CIM
Chimera Investment Corporation
REIT - Mortgage
Market Cap$1.14B
5Y Perf.-45.3%
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Stock Comparison
CIM vs AGNC
Revenue, margins, valuation, and 5-year total return — side by side.
AGNC
AGNC Investment Corp.
REIT - Mortgage
Market Cap$9.62B
5Y Perf.-17.2%
CIM vs AGNC — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | CIM | AGNC |
|---|---|---|
| Industry | REIT - Mortgage | REIT - Mortgage |
| Market Cap | $1.14B | $9.62B |
| Revenue (TTM) | $696M | $3.46B |
| Net Income (TTM) | $230M | $838M |
| Gross Margin | 95.2% | 100.0% |
| Operating Margin | 46.1% | 107.1% |
| Forward P/E | 6.5x | 6.9x |
| Total Debt | $13.07B | $64M |
| Cash & Equiv. | $279M | $505M |
CIM vs AGNC — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
CIM
AGNC
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| Chimera Investment … (CIM) | 100 | 54.7 | -45.3% |
| AGNC Investment Cor… (AGNC) | 100 | 82.8 | -17.2% |
Price return only. Dividends and distributions are not included.
Quick Verdict: CIM vs AGNC
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: AGNC leads in 4 of 7 categories, making it the strongest pick for growth and revenue expansion and capital preservation and lower volatility. Chimera Investment Corporation is the stronger pick specifically for valuation and capital efficiency and profitability and margin quality. As sector peers, any of these can serve as alternatives in the same allocation.
CIM
Chimera Investment Corporation
The Real Estate Income Play
CIM is the clearest fit if your priority is value and quality.
- Lower P/E (6.5x vs 6.9x)
- 33.1% margin vs AGNC's 24.2%
- 1.6% ROA vs AGNC's 0.8%, ROIC 4.1% vs 34.0%
Best for: value and quality
AGNC
AGNC Investment Corp.
The Real Estate Income Play
AGNC carries the broadest edge in this set and is the clearest fit for income & stability and growth exposure.
- Dividend streak 0 yrs, beta 0.74, yield 14.7%
- Rev growth 384.7%, EPS growth 17.6%, 3Y rev CAGR 26.4%
- 49.5% 10Y total return vs CIM's 22.9%
Best for: income & stability and growth exposure
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | AGNC | 384.7% FFO/revenue growth vs CIM's 218.2% |
| Value | CIM | Lower P/E (6.5x vs 6.9x) |
| Quality / Margins | CIM | 33.1% margin vs AGNC's 24.2% |
| Stability / Safety | AGNC | Beta 0.74 vs CIM's 0.81, lower leverage |
| Dividends | AGNC | 14.7% yield, vs CIM's 7.5% |
| Momentum (1Y) | AGNC | +38.8% vs CIM's +24.8% |
| Efficiency (ROA) | CIM | 1.6% ROA vs AGNC's 0.8%, ROIC 4.1% vs 34.0% |
CIM vs AGNC — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
FY 2018
Segment breakdown not available.
CIM vs AGNC — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLAGNCLAGGINGCIM
CIMChimera Investment Co…
1leads
AGNCAGNC Investment Corp.
3leads
6 Total Categories
CATEGORYLEADERvs CIMMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
Tied
—
Valuation MetricsMultiples, price ratios, and targets
CIM4/5
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
AGNC5/9
Total Returns1Y, 3Y, 5Y total returns with dividends
AGNC5/6
Risk & VolatilityBeta, volatility, and downside exposure
Tied
—
Analyst OutlookRatings, price targets, and dividends
AGNC1/1
Income & Cash Flow (Last 12 Months)
Evenly matched — CIM and AGNC each lead in 3 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
AGNC is the larger business by revenue, generating $3.5B annually — 5.0x CIM's $696M. CIM is the more profitable business, keeping 33.1% of every revenue dollar as net income compared to AGNC's 24.2%.
| Metric | CIMChimera Investmen… | AGNCAGNC Investment C… |
|---|---|---|
| RevenueTrailing 12 months | $696M | $3.5B |
| EBITDAEarnings before interest/tax | $326M | $3.7B |
| Net IncomeAfter-tax profit | $230M | $838M |
| Free Cash FlowCash after capex | -$249M | $604M |
| Gross MarginGross profit ÷ Revenue | +95.2% | +100.0% |
| Operating MarginEBIT ÷ Revenue | +46.1% | +107.1% |
| Net MarginNet income ÷ Revenue | +33.1% | +24.2% |
| FCF MarginFCF ÷ Revenue | -35.8% | +17.5% |
| Rev. Growth (YoY)Latest quarter vs prior year | +2.8% | +2.5% |
| EPS Growth (YoY)Latest quarter vs prior year | +119.1% | +84.6% |
Evenly matched — CIM and AGNC each lead in 3 of 6 comparable metrics.
