CMRC
Commerce.com, Inc.
Software - Application
Market Cap$293M
5Y Perf.-63.9%
Compare Stocks
2 / 10Try these comparisons:
Stock Comparison
CMRC vs CART
Revenue, margins, valuation, and 5-year total return — side by side.
CART
Instacart (Maplebear Inc.)
Specialty Retail
Market Cap$8.99B
5Y Perf.+28.0%
CMRC vs CART — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | CMRC | CART |
|---|---|---|
| Industry | Software - Application | Specialty Retail |
| Market Cap | $293M | $8.99B |
| Revenue (TTM) | $347M | $3.86B |
| Net Income (TTM) | $-15M | $485M |
| Gross Margin | 78.1% | 73.0% |
| Operating Margin | -2.3% | 15.9% |
| Forward P/E | 8.2x | 15.8x |
| Total Debt | $166M | $36M |
| Cash & Equiv. | $44M | $637M |
CMRC vs CART — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
CMRC
CART
| Stock | Sep 23 | May 26 | Return |
|---|---|---|---|
| Commerce.com, Inc. (CMRC) | 100 | 36.1 | -63.9% |
| Instacart (Maplebea… (CART) | 100 | 128.0 | +28.0% |
Price return only. Dividends and distributions are not included.
Quick Verdict: CMRC vs CART
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: CART leads in 5 of 7 categories, making it the strongest pick for growth and revenue expansion and profitability and margin quality. Commerce.com, Inc. is the stronger pick specifically for valuation and capital efficiency. This set spans 2 sectors — these stocks serve different portfolio roles, not just different price points.
CMRC
Commerce.com, Inc.
The Value Play
CMRC is the clearest fit if your priority is value.
- Lower P/E (8.2x vs 15.8x)
Best for: value
CART
Instacart (Maplebear Inc.)
The Income Pick
CART carries the broadest edge in this set and is the clearest fit for income & stability and growth exposure.
- beta 0.39
- Rev growth 10.8%, EPS growth 1.3%, 3Y rev CAGR 13.6%
- 12.7% 10Y total return vs CMRC's -95.1%
Best for: income & stability and growth exposure
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | CART | 10.8% revenue growth vs CMRC's 2.8% |
| Value | CMRC | Lower P/E (8.2x vs 15.8x) |
| Quality / Margins | CART | 12.6% margin vs CMRC's -4.4% |
| Stability / Safety | CART | Beta 0.39 vs CMRC's 1.81, lower leverage |
| Dividends | Tie | Neither stock pays a meaningful dividend |
| Momentum (1Y) | CART | -16.9% vs CMRC's -31.5% |
| Efficiency (ROA) | CART | 12.0% ROA vs CMRC's -4.9%, ROIC 24.0% vs -7.5% |
CMRC vs CART — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
FY 2025
FY 2025
CMRC vs CART — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLCARTLAGGINGCMRC
CMRCCommerce.com, Inc.
1leads
CARTInstacart (Maplebear …
4leads
6 Total Categories
CATEGORYLEADERvs CMRCMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
CART4/5
Valuation MetricsMultiples, price ratios, and targets
CMRC3/5
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
CART7/7
Total Returns1Y, 3Y, 5Y total returns with dividends
CART5/6
Risk & VolatilityBeta, volatility, and downside exposure
CART2/2
Analyst OutlookRatings, price targets, and dividends
—
—
Income & Cash Flow (Last 12 Months)
CART leads this category, winning 4 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
CART is the larger business by revenue, generating $3.9B annually — 11.1x CMRC's $347M. CART is the more profitable business, keeping 12.6% of every revenue dollar as net income compared to CMRC's -4.4%. On growth, CART holds the edge at +13.6% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | CMRCCommerce.com, Inc. | CARTInstacart (Mapleb… |
|---|---|---|
| RevenueTrailing 12 months | $347M | $3.9B |
| EBITDAEarnings before interest/tax | $1M | $721M |
| Net IncomeAfter-tax profit | -$15M | $485M |
| Free Cash FlowCash after capex | $33M | $883M |
| Gross MarginGross profit ÷ Revenue | +78.1% | +73.0% |
| Operating MarginEBIT ÷ Revenue | -2.3% | +15.9% |
| Net MarginNet income ÷ Revenue | -4.4% | +12.6% |
| FCF MarginFCF ÷ Revenue | +9.6% | +22.9% |
| Rev. Growth (YoY)Latest quarter vs prior year | +5.4% | +13.6% |
| EPS Growth (YoY)Latest quarter vs prior year | — | +50.0% |
CART leads this category, winning 4 of 5 comparable metrics.
