ECCW
Eagle Point Credit Company Inc.
Asset Management
Market Cap$2.35B
5Y Perf.+0.9%
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Stock Comparison
ECCW vs OCCI vs ECC vs OXLC
Revenue, margins, valuation, and 5-year total return — side by side.
OCCI
OFS Credit Company, Inc.
Asset Management
Market Cap$96M
5Y Perf.-76.8%
ECC
Eagle Point Credit Company Inc.
Asset Management
Market Cap$560M
5Y Perf.-64.3%
OXLC
Oxford Lane Capital Corp.
Asset Management
Market Cap$989M
5Y Perf.-67.7%
ECCW vs OCCI vs ECC vs OXLC — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ECCW | OCCI | ECC | OXLC |
|---|---|---|---|---|
| Industry | Asset Management | Asset Management | Asset Management | Asset Management |
| Market Cap | $2.35B | $96M | $560M | $989M |
| Revenue (TTM) | $116M | $41M | $116M | $96M |
| Net Income (TTM) | $34M | $-10M | $34M | $189M |
| Gross Margin | 84.2% | 70.8% | 84.2% | 59.8% |
| Operating Margin | 73.7% | -5.5% | 73.7% | 50.6% |
| Forward P/E | 29.3x | 2.3x | 4.7x | 2.6x |
| Total Debt | $272M | $114M | $272M | $487M |
| Cash & Equiv. | $42M | $14M | $42M | $295M |
ECCW vs OCCI vs ECC vs OXLC — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
ECCW
OCCI
ECC
OXLC
| Stock | Mar 21 | May 26 | Return |
|---|---|---|---|
| Eagle Point Credit … (ECCW) | 100 | 100.9 | +0.9% |
| OFS Credit Company,… (OCCI) | 100 | 23.2 | -76.8% |
| Eagle Point Credit … (ECC) | 100 | 35.7 | -64.3% |
| Oxford Lane Capital… (OXLC) | 100 | 32.3 | -67.7% |
Price return only. Dividends and distributions are not included.
Quick Verdict: ECCW vs OCCI vs ECC vs OXLC
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: OCCI leads in 3 of 7 categories, making it the strongest pick for growth and revenue expansion and valuation and capital efficiency. Eagle Point Credit Company Inc. is the stronger pick specifically for capital preservation and lower volatility and recent price momentum and sentiment. OXLC also leads in specific categories worth noting. As sector peers, any of these can serve as alternatives in the same allocation.
ECCW
Eagle Point Credit Company Inc.
The Banking Pick
ECCW is the #2 pick in this set and the best alternative if growth exposure and long-term compounding is your priority.
- Rev growth -14.9%, EPS growth -50.6%
- 37.0% 10Y total return vs ECC's 34.8%
- Beta 0.51 vs ECC's 0.68
- +16.3% vs OXLC's -36.6%
Best for: growth exposure and long-term compounding
OCCI
OFS Credit Company, Inc.
The Banking Pick
OCCI carries the broadest edge in this set and is the clearest fit for income & stability and bank quality.
- Dividend streak 2 yrs, beta 0.64, yield 35.3%
- NIM 13.7% vs ECC's 10.2%
- 117.0% NII/revenue growth vs OXLC's -65.7%
- Lower P/E (2.3x vs 2.6x)
Best for: income & stability and bank quality
ECC
Eagle Point Credit Company Inc.
The Financial Play
ECC lags the leaders in this set but could rank higher in a more targeted comparison.
Best for: financial services exposure
OXLC
Oxford Lane Capital Corp.
The Banking Pick
OXLC is the clearest fit if your priority is sleep-well-at-night and defensive.