Valuation Metrics
CIM leads this category, winning 4 of 5 comparable metrics.
Valuation Metrics
At 5.0x trailing earnings, CIM trades at a 57% valuation discount to AGNC's 11.5x P/E. On an enterprise value basis, AGNC's 2.4x EV/EBITDA is more attractive than CIM's 18.0x.
| Metric | CIMChimera Investmen… | AGNCAGNC Investment C… |
|---|---|---|
| Market CapShares × price | $1.1B | $9.6B |
| Enterprise ValueMkt cap + debt − cash | $13.9B | $9.2B |
| Trailing P/EPrice ÷ TTM EPS | 4.96x | 11.53x |
| Forward P/EPrice ÷ next-FY EPS est. | 6.45x | 6.87x |
| PEG RatioP/E ÷ EPS growth rate | 0.10x | — |
| EV / EBITDAEnterprise value multiple | 18.05x | 2.42x |
| Price / SalesMarket cap ÷ Revenue | 1.39x | 1.97x |
| Price / BookPrice ÷ Book value/share | 0.45x | 0.86x |
| Price / FCFMarket cap ÷ FCF | — | 111.86x |
CIM leads this category, winning 4 of 5 comparable metrics.
Profitability & Efficiency
AGNC leads this category, winning 5 of 9 comparable metrics.
Profitability & Efficiency
CIM delivers a 8.9% return on equity — every $100 of shareholder capital generates $9 in annual profit, vs $7 for AGNC. AGNC carries lower financial leverage with a 0.01x debt-to-equity ratio, signaling a more conservative balance sheet compared to CIM's 5.08x. On the Piotroski fundamental quality scale (0–9), AGNC scores 5/9 vs CIM's 3/9, reflecting solid financial health.
| Metric | CIMChimera Investmen… | AGNCAGNC Investment C… |
|---|---|---|
| ROE (TTM)Return on equity | +8.9% | +7.3% |
| ROA (TTM)Return on assets | +1.6% | +0.8% |
| ROICReturn on invested capital | +4.1% | +34.0% |
| ROCEReturn on capital employed | +8.3% | +4.9% |
| Piotroski ScoreFundamental quality 0–9 | 3 | 5 |
| Debt / EquityFinancial leverage | 5.08x | 0.01x |
| Net DebtTotal debt minus cash | $12.8B | -$441M |
| Cash & Equiv.Liquid assets | $279M | $505M |
| Total DebtShort + long-term debt | $13.1B | $64M |
| Interest CoverageEBIT ÷ Interest expense | 1.42x | 1.32x |
AGNC leads this category, winning 5 of 9 comparable metrics.
Total Returns (Dividends Reinvested)
AGNC leads this category, winning 5 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in AGNC five years ago would be worth $9,884 today (with dividends reinvested), compared to $6,267 for CIM. Over the past 12 months, AGNC leads with a +38.8% total return vs CIM's +24.8%. The 3-year compound annual growth rate (CAGR) favors AGNC at 16.7% vs CIM's 5.7% — a key indicator of consistent wealth creation.
| Metric | CIMChimera Investmen… | AGNCAGNC Investment C… |
|---|---|---|
| YTD ReturnYear-to-date | +10.6% | +2.5% |
| 1-Year ReturnPast 12 months | +24.8% | +38.8% |
| 3-Year ReturnCumulative with dividends | +18.2% | +58.8% |
| 5-Year ReturnCumulative with dividends | -37.3% | -1.2% |
| 10-Year ReturnCumulative with dividends | +22.9% | +49.5% |
| CAGR (3Y)Annualised 3-year return | +5.7% | +16.7% |
AGNC leads this category, winning 5 of 6 comparable metrics.
Risk & Volatility
Evenly matched — CIM and AGNC each lead in 1 of 2 comparable metrics.
Risk & Volatility
AGNC is the less volatile stock with a 0.74 beta — it tends to amplify market swings less than CIM's 0.81 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. CIM currently trades 91.7% from its 52-week high vs AGNC's 87.9% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | CIMChimera Investmen… | AGNCAGNC Investment C… |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.81x | 0.74x |
| 52-Week HighHighest price in past year | $14.88 | $12.19 |
| 52-Week LowLowest price in past year | $11.67 | $8.61 |
| % of 52W HighCurrent price vs 52-week peak | +91.7% | +87.9% |
| RSI (14)Momentum oscillator 0–100 | 54.3 | 47.9 |
| Avg Volume (50D)Average daily shares traded | 728K | 18.7M |
Evenly matched — CIM and AGNC each lead in 1 of 2 comparable metrics.