Valuation Metrics
CMRC leads this category, winning 3 of 5 comparable metrics.
Valuation Metrics
| Metric | CMRCCommerce.com, Inc. | CARTInstacart (Mapleb… |
|---|---|---|
| Market CapShares × price | $293M | $9.0B |
| Enterprise ValueMkt cap + debt − cash | $414M | $8.4B |
| Trailing P/EPrice ÷ TTM EPS | -14.83x | 23.74x |
| Forward P/EPrice ÷ next-FY EPS est. | 8.24x | 15.82x |
| PEG RatioP/E ÷ EPS growth rate | — | — |
| EV / EBITDAEnterprise value multiple | — | 12.43x |
| Price / SalesMarket cap ÷ Revenue | 0.86x | 2.40x |
| Price / BookPrice ÷ Book value/share | 7.26x | 4.22x |
| Price / FCFMarket cap ÷ FCF | 15.59x | 9.87x |
CMRC leads this category, winning 3 of 5 comparable metrics.
Profitability & Efficiency
CART leads this category, winning 7 of 7 comparable metrics.
Profitability & Efficiency
CART delivers a 16.3% return on equity — every $100 of shareholder capital generates $16 in annual profit, vs $-36 for CMRC. CART carries lower financial leverage with a 0.01x debt-to-equity ratio, signaling a more conservative balance sheet compared to CMRC's 4.21x.
| Metric | CMRCCommerce.com, Inc. | CARTInstacart (Mapleb… |
|---|---|---|
| ROE (TTM)Return on equity | -36.4% | +16.3% |
| ROA (TTM)Return on assets | -4.9% | +12.0% |
| ROICReturn on invested capital | -7.5% | +24.0% |
| ROCEReturn on capital employed | -7.2% | +18.9% |
| Piotroski ScoreFundamental quality 0–9 | 6 | 6 |
| Debt / EquityFinancial leverage | 4.21x | 0.01x |
| Net DebtTotal debt minus cash | $121M | -$601M |
| Cash & Equiv.Liquid assets | $44M | $637M |
| Total DebtShort + long-term debt | $166M | $36M |
| Interest CoverageEBIT ÷ Interest expense | -2.03x | — |
CART leads this category, winning 7 of 7 comparable metrics.
Total Returns (Dividends Reinvested)
CART leads this category, winning 5 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in CART five years ago would be worth $11,273 today (with dividends reinvested), compared to $735 for CMRC. Over the past 12 months, CART leads with a -16.9% total return vs CMRC's -31.5%. The 3-year compound annual growth rate (CAGR) favors CART at 4.1% vs CMRC's -20.5% — a key indicator of consistent wealth creation.
| Metric | CMRCCommerce.com, Inc. | CARTInstacart (Mapleb… |
|---|---|---|
| YTD ReturnYear-to-date | -12.3% | -13.5% |
| 1-Year ReturnPast 12 months | -31.5% | -16.9% |
| 3-Year ReturnCumulative with dividends | -49.7% | +12.7% |
| 5-Year ReturnCumulative with dividends | -92.6% | +12.7% |
| 10-Year ReturnCumulative with dividends | -95.1% | +12.7% |
| CAGR (3Y)Annualised 3-year return | -20.5% | +4.1% |
CART leads this category, winning 5 of 6 comparable metrics.
Risk & Volatility
CART leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
CART is the less volatile stock with a 0.39 beta — it tends to amplify market swings less than CMRC's 1.81 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. CART currently trades 71.0% from its 52-week high vs CMRC's 63.7% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | CMRCCommerce.com, Inc. | CARTInstacart (Mapleb… |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.81x | 0.39x |
| 52-Week HighHighest price in past year | $5.59 | $53.50 |
| 52-Week LowLowest price in past year | $2.41 | $32.73 |
| % of 52W HighCurrent price vs 52-week peak | +63.7% | +71.0% |
| RSI (14)Momentum oscillator 0–100 | 49.8 | 45.9 |
| Avg Volume (50D)Average daily shares traded | 696K | 3.9M |
CART leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
Insufficient data to determine a leader in this category.
