CNNE vs RELY vs FIS vs FISV vs GPN

For growth investors, Remitly Global, Inc.

(RELY) is the stronger pick with 29. 4% revenue growth year-over-year, versus -23. 7% for Global Payments Inc. (GPN). Fiserv, Inc. (FISV) offers the better valuation at 9. 0x trailing P/E (7. 0x forward), making it the more compelling value choice. Analysts rate Cannae Holdings, Inc. (CNNE) a "Buy" — based on 5 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On trailing P/E, Fiserv, Inc.

(FISV) is the cheapest at 9. 0x versus Remitly Global, Inc. at 73. 5x. On forward P/E, Global Payments Inc. is actually cheaper at 5. 1x — notably different from the trailing picture, reflecting expected earnings growth. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Fiserv, Inc. wins at 0. 20x versus Fidelity National Information Services, Inc. 's 0. 31x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.

Over the past 5 years, Fiserv, Inc.

(FISV) delivered a total return of -51. 7%, compared to -63. 2% for Fidelity National Information Services, Inc. (FIS). Over 10 years, the gap is even starker: FISV returned +9. 7% versus RELY's -53. 0%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), Fidelity National Information Services, Inc.

(FIS) is the lower-risk stock at 0. 76β versus Global Payments Inc. 's 1. 37β — meaning GPN is approximately 81% more volatile than FIS relative to the S&P 500. On balance sheet safety, Remitly Global, Inc. (RELY) carries a lower debt/equity ratio of 25% versus 113% for Fiserv, Inc. — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), Remitly Global, Inc.

(RELY) is pulling ahead at 29. 4% versus -23. 7% for Global Payments Inc. (GPN). On earnings-per-share growth, the picture is similar: Remitly Global, Inc. grew EPS 263. 2% year-over-year, compared to -92. 0% for Cannae Holdings, Inc.. Over a 3-year CAGR, RELY leads at 35. 8% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

Global Payments Inc.

(GPN) is the more profitable company, earning 18. 2% net margin versus -99. 2% for Cannae Holdings, Inc. — meaning it keeps 18. 2% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: FISV leads at 26. 9% versus -28. 2% for CNNE. At the gross margin level — before operating expenses — GPN leads at 72. 6%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.

By this metric, Fiserv, Inc. (FISV) is the more undervalued stock at a PEG of 0. 20x versus Fidelity National Information Services, Inc. 's 0. 31x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Global Payments Inc. (GPN) trades at 5. 1x forward P/E versus 44. 1x for Remitly Global, Inc. — 38. 9x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for FIS: 42. 6% to $67. 38.

In this comparison, FIS (3.

5% yield), GPN (1. 4% yield) pay a dividend. CNNE, RELY, FISV do not pay a meaningful dividend and should not be held primarily for income.

For long-horizon retirement investors, Fidelity National Information Services, Inc.

(FIS) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 76), 3. 5% yield). Both have compounded well over 10 years (FIS: -13. 2%, RELY: -53. 0%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

These companies operate in different sectors (CNNE (Consumer Cyclical) and RELY (Technology) and FIS (Technology) and FISV (Technology) and GPN (Industrials)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.

In terms of investment character: CNNE is a small-cap quality compounder stock; RELY is a small-cap high-growth stock; FIS is a mid-cap income-oriented stock; FISV is a mid-cap deep-value stock; GPN is a mid-cap deep-value stock. FIS, GPN pay a dividend while CNNE, RELY, FISV do not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.