ECCX
Eagle Point Credit Company Inc. 6.6875% NT 28
Asset Management
Market Cap$2.35B
5Y Perf.+5.5%
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Stock Comparison
ECCX vs OXLC
Revenue, margins, valuation, and 5-year total return — side by side.
OXLC
Oxford Lane Capital Corp.
Asset Management
Market Cap$974M
5Y Perf.-41.0%
ECCX vs OXLC — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ECCX | OXLC |
|---|---|---|
| Industry | Asset Management | Asset Management |
| Market Cap | $2.35B | $974M |
| Revenue (TTM) | $116M | $96M |
| Net Income (TTM) | $34M | $189M |
| Gross Margin | 84.2% | 59.8% |
| Operating Margin | 73.7% | 50.6% |
| Forward P/E | 29.3x | 2.5x |
| Total Debt | $272M | $487M |
| Cash & Equiv. | $42M | $295M |
ECCX vs OXLC — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
ECCX
OXLC
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| Eagle Point Credit … (ECCX) | 100 | 105.5 | +5.5% |
| Oxford Lane Capital… (OXLC) | 100 | 59.0 | -41.0% |
Price return only. Dividends and distributions are not included.
Quick Verdict: ECCX vs OXLC
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: OXLC leads in 4 of 7 categories, making it the strongest pick for valuation and capital efficiency and profitability and margin quality. Eagle Point Credit Company Inc. 6.6875% NT 28 is the stronger pick specifically for growth and revenue expansion and capital preservation and lower volatility. As sector peers, any of these can serve as alternatives in the same allocation.
ECCX
Eagle Point Credit Company Inc. 6.6875% NT 28
The Banking Pick
ECCX is the clearest fit if your priority is income & stability and growth exposure.
- Dividend streak 0 yrs, beta 0.50, yield 7.0%
- Rev growth -14.9%, EPS growth -50.6%
- 59.2% 10Y total return vs OXLC's 23.9%
Best for: income & stability and growth exposure
OXLC
Oxford Lane Capital Corp.
The Banking Pick
OXLC carries the broadest edge in this set and is the clearest fit for defensive.
- Beta 0.62, yield 33.9%, current ratio 220.74x
- Lower P/E (2.5x vs 29.3x)
- Efficiency ratio 0.1% vs ECCX's 0.1% (lower = leaner)
Best for: defensive
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | ECCX | -14.9% NII/revenue growth vs OXLC's -65.7% |
| Value | OXLC | Lower P/E (2.5x vs 29.3x) |
| Quality / Margins | OXLC | Efficiency ratio 0.1% vs ECCX's 0.1% (lower = leaner) |
| Stability / Safety | ECCX | Beta 0.50 vs OXLC's 0.62 |
| Dividends | OXLC | 33.9% yield, vs ECCX's 7.0% |
| Momentum (1Y) | ECCX | +9.5% vs OXLC's -36.8% |
| Efficiency (ROA) | OXLC | Efficiency ratio 0.1% vs ECCX's 0.1% |
ECCX vs OXLC — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLECCXLAGGINGOXLC
OXLCOxford Lane Capital C…
2leads
ECCXEagle Point Credit Co…
4leads
6 Total Categories
CATEGORYLEADERvs OXLCMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
ECCX5/5
Valuation MetricsMultiples, price ratios, and targets
OXLC3/4
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
ECCX5/9
Total Returns1Y, 3Y, 5Y total returns with dividends
ECCX6/6
Risk & VolatilityBeta, volatility, and downside exposure
ECCX2/2
Analyst OutlookRatings, price targets, and dividends
OXLC1/1
Income & Cash Flow (Last 12 Months)
ECCX leads this category, winning 5 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
ECCX and OXLC operate at a comparable scale, with $116M and $96M in trailing revenue. ECCX is the more profitable business, keeping 69.3% of every revenue dollar as net income compared to OXLC's 50.6%.
| Metric | ECCXEagle Point Credi… | OXLCOxford Lane Capit… |
|---|---|---|
| RevenueTrailing 12 months | $116M | $96M |
| EBITDAEarnings before interest/tax | $63M | $271M |
| Net IncomeAfter-tax profit | $34M | $189M |
| Free Cash FlowCash after capex | $65M | $1.5B |
| Gross MarginGross profit ÷ Revenue | +84.2% | +59.8% |
| Operating MarginEBIT ÷ Revenue | +73.7% | +50.6% |
| Net MarginNet income ÷ Revenue | +69.3% | +50.6% |
| FCF MarginFCF ÷ Revenue | +89.3% | -7.3% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — |
| EPS Growth (YoY)Latest quarter vs prior year | +3.9% | -7.7% |
ECCX leads this category, winning 5 of 5 comparable metrics.