- Lower volatility, beta 0.62, Low D/E 24.9%, current ratio 220.74x
- Beta 0.62, yield 33.4%, current ratio 220.74x
- Efficiency ratio 0.1% vs OCCI's 0.8% (lower = leaner)
- Efficiency ratio 0.1% vs OCCI's 0.8%
Best for: sleep-well-at-night and defensive
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | OCCI | 117.0% NII/revenue growth vs OXLC's -65.7% |
| Value | OCCI | Lower P/E (2.3x vs 2.6x) |
| Quality / Margins | OXLC | Efficiency ratio 0.1% vs OCCI's 0.8% (lower = leaner) |
| Stability / Safety | ECCW | Beta 0.51 vs ECC's 0.68 |
| Dividends | OCCI | 35.3% yield, 2-year raise streak, vs ECC's 41.0% |
| Momentum (1Y) | ECCW | +16.3% vs OXLC's -36.6% |
| Efficiency (ROA) | OXLC | Efficiency ratio 0.1% vs OCCI's 0.8% |
ECCW vs OCCI vs ECC vs OXLC — Financial Metrics
Side-by-side numbers across 4 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLECCWLAGGINGOXLC
Who Leads Where
ECCW leads in 2 of 6 categories
OCCI leads 1 • ECC leads 0 • OXLC leads 0 • 3 tied
Explore the data ↓OXLCOxford Lane Capital C…
0leads
ECCEagle Point Credit Co…
0leads
OCCIOFS Credit Company, I…
1leads
ECCWEagle Point Credit Co…
2leads
6 Total Categories
CATEGORYLEADERvs OCCIvs ECCMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
Tied
—
Valuation MetricsMultiples, price ratios, and targets
OCCI4/6
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
Tied
—
Total Returns1Y, 3Y, 5Y total returns with dividends
ECCW6/6
Risk & VolatilityBeta, volatility, and downside exposure
ECCW2/2
Analyst OutlookRatings, price targets, and dividends
Tied
—
Income & Cash Flow (Last 12 Months)
Evenly matched — ECCW and ECC each lead in 5 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
ECCW is the larger business by revenue, generating $116M annually — 2.9x OCCI's $41M. ECCW is the more profitable business, keeping 69.3% of every revenue dollar as net income compared to OCCI's -24.4%.
| Metric | ECCWEagle Point Credi… | OCCIOFS Credit Compan… | ECCEagle Point Credi… | OXLCOxford Lane Capit… |
|---|---|---|---|---|
| RevenueTrailing 12 months | $116M | $41M | $116M | $96M |
| EBITDAEarnings before interest/tax | $63M | -$7M | $63M | $271M |
| Net IncomeAfter-tax profit | $34M | -$10M | $34M | $189M |
| Free Cash FlowCash after capex | $65M | $35M | $65M | $1.5B |
| Gross MarginGross profit ÷ Revenue | +84.2% | +70.8% | +84.2% | +59.8% |
| Operating MarginEBIT ÷ Revenue | +73.7% | -5.5% | +73.7% | +50.6% |
| Net MarginNet income ÷ Revenue | +69.3% | -24.4% | +69.3% | +50.6% |
| FCF MarginFCF ÷ Revenue | +89.3% | +85.2% | +89.3% | -7.3% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — | — | — |
| EPS Growth (YoY)Latest quarter vs prior year | +3.9% | -2.2% | +3.9% | -7.7% |
Evenly matched — ECCW and ECC each lead in 5 of 5 comparable metrics.
Valuation Metrics
OCCI leads this category, winning 4 of 6 comparable metrics.
Valuation Metrics
At 5.0x trailing earnings, ECC trades at a 95% valuation discount to OXLC's 95.2x P/E. On an enterprise value basis, ECC's 9.2x EV/EBITDA is more attractive than ECCW's 30.2x.
| Metric | ECCWEagle Point Credi… | OCCIOFS Credit Compan… | ECCEagle Point Credi… | OXLCOxford Lane Capit… |
|---|---|---|---|---|
| Market CapShares × price | $2.4B | $96M | $560M | $989M |
| Enterprise ValueMkt cap + debt − cash | $2.6B | $196M | $790M | $1.2B |
| Trailing P/EPrice ÷ TTM EPS | 29.27x | -8.74x | 4.98x | 95.23x |
| Forward P/EPrice ÷ next-FY EPS est. | — | 2.27x | 4.66x | 2.55x |
| PEG RatioP/E ÷ EPS growth rate | — | — | — | — |
| EV / EBITDAEnterprise value multiple | 30.18x | — | 9.24x | 24.35x |
| Price / SalesMarket cap ÷ Revenue | 20.27x | 2.36x | 4.83x | 10.32x |
| Price / BookPrice ÷ Book value/share | 2.51x | 0.57x | 0.43x | 0.47x |
| Price / FCFMarket cap ÷ FCF | 22.70x | 2.77x | 5.41x | — |
OCCI leads this category, winning 4 of 6 comparable metrics.
Profitability & Efficiency
Evenly matched — ECCW and OCCI and ECC and OXLC each lead in 3 of 9 comparable metrics.
