DLX vs FIS

For growth investors, Fidelity National Information Services, Inc.

(FIS) is the stronger pick with 5. 4% revenue growth year-over-year, versus 0. 5% for Deluxe Corporation (DLX). Deluxe Corporation (DLX) offers the better valuation at 14. 9x trailing P/E (6. 6x forward), making it the more compelling value choice. Analysts rate Deluxe Corporation (DLX) a "Buy" — based on 6 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On trailing P/E, Deluxe Corporation (DLX) is the cheapest at 14.

9x versus Fidelity National Information Services, Inc. at 63. 0x. On forward P/E, Deluxe Corporation is actually cheaper at 6. 6x. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Deluxe Corporation wins at 0. 12x versus Fidelity National Information Services, Inc. 's 0. 31x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.

Over the past 5 years, Deluxe Corporation (DLX) delivered a total return of -29.

6%, compared to -63. 2% for Fidelity National Information Services, Inc. (FIS). Over 10 years, the gap is even starker: FIS returned -13. 2% versus DLX's -38. 8%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), Fidelity National Information Services, Inc.

(FIS) is the lower-risk stock at 0. 76β versus Deluxe Corporation's 1. 09β — meaning DLX is approximately 43% more volatile than FIS relative to the S&P 500. On balance sheet safety, Fidelity National Information Services, Inc. (FIS) carries a lower debt/equity ratio of 29% versus 2% for Deluxe Corporation — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), Fidelity National Information Services, Inc.

(FIS) is pulling ahead at 5. 4% versus 0. 5% for Deluxe Corporation (DLX). On earnings-per-share growth, the picture is similar: Deluxe Corporation grew EPS 52. 5% year-over-year, compared to -47. 2% for Fidelity National Information Services, Inc.. Over a 3-year CAGR, FIS leads at 3. 2% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

Deluxe Corporation (DLX) is the more profitable company, earning 4.

0% net margin versus 3. 6% for Fidelity National Information Services, Inc. — meaning it keeps 4. 0% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: FIS leads at 16. 5% versus 12. 3% for DLX. At the gross margin level — before operating expenses — DLX leads at 53. 0%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.

By this metric, Deluxe Corporation (DLX) is the more undervalued stock at a PEG of 0. 12x versus Fidelity National Information Services, Inc. 's 0. 31x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Deluxe Corporation (DLX) trades at 6. 6x forward P/E versus 7. 5x for Fidelity National Information Services, Inc. — 0. 9x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for FIS: 42. 6% to $67. 38.

All stocks in this comparison pay dividends.

Deluxe Corporation (DLX) offers the highest yield at 4. 5%, versus 3. 5% for Fidelity National Information Services, Inc. (FIS).

For long-horizon retirement investors, Fidelity National Information Services, Inc.

(FIS) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 76), 3. 5% yield). Both have compounded well over 10 years (FIS: -13. 2%, DLX: -38. 8%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

These companies operate in different sectors (DLX (Communication Services) and FIS (Technology)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.

In terms of investment character: DLX is a small-cap deep-value stock; FIS is a mid-cap income-oriented stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.