Valuation Metrics
OXLC leads this category, winning 3 of 4 comparable metrics.
Valuation Metrics
At 29.3x trailing earnings, ECCX trades at a 69% valuation discount to OXLC's 93.8x P/E. On an enterprise value basis, OXLC's 24.1x EV/EBITDA is more attractive than ECCX's 30.2x.
| Metric | ECCXEagle Point Credi… | OXLCOxford Lane Capit… |
|---|---|---|
| Market CapShares × price | $2.4B | $974M |
| Enterprise ValueMkt cap + debt − cash | $2.6B | $1.2B |
| Trailing P/EPrice ÷ TTM EPS | 29.28x | 93.83x |
| Forward P/EPrice ÷ next-FY EPS est. | — | 2.51x |
| PEG RatioP/E ÷ EPS growth rate | — | — |
| EV / EBITDAEnterprise value multiple | 30.19x | 24.05x |
| Price / SalesMarket cap ÷ Revenue | 20.28x | 10.17x |
| Price / BookPrice ÷ Book value/share | 2.51x | 0.46x |
| Price / FCFMarket cap ÷ FCF | 22.71x | — |
OXLC leads this category, winning 3 of 4 comparable metrics.
Profitability & Efficiency
ECCX leads this category, winning 5 of 9 comparable metrics.
Profitability & Efficiency
OXLC delivers a 10.2% return on equity — every $100 of shareholder capital generates $10 in annual profit, vs $3 for ECCX. OXLC carries lower financial leverage with a 0.25x debt-to-equity ratio, signaling a more conservative balance sheet compared to ECCX's 0.29x. On the Piotroski fundamental quality scale (0–9), ECCX scores 3/9 vs OXLC's 2/9, reflecting mixed financial health.
| Metric | ECCXEagle Point Credi… | OXLCOxford Lane Capit… |
|---|---|---|
| ROE (TTM)Return on equity | +3.1% | +10.2% |
| ROA (TTM)Return on assets | +2.2% | +7.1% |
| ROICReturn on invested capital | +6.1% | +1.9% |
| ROCEReturn on capital employed | +7.1% | +2.1% |
| Piotroski ScoreFundamental quality 0–9 | 3 | 2 |
| Debt / EquityFinancial leverage | 0.29x | 0.25x |
| Net DebtTotal debt minus cash | $230M | $192M |
| Cash & Equiv.Liquid assets | $42M | $295M |
| Total DebtShort + long-term debt | $272M | $487M |
| Interest CoverageEBIT ÷ Interest expense | 12.34x | 1.26x |
ECCX leads this category, winning 5 of 9 comparable metrics.
Total Returns (Dividends Reinvested)
ECCX leads this category, winning 6 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in ECCX five years ago would be worth $13,463 today (with dividends reinvested), compared to $9,473 for OXLC. Over the past 12 months, ECCX leads with a +9.5% total return vs OXLC's -36.8%. The 3-year compound annual growth rate (CAGR) favors ECCX at 9.3% vs OXLC's -1.3% — a key indicator of consistent wealth creation.
| Metric | ECCXEagle Point Credi… | OXLCOxford Lane Capit… |
|---|---|---|
| YTD ReturnYear-to-date | +2.6% | -24.1% |
| 1-Year ReturnPast 12 months | +9.5% | -36.8% |
| 3-Year ReturnCumulative with dividends | +30.6% | -3.9% |
| 5-Year ReturnCumulative with dividends | +34.6% | -5.3% |
| 10-Year ReturnCumulative with dividends | +59.2% | +23.9% |
| CAGR (3Y)Annualised 3-year return | +9.3% | -1.3% |
ECCX leads this category, winning 6 of 6 comparable metrics.
Risk & Volatility
ECCX leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
ECCX is the less volatile stock with a 0.50 beta — it tends to amplify market swings less than OXLC's 0.62 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. ECCX currently trades 99.7% from its 52-week high vs OXLC's 40.3% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ECCXEagle Point Credi… | OXLCOxford Lane Capit… |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.50x | 0.62x |
| 52-Week HighHighest price in past year | $25.26 | $24.90 |
| 52-Week LowLowest price in past year | $6.58 | $8.01 |
| % of 52W HighCurrent price vs 52-week peak | +99.7% | +40.3% |
| RSI (14)Momentum oscillator 0–100 | 74.7 | 53.6 |
| Avg Volume (50D)Average daily shares traded | 3K | 1.5M |
ECCX leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
OXLC leads this category, winning 1 of 1 comparable metric.