Profitability & Efficiency
OXLC delivers a 10.2% return on equity — every $100 of shareholder capital generates $10 in annual profit, vs $-6 for OCCI. OXLC carries lower financial leverage with a 0.25x debt-to-equity ratio, signaling a more conservative balance sheet compared to OCCI's 0.74x. On the Piotroski fundamental quality scale (0–9), OCCI scores 5/9 vs OXLC's 2/9, reflecting solid financial health.
| Metric | ECCWEagle Point Credi… | OCCIOFS Credit Compan… | ECCEagle Point Credi… | OXLCOxford Lane Capit… |
|---|---|---|---|---|
| ROE (TTM)Return on equity | +3.1% | -6.1% | +3.1% | +10.2% |
| ROA (TTM)Return on assets | +2.2% | -3.6% | +2.2% | +7.1% |
| ROICReturn on invested capital | +6.1% | -0.8% | +6.1% | +1.9% |
| ROCEReturn on capital employed | +7.1% | -0.9% | +7.1% | +2.1% |
| Piotroski ScoreFundamental quality 0–9 | 3 | 5 | 3 | 2 |
| Debt / EquityFinancial leverage | 0.29x | 0.74x | 0.29x | 0.25x |
| Net DebtTotal debt minus cash | $230M | $100M | $230M | $192M |
| Cash & Equiv.Liquid assets | $42M | $14M | $42M | $295M |
| Total DebtShort + long-term debt | $272M | $114M | $272M | $487M |
| Interest CoverageEBIT ÷ Interest expense | 12.34x | 1.95x | 12.34x | 1.26x |
Evenly matched — ECCW and OCCI and ECC and OXLC each lead in 3 of 9 comparable metrics.
Total Returns (Dividends Reinvested)
ECCW leads this category, winning 6 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in ECCW five years ago would be worth $13,385 today (with dividends reinvested), compared to $8,575 for OCCI. Over the past 12 months, ECCW leads with a +16.3% total return vs OXLC's -36.6%. The 3-year compound annual growth rate (CAGR) favors ECCW at 9.9% vs ECC's -6.0% — a key indicator of consistent wealth creation.
| Metric | ECCWEagle Point Credi… | OCCIOFS Credit Compan… | ECCEagle Point Credi… | OXLCOxford Lane Capit… |
|---|---|---|---|---|
| YTD ReturnYear-to-date | +3.9% | -23.0% | -19.3% | -23.1% |
| 1-Year ReturnPast 12 months | +16.3% | -29.7% | -27.9% | -36.6% |
| 3-Year ReturnCumulative with dividends | +32.9% | -10.6% | -17.0% | -3.4% |
| 5-Year ReturnCumulative with dividends | +33.9% | -14.2% | +7.5% | -5.6% |
| 10-Year ReturnCumulative with dividends | +37.0% | -7.5% | +34.8% | +24.0% |
| CAGR (3Y)Annualised 3-year return | +9.9% | -3.7% | -6.0% | -1.1% |
ECCW leads this category, winning 6 of 6 comparable metrics.
Risk & Volatility
ECCW leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
ECCW is the less volatile stock with a 0.51 beta — it tends to amplify market swings less than ECC's 0.68 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. ECCW currently trades 99.7% from its 52-week high vs OXLC's 40.9% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ECCWEagle Point Credi… | OCCIOFS Credit Compan… | ECCEagle Point Credi… | OXLCOxford Lane Capit… |
|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.51x | 0.64x | 0.68x | 0.62x |
| 52-Week HighHighest price in past year | $25.24 | $6.82 | $8.23 | $24.90 |
| 52-Week LowLowest price in past year | $6.74 | $2.62 | $3.46 | $8.01 |
| % of 52W HighCurrent price vs 52-week peak | +99.7% | +50.0% | +52.0% | +40.9% |
| RSI (14)Momentum oscillator 0–100 | 65.6 | 68.3 | 61.8 | 52.7 |
| Avg Volume (50D)Average daily shares traded | 3K | 299K | 1.7M | 1.5M |
ECCW leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
Evenly matched — OCCI and ECC each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: OCCI as "Hold", ECC as "Buy", OXLC as "Buy". For income investors, ECC offers the higher dividend yield at 40.99% vs ECCW's 6.97%.
| Metric | ECCWEagle Point Credi… | OCCIOFS Credit Compan… | ECCEagle Point Credi… | OXLCOxford Lane Capit… |
|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Hold | Buy | Buy |
| Price TargetConsensus 12-month target | — | — | $4.75 | — |
| # AnalystsCovering analysts | — | 1 | 11 | 4 |
| Dividend YieldAnnual dividend ÷ price | +7.0% | +35.3% | +41.0% | +33.4% |
| Dividend StreakConsecutive years of raises | 0 | 2 | 0 | 0 |
| Dividend / ShareAnnual DPS | $1.75 | $1.20 | $1.75 | $3.40 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | 0.0% | 0.0% | 0.0% |
Evenly matched — OCCI and ECC each lead in 1 of 2 comparable metrics.