Analyst Outlook
Wall Street rates CMRC as "Hold" and CART as "Buy". Consensus price targets imply 30.8% upside for CART (target: $50) vs 5.3% for CMRC (target: $4).
| Metric | CMRCCommerce.com, Inc. | CARTInstacart (Mapleb… |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Hold | Buy |
| Price TargetConsensus 12-month target | $3.75 | $49.70 |
| # AnalystsCovering analysts | 21 | 26 |
| Dividend YieldAnnual dividend ÷ price | — | — |
| Dividend StreakConsecutive years of raises | 1 | — |
| Dividend / ShareAnnual DPS | — | — |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | +15.4% |
Insufficient data to determine a leader in this category.
Key Takeaway
CART leads in 4 of 6 categories (Income & Cash Flow, Profitability & Efficiency). CMRC leads in 1 (Valuation Metrics).
Best OverallInstacart (Maplebear Inc.) (CART)Leads 4 of 6 categories
Loading custom metrics...
CMRC vs CART: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is CMRC or CART a better buy right now?
For growth investors, Instacart (Maplebear Inc.
) (CART) is the stronger pick with 10. 8% revenue growth year-over-year, versus 2. 8% for Commerce. com, Inc. (CMRC). Instacart (Maplebear Inc. ) (CART) offers the better valuation at 23. 7x trailing P/E (15. 8x forward), making it the more compelling value choice. Analysts rate Instacart (Maplebear Inc. ) (CART) a "Buy" — based on 26 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — CMRC or CART?
On forward P/E, Commerce.
com, Inc. is actually cheaper at 8. 2x — notably different from the trailing picture, reflecting expected earnings growth.
03Which is the better long-term investment — CMRC or CART?
Over the past 5 years, Instacart (Maplebear Inc.
) (CART) delivered a total return of +12. 7%, compared to -92. 6% for Commerce. com, Inc. (CMRC). Over 10 years, the gap is even starker: CART returned +12. 7% versus CMRC's -95. 1%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — CMRC or CART?
By beta (market sensitivity over 5 years), Instacart (Maplebear Inc.
) (CART) is the lower-risk stock at 0. 39β versus Commerce. com, Inc. 's 1. 81β — meaning CMRC is approximately 368% more volatile than CART relative to the S&P 500. On balance sheet safety, Instacart (Maplebear Inc. ) (CART) carries a lower debt/equity ratio of 1% versus 4% for Commerce. com, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — CMRC or CART?
By revenue growth (latest reported year), Instacart (Maplebear Inc.
) (CART) is pulling ahead at 10. 8% versus 2. 8% for Commerce. com, Inc. (CMRC). On earnings-per-share growth, the picture is similar: Commerce. com, Inc. grew EPS 31. 4% year-over-year, compared to 1. 3% for Instacart (Maplebear Inc. ). Over a 3-year CAGR, CART leads at 13. 6% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — CMRC or CART?
Instacart (Maplebear Inc.
) (CART) is the more profitable company, earning 11. 9% net margin versus -5. 6% for Commerce. com, Inc. — meaning it keeps 11. 9% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: CART leads at 15. 4% versus -4. 7% for CMRC. At the gross margin level — before operating expenses — CMRC leads at 78. 7%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is CMRC or CART more undervalued right now?
On forward earnings alone, Commerce.
com, Inc. (CMRC) trades at 8. 2x forward P/E versus 15. 8x for Instacart (Maplebear Inc. ) — 7. 6x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for CART: 30. 8% to $49. 70.
08Which pays a better dividend — CMRC or CART?
None of the stocks in this comparison currently pay a material dividend.
All are effectively zero-yield and should be held for capital appreciation rather than income.
09Is CMRC or CART better for a retirement portfolio?
For long-horizon retirement investors, Instacart (Maplebear Inc.
) (CART) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 39)). Commerce. com, Inc. (CMRC) carries a higher beta of 1. 81 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (CART: +12. 7%, CMRC: -95. 1%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between CMRC and CART?
These companies operate in different sectors (CMRC (Technology) and CART (Consumer Cyclical)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
Find Stocks Like These
Explore pre-built screens for each stock's profile, or build a custom screen to find stocks that outperform both.
Revenue Growth>
%
(CMRC: 5.4% · CART: 13.6%)You Might Also Compare
Based on how these companies actually compete and overlap — not just which sector they're filed under.