Analyst Outlook
For income investors, OXLC offers the higher dividend yield at 33.94% vs ECCX's 6.97%.
| Metric | ECCXEagle Point Credi… | OXLCOxford Lane Capit… |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Buy |
| Price TargetConsensus 12-month target | — | — |
| # AnalystsCovering analysts | — | 4 |
| Dividend YieldAnnual dividend ÷ price | +7.0% | +33.9% |
| Dividend StreakConsecutive years of raises | 0 | 0 |
| Dividend / ShareAnnual DPS | $1.75 | $3.40 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | 0.0% |
OXLC leads this category, winning 1 of 1 comparable metric.
Key Takeaway
ECCX leads in 4 of 6 categories (Income & Cash Flow, Profitability & Efficiency). OXLC leads in 2 (Valuation Metrics, Analyst Outlook).
Best OverallEagle Point Credit Company … (ECCX)Leads 4 of 6 categories
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ECCX vs OXLC: Frequently Asked Questions
9 questions · data-driven answers · updated daily
01Is ECCX or OXLC a better buy right now?
For growth investors, Eagle Point Credit Company Inc.
6. 6875% NT 28 (ECCX) is the stronger pick with -14. 9% revenue growth year-over-year, versus -65. 7% for Oxford Lane Capital Corp. (OXLC). Eagle Point Credit Company Inc. 6. 6875% NT 28 (ECCX) offers the better valuation at 29. 3x trailing P/E, making it the more compelling value choice. Analysts rate Oxford Lane Capital Corp. (OXLC) a "Buy" — based on 4 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — ECCX or OXLC?
On trailing P/E, Eagle Point Credit Company Inc.
6. 6875% NT 28 (ECCX) is the cheapest at 29. 3x versus Oxford Lane Capital Corp. at 93. 8x.
03Which is the better long-term investment — ECCX or OXLC?
Over the past 5 years, Eagle Point Credit Company Inc.
6. 6875% NT 28 (ECCX) delivered a total return of +34. 6%, compared to -5. 3% for Oxford Lane Capital Corp. (OXLC). Over 10 years, the gap is even starker: ECCX returned +59. 2% versus OXLC's +23. 9%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — ECCX or OXLC?
By beta (market sensitivity over 5 years), Eagle Point Credit Company Inc.
6. 6875% NT 28 (ECCX) is the lower-risk stock at 0. 50β versus Oxford Lane Capital Corp. 's 0. 62β — meaning OXLC is approximately 24% more volatile than ECCX relative to the S&P 500. On balance sheet safety, Oxford Lane Capital Corp. (OXLC) carries a lower debt/equity ratio of 25% versus 29% for Eagle Point Credit Company Inc. 6. 6875% NT 28 — giving it more financial flexibility in a downturn.
05Which is growing faster — ECCX or OXLC?
By revenue growth (latest reported year), Eagle Point Credit Company Inc.
6. 6875% NT 28 (ECCX) is pulling ahead at -14. 9% versus -65. 7% for Oxford Lane Capital Corp. (OXLC). On earnings-per-share growth, the picture is similar: Eagle Point Credit Company Inc. 6. 6875% NT 28 grew EPS -50. 6% year-over-year, compared to -90. 5% for Oxford Lane Capital Corp.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — ECCX or OXLC?
Eagle Point Credit Company Inc.
6. 6875% NT 28 (ECCX) is the more profitable company, earning 69. 3% net margin versus 50. 6% for Oxford Lane Capital Corp. — meaning it keeps 69. 3% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: ECCX leads at 73. 7% versus 50. 6% for OXLC. At the gross margin level — before operating expenses — ECCX leads at 84. 2%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Which pays a better dividend — ECCX or OXLC?
All stocks in this comparison pay dividends.
Oxford Lane Capital Corp. (OXLC) offers the highest yield at 33. 9%, versus 7. 0% for Eagle Point Credit Company Inc. 6. 6875% NT 28 (ECCX).
08Is ECCX or OXLC better for a retirement portfolio?
For long-horizon retirement investors, Eagle Point Credit Company Inc.
6. 6875% NT 28 (ECCX) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 50), 7. 0% yield). Both have compounded well over 10 years (ECCX: +59. 2%, OXLC: +23. 9%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
09What are the main differences between ECCX and OXLC?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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Revenue Growth>
%
(ECCX: -14.9% · OXLC: -65.7%)Net Margin>
%
(ECCX: 69.3% · OXLC: 50.6%)P/E Ratio<
x
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