Key Takeaway
ECCW leads in 2 of 6 categories (Total Returns, Risk & Volatility). OCCI leads in 1 (Valuation Metrics). 3 tied.
Best OverallEagle Point Credit Company … (ECCW)Leads 2 of 6 categories
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ECCW vs OCCI vs ECC vs OXLC: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is ECCW or OCCI or ECC or OXLC a better buy right now?
For growth investors, OFS Credit Company, Inc.
(OCCI) is the stronger pick with 117. 0% revenue growth year-over-year, versus -65. 7% for Oxford Lane Capital Corp. (OXLC). Eagle Point Credit Company Inc. (ECC) offers the better valuation at 5. 0x trailing P/E (4. 7x forward), making it the more compelling value choice. Analysts rate Eagle Point Credit Company Inc. (ECC) a "Buy" — based on 11 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — ECCW or OCCI or ECC or OXLC?
On trailing P/E, Eagle Point Credit Company Inc.
(ECC) is the cheapest at 5. 0x versus Oxford Lane Capital Corp. at 95. 2x. On forward P/E, OFS Credit Company, Inc. is actually cheaper at 2. 3x — notably different from the trailing picture, reflecting expected earnings growth.
03Which is the better long-term investment — ECCW or OCCI or ECC or OXLC?
Over the past 5 years, Eagle Point Credit Company Inc.
(ECCW) delivered a total return of +33. 9%, compared to -14. 2% for OFS Credit Company, Inc. (OCCI). Over 10 years, the gap is even starker: ECCW returned +37. 0% versus OCCI's -7. 5%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — ECCW or OCCI or ECC or OXLC?
By beta (market sensitivity over 5 years), Eagle Point Credit Company Inc.
(ECCW) is the lower-risk stock at 0. 51β versus Eagle Point Credit Company Inc. 's 0. 68β — meaning ECC is approximately 33% more volatile than ECCW relative to the S&P 500. On balance sheet safety, Oxford Lane Capital Corp. (OXLC) carries a lower debt/equity ratio of 25% versus 74% for OFS Credit Company, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — ECCW or OCCI or ECC or OXLC?
By revenue growth (latest reported year), OFS Credit Company, Inc.
(OCCI) is pulling ahead at 117. 0% versus -65. 7% for Oxford Lane Capital Corp. (OXLC). On earnings-per-share growth, the picture is similar: Eagle Point Credit Company Inc. grew EPS -50. 6% year-over-year, compared to -143. 3% for OFS Credit Company, Inc.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — ECCW or OCCI or ECC or OXLC?
Eagle Point Credit Company Inc.
(ECCW) is the more profitable company, earning 69. 3% net margin versus -24. 4% for OFS Credit Company, Inc. — meaning it keeps 69. 3% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: ECCW leads at 73. 7% versus -5. 5% for OCCI. At the gross margin level — before operating expenses — ECCW leads at 84. 2%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is ECCW or OCCI or ECC or OXLC more undervalued right now?
On forward earnings alone, OFS Credit Company, Inc.
(OCCI) trades at 2. 3x forward P/E versus 4. 7x for Eagle Point Credit Company Inc. — 2. 4x cheaper on a one-year earnings basis.
08Which pays a better dividend — ECCW or OCCI or ECC or OXLC?
All stocks in this comparison pay dividends.
Eagle Point Credit Company Inc. (ECC) offers the highest yield at 41. 0%, versus 7. 0% for Eagle Point Credit Company Inc. (ECCW).
09Is ECCW or OCCI or ECC or OXLC better for a retirement portfolio?
For long-horizon retirement investors, Eagle Point Credit Company Inc.
(ECCW) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 51), 7. 0% yield). Both have compounded well over 10 years (ECCW: +37. 0%, ECC: +34. 8%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between ECCW and OCCI and ECC and OXLC?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: ECCW is a small-cap income-oriented stock; OCCI is a small-cap high-growth stock; ECC is a small-cap deep-value stock; OXLC is a small-cap income-oriented stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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