Analyst Outlook
AGNC leads this category, winning 1 of 1 comparable metric.
Analyst Outlook
Wall Street rates CIM as "Hold" and AGNC as "Hold". Consensus price targets imply 4.5% upside for CIM (target: $14) vs 3.8% for AGNC (target: $11). For income investors, AGNC offers the higher dividend yield at 14.73% vs CIM's 7.51%.
| Metric | CIMChimera Investmen… | AGNCAGNC Investment C… |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Hold | Hold |
| Price TargetConsensus 12-month target | $14.25 | $11.13 |
| # AnalystsCovering analysts | 16 | 35 |
| Dividend YieldAnnual dividend ÷ price | +7.5% | +14.7% |
| Dividend StreakConsecutive years of raises | 0 | 0 |
| Dividend / ShareAnnual DPS | $1.02 | $1.58 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | 0.0% |
AGNC leads this category, winning 1 of 1 comparable metric.
Key Takeaway
AGNC leads in 3 of 6 categories (Profitability & Efficiency, Total Returns). CIM leads in 1 (Valuation Metrics). 2 tied.
Best OverallAGNC Investment Corp. (AGNC)Leads 3 of 6 categories
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CIM vs AGNC: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is CIM or AGNC a better buy right now?
For growth investors, AGNC Investment Corp.
(AGNC) is the stronger pick with 384. 7% revenue growth year-over-year, versus 218. 2% for Chimera Investment Corporation (CIM). Chimera Investment Corporation (CIM) offers the better valuation at 5. 0x trailing P/E (6. 5x forward), making it the more compelling value choice. Analysts rate Chimera Investment Corporation (CIM) a "Hold" — based on 16 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — CIM or AGNC?
On trailing P/E, Chimera Investment Corporation (CIM) is the cheapest at 5.
0x versus AGNC Investment Corp. at 11. 5x. On forward P/E, Chimera Investment Corporation is actually cheaper at 6. 5x.
03Which is the better long-term investment — CIM or AGNC?
Over the past 5 years, AGNC Investment Corp.
(AGNC) delivered a total return of -1. 2%, compared to -37. 3% for Chimera Investment Corporation (CIM). Over 10 years, the gap is even starker: AGNC returned +49. 5% versus CIM's +22. 9%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — CIM or AGNC?
By beta (market sensitivity over 5 years), AGNC Investment Corp.
(AGNC) is the lower-risk stock at 0. 74β versus Chimera Investment Corporation's 0. 81β — meaning CIM is approximately 9% more volatile than AGNC relative to the S&P 500. On balance sheet safety, AGNC Investment Corp. (AGNC) carries a lower debt/equity ratio of 1% versus 5% for Chimera Investment Corporation — giving it more financial flexibility in a downturn.
05Which is growing faster — CIM or AGNC?
By revenue growth (latest reported year), AGNC Investment Corp.
(AGNC) is pulling ahead at 384. 7% versus 218. 2% for Chimera Investment Corporation (CIM). On earnings-per-share growth, the picture is similar: AGNC Investment Corp. grew EPS 1760% year-over-year, compared to 150. 0% for Chimera Investment Corporation. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — CIM or AGNC?
Chimera Investment Corporation (CIM) is the more profitable company, earning 28.
1% net margin versus 17. 7% for AGNC Investment Corp. — meaning it keeps 28. 1% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: CIM leads at 93. 2% versus 79. 6% for AGNC. At the gross margin level — before operating expenses — AGNC leads at 100. 0%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is CIM or AGNC more undervalued right now?
On forward earnings alone, Chimera Investment Corporation (CIM) trades at 6.
5x forward P/E versus 6. 9x for AGNC Investment Corp. — 0. 4x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for CIM: 4. 5% to $14. 25.
08Which pays a better dividend — CIM or AGNC?
All stocks in this comparison pay dividends.
AGNC Investment Corp. (AGNC) offers the highest yield at 14. 7%, versus 7. 5% for Chimera Investment Corporation (CIM).
09Is CIM or AGNC better for a retirement portfolio?
For long-horizon retirement investors, AGNC Investment Corp.
(AGNC) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 74), 14. 7% yield). Both have compounded well over 10 years (AGNC: +49. 5%, CIM: +22. 9%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between CIM and AGNC?
Both stocks operate in the Real Estate sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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Revenue Growth>
%
(CIM: 284.4% · AGNC: 245.9%)Net Margin>
%
(CIM: 33.1% · AGNC: 24.2%)P/E Ratio<
x
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