limited (GFI) is the stronger pick with 15.
6% revenue growth year-over-year, versus -4. 6% for Chevron Corporation (CVX). Grupo Cibest S. A. (CIB) offers the better valuation at 8. 5x trailing P/E (0. 0x forward), making it the more compelling value choice. Analysts rate Grupo Cibest S. A. (CIB) a "Buy" — based on 15 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — CIB or SU or CVX or GFI?
On trailing P/E, Grupo Cibest S.
A. (CIB) is the cheapest at 8. 5x versus Gold Fields Limited at 32. 5x. On forward P/E, Grupo Cibest S. A. is actually cheaper at 0. 0x.
03Which is the better long-term investment — CIB or SU or CVX or GFI?
Over the past 5 years, Gold Fields Limited (GFI) delivered a total return of +361.
9%, compared to +94. 0% for Chevron Corporation (CVX). Over 10 years, the gap is even starker: GFI returned +1087% versus CVX's +135. 8%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — CIB or SU or CVX or GFI?
By beta (market sensitivity over 5 years), Chevron Corporation (CVX) is the lower-risk stock at -0.
05β versus Gold Fields Limited's 0. 86β — meaning GFI is approximately -1738% more volatile than CVX relative to the S&P 500. On balance sheet safety, Chevron Corporation (CVX) carries a lower debt/equity ratio of 24% versus 55% for Gold Fields Limited — giving it more financial flexibility in a downturn.
05Which is growing faster — CIB or SU or CVX or GFI?
By revenue growth (latest reported year), Gold Fields Limited (GFI) is pulling ahead at 15.
6% versus -4. 6% for Chevron Corporation (CVX). On earnings-per-share growth, the picture is similar: Gold Fields Limited grew EPS 79. 2% year-over-year, compared to -31. 8% for Chevron Corporation. Over a 3-year CAGR, GFI leads at 7. 4% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — CIB or SU or CVX or GFI?
Gold Fields Limited (GFI) is the more profitable company, earning 23.
9% net margin versus 6. 7% for Chevron Corporation — meaning it keeps 23. 9% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: GFI leads at 40. 2% versus 9. 0% for CVX. At the gross margin level — before operating expenses — CIB leads at 61. 1%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is CIB or SU or CVX or GFI more undervalued right now?
On forward earnings alone, Grupo Cibest S.
A. (CIB) trades at 0. 0x forward P/E versus 15. 0x for Chevron Corporation — 15. 0x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for GFI: 21. 2% to $54. 42.
08Which pays a better dividend — CIB or SU or CVX or GFI?
All stocks in this comparison pay dividends.
Grupo Cibest S. A. (CIB) offers the highest yield at 9. 0%, versus 0. 9% for Gold Fields Limited (GFI).
09Is CIB or SU or CVX or GFI better for a retirement portfolio?
For long-horizon retirement investors, Suncor Energy Inc.
(SU) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β -0. 03), 2. 6% yield, +197. 4% 10Y return). Both have compounded well over 10 years (SU: +197. 4%, CIB: +148. 1%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between CIB and SU and CVX and GFI?
These companies operate in different sectors (CIB (Financial Services) and SU (Energy) and CVX (Energy) and GFI (Basic Materials)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: CIB is a mid-cap deep-value stock; SU is a mid-cap deep-value stock; CVX is a large-cap income-oriented stock; GFI is a mid-cap high-growth stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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