Apparel - Retail
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CRI vs VFC
Revenue, margins, valuation, and 5-year total return — side by side.
Apparel - Manufacturers
CRI vs VFC — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Apparel - Retail | Apparel - Manufacturers |
| Market Cap | $1.32B | $7.45B |
| Revenue (TTM) | $2.95B | $9.58B |
| Net Income (TTM) | $91M | $223M |
| Gross Margin | 44.7% | 53.8% |
| Operating Margin | 5.0% | 4.6% |
| Forward P/E | 10.8x | 23.1x |
| Total Debt | $1.21B | $5.37B |
| Cash & Equiv. | $487M | $429M |
CRI vs VFC — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| Carter's, Inc. (CRI) | 100 | 41.6 | -58.4% |
| V.F. Corporation (VFC) | 100 | 34.0 | -66.0% |
Price return only. Dividends and distributions are not included.
Quick Verdict: CRI vs VFC
Each card shows where this stock fits in a portfolio — not just who wins on paper.
CRI carries the broadest edge in this set and is the clearest fit for income & stability and growth exposure.
- Dividend streak 0 yrs, beta 1.34, yield 4.4%
- Rev growth 1.9%, EPS growth -49.4%, 3Y rev CAGR -3.4%
- Lower volatility, beta 1.34, current ratio 2.51x
VFC is the clearest fit if your priority is long-term compounding.
- -45.4% 10Y total return vs CRI's -47.0%
- +52.7% vs CRI's +12.1%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 1.9% revenue growth vs VFC's -9.1% | |
| Value | Lower P/E (10.8x vs 23.1x) | |
| Quality / Margins | 3.1% margin vs VFC's 2.3% | |
| Stability / Safety | Beta 1.34 vs VFC's 2.36, lower leverage | |
| Dividends | 4.4% yield, vs VFC's 1.9% | |
| Momentum (1Y) | +52.7% vs CRI's +12.1% | |
| Efficiency (ROA) | 3.6% ROA vs VFC's 2.1%, ROIC 6.7% vs 2.7% |
CRI vs VFC — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
CRI vs VFC — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
CRI leads this category, winning 4 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
VFC is the larger business by revenue, generating $9.6B annually — 3.2x CRI's $2.9B. Profitability is closely matched — net margins range from 3.1% (CRI) to 2.3% (VFC). On growth, CRI holds the edge at +8.1% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $2.9B | $9.6B |
| EBITDAEarnings before interest/tax | $188M | $748M |
| Net IncomeAfter-tax profit | $91M | $223M |
| Free Cash FlowCash after capex | $127M | -$666M |
| Gross MarginGross profit ÷ Revenue | +44.7% | +53.8% |
| Operating MarginEBIT ÷ Revenue | +5.0% | +4.6% |
| Net MarginNet income ÷ Revenue | +3.1% | +2.3% |
| FCF MarginFCF ÷ Revenue | +4.3% | -6.9% |
| Rev. Growth (YoY)Latest quarter vs prior year | +8.1% | +1.5% |
| EPS Growth (YoY)Latest quarter vs prior year | -7.0% | +76.7% |
Valuation Metrics
CRI leads this category, winning 5 of 6 comparable metrics.
Valuation Metrics
On an enterprise value basis, CRI's 10.3x EV/EBITDA is more attractive than VFC's 22.0x.
| Metric | ||
|---|---|---|
| Market CapShares × price | $1.3B | $7.5B |
| Enterprise ValueMkt cap + debt − cash | $2.0B | $12.4B |
| Trailing P/EPrice ÷ TTM EPS | 13.80x | -38.90x |
| Forward P/EPrice ÷ next-FY EPS est. | 10.80x | 23.08x |
| PEG RatioP/E ÷ EPS growth rate | 15.21x | — |
| EV / EBITDAEnterprise value multiple | 10.26x | 22.05x |
| Price / SalesMarket cap ÷ Revenue | 0.45x | 0.78x |
| Price / BookPrice ÷ Book value/share | 1.37x | 5.03x |
| Price / FCFMarket cap ÷ FCF | 19.21x | 21.97x |
Profitability & Efficiency
CRI leads this category, winning 6 of 9 comparable metrics.
Profitability & Efficiency
VFC delivers a 12.5% return on equity — every $100 of shareholder capital generates $13 in annual profit, vs $10 for CRI. CRI carries lower financial leverage with a 1.31x debt-to-equity ratio, signaling a more conservative balance sheet compared to VFC's 3.61x. On the Piotroski fundamental quality scale (0–9), VFC scores 7/9 vs CRI's 5/9, reflecting strong financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | +10.1% | +12.5% |
| ROA (TTM)Return on assets | +3.6% | +2.1% |
| ROICReturn on invested capital | +6.7% | +2.7% |
| ROCEReturn on capital employed | +7.2% | +3.5% |
| Piotroski ScoreFundamental quality 0–9 | 5 | 7 |
| Debt / EquityFinancial leverage | 1.31x | 3.61x |
| Net DebtTotal debt minus cash | $725M | $4.9B |
| Cash & Equiv.Liquid assets | $487M | $429M |
| Total DebtShort + long-term debt | $1.2B | $5.4B |
| Interest CoverageEBIT ÷ Interest expense | 3.12x | 3.79x |
Total Returns (Dividends Reinvested)
VFC leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in CRI five years ago would be worth $4,359 today (with dividends reinvested), compared to $2,709 for VFC. Over the past 12 months, VFC leads with a +52.7% total return vs CRI's +12.1%. The 3-year compound annual growth rate (CAGR) favors VFC at -2.5% vs CRI's -14.1% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | +8.4% | +5.5% |
| 1-Year ReturnPast 12 months | +12.1% | +52.7% |
| 3-Year ReturnCumulative with dividends | -36.7% | -7.4% |
| 5-Year ReturnCumulative with dividends | -56.4% | -72.9% |
| 10-Year ReturnCumulative with dividends | -47.0% | -45.4% |
| CAGR (3Y)Annualised 3-year return | -14.1% | -2.5% |
Risk & Volatility
Evenly matched — CRI and VFC each lead in 1 of 2 comparable metrics.
Risk & Volatility
CRI is the less volatile stock with a 1.34 beta — it tends to amplify market swings less than VFC's 2.36 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. VFC currently trades 86.0% from its 52-week high vs CRI's 80.4% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.34x | 2.36x |
| 52-Week HighHighest price in past year | $44.44 | $22.16 |
| 52-Week LowLowest price in past year | $23.38 | $11.06 |
| % of 52W HighCurrent price vs 52-week peak | +80.4% | +86.0% |
| RSI (14)Momentum oscillator 0–100 | 54.2 | 54.2 |
| Avg Volume (50D)Average daily shares traded | 1.2M | 6.0M |
Analyst Outlook
CRI leads this category, winning 1 of 1 comparable metric.
Analyst Outlook
Wall Street rates CRI as "Buy" and VFC as "Hold". Consensus price targets imply 6.3% upside for VFC (target: $20) vs 3.5% for CRI (target: $37). For income investors, CRI offers the higher dividend yield at 4.45% vs VFC's 1.87%.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Hold |
| Price TargetConsensus 12-month target | $37.00 | $20.27 |
| # AnalystsCovering analysts | 24 | 58 |
| Dividend YieldAnnual dividend ÷ price | +4.4% | +1.9% |
| Dividend StreakConsecutive years of raises | 0 | 0 |
| Dividend / ShareAnnual DPS | $1.59 | $0.36 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | +0.0% |
CRI leads in 4 of 6 categories (Income & Cash Flow, Valuation Metrics). VFC leads in 1 (Total Returns). 1 tied.
CRI vs VFC: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is CRI or VFC a better buy right now?
For growth investors, Carter's, Inc.
(CRI) is the stronger pick with 1. 9% revenue growth year-over-year, versus -9. 1% for V. F. Corporation (VFC). Carter's, Inc. (CRI) offers the better valuation at 13. 8x trailing P/E (10. 8x forward), making it the more compelling value choice. Analysts rate Carter's, Inc. (CRI) a "Buy" — based on 24 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — CRI or VFC?
On forward P/E, Carter's, Inc.
is actually cheaper at 10. 8x.
03Which is the better long-term investment — CRI or VFC?
Over the past 5 years, Carter's, Inc.
(CRI) delivered a total return of -56. 4%, compared to -72. 9% for V. F. Corporation (VFC). Over 10 years, the gap is even starker: VFC returned -45. 4% versus CRI's -47. 0%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — CRI or VFC?
By beta (market sensitivity over 5 years), Carter's, Inc.
(CRI) is the lower-risk stock at 1. 34β versus V. F. Corporation's 2. 36β — meaning VFC is approximately 77% more volatile than CRI relative to the S&P 500. On balance sheet safety, Carter's, Inc. (CRI) carries a lower debt/equity ratio of 131% versus 4% for V. F. Corporation — giving it more financial flexibility in a downturn.
05Which is growing faster — CRI or VFC?
By revenue growth (latest reported year), Carter's, Inc.
(CRI) is pulling ahead at 1. 9% versus -9. 1% for V. F. Corporation (VFC). On earnings-per-share growth, the picture is similar: V. F. Corporation grew EPS 80. 3% year-over-year, compared to -49. 4% for Carter's, Inc.. Over a 3-year CAGR, CRI leads at -3. 4% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — CRI or VFC?
Carter's, Inc.
(CRI) is the more profitable company, earning 3. 2% net margin versus -2. 0% for V. F. Corporation — meaning it keeps 3. 2% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: CRI leads at 5. 0% versus 3. 2% for VFC. At the gross margin level — before operating expenses — VFC leads at 53. 5%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is CRI or VFC more undervalued right now?
On forward earnings alone, Carter's, Inc.
(CRI) trades at 10. 8x forward P/E versus 23. 1x for V. F. Corporation — 12. 3x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for VFC: 6. 3% to $20. 27.
08Which pays a better dividend — CRI or VFC?
All stocks in this comparison pay dividends.
Carter's, Inc. (CRI) offers the highest yield at 4. 4%, versus 1. 9% for V. F. Corporation (VFC).
09Is CRI or VFC better for a retirement portfolio?
For long-horizon retirement investors, Carter's, Inc.
(CRI) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (4. 4% yield). V. F. Corporation (VFC) carries a higher beta of 2. 36 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (CRI: -47. 0%, VFC: -45. 4%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between CRI and VFC?
Both stocks operate in the Consumer Cyclical sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: CRI is a small-cap deep-value stock; VFC is a small-cap quality compounder stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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